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Mortgage Lenders and Brokers in Framingham, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Framingham, Massachusetts mortgage lenders include Middlesex Savings BankMiddlesex Savings Bank598 Worcester Rd, Framingham, MA 01702A+5.0 ★Texas Ratio: 1.23%, Metrowest Community Federal Credit UnionMetrowest Community Federal Credit Union200 Concord St, Framingham, MA 01702 8306A+5.0 ★Texas Ratio: 1.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA120 Worcester Rd, Framingham, MA 01702A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA933 Central St, Framingham, MA 01701A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank420 Franklin St, Framingham, MA 01702A+5.0 ★Texas Ratio: 3.71%, Avidia BankAvidia Bank270 Cochituate Rd, Framingham, MA 01701A+5.0 ★Texas Ratio: 3.70%, Bank of America NABank of America NA41 Beacon St, Framingham, MA 01701A+5.0 ★Texas Ratio: 4.14%, MutualOne BankMutualOne Bank1 Lincoln St, Framingham, MA 01702B4.5 ★Texas Ratio: 20.48%, PNC Bank N.A.PNC Bank N.A.571 Worcester Rd, Framingham, MA 01701A+5.0 ★Texas Ratio: 4.24%, and Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Framingham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Framingham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Framingham, Massachusetts

Market share is the lender's share of all home loans closed in Framingham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Middlesex Savings Bank 2 offices in Framingham 598 Worcester Rd, Framingham, MA 01702 A+5.0 ★Texas Ratio: 1.23%	Conventional, Jumbo, HELOC	18 +20 HELOCs	2.4%	85.7%	$352,777	View
Metrowest Community Federal Credit Union 200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14%	Conventional	17	2.2%	85%	$107,941	View
JPMorgan Chase Bank, NA 1 office in Framingham 120 Worcester Rd, Framingham, MA 01702 A+5.0 ★Texas Ratio: 3.68%	Conventional	10	1.3%	83.3%	$506,000	View
Citizens Bank, NA 3 offices in Framingham 933 Central St, Framingham, MA 01701 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	9 +79 HELOCs	1.2%	81.8%	$530,555	View
TD Bank 2 offices in Framingham 420 Franklin St, Framingham, MA 01702 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	8 +20 HELOCs	1.1%	88.9%	$312,500	View
Avidia Bank 1 office in Framingham 270 Cochituate Rd, Framingham, MA 01701 A+5.0 ★Texas Ratio: 3.70%	Conventional	8	1.1%	100%	$350,000	View
Bank of America NA 2 offices in Framingham 41 Beacon St, Framingham, MA 01701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +35 HELOCs	0.8%	100%	$501,666	View
MutualOne Bank 2 offices in Framingham 1 Lincoln St, Framingham, MA 01702 B4.5 ★Texas Ratio: 20.48%	Conventional, Jumbo	5	0.7%	83.3%	$757,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Framingham 571 Worcester Rd, Framingham, MA 01701 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$115,000	View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, VA, HELOC	56 +5 HELOCs	7.4%	96.6%	$539,285	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, HELOC	18 +2 HELOCs	2.4%	94.7%	$460,000
Digital Federal Credit Union 60 Worcester Rd, Framingham, MA 01702 5312	Conventional, HELOC	15 +16 HELOCs	2%	75%	$290,333
Rockland Trust Bank 381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64%	Conventional, FHA, HELOC	8 +2 HELOCs	1.1%	100%	$488,750	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional	6	0.8%	77.8%	$160,000
Eastern Bank 660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61%	Conventional, HELOC	5 +17 HELOCs	0.7%	100%	$451,000	View
Unibank For Savings 10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57%	Conventional	4	0.5%	100%	$402,500	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional	4	0.5%	100%	$565,000	View
Metro Credit Union 1124 Worcester Rd, Framingham, MA 01702 5209 A+5.0 ★Texas Ratio: 5.39%	Conventional, HELOC	3 +8 HELOCs	0.4%	100%	$618,333	View
Needham Bank 5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	3 +2 HELOCs	0.4%	100%	$621,666	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$181,666	View
M&T Bank 806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.4%	75%	$481,666	View
St Mary'S Credit Union 1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47%	Conventional	3	0.4%	60%	$175,000	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional	3	0.4%	100%	$321,666	View
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional	3	0.4%	100%	$308,333	View
Align Credit Union 235 Old Connecticut Path, Framingham, MA 01701 A5.0 ★Texas Ratio: 10.06%	Conventional, HELOC	2 +4 HELOCs	0.3%	100%	$405,000	View
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional, HELOC	2 +3 HELOCs	0.3%	66.7%	$340,000	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	Conventional, HELOC	2 +1 HELOCs	0.3%	66.7%	$415,000	View
The Village Bank 120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24%	Conventional	2	0.3%	100%	$275,000	View
Sharon & Crescent United Credit Union 115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19%	Conventional	2	0.3%	66.7%	$300,000	View
Bristol County Savings Bank 1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37%	Conventional	2	0.3%	100%	$570,000	View
All One Credit Union 159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11%	Conventional	2	0.3%	100%	$190,000	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.3%	66.7%	$615,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	2	0.3%	66.7%	$570,000	View
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.3%	100%	$400,000	View
Central One Federal Credit Union 63 Southbridge St, Auburn, MA 01501	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$205,000
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$425,000	View
Beacon Bank & Trust 820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$425,000	View
East West Bank 68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$445,000	View
Winchester Co-Operative Bank 19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71%	Conventional	1	0.1%	100%	$575,000	View
Baycoast Mortgage Company, LLC 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	Conventional	1	0.1%	100%	$505,000	View
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.1%	100%	$305,000	View
Mass Bay Credit Union 183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39%	Conventional	1	0.1%	100%	$565,000	View
Cape Cod Five Cents Savings Bank 2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.1%	100%	$545,000	View
Dean Cooperative Bank 411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40%	Conventional	1	0.1%	100%	$195,000	View
Millbury Federal Credit Union 56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17%	Conventional	1	0.1%	100%	$845,000	View
Winter Hill Bank 271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$565,000	View
The Cooperative Bank 201 Main St, Charlestown, MA 02129	Conventional	1	0.1%	100%	$565,000
Members Plus Credit Union 494 Gallivan Blvd, Dorchester, MA 02124 A+5.0 ★Texas Ratio: 3.69%	Conventional	1	0.1%	100%	$895,000	View
Homefield Credit Union 138 S Main St, Milford, MA 01757 3272 A+5.0 ★Texas Ratio: 5.10%	Conventional	1	0.1%	100%	$275,000	View
Webster Five Cents Savings Bank 400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	33.3%	$605,000	View
First Ciitizens Bank and Trust 57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$615,000	View
Northern Bank & Trust Company 414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93%	Conventional	1	0.1%	100%	$275,000	View
UMassFive College Federal Credit Union 1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52%	Conventional	1	0.1%	100%	$105,000	View
Fidelity Co-Operative Bank 56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47%	Conventional	1	0.1%	100%	$265,000	View
Cape & Coast Bank 1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54%	Conventional	1	0.1%	100%	$535,000	View
Watertown Savings Bank 980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0.1%	100%	$275,000	View
Salem Five Cents Savings Bank 285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +4 HELOCs	0%	n/a		View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +4 HELOCs	0%	0%		View
PeoplesBank 56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Salem Five Mortgage Company LLC	Conventional, Jumbo	8	1.1%	88.9%	$567,500
Radius Financial Group Inc	Conventional, FHA	7	0.9%	87.5%	$582,142
Mortgage Equity Partners LLC	Conventional	4	0.5%	100%	$560,000
Msa Mortgage, LLC	Conventional, FHA	3	0.4%	60%	$675,000
Mit Federal Credit Union	Conventional	3	0.4%	100%	$468,333
Ross Mortgage Company	Conventional	2	0.3%	100%	$325,000
New Fed Mortgage Corp.	Conventional	2	0.3%	66.7%	$450,000
Enterprise Bank and Trust Company	Conventional	1	0.1%	100%	$565,000
Drew Mortgage Associates, Inc	Conventional	1	0.1%	100%	$505,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	68 +1 HELOCs	9%	85.2%	$408,529
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	45 +4 HELOCs	6%	95.7%	$552,777
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	42 +2 HELOCs	5.6%	84.3%	$624,761
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	28 +1 HELOCs	3.7%	90.3%	$614,285
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA	16	2.1%	100%	$514,375	View
Pennymac Loan Services LLC	Conventional, FHA	13	1.7%	87.5%	$346,538
Fairway Independent Mort Corp	Conventional, HELOC	12 +1 HELOCs	1.6%	92.3%	$590,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	11 +2 HELOCs	1.5%	68.8%	$524,090	View
loanDepot.com LLC	Conventional, FHA, VA	11	1.5%	84.6%	$328,636
Movement Mortgage, LLC	Conventional, FHA	11	1.5%	100%	$444,090
Harborone Mortgage, LLC	Conventional	9	1.2%	90%	$553,888
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	9	1.2%	90%	$351,666	View
Guaranteed Rate Affinity, LLC	Conventional, VA, HELOC	8 +1 HELOCs	1.1%	100%	$546,250
Guild Mortgage Company	Conventional, FHA	7	0.9%	80%	$447,857
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	7	0.9%	87.5%	$380,714	View
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo	7	0.9%	100%	$643,571	View
Navy Federal Credit Union	Conventional, HELOC	6 +1 HELOCs	0.8%	100%	$341,666
Mutual of Omaha Mortgage	Conventional, VA	6	0.8%	100%	$556,666
New American Funding, LLC.	Conventional, FHA	6	0.8%	66.7%	$491,666
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	5	0.7%	100%	$597,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	5	0.7%	100%	$373,000	View
Newrez LLC	Conventional, FHA	4	0.5%	26.7%	$445,000
Guidance Residential, LLC	Conventional	4	0.5%	100%	$502,500
Bay Equity LLC	Conventional, FHA	4	0.5%	80%	$520,000
Nationstar Mortgage	Conventional	4	0.5%	66.7%	$330,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.5%	100%	$542,500	View
United Nations Federal CU	Conventional	4	0.5%	100%	$582,500
Webster Bank, N.A.	Conventional	4	0.5%	100%	$560,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.4%	37.5%	$268,333
Dart Bank	Conventional	3	0.4%	100%	$628,333
Amerisave Mortgage Company	Conventional	3	0.4%	30%	$195,000
Nqm Funding, LLC	Conventional	3	0.4%	100%	$428,333
Union Home Mortgage Corp.	Conventional, FHA	3	0.4%	100%	$611,666
William Raveis Mortgage, LLC	Conventional	3	0.4%	100%	$618,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.4%	100%	$435,000	View
Mortgage Research Center	VA	3	0.4%	75%	$818,333
Keystone Funding, Inc	Conventional	3	0.4%	100%	$378,333
Prosperity Home Mortgage, LLC	Conventional	3	0.4%	100%	$368,333
EMM Loans LLC	Conventional, FHA	2	0.3%	100%	$645,000
Alliant Credit Union	Conventional, Jumbo	2	0.3%	100%	$895,000
Freedom Mortgage Corporation	FHA	2	0.3%	50%	$570,000
Envoy Mortgage, Ltd	Conventional	2	0.3%	100%	$450,000
Allied Mortgage Group, Inc	Conventional	2	0.3%	100%	$480,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	2	0.3%	100%	$485,000	View
Discover Bank	Conventional	2	0.3%	28.6%	$80,000
Total Mortgage Services, LLC	Conventional	2	0.3%	100%	$425,000
Service Federal Credit Union	Conventional	2	0.3%	100%	$390,000
Embrace Home Loans, Inc.	Conventional	2	0.3%	100%	$510,000
Hometown Equity Mortgage, LLC	Conventional	2	0.3%	66.7%	$480,000
Sierra Pacific Mortgage Co. Inc	Conventional, VA	2	0.3%	100%	$590,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.3%	100%	$455,000	View
Nations Direct Mortgage, LLC	Conventional	2	0.3%	100%	$450,000
Lower, LLC	Conventional, VA, Jumbo	2	0.3%	100%	$1,135,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.3%	100%	$670,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.3%	100%	$405,000
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$565,000	View
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$135,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$275,000
First Community Mortgage, Inc.	Conventional	1	0.1%	33.3%	$545,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$805,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$695,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$575,000
Nbkc Bank	FHA	1	0.1%	100%	$475,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$565,000
Amerant Mortgage LLC	Conventional	1	0.1%	100%	$435,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$655,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$205,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$495,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$335,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$395,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$805,000
MortgageCountry	Conventional	1	0.1%	100%	$745,000
Mortgage Markets CUSO, LLC	Conventional	1	0.1%	100%	$325,000
American Financing Corporation	FHA	1	0.1%	100%	$575,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$535,000
First World Mortgage Corporaton	Conventional	1	0.1%	100%	$625,000
Nfm, Inc	Conventional	1	0.1%	100%	$325,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$765,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$485,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$675,000	View
The Camden National Bank A+5.0 ★Texas Ratio: 1.50%	Conventional, Jumbo	1	0.1%	100%	$1,135,000	View
Evolve Bank & Trust	Conventional	1	0.1%	100%	$715,000
Texas Tech Federal Credit Union	Conventional	1	0.1%	100%	$605,000
Province Mortgage Associates, Inc.	Conventional	1	0.1%	100%	$495,000
United Mortgage Corp. A5.0 ★Texas Ratio: 9.27%	FHA	1	0.1%	100%	$385,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$835,000	View
BankNewport A5.0 ★Texas Ratio: 7.77%	Conventional	1	0.1%	100%	$665,000	View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$525,000	View
Coastal1 Credit Union A+5.0 ★Texas Ratio: 1.68%	Conventional	1	0.1%	100%	$475,000
Hunt Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$405,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$565,000
Spring Eq, LLC	Conventional	1	0.1%	33.3%	$75,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$425,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +5 HELOCs	0%	0%		View
Liberty Bank A+5.0 ★Texas Ratio: 1.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
EastRise Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Framingham Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Framingham, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Framingham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Framingham in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Framingham, MA

Use these to narrow the list above. Each category shows how many Framingham, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 68 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 28 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 14 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 58 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Framingham, MA

Independent mortgage companies closed 50.5 percent of home loans in Framingham, Massachusetts in 2025, banks 37.8 percent and credit unions 11.6 percent. Radius Financial Group Inc was the largest mortgage company, Middlesex Savings Bank the largest bank and Metrowest Community Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Middlesex Savings Bank led with 18 loans.

50.5%

Mortgage companies

37.8%

Banks

11.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Framingham, MA

Who is the largest mortgage lender in Framingham, MA?

By home loans closed in 2025, Middlesex Savings Bank was the largest mortgage lender in Framingham, Massachusetts with 18 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Framingham, MA have the highest approval rates?

Among lenders with meaningful volume in Framingham, Massachusetts, Leader Bank NA approved the highest share of completed applications in 2025 at 96.6 percent, against a 86.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Framingham, MA mortgage lenders offer FHA, VA and USDA loans?

28 lenders closed FHA loans in Framingham, Massachusetts in 2025, led by United Wholesale Mortgage with 13. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Framingham, MA lender list?

Yes. 71 banks and 31 credit unions closed home loans in Framingham, Massachusetts in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Framingham, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Framingham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Framingham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Framingham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.