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Mortgage Lenders and Brokers in Summerville, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Summerville, South Carolina mortgage lenders include Ameris BankAmeris Bank140 N Main St, Summerville, SC 29483A+5.0 ★Texas Ratio: 1.82%, Rev Federal Credit UnionRev Federal Credit Union200 Marymeade Dr, Summerville, SC 29483, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust107 First Citizens Way, Summerville, SC 29486A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA10106 Dorchester Rd, Summerville, SC 29485A+5.0 ★Texas Ratio: 5.36%, Pinnacle BankPinnacle Bank1247 Nexton Pkwy, Summerville, SC 29486A+5.0 ★Texas Ratio: 3.04%, Southstate Bank, National AssociationSouthstate Bank, National Association1315 N Main St, Summerville, SC 29483A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA600 N Main St, Summerville, SC 29483A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, First Capital BankFirst Capital Bank234 N Main St, Summerville, SC 29483A+5.0 ★Texas Ratio: 0.91%, and Truist BankTruist Bank904 N Main St, Summerville, SC 29483A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Summerville, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summerville are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Summerville, South Carolina

Market share is the lender's share of all home loans closed in Summerville, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Summerville 140 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	32 +3 HELOCs	1.2%	91.4%	$352,812	View
Rev Federal Credit Union 200 Marymeade Dr, Summerville, SC 29483	Conventional	30	1.2%	91.4%	$193,666
First Ciitizens Bank and Trust 3 offices in Summerville 107 First Citizens Way, Summerville, SC 29486 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, VA, Jumbo, HELOC	23 +28 HELOCs	0.9%	76.7%	$356,739	View
Wells Fargo Bank NA 2 offices in Summerville 10106 Dorchester Rd, Summerville, SC 29485 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	17	0.7%	89.5%	$257,941	View
Pinnacle Bank 4 offices in Summerville 1247 Nexton Pkwy, Summerville, SC 29486 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, VA	12	0.5%	100%	$335,833	View
Southstate Bank, National Association ★ 5 stars, 1 review 2 offices in Summerville 1315 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	11 +26 HELOCs	0.4%	72.2%	$301,363	View
Bank of America NA 2 offices in Summerville 600 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	10 +23 HELOCs	0.4%	100%	$290,000	View
First National Bank of PA 1 office in Summerville 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	9 +2 HELOCs	0.4%	90%	$452,777	View
First Capital Bank 1 office in Summerville 234 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 0.91%	Conventional, Jumbo	9	0.4%	100%	$645,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in Summerville 904 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	8 +13 HELOCs	0.3%	88.9%	$526,250	View
Southern First Bank 1 office in Summerville 105 Front St, Summerville, SC 29486 A+5.0 ★Texas Ratio: 3.08%	Conventional, FHA, VA, HELOC	8 +4 HELOCs	0.3%	100%	$251,250	View
Regions Bank 1 office in Summerville 201 S Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	7 +3 HELOCs	0.3%	80%	$196,428	View
Fifth Third Bank, National Association 3 offices in Summerville 1306 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	7 +3 HELOCs	0.3%	58.3%	$495,000	View
TD Bank 1 office in Summerville 1900 Old Trolley Rd, Summerville, SC 29485 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	6 +3 HELOCs	0.2%	85.7%	$233,333	View
JPMorgan Chase Bank, NA 5 offices in Summerville 10040 Dorchester Rd, Summerville, SC 29485 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	6	0.2%	70%	$230,000	View
First National Bank of South Carolina 3 offices in Summerville 1710 N Main St, Summerville, SC 29486 A+5.0 ★Texas Ratio: 1.76%	Conventional	4	0.2%	100%	$292,500	View
The Bank of South Carolina 1 office in Summerville 100 N Main St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 1.79%	Conventional, FHA	4	0.2%	100%	$365,000	View
South Atlantic Bank 1 office in Summerville 2444 N Main St, Summerville, SC 29486 A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	2	0.1%	100%	$1,380,000	View
Servisfirst Bank 1 office in Summerville 319 North Cedar Street, Summerville, SC 29483 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA	2	0.1%	100%	$245,000	View
United Community Bank 1 office in Summerville 1510 Old Trolley Rd, Summerville, SC 29485 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +4 HELOCs	0%	40%	$465,000	View
Anderson Brothers Bank 1 office in Summerville 2139 N Main St, Summerville, SC 29486 A5.0 ★Texas Ratio: 6.06%	Conventional	1	0%	100%	$205,000	View
United Bank Va 2 offices in Summerville 200 N Cedar St, Summerville, SC 29483 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +5 HELOCs	0%	n/a		View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA	27	1.1%	100%	$363,518
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional, VA	6	0.2%	100%	$366,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +4 HELOCs	0.2%	100%	$197,500	View
Founders Federal Credit Union 3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$221,666	View
Bank of the Lowcountry 1923 Sam Rittenberg Blvd, Charleston, SC 29407 A+5.0 ★Texas Ratio: 1.55%	Conventional, Jumbo	3	0.1%	100%	$478,333	View
Beacon Community Bank 578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20%	Conventional, Jumbo	2	0.1%	100%	$680,000	View
Enterprise Bank of Sc 2727 Main Hwy, Bamberg, SC 29003 B4.4 ★Texas Ratio: 21.96%	Conventional	2	0.1%	66.7%	$155,000	View
SAFE Federal Credit Union 596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64%	Conventional	2	0.1%	100%	$190,000	View
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	Conventional, HELOC	1 +4 HELOCs	0%	100%	$505,000
CPM Federal Credit Union 165 Brighton Park Blvd, Summerville, SC 29486 2162 A5.0 ★Texas Ratio: 12.83%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$305,000	View
First Horizon Bank ★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	1	0%	100%	$895,000	View
Coastal Carolina National Bank 322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$345,000	View
First Community Bank 407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0%	100%	$375,000	View
South Carolina Federal Credit	Conventional, Jumbo, HELOC	41 +14 HELOCs	1.6%	87.2%	$176,951
Sage Home Loans Corporation	Conventional	3	0.1%	60%	$318,333
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA, VA	3	0.1%	100%	$325,000	View
Barley Mortgage, LLC	Conventional, VA	2	0.1%	100%	$640,000
New Story Lending LLC	VA	1	0%	100%	$405,000
Rocket Mortgage	Conventional, FHA, VA	226	8.8%	85.6%	$225,044
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	132 +7 HELOCs	5.1%	81.9%	$327,954
Lennar Mortgage, LLC	Conventional, FHA, VA	131	5.1%	90.3%	$268,435
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	86 +41 HELOCs	3.4%	72.5%	$245,697
Freedom Mortgage Corporation	Conventional, FHA, VA	78	3%	86.8%	$332,948
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	76	3%	45.5%	$310,657
Carolina One Mortgage, LLC	Conventional, FHA, VA	69	2.7%	95.9%	$291,666
Pulte Mortgage LLC	Conventional, FHA, VA, USDA	63	2.5%	90%	$355,793
Mortgage Research Center	Conventional, FHA, VA	62	2.4%	68.1%	$350,806
Jet HomeLoans, LP	Conventional, FHA, VA	57	2.2%	92.1%	$317,280
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	56 +4 HELOCs	2.2%	85.7%	$343,928
Velocio Mortgage, L.L.C.	Conventional, FHA, VA, USDA	54	2.1%	88.5%	$267,777
Lower, LLC	Conventional, FHA, VA	51	2%	89.5%	$274,411
Pennymac Loan Services LLC	Conventional, FHA, VA	50	1.9%	82.5%	$255,200
Direct Mortgage Loans, LLC	Conventional, FHA, VA	48	1.9%	100%	$309,583
loanDepot.com LLC	Conventional, FHA, VA	45	1.8%	83.6%	$218,333
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	42 +4 HELOCs	1.6%	95.6%	$328,809
Newrez LLC	Conventional, FHA, VA	37	1.4%	70.4%	$217,432
Fairway Independent Mort Corp	Conventional, FHA, VA	34	1.3%	100%	$327,058
Nation One Mortgage Corporatio	Conventional, FHA, VA	32	1.2%	100%	$325,000
Nationstar Mortgage	Conventional, FHA, VA	31	1.2%	91.2%	$185,322
New American Funding, LLC.	Conventional, FHA, VA	31	1.2%	83.8%	$241,774
Primelending	Conventional, FHA	30	1.2%	97.1%	$237,000
Atlantic Coast Mortgage, LLC	Conventional, FHA, VA	30	1.2%	91.4%	$267,333
DHI Mortgage Company, LTD.	Conventional, FHA, VA	29	1.1%	82.9%	$457,758
Guild Mortgage Company	Conventional, FHA, VA	24	0.9%	96.3%	$228,333
American Financial Network, Inc.	Conventional, FHA, VA	18	0.7%	78.3%	$300,000
Sente Mortgage, Inc.	Conventional, FHA, VA	18	0.7%	90%	$302,222
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	17	0.7%	100%	$327,941
Amerisave Mortgage Company	Conventional, FHA, VA, Jumbo	16	0.6%	38.1%	$160,000
Spring Eq, LLC	Conventional, HELOC	15 +4 HELOCs	0.6%	45.5%	$75,000
Goodleap, LLC	Conventional, FHA, VA	15	0.6%	84.2%	$215,000
Calcon Mutual Mortgage LLC	Conventional, FHA, VA, USDA	15	0.6%	88.2%	$311,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA	14	0.5%	100%	$297,857	View
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	14	0.5%	45.2%	$295,714
Village Capital & Investment	FHA, VA	14	0.5%	78.6%	$317,857
21St Mortgage	Conventional	13	0.5%	34.2%	$83,461
American Financial Resources LLC	Conventional, FHA, VA	12	0.5%	92.3%	$274,166
Cazle Mortgage, Inc.	Conventional, FHA, VA	10	0.4%	100%	$302,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	10	0.4%	54.5%	$171,000
Nbkc Bank	Conventional, VA	10	0.4%	100%	$422,000
Intercoastal Mortgage, LLC	Conventional, FHA	10	0.4%	92.9%	$337,000
New Day Financial, LLC.	VA	10	0.4%	35.5%	$387,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	10	0.4%	100%	$327,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	9	0.4%	100%	$348,333	View
Integrity Home Mortgage Corporation	Conventional, FHA, Jumbo	9	0.4%	92.3%	$387,222
Zillow Home Loans, LLC	Conventional, FHA, VA	9	0.4%	90%	$346,111
Residential Wholesale Mortgage	Conventional, FHA, VA	8	0.3%	100%	$318,750
Equity Prime Mortgage LLC	FHA, VA	8	0.3%	88.9%	$395,000
Legend Lending Corporation	Conventional, FHA, VA	8	0.3%	100%	$318,750
Nfm, Inc	Conventional, FHA	8	0.3%	100%	$281,250
Cardinal Financial Company, Li	Conventional, FHA, VA	8	0.3%	75%	$223,750
Planet Home Lending, LLC	FHA, VA	8	0.3%	100%	$338,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	8	0.3%	80%	$173,750	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	7	0.3%	87.5%	$387,857
Click n' Close, Inc.	Conventional, FHA	7	0.3%	100%	$186,428
Mortgage Lenders Investment Tr	Conventional, FHA, VA	7	0.3%	87.5%	$283,571
American Pacific Mortgage Corporation	Conventional, FHA, VA	7	0.3%	77.8%	$305,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	7	0.3%	61.5%	$303,571
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, VA	6	0.2%	100%	$325,000	View
Sun West Mortgage Company, Inc	VA	6	0.2%	87.5%	$330,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.2%	54.5%	$318,333	View
T2 Financial LLC	Conventional, FHA, VA	6	0.2%	100%	$428,333
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, Jumbo	6	0.2%	100%	$521,666	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	6	0.2%	85.7%	$340,000	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.2%	33.3%	$233,333
JMAC Lending, Inc.	Conventional, FHA, VA	6	0.2%	100%	$335,000
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	5 +6 HELOCs	0.2%	71.4%	$403,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.2%	100%	$371,000	View
Kind Lending, LLC	FHA, VA	5	0.2%	83.3%	$441,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	5	0.2%	83.3%	$277,000	View
Mortgage Assurance Inc	Conventional	5	0.2%	100%	$409,000
Discover Bank	Conventional	5	0.2%	21.7%	$73,000
Atlantic Bay Mortgage Group	Conventional, FHA	5	0.2%	100%	$151,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	5	0.2%	83.3%	$335,000
Goprime Mortgage, Inc.	VA	5	0.2%	100%	$371,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	80%	$437,500	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	4	0.2%	100%	$365,000	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	4	0.2%	80%	$275,000
Triad Financial Services, Inc.	Conventional	4	0.2%	50%	$150,000
Synergy One Lending, Inc.	Conventional, FHA	4	0.2%	100%	$175,000
Assurance Financial Group, L.L.C.	Conventional	4	0.2%	100%	$397,500
Ballston Spa National Bank A+5.0 ★Texas Ratio: 1.90%	Conventional	4	0.2%	100%	$140,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA	4	0.2%	80%	$242,500
Homeowners Financial Group, LLC	Conventional, FHA	4	0.2%	100%	$270,000
Premier Lending Inc.	Conventional	4	0.2%	100%	$275,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	4	0.2%	100%	$275,000	View
ALCOVA Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$385,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA, VA	3	0.1%	100%	$305,000	View
PHH Mortgage Corporation	FHA, VA	3	0.1%	100%	$301,666
Filo Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$418,333
Resicentral LLC	Conventional, FHA	3	0.1%	100%	$488,333
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	75%	$368,333
Nations Lending Corporation	Conventional, FHA	3	0.1%	100%	$195,000
Gardner Financial Services	Conventional, FHA	3	0.1%	100%	$171,666
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	3	0.1%	100%	$268,333	View
Genway Home Mortgage, Inc.	Conventional, FHA, VA	3	0.1%	100%	$268,333
Veritas Funding, LLC	FHA, VA	3	0.1%	100%	$265,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.1%	100%	$411,666	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.1%	100%	$251,666	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$150,000	View
State Employees' Credit Union	Conventional	2	0.1%	100%	$230,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	33.3%	$290,000	View
Royal United Mortgage LLC	Conventional	2	0.1%	60%	$95,000
Primary Residential Mortgage, INC.	FHA	2	0.1%	100%	$270,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0.1%	66.7%	$440,000	View
Affordable Mortgage Advisors	Conventional	2	0.1%	100%	$250,000
Canopy Mortgage, LLC	Conventional, VA	2	0.1%	100%	$270,000
Acrisure Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$240,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0.1%	100%	$340,000	View
City 1st Mortgage Services, LC	Conventional, VA	2	0.1%	100%	$430,000
Strong Home Mortgage, LLC	FHA, VA	2	0.1%	100%	$415,000
First Option Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$150,000
Embrace Home Loans, Inc.	Conventional, FHA	2	0.1%	100%	$425,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	2	0.1%	66.7%	$405,000	View
Synovus Bank	Conventional, FHA	2	0.1%	100%	$250,000
Grow Financial Federal Credit Union	Conventional	2	0.1%	100%	$330,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$350,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$375,000	View
Reliance First Capital, LLC	Conventional	2	0.1%	100%	$130,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	2	0.1%	100%	$340,000	View
Loan Simple, Inc.	Conventional, FHA	2	0.1%	100%	$280,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	50%	$235,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$275,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	100%	$345,000
Valon Mortgage	FHA, HELOC	1 +2 HELOCs	0%	100%	$215,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0%	50%	$325,000
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	1	0%	100%	$345,000	View
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$185,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0%	50%	$345,000
Zippy Loans, LLC	Conventional	1	0%	100%	$65,000
Dominion Energy Credit Union	Conventional	1	0%	100%	$205,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0%	50%	$465,000	View
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$255,000	View
Greenstate Credit Union	Conventional	1	0%	100%	$295,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0%	100%	$285,000
SWBC Mortgage Corporation	Conventional	1	0%	100%	$315,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	FHA	1	0%	100%	$345,000	View
MortgageOne, Inc	Conventional	1	0%	100%	$385,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$315,000
Loansteady LLC	FHA	1	0%	100%	$275,000
Climate First Bank A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0%	100%	$1,455,000	View
Advancial Federal Credit Union	Conventional	1	0%	100%	$275,000
Bond Street Mortgage, LLC	VA	1	0%	100%	$495,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	100%	$225,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0%	100%	$295,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$405,000	View
General Mortgage Capital Corporation	Conventional	1	0%	100%	$295,000
AmWest Funding Corp	Conventional	1	0%	100%	$225,000
Nqm Funding, LLC	Conventional	1	0%	50%	$725,000
Tyndall Federal Credit Union	Conventional	1	0%	100%	$155,000
MortgageCountry	Conventional	1	0%	100%	$265,000
Bayshore Mortgage Funding	Conventional	1	0%	100%	$355,000
Credit Union Mortgage Associat	Conventional	1	0%	100%	$305,000
First Savings Mortgage Corporation	Conventional	1	0%	100%	$465,000
American Security Mortgage Cor	FHA	1	0%	100%	$325,000
American Financing Corporation	FHA	1	0%	25%	$105,000
ClearPath Lending	VA	1	0%	100%	$255,000
Kwik Mortgage Corporation	Conventional	1	0%	100%	$295,000
Eastman Credit Union	Conventional	1	0%	100%	$355,000
First State Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$315,000	View
Ameritrust Mortgage Corporation	FHA	1	0%	100%	$325,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$805,000
First International Bank & Trust	Conventional	1	0%	100%	$425,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0%	100%	$195,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$135,000
Encompass Lending Group, L.P.	VA	1	0%	100%	$625,000
Provident Funding Associates	Conventional	1	0%	100%	$315,000
Mortgage Equity Partners LLC	Conventional	1	0%	100%	$255,000
First Credit Corporation of Ny, Inc.	Conventional	1	0%	25%	$135,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$195,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$315,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$355,000	View
Allegacy Federal Credit Union	Conventional	1	0%	100%	$405,000
Ardri LLC	Conventional	1	0%	100%	$595,000
Radius Financial Group Inc	Conventional	1	0%	100%	$385,000
V.I.P. Mortgage, Inc.	VA	1	0%	100%	$505,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	1	0%	100%	$395,000
Keystone Funding, Inc	VA	1	0%	100%	$515,000
Geneva Financial LLC	FHA	1	0%	100%	$285,000
Nations Direct Mortgage, LLC	VA	1	0%	100%	$445,000
Hometown Funding, INC. D/B/A CNB Mortgage Company	Conventional	1	0%	100%	$345,000
Nmsi, Inc.	Conventional	1	0%	100%	$315,000
First National Bank of Griffin	Conventional	1	0%	100%	$245,000
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$195,000
Mortgage Investors Group	Conventional	1	0%	50%	$385,000
Paramount Residential Mortgage	FHA	1	0%	100%	$295,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	50%	$345,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$375,000	View
Top Flite Financial, Inc.	FHA	1	0%	50%	$245,000
Champions Funding, LLC	Conventional	1	0%	100%	$155,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +9 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +6 HELOCs	0%	0%		View
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Aberdeen Proving Ground FCU	HELOC	0 +1 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Community Trust Bank, Inc. A+5.0 ★Texas Ratio: 3.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Bayer Hfcu	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Summerville Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Summerville, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Summerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summerville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Summerville, SC

Use these to narrow the list above. Each category shows how many Summerville, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 147 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 72 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 118 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 95 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 24 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Summerville, SC

Independent mortgage companies closed 79.9 percent of home loans in Summerville, South Carolina in 2025, banks 13.2 percent and credit unions 6.9 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and Rev Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Rev Federal Credit Union led with 30 loans.

79.9%

Mortgage companies

13.2%

Banks

6.9%

Credit unions

23%

FHA loans

25%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders Mauldin 190 lenders

Frequently Asked Questions About Mortgage Lenders in Summerville, SC

Who is the largest mortgage lender in Summerville, SC?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Summerville, South Carolina with 32 loans, about 1.2 percent of the market. The largest lender headquartered in South Carolina was Rev Federal Credit Union with 30 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Summerville, SC have the highest approval rates?

Among lenders with meaningful volume in Summerville, South Carolina, Carolina One Mortgage, LLC approved the highest share of completed applications in 2025 at 95.9 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Summerville, SC mortgage lenders offer FHA, VA and USDA loans?

118 lenders closed FHA loans in Summerville, South Carolina in 2025, led by United Wholesale Mortgage with 38. 95 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Summerville, SC lender list?

Yes. 72 banks and 31 credit unions closed home loans in Summerville, South Carolina in 2025, alongside 147 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Summerville, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Summerville, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summerville, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.