Mortgage Lenders and Brokers in Portland, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portland, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank180 Middle St, Portland, ME 04101A+5.0 ★Texas Ratio: 4.53%, The Camden National BankThe Camden National Bank220 Middle St, Portland, ME 04101A+5.0 ★Texas Ratio: 1.50%, Androscoggin BankAndroscoggin Bank130 Middle St, Portland, ME 04101A+5.0 ★Texas Ratio: 3.70%, Maine Community BankMaine Community Bank1 India St, Portland, ME 04101A+5.0 ★Texas Ratio: 4.93%, Evergreen Credit UnionEvergreen Credit Union225 Riverside St, Portland, ME 04103 1038A5.0 ★Texas Ratio: 9.45%, cPort Credit UnioncPort Credit Union50 Riverside Industrial Pkwy, Portland, ME 04103A+5.0 ★Texas Ratio: 5.04%, TD BankTD Bank1 Portland Sq, Portland, ME 04101A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA1 City Ctr, Portland, ME 04101A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank467 Congress St, Portland, ME 04101A+5.0 ★Texas Ratio: 4.11%, and Keybank National AssociationKeybank National Association85 Auburn St, Portland, ME 04103A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portland, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portland are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portland, Maine
Market share is the lender's share of all home loans closed in Portland, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6 offices in Portland 180 Middle St, Portland, ME 04101 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, Jumbo, HELOC | 91 +97 HELOCs |
10.1% | 96.8% | $459,285 | View |
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1 office in Portland 220 Middle St, Portland, ME 04101 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 45 +27 HELOCs |
5% | 93.9% | $502,333 | View |
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1 office in Portland 130 Middle St, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.70% |
Conventional, VA, Jumbo | 44 | 4.9% | 97.8% | $552,272 | View |
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3 offices in Portland 1 India St, Portland, ME 04101 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 39 | 4.3% | 81.6% | $388,846 | View |
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225 Riverside St, Portland, ME 04103 1038 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 11 +18 HELOCs |
1.2% | 73.3% | $292,272 | View |
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50 Riverside Industrial Pkwy, Portland, ME 04103 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 10 | 1.1% | 100% | $208,000 | View |
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4 offices in Portland 1 Portland Sq, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 9 +33 HELOCs |
1% | 90% | $350,555 | View |
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3 offices in Portland 1 City Ctr, Portland, ME 04101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 8 +16 HELOCs |
0.9% | 72.7% | $390,000 | View |
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1 office in Portland 467 Congress St, Portland, ME 04101 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +4 HELOCs |
0.4% | 100% | $370,000 | View |
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2 offices in Portland 85 Auburn St, Portland, ME 04103 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 44.4% | $487,500 | View |
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1 office in Portland 480 Congress St, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 66.7% | $487,500 | View |
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3 offices in Portland 1200 Congress St, Portland, ME 04102 A+5.0 ★Texas Ratio: 1.63% |
Conventional, Jumbo, HELOC | 3 +15 HELOCs |
0.3% | 100% | $638,333 | View |
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1 office in Portland 193 Middle St, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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136 Commercial St, Portland, ME 04101 A+5.0 ★Texas Ratio: 1.18% |
Conventional, Jumbo | 19 | 2.1% | 95% | $597,105 | View |
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1345 Washington Ave, Portland, ME 04103 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 17 | 1.9% | 90% | $125,588 | View |
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272 PARK AVE, PORTLAND, ME 04102 2912 A5.0 ★Texas Ratio: 11.01% |
Conventional, Jumbo, HELOC | 15 +8 HELOCs |
1.7% | 93.8% | $237,666 | View |
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391 Forest Ave, Portland, ME 04101 2001 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 11 | 1.2% | 84.6% | $216,818 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional, Jumbo | 8 | 0.9% | 88.9% | $300,000 | View |
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46 Auburn St, Portland, ME 04103 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 8 | 0.9% | 100% | $267,500 | View |
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53 Baxter Boulevard, Portland, ME 04103 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +6 HELOCs |
0.7% | 100% | $331,666 | View |
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17 Main St, Ashland, ME 04732 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 5 | 0.6% | 71.4% | $603,000 | View |
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883 Forest Ave, Portland, ME 04103 A-5.0 ★Texas Ratio: 15.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $805,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $535,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 1 | 0.1% | 100% | $535,000 | |
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312 Main St, Saco, ME 04072 1515 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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125 Front St, Bath, ME 04530 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
Casco Federal Credit Union
16 Mechanic St, Gorham, ME 04038 |
Conventional | 1 | 0.1% | 100% | $45,000 | |
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44 Edison Dr, Augusta, ME 04330 6033 A5.0 ★Texas Ratio: 12.88% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, HELOC | 26 +30 HELOCs |
2.9% | 77.1% | $141,923 | |
CUSO Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $580,000 | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.1% | 50% | $55,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 69 +1 HELOCs |
7.7% | 92.1% | $478,188 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 45 +1 HELOCs |
5% | 95.7% | $416,111 | |
Guild Mortgage Company
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Conventional, FHA | 44 | 4.9% | 97.9% | $419,090 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
4.2% | 93.3% | $425,789 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 32 +1 HELOCs |
3.6% | 76.7% | $361,875 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 27 +1 HELOCs |
3% | 90% | $634,259 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 20 | 2.2% | 100% | $488,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 17 | 1.9% | 94.7% | $529,705 | |
Total Mortgage Services, LLC
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Conventional | 16 | 1.8% | 100% | $461,875 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 12 | 1.3% | 92.3% | $452,500 | View |
Paramount Residential Mortgage
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Conventional, FHA | 12 | 1.3% | 92.3% | $523,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
1.1% | 100% | $279,000 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 1.1% | 62.5% | $307,000 | |
Pennymac Loan Services LLC
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Conventional | 9 | 1% | 90% | $343,888 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 8 | 0.9% | 100% | $628,750 | |
Nationstar Mortgage
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Conventional | 7 | 0.8% | 87.5% | $116,428 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, Jumbo, HELOC | 6 +14 HELOCs |
0.7% | 60% | $288,333 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 6 | 0.7% | 85.7% | $415,000 | |
Passumpsic Bank
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Conventional | 5 | 0.6% | 100% | $601,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +8 HELOCs |
0.4% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 80% | $177,500 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.4% | 80% | $650,000 | |
Better Mortgage Corporation
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Conventional, FHA | 4 | 0.4% | 66.7% | $430,000 | |
Mutual of Omaha Mortgage
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Conventional | 4 | 0.4% | 80% | $422,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 4 | 0.4% | 100% | $432,500 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $368,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.3% | 100% | $648,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.3% | 75% | $1,055,000 | View |
Affordable Mortgage Advisors
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Conventional | 3 | 0.3% | 100% | $491,666 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.3% | 100% | $345,000 | View |
Nbkc Bank
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Conventional | 3 | 0.3% | 75% | $395,000 | |
The Loan Store, Inc
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Conventional | 3 | 0.3% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.64% |
Conventional | 3 | 0.3% | 75% | $658,333 | View |
Fourleaf Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $520,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $45,000 | |
EMM Loans LLC
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Conventional | 2 | 0.2% | 100% | $465,000 | |
Alliant Credit Union
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Conventional, Jumbo | 2 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 2 | 0.2% | 100% | $720,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 0.2% | 100% | $770,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.2% | 33.3% | $625,000 | |
American Internet Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 66.7% | $365,000 | View |
Mortgage Research Center
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Conventional, VA | 2 | 0.2% | 50% | $405,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 66.7% | $85,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.2% | 25% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.2% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.2% | 100% | $1,080,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $95,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 50% | $365,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 16.7% | $45,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.1% | 100% | $785,000 | |
Synergy One Lending, Inc.
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Conventional, Jumbo | 1 | 0.1% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Ocmbc, Inc.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.52% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Idb Global Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $725,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 50% | $395,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $405,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,605,000 | View |
Hanscom Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $585,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.1% | 100% | $795,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.1% | 100% | $655,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Central One Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Portland Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portland, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Portland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portland, ME
Use these to narrow the list above. Each category shows how many Portland, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Portland, ME
Independent mortgage companies closed 45.5 percent of home loans in Portland, Maine in 2025, banks 40.7 percent and credit unions 13.8 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and Evergreen Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 91 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portland, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Portland, Maine with 91 loans, about 10.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Portland, Maine, Bangor Savings Bank approved the highest share of completed applications in 2025 at 96.8 percent, against a 87.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Portland, Maine in 2025, led by United Wholesale Mortgage with 5. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 24 credit unions closed home loans in Portland, Maine in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portland, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portland, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
