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Mortgage Lenders and Brokers in Bluffton, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bluffton, South Carolina mortgage lenders include TD BankTD Bank110 Buckwalter Pkwy, Bluffton, SC 29910A+5.0 ★Texas Ratio: 3.71%, Southstate Bank, National AssociationSouthstate Bank, National Association9 Oak Forest Rd, Bluffton, SC 29910A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1 Westbury Way, Bluffton, SC 29910A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA197 Okatie Village Dr, Bluffton, SC 29909A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA101 Windrush Ln, Bluffton, SC 29910A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank21 William Pope Dr, Bluffton, SC 29909A+5.0 ★Texas Ratio: 2.87%, Coastal States BankCoastal States Bank7 Thurmond Way, Bluffton, SC 29910A+5.0 ★Texas Ratio: 4.83%, South Atlantic BankSouth Atlantic Bank1 Sheridan Park Cir, Bluffton, SC 29910A+5.0 ★Texas Ratio: 0.08%, and Regions BankRegions Bank56 Persimmons St, Bluffton, SC 29910A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bluffton, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bluffton are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bluffton, South Carolina

Market share is the lender's share of all home loans closed in Bluffton, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
TD Bank 3 offices in Bluffton 110 Buckwalter Pkwy, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	51 +51 HELOCs	3.1%	94.4%	$1,117,352	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Bluffton 9 Oak Forest Rd, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, Jumbo, HELOC	51 +33 HELOCs	3.1%	92.7%	$1,009,901	View
First Ciitizens Bank and Trust 1 office in Bluffton 1 Westbury Way, Bluffton, SC 29910 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	20 +20 HELOCs	1.2%	66.7%	$1,243,000	View
Wells Fargo Bank NA 2 offices in Bluffton 197 Okatie Village Dr, Bluffton, SC 29909 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	18	1.1%	85.7%	$1,266,111	View
Bank of America NA 1 office in Bluffton 101 Windrush Ln, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	16 +24 HELOCs	1%	88.9%	$1,186,875	View
JPMorgan Chase Bank, NA 1 office in Bluffton 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	16 +3 HELOCs	1%	94.4%	$1,157,500	View
Truist Bank ★ 1 stars, 1 review 2 offices in Bluffton 21 William Pope Dr, Bluffton, SC 29909 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	11 +23 HELOCs	0.7%	91.7%	$541,363	View
Coastal States Bank 2 offices in Bluffton 7 Thurmond Way, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 4.83%	Conventional, Jumbo	11	0.7%	100%	$1,165,000	View
South Atlantic Bank 1 office in Bluffton 1 Sheridan Park Cir, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	7	0.4%	87.5%	$663,571	View
Regions Bank 1 office in Bluffton 56 Persimmons St, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.4%	66.7%	$356,666	View
Pinnacle Bank 1 office in Bluffton 3 Belfair Village Dr, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo	5	0.3%	100%	$635,000	View
Palmetto State Bank 1 office in Bluffton 194 Bluffton Rd, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 0.33%	Conventional	3	0.2%	100%	$345,000	View
United Community Bank 1 office in Bluffton 52 Burnt Church Rd, Bluffton, SC 29910 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	2 +20 HELOCs	0.1%	100%	$295,000	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, Jumbo, HELOC	64 +9 HELOCs	3.9%	97.1%	$423,593
CPM Federal Credit Union 95 Buckwalter Place Boulevard, Bluffton, SC 29910 A5.0 ★Texas Ratio: 12.83%	Conventional, HELOC	9 +37 HELOCs	0.6%	90%	$317,222	View
Ameris Bank ★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA, Jumbo, HELOC	9 +1 HELOCs	0.6%	90%	$592,777	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	7 +11 HELOCs	0.4%	87.5%	$567,857	View
Fifth Third Bank, National Association 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.2%	100%	$458,333	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	3	0.2%	100%	$408,333	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$555,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$670,000	View
First Horizon Bank ★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,705,000	View
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$145,000	View
Countybank 2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Beacon Community Bank 578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20%	Conventional, Jumbo	1	0.1%	100%	$2,865,000	View
Encore Bank 1859 Summerville Ave, Charleston, SC 29405 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$225,000	View
SRP Federal Credit Union 750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44%	Conventional	1	0.1%	100%	$255,000	View
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.1%	100%	$405,000	View
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	HELOC	0 +1 HELOCs	0%	100%
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$638,333
New Story Lending LLC	Conventional, VA	2	0.1%	100%	$390,000
South Carolina Federal Credit	Conventional	1	0.1%	50%	$345,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	147 +1 HELOCs	9.1%	84.8%	$313,027
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, Jumbo	95	5.9%	96.9%	$522,684	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	85 +4 HELOCs	5.2%	83.7%	$460,764
K. Hovnanian American Mortgage	Conventional, FHA, VA	56	3.5%	93.3%	$354,821
Canopy Mortgage, LLC	Conventional, FHA, VA	49	3%	100%	$371,530
Pulte Mortgage LLC	Conventional, FHA, VA	45	2.8%	84.9%	$459,666
First Heritage Mortgage, LLC	Conventional, FHA, VA	43	2.6%	100%	$364,302
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	33 +17 HELOCs	2%	81%	$255,303
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	32 +2 HELOCs	2%	97.1%	$630,625
Pennymac Loan Services LLC	Conventional, FHA, VA	29	1.8%	81.1%	$327,758
Guild Mortgage Company	Conventional, FHA, VA	24	1.5%	100%	$415,416
EMM Loans LLC	Conventional, FHA	23	1.4%	96.2%	$439,347
T2 Financial LLC	Conventional, FHA, VA, Jumbo	20	1.2%	100%	$525,500
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	20	1.2%	100%	$328,500	View
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo, HELOC	18 +3 HELOCs	1.1%	94.7%	$464,444
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1%	95.8%	$373,235
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	17	1%	89.5%	$357,352	View
loanDepot.com LLC	Conventional, FHA, VA	16	1%	66.7%	$310,000
Newrez LLC	Conventional, FHA, VA, Jumbo	15	0.9%	56.7%	$382,333
Nationstar Mortgage	Conventional, FHA, VA	15	0.9%	85%	$267,666
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	14 +3 HELOCs	0.9%	93.3%	$619,285
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	14 +1 HELOCs	0.9%	93.8%	$374,285
BoxCar Mortgage, LLC	Conventional, FHA, VA	14	0.9%	100%	$404,285
Synovus Bank	Conventional, Jumbo, HELOC	13 +10 HELOCs	0.8%	93.3%	$882,692
Capital City Home Loans, LLC	Conventional, FHA, Jumbo	13	0.8%	92.9%	$1,122,692
Fairway Independent Mort Corp	Conventional, FHA	13	0.8%	81.2%	$347,307
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	12	0.7%	100%	$1,098,333	View
Equity Resources Inc	Conventional, USDA, Jumbo	11	0.7%	68.8%	$337,727
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	10	0.6%	100%	$374,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	10	0.6%	83.3%	$1,039,000	View
East Coast Capital Corp.	Conventional, FHA	10	0.6%	100%	$355,000
Mortgage Research Center	VA	10	0.6%	45.5%	$437,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	10	0.6%	100%	$230,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, Jumbo	10	0.6%	100%	$383,000	View
Primelending	Conventional, VA	9	0.6%	100%	$326,111
Spring Eq, LLC	Conventional, HELOC	8 +1 HELOCs	0.5%	37.5%	$71,250
Amerisave Mortgage Company	Conventional, VA	8	0.5%	40.9%	$118,750
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	8	0.5%	100%	$431,250
New American Funding, LLC.	Conventional, FHA, VA	8	0.5%	100%	$471,250
The Loan Store, Inc	Conventional, VA, HELOC	6 +3 HELOCs	0.4%	85.7%	$356,666
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, Jumbo, HELOC	6 +1 HELOCs	0.4%	100%	$730,000	View
American Financial Resources LLC	Conventional, USDA	6	0.4%	100%	$298,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	6	0.4%	85.7%	$1,070,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.4%	40.7%	$328,333
Kind Lending, LLC	Conventional, VA	6	0.4%	85.7%	$338,333
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	6	0.4%	85.7%	$1,065,000	View
Zillow Home Loans, LLC	Conventional, VA	6	0.4%	75%	$408,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$82,500	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	4	0.2%	100%	$1,982,500	View
Intercoastal Mortgage, LLC	Conventional, Jumbo	4	0.2%	100%	$592,500
New Wave Lending Group Inc	Conventional	4	0.2%	100%	$310,000
New Day Financial, LLC.	FHA, VA	4	0.2%	40%	$402,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	66.7%	$317,500	View
Mortgage Equity Partners LLC	Conventional, FHA	4	0.2%	80%	$305,000
American Pacific Mortgage Corporation	Conventional	4	0.2%	100%	$392,500
Lower, LLC	Conventional, FHA, VA	4	0.2%	100%	$382,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.2%	80%	$915,000	View
Carrington Mortgage Services LLC	Conventional	4	0.2%	30.8%	$67,500
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	3 +1 HELOCs	0.2%	60%	$321,666
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.2%	100%	$431,666
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	3	0.2%	100%	$458,333
General Mortgage Capital Corporation	Conventional	3	0.2%	100%	$325,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.2%	100%	$421,666	View
Credit Union Mortgage Associat	Conventional	3	0.2%	100%	$415,000
Schumacher Mortgage LLC	Conventional, VA, Jumbo	3	0.2%	75%	$951,666
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	3	0.2%	100%	$781,666	View
Southwest Stage Funding LLC	Conventional, FHA	3	0.2%	75%	$158,333
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	3	0.2%	20.6%	$241,666
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.2%	100%	$625,000
Fourleaf Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$570,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.1%	100%	$230,000	View
Originpoint, LLC	Conventional	2	0.1%	100%	$405,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	2	0.1%	100%	$1,455,000	View
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$495,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.1%	100%	$440,000	View
Everett Financial, Inc.	Conventional, FHA	2	0.1%	100%	$190,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	66.7%	$290,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	66.7%	$380,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	2	0.1%	100%	$775,000	View
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	2	0.1%	100%	$715,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.1%	50%	$1,460,000
American Financial Network, Inc.	FHA	2	0.1%	100%	$365,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$525,000
Discover Bank	Conventional	2	0.1%	15.4%	$90,000
Sun West Mortgage Company, Inc	VA	2	0.1%	66.7%	$450,000
Das Acquisition Company, LLC	Conventional, VA	2	0.1%	100%	$420,000
American Security Mortgage Cor	Conventional, Jumbo	2	0.1%	100%	$675,000
Bay Equity LLC	Conventional	2	0.1%	100%	$320,000
Calcon Mutual Mortgage LLC	Conventional	2	0.1%	100%	$295,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$460,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA, Jumbo	2	0.1%	100%	$1,110,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$355,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$330,000	View
Veritas Funding, LLC	FHA, VA	2	0.1%	100%	$305,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	2	0.1%	100%	$3,485,000	View
Compass Mortgage, Inc.	Conventional	2	0.1%	100%	$460,000
Plaza Home Mortgage, Inc	Conventional, VA	2	0.1%	40%	$360,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$365,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$280,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +21 HELOCs	0.1%	100%	$1,705,000	View
Pentagon Federal Credit Union	VA, HELOC	1 +6 HELOCs	0.1%	50%	$395,000
Acu	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,005,000	View
First Technology Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$115,000
Cadence Bank	Conventional	1	0.1%	100%	$455,000
State Employees' Credit Union	Conventional	1	0.1%	100%	$345,000
Arc Home LLC	Conventional	1	0.1%	100%	$165,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$2,405,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$405,000	View
Tidewater Mortgage Services, Inc	VA	1	0.1%	100%	$565,000
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0.1%	100%	$255,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$155,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$225,000
First Atlantic Federal Credit Union	Conventional	1	0.1%	50%	$35,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$1,725,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$65,000
Fundloans Capital	Conventional, Jumbo	1	0.1%	100%	$3,365,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$545,000	View
Goodleap, LLC	FHA	1	0.1%	100%	$205,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$495,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$485,000
Nbkc Bank	Conventional	1	0.1%	100%	$455,000
Norwich Commercial Group Inc	VA	1	0.1%	100%	$805,000
Howard Hanna Financial Services, Inc	Conventional	1	0.1%	100%	$655,000
NuMark Credit Union	Conventional	1	0.1%	100%	$405,000
PHH Mortgage Corporation	Conventional	1	0.1%	50%	$415,000
Coleman County State Bank A+5.0 ★Texas Ratio: 0.33%	Conventional, Jumbo	1	0.1%	100%	$3,205,000	View
Fair Way Lending, LLC	Conventional	1	0.1%	100%	$325,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$355,000	View
Home Mortgage Alliance Corp (Hmac)	FHA	1	0.1%	50%	$375,000
Peapack Private Bank & Trust	Conventional, Jumbo	1	0.1%	100%	$2,005,000
AdvantageFirst Lending Inc	VA	1	0.1%	33.3%	$805,000
Eustis Mortgage Corp	VA	1	0.1%	100%	$475,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$295,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$1,435,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$1,445,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$355,000
MortgageCountry	Conventional, Jumbo	1	0.1%	100%	$865,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$525,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$165,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$425,000
Absolute Home Mortgage	FHA	1	0.1%	100%	$475,000
Apci Federal Credit Union	Conventional	1	0.1%	100%	$215,000
American Financing Corporation	FHA	1	0.1%	25%	$475,000
ClearPath Lending	VA	1	0.1%	100%	$255,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$435,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$285,000
William Raveis Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$105,000
Univest Bank and Trust Co. A5.0 ★Texas Ratio: 6.10%	Conventional	1	0.1%	100%	$555,000	View
Jet HomeLoans, LP	Conventional	1	0.1%	33.3%	$635,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$715,000
Cardinal Financial Company, Li	Conventional	1	0.1%	50%	$625,000
Guardian Savings Bank A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$315,000	View
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Loanleaders of America, Inc	FHA	1	0.1%	100%	$395,000
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$395,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	1	0.1%	100%	$1,045,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$355,000	View
UNMB Home Loans Inc	FHA	1	0.1%	100%	$355,000
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
Planet Home Lending, LLC	VA	1	0.1%	100%	$495,000
Embrace Home Loans, Inc.	VA	1	0.1%	100%	$505,000
Nations Lending Corporation	VA	1	0.1%	100%	$545,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA, Jumbo	1	0.1%	100%	$895,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
Cornerstone Bank A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$805,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$425,000	View
Georgia United Credit Union	Conventional	1	0.1%	100%	$255,000
Ohio Valley Bank A5.0 ★Texas Ratio: 10.78%	Conventional	1	0.1%	100%	$405,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0.1%	100%	$285,000	View
Grow Financial Federal Credit Union	Conventional	1	0.1%	100%	$655,000
Colony Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$265,000	View
Queensborough National Bank and Trust A+5.0 ★Texas Ratio: 4.52%	Conventional	1	0.1%	100%	$285,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$565,000
Firstbank A5.0 ★Texas Ratio: 7.51%	FHA	1	0.1%	100%	$355,000	View
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$25,000
TowneBank	Conventional, Jumbo	1	0.1%	100%	$1,215,000
Nationwide Mortgage Bankers, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,405,000
Hometown Funding, INC. D/B/A CNB Mortgage Company	Conventional	1	0.1%	100%	$355,000
Busey Bank A+5.0 ★Texas Ratio: 2.31%	Conventional, Jumbo	1	0.1%	100%	$4,105,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$445,000
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$545,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$305,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$525,000	View
General Electric Credit Union	Conventional	1	0.1%	100%	$805,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$325,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$355,000	View
21St Mortgage	Conventional	1	0.1%	50%	$155,000
Paramount Residential Mortgage	Conventional, Jumbo	1	0.1%	100%	$1,365,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$2,405,000	View
Nexera Holding LLC	Conventional	1	0.1%	50%	$155,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$685,000
Texana Bank	FHA	1	0.1%	100%	$295,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$1,155,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$605,000
Cake Mortgage Corp.	FHA	1	0.1%	100%	$245,000
Utilities Employees Credit Union	Conventional	1	0.1%	100%	$125,000
Village Capital & Investment	FHA	1	0.1%	100%	$475,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$245,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +2 HELOCs	0%	0%
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	0%		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Credit Union of Georgia	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Canandaigua National Bank & Trust A5.0 ★Texas Ratio: 7.08%	HELOC	0 +1 HELOCs	0%	n/a		View
American National Bank	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Bluffton Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bluffton, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Bluffton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bluffton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bluffton, SC

Use these to narrow the list above. Each category shows how many Bluffton, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 132 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 88 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 60 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 59 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 72 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 15 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Bluffton, SC

Independent mortgage companies closed 68.1 percent of home loans in Bluffton, South Carolina in 2025, banks 27.8 percent and credit unions 4.1 percent. Movement Mortgage, LLC was the largest mortgage company, TD Bank the largest bank and CPM Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Coastal States Bank led with 11 loans.

68.1%

Mortgage companies

27.8%

Banks

4.1%

Credit unions

10%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Carolina Forest 198 lenders Florence 162 lenders Mauldin 190 lenders

Frequently Asked Questions About Mortgage Lenders in Bluffton, SC

Who is the largest mortgage lender in Bluffton, SC?

By home loans closed in 2025, TD Bank was the largest mortgage lender in Bluffton, South Carolina with 51 loans, about 3.1 percent of the market. The largest lender headquartered in South Carolina was Coastal States Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bluffton, SC have the highest approval rates?

Among lenders with meaningful volume in Bluffton, South Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 97.1 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bluffton, SC mortgage lenders offer FHA, VA and USDA loans?

60 lenders closed FHA loans in Bluffton, South Carolina in 2025, led by United Wholesale Mortgage with 21. 59 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bluffton, SC lender list?

Yes. 88 banks and 29 credit unions closed home loans in Bluffton, South Carolina in 2025, alongside 132 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bluffton, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bluffton, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bluffton, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bluffton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.