First State Bank Waynesboro, MS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First State Bank Waynesboro, MSToday's 12-month CD rates can be found at 1.15%, 6-month CD rates at 0.05% and 3-month CD rates at 0.03%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 8.90%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First State Bank Waynesboro, MS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Waynesboro, MS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Waynesboro, MS CD rates. You can also compare First State Bank Waynesboro, MS savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Waynesboro, MS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Waynesboro, MS? Share your experience about First State Bank Waynesboro, MS by leaving a review below, or read customer reviews before you decide to use First State Bank Waynesboro, MS.

First State Bank Waynesboro, MS Texas Ratio

First State Bank Waynesboro, MS's Texas Ratio is at 13.10%, which is considered excellent. The Texas Ratio for First State Bank Waynesboro, MS is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Waynesboro, MS is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Waynesboro, MS
708 Azalea Dr
Waynesboro, MS 39367
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First State Bank Waynesboro, MS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
Health Savings
5.12%
$0
First Bank Hampton
First Bank Hampton
12-Month CD (Jumbo)
4.25%
$100,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
48-Month CD
4.20%
$500
CFG Bank
CFG Bank
12-Month CD
4.15%
$500
FSB of Westmoreland
FSB of Westmoreland
18-Month CD
4.13%
$1,000
Alden State Bank
Alden State Bank
6-Month CD
4.00%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
12-Month CD
3.99%
$1,000
American Eagle Bank
American Eagle Bank
12-Month CD
3.85%
$5,000
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.66%
$5,000
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.51%
$1,000
Access Bank
Access Bank
12-Month CD
3.50%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month CD (Jumbo)
3.40%
$100,000
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
3.35%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
48-Month CD
3.30%
$1,000
Bell Bank
Bell Bank
12-Month CD
3.25%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
36-Month CD (Bump-Up)
3.20%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
60-Month CD
3.10%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
6-Month CD
2.77%
$2,500
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
2.75%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
60-Month CD
2.75%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
24-Month CD
2.75%
$500
Adams County Bank
Adams County Bank
60-Month CD
2.73%
$500
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
48-Month CD
2.02%
$100
Maries County Bank
Maries County Bank
48-Month CD
2.02%
$1,000
Tucumcari Federal S&L
Money Market Plus
2.02%
$2,500
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
Highland Bank
Highland Bank
48-Month CD
1.25%
$1,000
Continental Bank
Continental Bank
36-Month CD
1.10%
$25,000
FirstOak Bank
FirstOak Bank
60-Month CD
1.06%
$500
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$2,500
FirstOak Bank
FirstOak Bank
48-Month CD
0.95%
$500
Rhinebeck Bank
Rhinebeck Bank
Money Market
0.87%
$0
Auburn Savings Bank
Auburn Savings Bank
60-Month CD
0.75%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.75%
$2,500
First National Bank in Trinidad
First National Bank in Trinidad
18-Month CD
0.60%
$1,000
Greenstate Credit Union
Greenstate Credit Union
48-Month CD
0.60%
$500
cfsbank
cfsbank
60-Month CD
0.55%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
18-Month CD
0.50%
$1,000
Community Bank Delaware
Community Bank Delaware
60-Month CD
0.40%
$500
PCSB Bank
PCSB Bank
48-Month CD
0.35%
$500
Triad Bank, N.A.
Triad Bank, N.A.
Money Market
0.35%
$500
Murray Bank
Murray Bank
3-Month CD
0.30%
$1,000
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
Bank of Greene County
Bank of Greene County
18-Month CD
0.30%
$1,000
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Savings
0.15%
$0
BankPlus
BankPlus
Personal Savings
0.05%
$100
Forcht Bank
Forcht Bank
Forcht Friend Savings
0.05%
$0
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First State Bank Waynesboro, MS rate data right now, check back for updates, we are adding rates all the time.

First State Bank Waynesboro, MS Information

First State Bank Waynesboro, MS
708 Azalea Dr
Waynesboro, MS 39367
Wayne
Established Date: 05/01/1934
FDIC Certificate #: 15663
Date of FDIC Deposit Insurance: 05/01/1939
Bank Holding Company: FIRST STATE CORP
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is First State Bank Waynesboro, MS FDIC Insured? Yes
What is First State Bank Waynesboro, MS's Cert number? 15663
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Waynesboro, MS Financials

Total Assets:
$906,374,000
Total Deposits:
$793,964,000
Equity Capital:
$77,643,000
Domestic Deposits:
$793,964,000
Net Income:
$345,000
Return on Assets:
0.3640%
Quarterly Return on Assets:
0.1500%
Pretax Return on Assets:
0.1537%
Pretax Quarterly Return on Assets:
0.1500%
Return on Equity:
4.1100%
Quarterly Return on Equity:
1.7600%
Leverage Tier 1 (Core Capital) Ratio:
12.2236%
Total Interest Income (YTD):
4.3140%
 
 
Headquarters:
Waynesboro
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Wayne
# of Offices:
15
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bond yields and mortgage rates have risen over the past several months while savings rates and money market rates remain stuck at low levels. Rates fell to record lows after the financial crisis and recession over 6 years ago and will stay low because the Federal Reserve is suppressing rates to spur growth.
This week two online banks, GE Capital Retail Bank and My Savings Direct, are offering the highest rate on our savings account rate table. Both banks are currently offering savings rates at of 1.04 percent and an APY of 1.05 percent. While the highest rates available remained the same, average rates moved slightly higher.
If you receive your monthly Social Security check in the mail, you have only until the end of February to sign up for electronic deposit. If you don't sign up for electronic deposit you will receive your March Social Security benefit via the Social Security Administration's Direct Express® card program to avoid an interruption in payment.

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