What are the current interest rates at McKenzie Banking Company?

Current rates for McKenzie Banking Company include:

McKenzie Banking Company Rates and Review February 2026

Content reviewed by

Brian McKay

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McKenzie Banking Company Deposit Rates

You can compare McKenzie Banking Company rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 1.20% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates, and more, can be found in our database of rates which you can compare to McKenzie Banking Company rates.

Rate Updates and Availability

McKenzie Banking Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at McKenzie Banking Company? Share your experience about McKenzie Banking Company by leaving a review below, or read customer reviews before you decide to use McKenzie Banking Company.

McKenzie Banking Company Texas Ratio

McKenzie Banking Company's Texas Ratio is at 5.74%, which is considered excellent. The Texas Ratio for McKenzie Banking Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

McKenzie Banking Company has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, McKenzie Banking Company is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

McKenzie Banking Company

676 Main St N
Mc Kenzie, TN 38201

https://www.foundationbank.org

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Current Rate Availability

We do not have McKenzie Banking Company rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for McKenzie Banking Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather McKenzie Banking Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with McKenzie Banking Company's official website for the most current offers and terms.

Bank Profile & Overview

McKenzie Banking Company

676 Main St N
Mc Kenzie, TN 38201
Carroll
Established Date: 02/28/1934
FDIC Certificate #: 13955
Date of FDIC Deposit Insurance: 02/28/1934

Bank Holding Company: FOUNDATION FINL HOLDINGS INC

How Many Domestic U.S. Offices? 9

How Many Branches are There? 9

Website: https://www.foundationbank.org

Is McKenzie Banking Company FDIC Insured? Yes

What is McKenzie Banking Company's Cert number? 13955

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$198,986,000

Total Deposits:

$173,148,000

Equity Capital:

$23,501,000

Net Income:

$1,148,000

Return on Assets (ROA):

2.6587%

Return on Equity (ROE):

23.9200%

Headquarters:

Mc Kenzie

Regulator:

FDIC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

Customer Reviews

There are no reviews for McKenzie Banking Company yet. Feel free to create one below.

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Total Reviews

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Frequently Asked Questions About McKenzie Banking Company

How do I open an account at McKenzie Banking Company?

You can typically open an account at McKenzie Banking Company by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, McKenzie Banking Company provides a range of mortgage and home equity products.

Is McKenzie Banking Company a safe place to deposit money?

Yes, McKenzie Banking Company is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.