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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Metrowest Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Metrowest Community Federal Credit Union's 15 Month CD/IRA rates are at 3.91%, 3 Month CD/IRA rates are at 3.79%, 6 Month CD/IRA rates are at 3.75%, 9 Month CD/IRA rates are at 3.70%, 12 Month CD/IRA rates are at 3.60%. Metrowest Community Federal Credit Union's savings rates are at 0.05%. Metrowest Community Federal Credit Union's money market rates are at 0.15%. Metrowest Community Federal Credit Union's Personal Loan Rates are at 11.74%. MonitorBankRates evaluates the financial stability of Metrowest Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.89%. Rates were last updated on 04/17/2026. Metrowest Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metrowest Community Federal Credit Union? Share your experience about Metrowest Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Metrowest Community Federal Credit Union. Metrowest Community Federal Credit Union
Main Office 200 Concord St
https://www.mwcfcu.com Framingham, MA 01702 8306 
Metrowest Community Federal Credit Union CD Rates
Metrowest Community Federal Credit Union Savings Rates
Metrowest Community Federal Credit Union Money Market Rates
Metrowest Community Federal Credit Union Checking Rates
Metrowest Community Federal Credit Union Home Equity & HELOC
Metrowest Community Federal Credit Union Auto Loan Rates
Metrowest Community Federal Credit Union Credit Card Rates
Metrowest Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Metrowest Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metrowest Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Metrowest Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Metrowest Community Federal Credit Union
Website
https://www.mwcfcu.com
Address
200 Concord St,
Framingham, MA 01702 8306
Phone
508-879-5522
Fax
President
Mike Forman
CEO
Gary Carlson
Full-Time Employees
12
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.89%
Return on Assets (ROA)
0.2250%
Return on Equity (ROE)
2.5423%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
139,855,560
Total Amount of Shares and Deposits
130,829,546
Total Shares and Deposits < 1 Year
125,372,782
Total Shares and Deposits 1 3 Years
5,247,881
Total Shares and Deposits > 3 Years
208,880
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,984,355
Total Uninsured Shares and Deposits > $250K (F+J)
10,984,355
Total Insured Shares and Deposits > $250K (item 17 less item K)
119,845,191
Total Interest Expense (Sum of items 6 8)
2,211,684
Share Certificates
1,397
Number of Accounts for Share Drafts
2,965
IRA KEOGH Accounts
101
Number of Accounts for Regular Shares
6,954
All other shares
738
Money Market Shares
254
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,379,739
Total Liabilities
128,279,711
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Metrowest Community Federal Credit UnionIs Metrowest Community Federal Credit Union a safe place to deposit money?Yes, Metrowest Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8854602546374%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Metrowest Community Federal Credit Union operate?Metrowest Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Metrowest Community Federal Credit Union?Yes, to access services at Metrowest Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Metrowest Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Metrowest Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Metrowest Community Federal Credit Union offer online and mobile banking?Most modern institutions like Metrowest Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mwcfcu.com. Current Metrowest Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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