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Mortgage Lenders and Brokers in Milton, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Milton, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank480 Adams St, Milton, MA 02186A+5.0 ★Texas Ratio: 2.64%, Citizens Bank, NACitizens Bank, NA420 Granite Ave, Milton, MA 02186A+5.0 ★Texas Ratio: 5.44%, Tremont Credit UnionTremont Credit Union2 Granite Ave, Milton, MA 02186A5.0 ★Texas Ratio: 8.79%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, and Needham BankNeedham Bank5 Market St, Amesbury, MA 01913A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Milton, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milton are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Milton, Massachusetts

Market share is the lender's share of all home loans closed in Milton, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Rockland Trust Bank 1 office in Milton 480 Adams St, Milton, MA 02186 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	13 +28 HELOCs	3.6%	87.5%	$774,230	View
Citizens Bank, NA 2 offices in Milton 420 Granite Ave, Milton, MA 02186 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	4 +93 HELOCs	1.1%	100%	$580,000	View
Tremont Credit Union 2 Granite Ave, Milton, MA 02186 A5.0 ★Texas Ratio: 8.79%	Conventional, Jumbo	1	0.3%	50%	$2,005,000	View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, VA, Jumbo, HELOC	34 +2 HELOCs	9.5%	100%	$704,117	View
JPMorgan Chase Bank, NA 291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	9	2.5%	100%	$971,666	View
M&T Bank 806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	6 +2 HELOCs	1.7%	100%	$810,000	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional	6	1.7%	60%	$188,333
TD Bank 408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +4 HELOCs	1.4%	83.3%	$979,000	View
Bank of America NA 93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +13 HELOCs	1.1%	80%	$647,500	View
Needham Bank 5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	4 +6 HELOCs	1.1%	100%	$685,000	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, HELOC	4 +4 HELOCs	1.1%	100%	$590,000	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, HELOC	4 +2 HELOCs	1.1%	100%	$260,000	View
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional, Jumbo, HELOC	4 +1 HELOCs	1.1%	100%	$712,500	View
Baycoast Mortgage Company, LLC 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional	4	1.1%	100%	$542,500	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.8%	100%	$991,666
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional	3	0.8%	50%	$618,333	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	2 +2 HELOCs	0.6%	100%	$310,000	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional, HELOC	2 +2 HELOCs	0.6%	100%	$410,000	View
Winchester Co-Operative Bank 19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71%	Conventional	2	0.6%	100%	$395,000	View
City of Boston Credit Union CITY HALL, BOSTON, MA 02201 A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.6%	100%	$120,000	View
Quincy Credit Union 751 Plain St, Marshfield, MA 02050 A+5.0 ★Texas Ratio: 3.24%	Conventional	2	0.6%	66.7%	$285,000	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	2	0.6%	100%	$1,045,000	View
Dedham Institution For Savings 100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91%	Conventional	2	0.6%	100%	$715,000	View
Eastern Bank 660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61%	Conventional, HELOC	1 +24 HELOCs	0.3%	50%	$435,000	View
Metro Credit Union 1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39%	Conventional, HELOC	1 +3 HELOCs	0.3%	100%	$645,000	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$335,000	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$495,000	View
South Shore Bank 1010 Washington St, Braintree, MA 02184 A+5.0 ★Texas Ratio: 1.63%	Conventional	1	0.3%	100%	$655,000	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0.3%	100%	$485,000	View
Goldman Sachs Bank USA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.3%	100%	$645,000	View
Cathay Bank 621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57%	Conventional, Jumbo	1	0.3%	100%	$1,775,000	View
Cape Cod Five Cents Savings Bank 2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.3%	100%	$595,000	View
The Village Bank 120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24%	Conventional	1	0.3%	100%	$615,000	View
Everett Co-Operative Bank 419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.3%	100%	$95,000	View
Bluestone Bank 5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41%	Conventional	1	0.3%	100%	$255,000	View
Millbury Federal Credit Union 56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17%	Conventional	1	0.3%	100%	$765,000	View
Bank of Easton 275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	1	0.3%	100%	$1,905,000	View
Align Credit Union 19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06%	Conventional	1	0.3%	100%	$685,000	View
St Mary'S Credit Union 1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.3%	100%	$105,000	View
MountainOne Bank 93 Main St, North Adams, MA 01247 A+5.0 ★Texas Ratio: 5.85%	Conventional, Jumbo	1	0.3%	100%	$1,995,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0.3%	33.3%	$245,000	View
OneLocal Bank 1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33%	Conventional	1	0.3%	100%	$705,000	View
First Ciitizens Bank and Trust 57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.3%	100%	$1,185,000	View
Hingham Institution For Savings 540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98%	Conventional, Jumbo	1	0.3%	100%	$1,255,000	View
Watertown Savings Bank 980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0.3%	100%	$275,000	View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +6 HELOCs	0%	n/a		View
Beacon Bank & Trust 820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36%	HELOC	0 +4 HELOCs	0%	n/a		View
Salem Five Cents Savings Bank 285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +2 HELOCs	0%	n/a		View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	HELOC	0 +2 HELOCs	0%	50%
PeoplesBank 56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Fidelity Co-Operative Bank 56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Baycoast Bank 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Radius Financial Group Inc	Conventional, Jumbo	6	1.7%	100%	$715,000
Colonial Federal Savings Bank	Conventional, Jumbo	4	1.1%	100%	$675,000
Mortgage Equity Partners LLC	Conventional, Jumbo	2	0.6%	100%	$1,060,000
New Fed Mortgage Corp.	Conventional	2	0.6%	100%	$595,000
Salem Five Mortgage Company LLC	Conventional	2	0.6%	100%	$160,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.3%	100%	$805,000	View
Msa Mortgage, LLC	Conventional	1	0.3%	100%	$525,000
Mit Federal Credit Union	Conventional	1	0.3%	100%	$315,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.3%	100%	$585,000	View
Members Mortgage Company Inc	Conventional	1	0.3%	100%	$745,000
Harborone Bank	HELOC	0 +2 HELOCs	0%	n/a
Rocket Mortgage	Conventional, Jumbo	27	7.5%	77.1%	$317,222
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	20	5.6%	100%	$698,500
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	19 +1 HELOCs	5.3%	100%	$861,842
United Wholesale Mortgage	Conventional, FHA, Jumbo, HELOC	10 +1 HELOCs	2.8%	84.6%	$762,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	9	2.5%	100%	$988,333	View
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	8	2.2%	88.9%	$820,000
Webster Bank, N.A.	Conventional, Jumbo, HELOC	7 +2 HELOCs	2%	100%	$1,086,428
Guild Mortgage Company	Conventional	7	2%	87.5%	$562,142
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, Jumbo, HELOC	6 +1 HELOCs	1.7%	100%	$771,666	View
Guaranteed Rate Affinity, LLC	Conventional	5	1.4%	100%	$667,000
Movement Mortgage, LLC	Conventional	5	1.4%	100%	$499,000
Harborone Mortgage, LLC	Conventional	4	1.1%	100%	$720,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	4	1.1%	100%	$812,500	View
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo	4	1.1%	80%	$877,500	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +1 HELOCs	0.8%	75%	$611,666	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.8%	100%	$1,828,333	View
William Raveis Mortgage, LLC	Conventional	3	0.8%	100%	$441,666
Navy Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.6%	100%	$185,000
loanDepot.com LLC	Conventional, HELOC	2 +1 HELOCs	0.6%	75%	$225,000
EMM Loans LLC	Conventional	2	0.6%	100%	$530,000
Freedom Mortgage Corporation	FHA, VA	2	0.6%	100%	$695,000
Newrez LLC	Conventional	2	0.6%	28.6%	$195,000
Acrisure Mortgage, LLC	Conventional	2	0.6%	100%	$695,000
PHH Mortgage Corporation	Conventional	2	0.6%	100%	$475,000
General Mortgage Capital Corporation	Conventional, Jumbo	2	0.6%	100%	$845,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.6%	100%	$665,000	View
Nationstar Mortgage	Conventional	2	0.6%	100%	$420,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.6%	66.7%	$565,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.6%	100%	$1,050,000	View
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$505,000	View
Amerisave Mortgage Company	Conventional, HELOC	1 +1 HELOCs	0.3%	50%	$465,000
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$135,000	View
Arc Home LLC	Conventional	1	0.3%	100%	$855,000
Liberty Bank A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.3%	100%	$1,065,000	View
American Financial Resources LLC	Conventional	1	0.3%	100%	$875,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.3%	100%	$925,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.3%	100%	$305,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.3%	100%	$355,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.3%	100%	$375,000	View
Sage Home Loans Corporation	Conventional	1	0.3%	100%	$805,000
Norwich Commercial Group Inc	Conventional	1	0.3%	100%	$855,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.3%	100%	$725,000	View
Pennymac Loan Services LLC	Conventional	1	0.3%	100%	$575,000
AmWest Funding Corp	Conventional	1	0.3%	100%	$595,000
Cardinal Financial Company, Li	Conventional	1	0.3%	50%	$555,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.3%	100%	$2,925,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.3%	100%	$1,385,000	View
Mortgage Research Center	VA	1	0.3%	100%	$665,000
Abbott Laboratories Employees Credit Union	Conventional	1	0.3%	100%	$855,000
Uif Corporation	Conventional	1	0.3%	100%	$915,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.3%	100%	$755,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.3%	100%	$165,000	View
Reliance First Capital, LLC	Conventional	1	0.3%	100%	$775,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.3%	100%	$715,000	View
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +1 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Milton Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Milton, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Milton, MA

Use these to narrow the list above. Each category shows how many Milton, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 38 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 67 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 5 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 5 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 35 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 53 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Milton, MA

Independent mortgage companies closed 42.5 percent of home loans in Milton, Massachusetts in 2025, banks 49.2 percent and credit unions 8.4 percent. Radius Financial Group Inc was the largest mortgage company, Rockland Trust Bank the largest bank and Tremont Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 13 loans.

42.5%

Mortgage companies

49.2%

Banks

8.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders

Frequently Asked Questions About Mortgage Lenders in Milton, MA

Who is the largest mortgage lender in Milton, MA?

By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in Milton, Massachusetts with 13 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Milton, MA mortgage lenders offer FHA, VA and USDA loans?

5 lenders closed FHA loans in Milton, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 1. 5 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Milton, MA lender list?

Yes. 67 banks and 20 credit unions closed home loans in Milton, Massachusetts in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Milton, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Milton, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milton, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.