First State Bank Waynesboro, MS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First State Bank Waynesboro, MS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Waynesboro, MS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Waynesboro, MS CD rates. You can also compare First State Bank Waynesboro, MS savings rates, MMA rates and mortgage rates using our other rate lists. First State Bank Waynesboro, MS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Waynesboro, MS? Share your experience about First State Bank Waynesboro, MS by leaving a review below, or read customer reviews before you decide to use First State Bank Waynesboro, MS. First State Bank Waynesboro, MS Texas Ratio First State Bank Waynesboro, MS's Texas Ratio is at 13.10%, which is considered excellent. The Texas Ratio for First State Bank Waynesboro, MS is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First State Bank Waynesboro, MS is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare First State Bank Waynesboro, MS Rates with Other Competitive Bank and Credit Union Rates![]() Alpena-Alcona Area Credit Union
Health Savings
5.12%
$0
![]() First Bank Hampton
12-Month CD (Jumbo)
4.25%
$100,000
![]() Mountain America Federal Credit Union
48-Month CD
4.20%
$500
![]() CFG Bank
12-Month CD
4.15%
$500
![]() FSB of Westmoreland
18-Month CD
4.13%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 18, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First State Bank Waynesboro, MS rate data right now, check back for updates, we are adding rates all the time. First State Bank Waynesboro, MS InformationFirst State Bank Waynesboro, MS
708 Azalea DrWaynesboro, MS 39367 Wayne Established Date: 05/01/1934 FDIC Certificate #: 15663 Date of FDIC Deposit Insurance: 05/01/1939 Bank Holding Company: FIRST STATE CORP How Many Domestic U.S. Offices? 15 How Many Branches are There? 15 Website: https://www.firststatebnk.bank
Is First State Bank Waynesboro, MS FDIC Insured? Yes
What is First State Bank Waynesboro, MS's Cert number? 15663
What is the maximum amount for insured deposits? $250,000 per holder, per account
First State Bank Waynesboro, MS FinancialsTotal Assets:
$906,374,000
Total Deposits:
$793,964,000
Equity Capital:
$77,643,000
Domestic Deposits:
$793,964,000
Net Income:
$345,000
Return on Assets:
0.3640%
Quarterly Return on Assets:
0.1500%
Pretax Return on Assets:
0.1537%
Pretax Quarterly Return on Assets:
0.1500%
Return on Equity:
4.1100%
Quarterly Return on Equity:
1.7600%
Leverage Tier 1 (Core Capital) Ratio:
12.2236%
Total Interest Income (YTD):
4.3140%
Headquarters:
Waynesboro
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Wayne
# of Offices:
15
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsBond yields and mortgage rates have risen over the past several months while savings rates and money market rates remain stuck at low levels. Rates fell to record lows after the financial crisis and recession over 6 years ago and will stay low because the Federal Reserve is suppressing rates to spur growth.
This week two online banks, GE Capital Retail Bank and My Savings Direct, are offering the highest rate on our savings account rate table. Both banks are currently offering savings rates at of 1.04 percent and an APY of 1.05 percent. While the highest rates available remained the same, average rates moved slightly higher.
If you receive your monthly Social Security check in the mail, you have only until the end of February to sign up for electronic deposit. If you don't sign up for electronic deposit you will receive your March Social Security benefit via the Social Security Administration's Direct Express® card program to avoid an interruption in payment.
Bank or Credit Union Offers and DealsMortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07%Mortgage Rates Down This Week: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.44% District of Columbia CD Rates Average Mortgage Rates Made New Lows in Freddie Mac's Survey Today Long Term CD Rates Fremont, CA Mortgage Rates Today, HARP Loans and the Greek Vote Iberiabank Visa Classic Credit Card Rate 7.25% Compare Auto Insurance Rates and Auto Insurance Company Ratings Refinance Activity Higher Today as Mortgage Rates Hit New Lows Fixed Mortgage Rates Head Higher Says MBA: 30 Year Fixed Mortgage Rates at 4.34%, 15 Year Fixed Mortgage Rates at 3.74% Alternative Bank and Credit Union Offers to ExploreHigher Mortgage Rates Hurt BuyersMortgage Rates Hit New Record High for 2023: 30-Year Rates at 8.099% Average CD Rates Hold Steady this Week Despite Negative Unemployment Report Fed Proposes Certificates of Deposit for Banks Savings Account/MMA Deposit Rates January 16, 2013 Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05% Mortgage Rates Today: Mortgage Rates Mixed as World Stock Markets Decline Free Credit Score Mortgage Rates: APY vs. APR Today's Mortgage Rates Increase: 30 Year Conforming Mortgage Rates Averaging 3.46 Percent First State Bank Waynesboro, MS ReviewsThere are no reviews for First State Bank Waynesboro, MS yet. Feel free to create one below.
Add Your Rating and Review for First State Bank Waynesboro, MS
See how First State Bank Waynesboro, MS Compares to other banks |