Mortgage Lenders and Brokers in Augusta, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Augusta, Maine mortgage lenders include Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A+5.0 ★Texas Ratio: 5.92%, Bangor Savings BankBangor Savings Bank127 Community Dr, Augusta, ME 04330A+5.0 ★Texas Ratio: 4.53%, The Camden National BankThe Camden National Bank21 Armory St, Augusta, ME 04330A+5.0 ★Texas Ratio: 1.50%, Keybank National AssociationKeybank National Association286 Water St, Augusta, ME 04330A+5.0 ★Texas Ratio: 4.81%, Trademark FCUTrademark FCU44 Edison Dr, Augusta, ME 04330 6033A5.0 ★Texas Ratio: 12.88%, TD BankTD Bank101 Western Ave, Augusta, ME 04330A+5.0 ★Texas Ratio: 3.71%, cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME 04330A+5.0 ★Texas Ratio: 5.04%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, and Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Augusta, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Augusta are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Augusta, Maine
Market share is the lender's share of all home loans closed in Augusta, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 63 +25 HELOCs |
17.7% | 93.6% | $165,634 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 31 | 8.7% | 80% | $158,225 | View |
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2 offices in Augusta 127 Community Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, VA, USDA, HELOC | 26 +11 HELOCs |
7.3% | 96.3% | $268,461 | View |
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3 offices in Augusta 21 Armory St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, USDA, HELOC | 11 +11 HELOCs |
3.1% | 100% | $215,909 | View |
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1 office in Augusta 286 Water St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.6% | 100% | $290,000 | View |
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44 Edison Dr, Augusta, ME 04330 6033 A5.0 ★Texas Ratio: 12.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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1 office in Augusta 101 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 10 | 2.8% | 100% | $60,000 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional, USDA | 5 | 1.4% | 100% | $221,000 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 4 | 1.1% | 100% | $202,500 | View |
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145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $200,000 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $235,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional | 2 | 0.6% | 66.7% | $220,000 | View |
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256 Court St, Auburn, ME 04210 A4.6 ★Texas Ratio: 0.31% |
Conventional | 2 | 0.6% | 100% | $455,000 | View |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
Conventional | 1 | 0.3% | 66.7% | $65,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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87 moosehead trl, NEWPORT, ME 04953 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
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125 Front St, Bath, ME 04530 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
CUSO Mortgage Corporation
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Conventional, FHA, USDA | 6 | 1.7% | 85.7% | $235,000 | |
Town and Country Federal Credi
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Conventional | 1 | 0.3% | 50% | $35,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 38 | 10.7% | 95.1% | $267,368 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 5.3% | 75% | $209,736 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
4.8% | 94.7% | $272,647 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 11 | 3.1% | 100% | $248,636 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 8 +1 HELOCs |
2.2% | 88.9% | $286,250 | |
Mortgage Research Center
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Conventional, VA | 7 | 2% | 70% | $262,142 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 6 | 1.7% | 100% | $256,666 | View |
Freedom Mortgage Corporation
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VA | 5 | 1.4% | 100% | $241,000 | |
Amerisave Mortgage Company
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Conventional, VA | 5 | 1.4% | 45.5% | $119,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.1% | 80% | $322,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 4 | 1.1% | 100% | $287,500 | |
T2 Financial LLC
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Conventional, FHA | 4 | 1.1% | 100% | $280,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 60% | $241,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $151,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.8% | 75% | $151,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $268,333 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.8% | 60% | $148,333 | |
21St Mortgage
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Conventional | 3 | 0.8% | 75% | $58,333 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.6% | 100% | $285,000 | |
Affordable Mortgage Advisors
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FHA, VA | 2 | 0.6% | 100% | $280,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
Das Acquisition Company, LLC
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VA, USDA | 2 | 0.6% | 100% | $335,000 | |
Harborone Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 20% | $55,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 33.3% | $105,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 50% | $315,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $295,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $535,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $245,000 | |
United Nations Federal CU
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Conventional | 1 | 0.3% | 50% | $215,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $375,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 50% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Augusta Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Augusta, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Augusta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Augusta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Augusta, ME
Use these to narrow the list above. Each category shows how many Augusta, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Augusta, ME
Independent mortgage companies closed 48 percent of home loans in Augusta, Maine in 2025, banks 36.8 percent and credit unions 15.2 percent. CUSO Mortgage Corporation was the largest mortgage company, Kennebec Savings Bank the largest bank and Maine State Credit Union the largest credit union. Among lenders headquartered in Maine, Kennebec Savings Bank led with 63 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Augusta, ME
By home loans closed in 2025, Kennebec Savings Bank was the largest mortgage lender in Augusta, Maine with 63 loans, about 17.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Augusta, Maine, Kennebec Savings Bank approved the highest share of completed applications in 2025 at 93.6 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Augusta, Maine in 2025, led by Guild Mortgage Company with 16. 17 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 15 credit unions closed home loans in Augusta, Maine in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Augusta, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Augusta, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Augusta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
