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Mortgage Lenders and Brokers in Columbia, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Columbia, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust6824 N Main St, Columbia, SC 29203A5.0 ★Texas Ratio: 7.72%, Ameris BankAmeris Bank1333 Main Street Ste 100 and 200, Columbia, SC 29201A+5.0 ★Texas Ratio: 1.82%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, First Palmetto BankFirst Palmetto Bank2530 Devine St, Columbia, SC 29205A+5.0 ★Texas Ratio: 1.16%, AllSouth Federal Credit UnionAllSouth Federal Credit Union7227 Parklane Rd, Columbia, SC 29223A+5.0 ★Texas Ratio: 1.08%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4800 Garners Ferry Rd, Columbia, SC 29209A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association520 Gervais St, Columbia, SC 29201A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA104 Regency Dr, Columbia, SC 29212A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1441 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 5.36%, and First Community BankFirst Community Bank1213 Lady St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Columbia, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbia are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Columbia, South Carolina

Market share is the lender's share of all home loans closed in Columbia, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Ciitizens Bank and Trust 9 offices in Columbia 6824 N Main St, Columbia, SC 29203 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, VA, Jumbo, HELOC	134 +80 HELOCs	3.8%	84.7%	$245,746	View
Ameris Bank ★ 4 stars, 1 review 1 office in Columbia 1333 Main Street Ste 100 and 200, Columbia, SC 29201 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, USDA, Jumbo, HELOC	134 +1 HELOCs	3.8%	95.1%	$232,388	View
First Reliance Bank 1 office in Columbia 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional, FHA, VA, Jumbo	64	1.8%	97%	$402,968	View
First Palmetto Bank 2 offices in Columbia 2530 Devine St, Columbia, SC 29205 A+5.0 ★Texas Ratio: 1.16%	Conventional, FHA, VA, Jumbo	56	1.6%	94.9%	$301,607	View
AllSouth Federal Credit Union 7227 Parklane Rd, Columbia, SC 29223 A+5.0 ★Texas Ratio: 1.08%	Conventional	51	1.4%	68.9%	$212,254	View
JPMorgan Chase Bank, NA 5 offices in Columbia 4800 Garners Ferry Rd, Columbia, SC 29209 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	48	1.3%	96.1%	$261,458	View
Southstate Bank, National Association ★ 5 stars, 1 review 4 offices in Columbia 520 Gervais St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, Jumbo, HELOC	31 +17 HELOCs	0.9%	97%	$337,903	View
Bank of America NA 8 offices in Columbia 104 Regency Dr, Columbia, SC 29212 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	30 +52 HELOCs	0.8%	96.8%	$344,000	View
Wells Fargo Bank NA 9 offices in Columbia 1441 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	23	0.6%	80%	$184,565	View
First Community Bank 3 offices in Columbia 1213 Lady St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	20	0.6%	91.3%	$307,500	View
First Horizon Bank ★ 5 stars, 1 review 3 offices in Columbia 4840 Forest Dr, Columbia, SC 29206 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	13 +2 HELOCs	0.4%	100%	$685,000	View
Regions Bank 1 office in Columbia 1010 Gervais St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.3%	71.4%	$255,000	View
Truist Bank ★ 1 stars, 1 review 6 offices in Columbia 6098 Garners Ferry Rd, Columbia, SC 29209 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	9 +24 HELOCs	0.3%	81.8%	$378,333	View
TD Bank 5 offices in Columbia 1501 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	6 +13 HELOCs	0.2%	85.7%	$240,000	View
Arthur State Bank 3 offices in Columbia 121 Sparkleberry Crossing Rd, Columbia, SC 29229 A4.8 ★Texas Ratio: 6.72%	Conventional	5	0.1%	83.3%	$501,000	View
SC State Credit Union 7905 Farrow Rd, Columbia, SC 29203 3220	Conventional, HELOC	4 +67 HELOCs	0.1%	53.8%	$120,000
Security Federal Bank 2 offices in Columbia 1900 Assembly St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 4.39%	Conventional, VA	4	0.1%	66.7%	$210,000	View
Fifth Third Bank, National Association 1 office in Columbia 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	60%	$168,333	View
United Community Bank 1 office in Columbia 4018 Forest Dr, Columbia, SC 29204 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	2 +8 HELOCs	0.1%	40%	$305,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Columbia 701 Gervais St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$485,000	View
First Carolina Bank 1 office in Columbia 3000 Devine St, Columbia, SC 29205 A+5.0 ★Texas Ratio: 4.89%	Conventional	1	0%	100%	$245,000	View
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA, VA	136	3.8%	97.8%	$277,573	View
Palmetto Citizens Federal Cred	Conventional, FHA, HELOC	52 +75 HELOCs	1.5%	78.8%	$259,807
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA	53	1.5%	100%	$238,207
Founders Federal Credit Union 1400 Greene St Rm 227U, Columbia, SC 29225 A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	24 +4 HELOCs	0.7%	89.3%	$240,833	View
SAFE Federal Credit Union 7836 Garners Ferry Rd, Columbia, SC 29209 3957 A+5.0 ★Texas Ratio: 3.64%	Conventional	23	0.6%	73.7%	$180,217	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	7 +1 HELOCs	0.2%	100%	$457,857	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.2%	100%	$496,428	View
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	Conventional, Jumbo, HELOC	6 +12 HELOCs	0.2%	100%	$530,000	View
Mid Carolina Credit Union 100 Forum Dr Ste 4, Columbia, SC 29229 7945 A+5.0 ★Texas Ratio: 3.03%	Conventional	5	0.1%	100%	$167,000	View
The Conway National Bank 2605 Highway 501 E, Aynor, SC 29511 A+5.0 ★Texas Ratio: 0.10%	Conventional	4	0.1%	100%	$287,500	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	FHA	4	0.1%	100%	$220,000	View
Spero Financial Federal Credit Union 1025 Pulaski St, Columbia, SC 29201 A5.0 ★Texas Ratio: 8.40%	Conventional	3	0.1%	75%	$58,333	View
Bank of Clarendon 2609 Players Course Dr, Manning, SC 29102 A+5.0 ★Texas Ratio: 0.03%	Conventional	3	0.1%	100%	$125,000	View
The Citizens Bank 201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0.1%	100%	$245,000	View
CPM Federal Credit Union 3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$195,000	View
Dedicated Community Bank 202 Cashua St, Darlington, SC 29532 A+5.0 ★Texas Ratio: 3.96%	Conventional	1	0%	100%	$165,000	View
Beacon Community Bank 578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0%	100%	$545,000	View
Rev Federal Credit Union 22 Westedge St, Charleston, SC 29403	Conventional	1	0%	50%	$155,000
Encore Bank 1859 Summerville Ave, Charleston, SC 29405 A+5.0 ★Texas Ratio: 1.62%	VA	1	0%	100%	$305,000	View
SRP Federal Credit Union 750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44%	Conventional	1	0%	50%	$95,000	View
HomeTrust Bank 8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
South Carolina Federal Credit	Conventional, Jumbo, HELOC	11 +3 HELOCs	0.3%	100%	$248,636
Sage Home Loans Corporation	Conventional, VA	4	0.1%	66.7%	$302,500
New Story Lending LLC	Conventional	2	0.1%	100%	$485,000
Barley Mortgage, LLC	Conventional	1	0%	100%	$315,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$285,000
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	282	7.9%	94.4%	$245,567
Rocket Mortgage	Conventional, FHA, VA	205	5.8%	82.2%	$211,975
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	174	4.9%	77.8%	$246,206
DHI Mortgage Company, LTD.	Conventional, FHA, VA	153	4.3%	75.1%	$244,673
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	149 +3 HELOCs	4.2%	82.8%	$295,805
First Heritage Mortgage, LLC	Conventional, FHA, VA, USDA	140	3.9%	97.2%	$282,428
Freedom Mortgage Corporation	Conventional, FHA, VA	90	2.5%	92%	$284,111
Mortgage Research Center	Conventional, FHA, VA	85	2.4%	69.9%	$276,882
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	61 +6 HELOCs	1.7%	93.6%	$288,770
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	57 +19 HELOCs	1.6%	66.7%	$250,087
Pennymac Loan Services LLC	Conventional, FHA, VA	55	1.5%	80.3%	$215,727
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	54	1.5%	93.3%	$281,851
loanDepot.com LLC	Conventional, FHA, VA	49	1.4%	53.8%	$190,102
Newrez LLC	Conventional, FHA, VA, USDA	48	1.3%	68.1%	$260,208
Lennar Mortgage, LLC	Conventional, FHA, VA	47	1.3%	88.7%	$240,744
New American Funding, LLC.	Conventional, FHA, VA, HELOC	44 +5 HELOCs	1.2%	86.3%	$176,363
Integrity Home Mortgage Corporation	Conventional, FHA, VA	43	1.2%	92.2%	$285,465
Lower, LLC	Conventional, FHA, VA	38	1.1%	88.4%	$209,736
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	34	1%	94.6%	$285,588
Primelending	Conventional, FHA, VA	34	1%	93.2%	$319,117
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	34	1%	77.3%	$228,235
Nationstar Mortgage	Conventional, FHA, VA	31	0.9%	86.8%	$131,774
Assurance Financial Group, L.L.C.	Conventional, FHA, VA	23	0.6%	100%	$231,521
Synovus Bank	Conventional, FHA, VA, HELOC	22 +16 HELOCs	0.6%	88%	$277,272
Guaranteed Rate, Inc.	Conventional, FHA, VA	22	0.6%	81.5%	$275,909
Fairway Independent Mort Corp	Conventional, FHA, VA	22	0.6%	91.7%	$187,272
Pulte Mortgage LLC	Conventional, VA	19	0.5%	86.4%	$441,315
Village Capital & Investment	FHA, VA	19	0.5%	68.6%	$307,105
Nation One Mortgage Corporatio	FHA, VA	18	0.5%	100%	$270,000
Atlantic Bay Mortgage Group	Conventional, FHA, VA	18	0.5%	100%	$231,666
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, VA	17	0.5%	100%	$242,647	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	17	0.5%	78.3%	$302,058	View
Zillow Home Loans, LLC	Conventional, VA	16	0.4%	88.9%	$213,750
New Day Financial, LLC.	VA	12	0.3%	36.4%	$217,500
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	12	0.3%	75%	$566,666
Homeowners Financial Group, LLC	Conventional, FHA, VA	11	0.3%	100%	$187,727
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA, VA	11	0.3%	100%	$170,454	View
Acrisure Mortgage, LLC	Conventional, FHA, VA	10	0.3%	90.9%	$218,000
Equity Prime Mortgage LLC	FHA, VA, USDA	10	0.3%	62.5%	$264,000
Cardinal Financial Company, Li	Conventional, FHA, VA	10	0.3%	85.7%	$158,000
Spring Eq, LLC	Conventional, HELOC	9 +6 HELOCs	0.3%	47.6%	$108,333
Goodleap, LLC	Conventional, FHA, VA	9	0.3%	85.7%	$123,888
Mortgage Solutions of Colorado	VA	9	0.3%	91.7%	$251,666
Royal United Mortgage LLC	Conventional	8	0.2%	81.8%	$151,250
Amerisave Mortgage Company	Conventional, FHA, VA	8	0.2%	19.1%	$150,000
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.2%	81.8%	$215,000
The Loan Store, Inc	Conventional, VA, HELOC	7 +2 HELOCs	0.2%	100%	$282,142
Lakeview Loan Servicing, LLC	Conventional, VA	7	0.2%	51.9%	$229,285
Kind Lending, LLC	Conventional, FHA, VA	7	0.2%	100%	$213,571
AmeriHome Mortgage Company, LLC	Conventional, FHA	7	0.2%	77.8%	$302,142
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	7	0.2%	87.5%	$283,571	View
ClearPath Lending	VA	6	0.2%	75%	$271,666
Union Home Mortgage Corp.	Conventional, VA	6	0.2%	85.7%	$276,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA, Jumbo	6	0.2%	100%	$446,666	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.2%	72.7%	$271,666
Reliance First Capital, LLC	Conventional, FHA	6	0.2%	100%	$201,666
JMAC Lending, Inc.	Conventional, FHA, VA	6	0.2%	100%	$315,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	5 +4 HELOCs	0.1%	50%	$215,000
ALCOVA Mortgage, LLC	Conventional, FHA, VA	5	0.1%	83.3%	$221,000
PHH Mortgage Corporation	Conventional, FHA, VA	5	0.1%	100%	$263,000
Loanunited.Com, LLC	VA	5	0.1%	83.3%	$259,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	5	0.1%	100%	$235,000	View
Sun West Mortgage Company, Inc	Conventional, VA, Jumbo	5	0.1%	87.5%	$497,000
Intercoastal Mortgage, LLC	Conventional, VA	5	0.1%	85.7%	$363,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.1%	71.4%	$125,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA, USDA	5	0.1%	62.5%	$219,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	4	0.1%	100%	$265,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	4	0.1%	66.7%	$337,500	View
American Financial Resources LLC	Conventional, FHA, VA	4	0.1%	100%	$225,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	4	0.1%	100%	$352,500
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA	4	0.1%	100%	$207,500	View
American Federal Mortgage Corporation	Conventional	4	0.1%	100%	$285,000
Stockton Mortgage Corporation	Conventional	4	0.1%	100%	$152,500
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.1%	30.4%	$187,500
Better Mortgage Corporation	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$401,666
Cornerstone First Mortgage, LLC	FHA	3	0.1%	100%	$268,333
Envoy Mortgage, Ltd	FHA, VA	3	0.1%	100%	$181,666
Nbkc Bank	Conventional, VA	3	0.1%	100%	$288,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	3	0.1%	60%	$335,000	View
AdvantageFirst Lending Inc	Conventional, VA	3	0.1%	75%	$425,000
Discover Bank	Conventional	3	0.1%	18.8%	$148,333
Click n' Close, Inc.	Conventional, FHA	3	0.1%	100%	$171,666
Total Mortgage Services, LLC	Conventional, FHA	3	0.1%	100%	$141,666
Service Federal Credit Union	Conventional, VA	3	0.1%	100%	$165,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA	3	0.1%	100%	$358,333	View
Paramount Residential Mortgage	Conventional, FHA	3	0.1%	100%	$198,333
Top Flite Financial, Inc.	FHA, VA	3	0.1%	75%	$258,333
Carolinas Telco FCU A+5.0 ★Texas Ratio: 3.27%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$195,000
State Employees' Credit Union	Conventional	2	0.1%	100%	$325,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$100,000	View
American Financial Network, Inc.	FHA	2	0.1%	66.7%	$195,000
Homestead Funding Corp.	Conventional, VA	2	0.1%	100%	$220,000
Carolina One Mortgage, LLC	Conventional, FHA	2	0.1%	66.7%	$245,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, Jumbo	2	0.1%	100%	$505,000	View
HomeXpress Mortgage Corp.	Conventional, VA	2	0.1%	100%	$260,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$265,000
American Financing Corporation	Conventional, FHA	2	0.1%	80%	$250,000
Legend Lending Corporation	FHA, VA	2	0.1%	100%	$280,000
Churchill Mortgage Corporation	Conventional, VA	2	0.1%	100%	$415,000
Provident Funding Associates	Conventional	2	0.1%	100%	$440,000
Milend, Inc	FHA, VA	2	0.1%	75%	$425,000
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	Conventional, VA	2	0.1%	100%	$350,000	View
Grow Financial Federal Credit Union	Conventional, Jumbo	2	0.1%	66.7%	$760,000
Pike Creek Mortgage Services, Inc.	Conventional, FHA	2	0.1%	100%	$255,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$95,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$175,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	66.7%	$180,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	100%	$1,815,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$430,000	View
21St Mortgage	Conventional	2	0.1%	40%	$105,000
Southwest Funding LP	Conventional, FHA	2	0.1%	100%	$155,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$215,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	VA, HELOC	1 +9 HELOCs	0%	50%	$135,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$55,000	View
Polaris Home Funding Corp.	FHA	1	0%	100%	$165,000
EMM Loans LLC	Conventional	1	0%	100%	$235,000
Equity Resources Inc	Conventional	1	0%	100%	$235,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$155,000	View
Cliffco, Inc.	Conventional	1	0%	100%	$165,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$535,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$215,000	View
Brighton Bank	VA	1	0%	100%	$425,000
Guidance Residential, LLC	Conventional	1	0%	100%	$265,000
Dart Bank	Conventional	1	0%	100%	$265,000
Filo Mortgage, LLC	Conventional	1	0%	50%	$185,000
Resicentral LLC	Conventional	1	0%	100%	$135,000
Neighborhood Mortgage Solutions, LLC	Conventional	1	0%	100%	$155,000
Deephaven Mortgage LLC	Conventional	1	0%	50%	$315,000
Capital City Home Loans, LLC	Conventional	1	0%	100%	$145,000
Synergy One Lending, Inc.	FHA	1	0%	100%	$265,000
AmWest Funding Corp	Conventional	1	0%	100%	$215,000
Onward Home Mortgage, LLC	VA	1	0%	100%	$225,000
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$425,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0%	100%	$1,555,000
HomeBridge Financial Services, Inc	VA	1	0%	50%	$315,000
First Alliance Home Mortgage, LLC	FHA	1	0%	100%	$185,000
Royal Pacific Funding	Conventional	1	0%	100%	$305,000
Das Acquisition Company, LLC	VA	1	0%	100%	$225,000
Credit Union Mortgage Associat	Conventional	1	0%	100%	$205,000
Bank Fund Staff Federal Credit	Conventional	1	0%	100%	$435,000
American Security Mortgage Cor	VA	1	0%	100%	$245,000
Flexpoint, Inc.	Conventional	1	0%	100%	$545,000
Network Capital Funding Corporation	FHA	1	0%	100%	$145,000
Schumacher Mortgage LLC	VA	1	0%	100%	$765,000
Coca-Cola Federal Credit Union	Conventional	1	0%	100%	$295,000
Herring Bank A+5.0 ★Texas Ratio: 4.68%	FHA	1	0%	100%	$435,000	View
Bay Equity LLC	Conventional	1	0%	100%	$135,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$105,000
University of Illinois Community Credit Union	Conventional	1	0%	100%	$305,000
Corning Credit Union	Conventional	1	0%	100%	$305,000
Calcon Mutual Mortgage LLC	FHA	1	0%	100%	$305,000
Nfm, Inc	Conventional	1	0%	100%	$275,000
Univest Bank and Trust Co. A5.0 ★Texas Ratio: 6.10%	Conventional	1	0%	100%	$445,000	View
Stg Mortgage Inc	FHA	1	0%	100%	$405,000
Capital Center LLC	Conventional	1	0%	100%	$125,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0%	100%	$155,000
Premier Lending Inc.	Conventional	1	0%	100%	$185,000
CityWorth Mortgage LLC	VA	1	0%	100%	$305,000
Loanleaders of America, Inc	FHA	1	0%	100%	$165,000
First Central State Bank A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0%	100%	$435,000	View
Truliant Federal Credit Union	Conventional	1	0%	50%	$45,000
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional	1	0%	100%	$325,000	View
Teachers Federal Credit Union	Conventional	1	0%	100%	$205,000
Nations Lending Corporation	Conventional	1	0%	100%	$205,000
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$185,000
Nicolet National Bank A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0%	100%	$145,000	View
BoxCar Mortgage, LLC	VA	1	0%	100%	$275,000
Inb, National Association A5.0 ★Texas Ratio: 9.74%	Conventional	1	0%	100%	$185,000	View
Baxter Credit Union	Conventional	1	0%	50%	$115,000
Rapid Mortgage Company	FHA	1	0%	100%	$195,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$195,000	View
Andrews Federal Credit Union	Conventional	1	0%	100%	$55,000
Saygo Home Loans, LLC	VA	1	0%	100%	$275,000
Ardri LLC	Conventional, Jumbo	1	0%	100%	$1,015,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0%	100%	$455,000	View
Uif Corporation	Conventional	1	0%	50%	$125,000
Sente Mortgage, Inc.	VA	1	0%	100%	$735,000
Queensborough National Bank and Trust A+5.0 ★Texas Ratio: 4.52%	VA	1	0%	100%	$335,000	View
Nations Direct Mortgage, LLC	VA	1	0%	100%	$705,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$235,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$805,000	View
United Nations Federal CU	Conventional	1	0%	100%	$685,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	33.3%	$275,000	View
Texana Bank	VA	1	0%	50%	$275,000
Goprime Mortgage, Inc.	VA	1	0%	100%	$225,000
Ark-La-Tex Financial Services LLC	FHA	1	0%	100%	$285,000
Champions Funding, LLC	Conventional, Jumbo	1	0%	100%	$1,385,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0%	100%	$555,000
First State Bank A5.0 ★Texas Ratio: 10.01%	Conventional	1	0%	100%	$265,000	View
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	0%		View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	HELOC	0 +1 HELOCs	0%	0%		View
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Columbia Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Columbia, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Columbia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbia in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Columbia, SC

Use these to narrow the list above. Each category shows how many Columbia, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 72 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 97 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 104 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 6 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 23 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 29 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Columbia, SC

Independent mortgage companies closed 71 percent of home loans in Columbia, South Carolina in 2025, banks 21.8 percent and credit unions 7.2 percent. Resource Financial Services, Inc. was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and AllSouth Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Reliance Bank led with 64 loans.

71%

Mortgage companies

21.8%

Banks

7.2%

Credit unions

22%

FHA loans

27%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders Mauldin 190 lenders

Frequently Asked Questions About Mortgage Lenders in Columbia, SC

Who is the largest mortgage lender in Columbia, SC?

By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Columbia, South Carolina with 134 loans, about 3.8 percent of the market. The largest lender headquartered in South Carolina was First Reliance Bank with 64 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Columbia, SC have the highest approval rates?

Among lenders with meaningful volume in Columbia, South Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Columbia, SC mortgage lenders offer FHA, VA and USDA loans?

97 lenders closed FHA loans in Columbia, South Carolina in 2025, led by Guild Mortgage Company with 68. 104 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Columbia, SC lender list?

Yes. 72 banks and 33 credit unions closed home loans in Columbia, South Carolina in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Columbia, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Columbia, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbia, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.