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Coleman County State Bank Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Coleman County State Bank's top rates as of October 14, 2026 are 3.30% APY on its 60-Months 60-Month Business Certificates of Deposit CD, 3.04% APY on savings, and 2.78% APY on checking, according to rates verified by MonitorBankRates. Other Coleman County State Bank CD rates include 60-Months 60-Month Certificates of Deposit at 3.30%, 36-Months 36-Month Business Certificates of Deposit at 3.20%, and 36-Months 36-Month Certificates of Deposit at 3.20%. MonitorBankRates evaluates the financial stability of Coleman County State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.33%. Rates last updated and verified on 10/14/2026.

Coleman County State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coleman County State Bank? Share your experience about Coleman County State Bank by leaving a review below, or read customer reviews before you decide to use Coleman County State Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.33%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Coleman County State Bank
118 W Pecan St
Coleman, TX 76834
https://www.colemanbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Coleman County State Bank CD Rates

Product Rate APY Term View More
60 Month Certificates of Deposit 3.25% 3.30% 60 Months
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.30% APY · checked 6 times
2.80%3.30%3.80%Sep 19, 2026: 3.30% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Certificates of Deposit 3.15% 3.20% 36 Months
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.20% APY · checked 6 times
2.70%3.20%3.70%Sep 19, 2026: 3.20% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Month Certificates of Deposit 3.15% 3.20% 60 Months
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.20% APY · checked 6 times
2.70%3.20%3.70%Sep 19, 2026: 3.20% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Certificates of Deposit 3.05% 3.09% 24 Months
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.09% APY · checked 6 times
2.59%3.09%3.59%Sep 19, 2026: 3.09% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Certificates of Deposit 3.05% 3.09% 36 Months
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.09% APY · checked 6 times
2.59%3.09%3.59%Sep 19, 2026: 3.09% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Certificates of Deposit 3.00% 3.04% 12 Months
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 19, 2026: 3.04% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Certificates of Deposit 3.00% 3.04% 18 Months
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 19, 2026: 3.04% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Certificates of Deposit 2.95% 2.99% 182 Days
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.99% APY · checked 6 times
2.49%2.99%3.49%Sep 19, 2026: 2.99% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Certificates of Deposit 2.95% 2.99% 24 Months
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.99% APY · checked 6 times
2.49%2.99%3.49%Sep 19, 2026: 2.99% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Certificates of Deposit 2.90% 2.94% 12 Months
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.94% APY · checked 6 times
2.44%2.94%3.44%Sep 19, 2026: 2.94% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Certificates of Deposit 2.90% 2.94% 18 Months
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.94% APY · checked 6 times
2.44%2.94%3.44%Sep 19, 2026: 2.94% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Certificates of Deposit 2.90% 2.94% 90 days
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.94% APY · checked 6 times
2.44%2.94%3.44%Sep 19, 2026: 2.94% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Certificates of Deposit 2.85% 2.89% 182 Days
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.89% APY · checked 6 times
2.39%2.89%3.39%Sep 19, 2026: 2.89% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Certificates of Deposit 2.85% 2.89% 60 Days
Min Balance $100,000
Details Minimum $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.89% APY · checked 6 times
2.39%2.89%3.39%Sep 19, 2026: 2.89% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Certificates of Deposit 2.80% 2.84% 90 days
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.84% APY · checked 6 times
2.34%2.84%3.34%Sep 19, 2026: 2.84% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Certificates of Deposit 2.75% 2.78% 60 Days
Min Balance $1,000
Details Minimum $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 19, 2026 · 2.78% APY · checked 6 times
2.28%2.78%3.28%Sep 19, 2026: 2.78% APYSep 19, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Business CD Rates

Product Rate APY Term View More
60 Month Business Certificates of Deposit 3.25% 3.30% 60 Months
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 3.25%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 14, 2026: 3.30% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Business Certificates of Deposit 3.15% 3.20% 36 Months
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 3.15%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.20% APY
2.70%3.20%3.70%Oct 14, 2026: 3.20% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Month Business Certificates of Deposit 3.15% 3.20% 60 Months
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 3.15%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.20% APY
2.70%3.20%3.70%Oct 14, 2026: 3.20% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Business Certificates of Deposit 3.05% 3.09% 24 Months
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 3.05%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.09% APY
2.59%3.09%3.59%Oct 14, 2026: 3.09% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Business Certificates of Deposit 3.05% 3.09% 36 Months
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 3.05%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.09% APY
2.59%3.09%3.59%Oct 14, 2026: 3.09% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Business Certificates of Deposit 3.00% 3.04% 12 Months
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 3.00%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.04% APY
2.54%3.04%3.54%Oct 14, 2026: 3.04% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Business Certificates of Deposit 3.00% 3.04% 18 Months
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 3.00%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 3.04% APY
2.54%3.04%3.54%Oct 14, 2026: 3.04% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Business Certificates of Deposit 2.95% 2.99% 182 Days
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 2.95%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.99% APY
2.49%2.99%3.49%Oct 14, 2026: 2.99% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Business Certificates of Deposit 2.95% 2.99% 24 Months
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 2.95%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.99% APY
2.49%2.99%3.49%Oct 14, 2026: 2.99% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Business Certificates of Deposit 2.90% 2.94% 12 Months
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 2.90%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.94% APY
2.44%2.94%3.44%Oct 14, 2026: 2.94% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Business Certificates of Deposit 2.90% 2.94% 18 Months
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 2.90%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.94% APY
2.44%2.94%3.44%Oct 14, 2026: 2.94% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Business Certificates of Deposit 2.90% 2.94% 90 days
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 2.90%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.94% APY
2.44%2.94%3.44%Oct 14, 2026: 2.94% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Business Certificates of Deposit 2.85% 2.89% 182 Days
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 2.85%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.89% APY
2.39%2.89%3.39%Oct 14, 2026: 2.89% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Business Certificates of Deposit 2.85% 2.89% 60 Days
Min Deposit $100,000
Details Minimum: $100,000 tier; Interest Rate 2.85%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.89% APY
2.39%2.89%3.39%Oct 14, 2026: 2.89% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Business Certificates of Deposit 2.80% 2.84% 90 days
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 2.80%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.84% APY
2.34%2.84%3.34%Oct 14, 2026: 2.84% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Business Certificates of Deposit 2.75% 2.78% 60 Days
Min Deposit $1,000
Details Minimum: $1,000 tier; Interest Rate 2.75%; APY* = Annual Percentage Yield; Penalties apply for early withdrawals
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.78% APY
2.28%2.78%3.28%Oct 14, 2026: 2.78% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Savings Rates

Product Rate APY View More
IRA Savings 3.00% 3.04%
Min Deposit $100
Min Balance $100
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 8 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 2.00% 2.02%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000.01 and up
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Platinum Savings 2.00% 2.02%
Min Deposit $10,000
Min Balance $75,000
Details Balance: $75,000.01 and up
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 1.25% 1.25%
Min Deposit $1,000
Min Balance $75,000
Details Balance: $75,000.01 - $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 0.55% 0.55%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000.01 - $75,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Platinum Savings 0.55% 0.55%
Min Deposit $10,000
Min Balance $25,000
Details Balance: $25,000.01 - $75,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 0.50% 0.50%
Min Deposit $1,000
Details Balance: <= $25,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Platinum Savings 0.50% 0.50%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $25,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Regular Savings 0.25% 0.25%
Min Deposit $100
Min Balance $0
Details Balance: $0.01 and up
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Business Savings Rates

Product Rate APY View More
Business Money Market Savings 2.00% 2.02%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000.01 and over
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Platinum Savings 2.00% 2.02%
Min Deposit $10,000
Min Balance $75,000
Details Balance: $75,000.01 and up
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings 1.25% 1.25%
Min Deposit $1,000
Min Balance $75,000
Details Balance: $75,000.01 - $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings 0.55% 0.55%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000.01 - $75,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Platinum Savings 0.55% 0.55%
Min Deposit $10,000
Min Balance $25,000
Details Balance: $25,000.01 - $75,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings 0.50% 0.50%
Min Deposit $1,000
Details Balance: <= $25,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Platinum Savings 0.50% 0.50%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $25,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Regular Savings 0.25% 0.25%
Min Deposit $100
Min Balance $0
Details Balance: $0.01 and up
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Money Market Rates

Product Rate APY View More
Money Market Savings 2.00% 2.02%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000.01 and up
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 1.25% 1.25%
Min Deposit $1,000
Min Balance $75,000
Details Balance: $75,000.01 - $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 0.55% 0.55%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000.01 - $75,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings 0.50% 0.50%
Min Deposit $1,000
Details Balance: <= $25,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Business Money Market Rates

Product Rate APY View More
Business Money Market Savings 2.00% 2.02%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000.01 and over
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 8 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings 1.25% 1.25%
Min Deposit $1,000
Min Balance $75,000
Details Balance: $75,000.01 - $100,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings 0.55% 0.55%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000.01 - $75,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings 0.50% 0.50%
Min Deposit $1,000
Details Balance: <= $25,000
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Checking Rates

Product Rate APY View More
Rewards Checking 2.75% 2.78%
Min Deposit $100
Min Balance $0
Details Qualifications Required; Balance: <= $25,000.00; Qualifying balance up to $25,000.00; Base rate of 0.05% if qualifications are not met; foreign ATM surcharge fees refunded when qualified
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.78% APY
2.28%2.78%3.28%Oct 14, 2026: 2.78% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
NOW Checking Account 0.25% 0.25%
Min Deposit $500
Min Balance $500
Details Balance: Avg Balance >= $500.00
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%

Coleman County State Bank Business Checking Rates

Product Rate APY View More
Business Rewards Checking 2.75% 2.78%
Min Deposit $100
Min Balance $0
Details Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Up to ten foreign ATM surcharge fees refunded per monthly qualification cycle
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 2.78% APY
2.28%2.78%3.28%Oct 14, 2026: 2.78% APYOct 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business NOW Checking Account 0.25% 0.25%
Min Deposit $500
Min Balance $500
Details Balance: Avg Balance >= $500.00
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Coleman County State Bank’s Texas Ratio fell from 3.78% in Q3 2023 to 0.33% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.3% 3.0★ 4.9% 4.0★ 6.6% 5.0★ Healthy zone – entire history below the 15% limit 3.78% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.33% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$295M0.33%5.0A+
March 31, 2026$291M0.35%5.0A+
December 31, 2025$290M0.52%5.0A+
September 30, 2025$282M0.62%5.0A+
June 30, 2025$286M3.12%5.0A+
March 31, 2025$221M3.59%5.0A+
December 31, 2024$212M1.01%5.0A+
September 30, 2024$212M0.99%5.0A+
June 30, 2024$208M4.86%5.0A+
March 31, 2024$205M0.96%5.0A+
December 31, 2023$199M1.53%5.0A+
September 30, 2023$194M3.78%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Coleman County State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Coleman County State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coleman County State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Coleman County State Bank
Bank Holding Company COLEMAN BANCSHARES INC
Address 118 W Pecan St, Coleman, TX 76834  ·  Coleman
Website https://www.colemanbank.com
FDIC Certificate # 15480
Established 19361015
FDIC Insurance Date 19370401
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.33%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.0513%
Return on Equity (ROE) 23.2100%
Non-Performing Loans (NPL) 0.03%
Total Assets $295,137,000
Total Deposits $267,079,000
Equity Capital $26,164,000
Net Income $2,996,000
Headquarters Coleman
Total Branches and Offices 7
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Coleman County State Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/coleman-county-state-bank-rates-review-15480">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Coleman County State Bank

How many branches does Coleman County State Bank operate?

Coleman County State Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Coleman County State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coleman County State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Coleman County State Bank offer online and mobile banking?

Most modern institutions like Coleman County State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.colemanbank.com.

Current Coleman County State Bank Rates

  • 12-Month CD2.94%
  • 18-Month CD2.94%
  • 24-Month CD2.99%
  • 36-Month CD3.09%
  • 60-Month CD3.20%
  • Savings3.04%
Retrieved from our database of financial products. Rates subject to change.

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