Mortgage Lenders and Brokers in Cambridge, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cambridge, Massachusetts mortgage lenders include Leader Bank NALeader Bank NA675 Massachusetts Ave, Cambridge, MA 02139A+5.0 ★Texas Ratio: 0.22%, Cambridge Savings BankCambridge Savings Bank53 White St, Cambridge, MA 02140A5.0 ★Texas Ratio: 9.52%, Citizens Bank, NACitizens Bank, NA6 John F Kennedy Street, Cambridge, MA 02138A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA47 Brattle St, Cambridge, MA 02138A+5.0 ★Texas Ratio: 3.68%, East Cambridge Savings BankEast Cambridge Savings Bank1310 Cambridge St, Cambridge, MA 02139A+5.0 ★Texas Ratio: 1.72%, Harvard Federal Credit UnionHarvard Federal Credit Union104 Mount Auburn St Ste 4, Cambridge, MA 02138 5019A5.0 ★Texas Ratio: 9.82%, M&T BankM&T Bank699 Mount Auburn St, Cambridge, MA 02138A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA92 Ames St, Cambridge, MA 02142A+5.0 ★Texas Ratio: 4.14%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust265 Main St, Cambridge, MA 02142A5.0 ★Texas Ratio: 7.72%, and Eastern BankEastern Bank1 Brattle Sq, Cambridge, MA 02138A+5.0 ★Texas Ratio: 2.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cambridge, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cambridge are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cambridge, Massachusetts
Market share is the lender's share of all home loans closed in Cambridge, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cambridge 675 Massachusetts Ave, Cambridge, MA 02139 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 61 +11 HELOCs |
9.9% | 100% | $824,508 | View |
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3 offices in Cambridge 53 White St, Cambridge, MA 02140 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo, HELOC | 40 +22 HELOCs |
6.5% | 97.6% | $706,250 | View |
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4 offices in Cambridge 6 John F Kennedy Street, Cambridge, MA 02138 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 27 +63 HELOCs |
4.4% | 100% | $879,814 | View |
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2 offices in Cambridge 47 Brattle St, Cambridge, MA 02138 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 26 | 4.2% | 100% | $1,212,692 | View |
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2 offices in Cambridge 1310 Cambridge St, Cambridge, MA 02139 A+5.0 ★Texas Ratio: 1.72% |
Conventional, Jumbo | 23 | 3.7% | 100% | $1,345,000 | View |
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104 Mount Auburn St Ste 4, Cambridge, MA 02138 5019 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 17 +10 HELOCs |
2.8% | 89.5% | $432,647 | View |
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2 offices in Cambridge 699 Mount Auburn St, Cambridge, MA 02138 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 14 +2 HELOCs |
2.3% | 100% | $1,060,000 | View |
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6 offices in Cambridge 92 Ames St, Cambridge, MA 02142 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 13 +19 HELOCs |
2.1% | 92.9% | $1,308,846 | View |
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1 office in Cambridge 265 Main St, Cambridge, MA 02142 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 10 | 1.6% | 100% | $1,758,000 | View |
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6 offices in Cambridge 1 Brattle Sq, Cambridge, MA 02138 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo, HELOC | 7 +52 HELOCs |
1.1% | 100% | $639,285 | View |
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3 offices in Cambridge 617 Massachusetts Ave, Cambridge, MA 02139 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.5% | 60% | $1,275,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 10 +6 HELOCs |
1.6% | 83.3% | $706,000 | View |
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980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 8 | 1.3% | 100% | $893,750 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1% | 100% | $878,333 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 1% | 75% | $1,143,333 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 5 +2 HELOCs |
0.8% | 100% | $479,000 | |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 4 | 0.6% | 80% | $310,000 | |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 4 | 0.6% | 100% | $782,500 | View |
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18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional, Jumbo | 3 | 0.5% | 75% | $4,225,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 3 | 0.5% | 100% | $678,333 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $765,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 100% | $1,025,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $795,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $600,000 | View |
The Cooperative Bank
201 Main St, Charlestown, MA 02129 |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,170,000 | |
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6 Harrison Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 2 | 0.3% | 100% | $2,555,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 0.3% | 100% | $700,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 2 | 0.3% | 100% | $410,000 | View |
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330 Mount Auburn St, Cambridge, MA 02138 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $515,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $755,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,315,000 | View |
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One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
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621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,385,000 | View |
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120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24% |
Conventional, Jumbo | 1 | 0.2% | 100% | $4,205,000 | View |
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115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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20 Felton Street, Cambridge, MA 02138 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.2% | 50% | $45,000 | View |
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72 Main St, Bridgewater, MA 02324 A+5.0 ★Texas Ratio: 0.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $4,485,000 | View |
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53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,435,000 | View |
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744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,705,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
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389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
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517 South Rd, Chilmark, MA 02535 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.2% | 100% | $975,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,155,000 | |
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540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional | 1 | 0.2% | 100% | $1,155,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,175,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,675,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mit Federal Credit Union
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Conventional | 13 | 2.1% | 86.7% | $386,538 | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 10 | 1.6% | 83.3% | $734,000 | |
Members Mortgage Company Inc
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Conventional | 5 | 0.8% | 100% | $683,000 | |
Msa Mortgage, LLC
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Conventional | 2 | 0.3% | 66.7% | $1,210,000 | |
Radius Financial Group Inc
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Conventional | 2 | 0.3% | 100% | $665,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,315,000 | View |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, Jumbo | 26 | 4.2% | 96.4% | $792,307 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 21 | 3.4% | 95.7% | $924,047 | |
Rocket Mortgage
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Conventional, Jumbo | 16 | 2.6% | 70.8% | $714,375 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 13 | 2.1% | 100% | $999,615 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 13 | 2.1% | 100% | $765,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 9 | 1.5% | 90% | $988,333 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 9 | 1.5% | 100% | $687,222 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 9 | 1.5% | 100% | $809,444 | |
Webster Bank, N.A.
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Conventional, Jumbo | 9 | 1.5% | 100% | $1,329,444 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 8 | 1.3% | 100% | $1,327,500 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 8 | 1.3% | 100% | $1,153,750 | View |
United Nations Federal CU
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Conventional, Jumbo | 8 | 1.3% | 100% | $981,250 | |
United Wholesale Mortgage
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Conventional, HELOC | 7 +1 HELOCs |
1.1% | 87.5% | $616,428 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 7 | 1.1% | 100% | $933,571 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 7 | 1.1% | 100% | $1,387,857 | View |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
1% | 100% | $710,000 | View |
Guild Mortgage Company
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Conventional, Jumbo | 5 | 0.8% | 100% | $837,000 | |
General Mortgage Capital Corporation
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Conventional | 5 | 0.8% | 100% | $647,000 | |
Mutual of Omaha Mortgage
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Conventional | 5 | 0.8% | 71.4% | $511,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo | 3 | 0.5% | 100% | $721,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $705,000 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $680,000 | |
Newrez LLC
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Conventional, Jumbo | 2 | 0.3% | 42.9% | $1,735,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.3% | 50% | $475,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $685,000 | |
Bay Equity LLC
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Conventional | 2 | 0.3% | 100% | $555,000 | |
Service Federal Credit Union
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,190,000 | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,515,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.3% | 66.7% | $730,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,435,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,070,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $475,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $770,000 | |
Total Mortgage Services, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $655,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $235,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Passumpsic Bank
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,625,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $495,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,775,000 | |
Amerisave Mortgage Company
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Conventional, Jumbo | 1 | 0.2% | 25% | $1,855,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Valley West Corporation
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Credit Union Mortgage Associat
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,465,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,565,000 | View |
Builders Choice Mortgage LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,005,000 | |
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A5.0 ★Texas Ratio: 10.15% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,295,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $735,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 100% | $715,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,605,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $1,165,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,525,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,185,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Gold Coast Bank
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,805,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cambridge Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cambridge, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Cambridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cambridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cambridge, MA
Use these to narrow the list above. Each category shows how many Cambridge, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Cambridge, MA
Independent mortgage companies closed 24.9 percent of home loans in Cambridge, Massachusetts in 2025, banks 64.4 percent and credit unions 10.7 percent. Members Mortgage Company Inc was the largest mortgage company, Leader Bank NA the largest bank and Harvard Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 61 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cambridge, MA
By home loans closed in 2025, Leader Bank NA was the largest mortgage lender in Cambridge, Massachusetts with 61 loans, about 9.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cambridge, Massachusetts, Leader Bank NA approved the highest share of completed applications in 2025 at 100 percent, against a 92.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Cambridge, Massachusetts in 2025, led by New American Funding, LLC. with 1. 1 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 74 banks and 19 credit unions closed home loans in Cambridge, Massachusetts in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cambridge, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cambridge, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cambridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
