Kennebec Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Kennebec Savings Bank Deposit Rates
Today's 12-month CD rates can be found at 4.13%, 6-month CD rates at 5.23% and 3-month CD rates at 3.34%. Current savings rates are at 1.01% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 9.99%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Kennebec Savings Bank's 12-Month CD rates are at 4.13%, 24-Month CD rates are at 3.56%, 60-Month CD rates are at 1.01%, 48-Month CD rates are at 0.95%, 36-Month CD rates are at 0.90%. Kennebec Savings Bank's savings rates are at 0.05%. Kennebec Savings Bank's money market rates are at 3.82%. Kennebec Savings Bank's 30-Year Fixed rates are at 7.75%, 5/1 ARM rates are at 7.00%, 15-Year Fixed rates are at 7.50%, 3/3 ARM rates are at 6.75%, 10-Year Fixed rates are at 7.00%.

Kennebec Savings Bank

To see how these rates compare to Kennebec Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kennebec Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kennebec Savings Bank CD rates. You can also compare Kennebec Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Kennebec Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennebec Savings Bank? Share your experience about Kennebec Savings Bank by leaving a review below, or read customer reviews before you decide to use Kennebec Savings Bank.

Kennebec Savings Bank Texas Ratio

Kennebec Savings Bank's Texas Ratio is at 1.78%, which is considered excellent. The Texas Ratio for Kennebec Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Kennebec Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.13%
18-Month CD
N/A
24-Month CD
3.56%
36-Month CD
0.90%
48-Month CD
0.95%
60-Month CD
1.01%
Savings
0.05%
MMA
3.82%
30-Year Fixed
7.75%
Credit Card
N/A
Personal Loan
N/A
Kennebec Savings Bank
150 State St
Augusta, ME 04330
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Kennebec Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
4.13%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
3.82%
$1,000,000
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
3.56%
$500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
Kennebec Savings Bank
Kennebec Savings Bank
36-Month CD
0.90%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
7.000%
7.000%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
6.750%
7.300%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
15-Year Fixed
7.500%
7.500%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
5/1 ARM
7.000%
7.657%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
30-Year Fixed
7.750%
7.750%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Kennebec Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Hanover Community Bank
Hanover Community Bank
12-Month CD
5.00%
$500
Popular Bank
Popular Bank
13-Month CD
4.95%
$1
Regent Bank (OK)
Regent Bank (OK)
18-Month CD
4.85%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
12-Month CD
4.70%
$1,000
Grove Bank
Grove Bank
12-Month CD
4.33%
$1,000
The Berkshire Bank
The Berkshire Bank
Gold Money Market
4.22%
$5,000,000
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
4.06%
$1,000
Ambler Savings Bank
Ambler Savings Bank
18-Month (Bump-Up)
4.00%
$1,000
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
ACBLA
ACBLA
120-Month CD
3.25%
$500
Falcon National Bank
Falcon National Bank
12-Month CD
3.25%
$500
Community State Bank Starke, FL
Community State Bank Starke, FL
36-Month CD
3.05%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
48-Month CD
3.00%
$500
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
48-Month CD
2.78%
$500
Mound City Bank
Mound City Bank
60-Month CD
2.75%
$2,500
Mound City Bank
Mound City Bank
18-Month CD (Add-On)
2.59%
$2,500
BLC Community Bank
BLC Community Bank
36-Month CD
2.52%
$2,500
First Westroads Bank
First Westroads Bank
24-Month CD
2.50%
$100
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
South Central State Bank
South Central State Bank
60-Month CD
2.07%
$1,000
Bank of Edmonson County
Bank of Edmonson County
6-Month CD
2.02%
$500
Huntington FSB
Huntington FSB
36-Month CD
2.02%
$500
Tucumcari Federal S&L
24-Month CD
2.02%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
Northrim Bank
Northrim Bank
36-Month CD
1.70%
$500
The Stock Exchange Bank
The Stock Exchange Bank
Money Market
1.51%
$100,000
Stryv Bank
Stryv Bank
60-Month CD
1.50%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Money Market
1.50%
$50,000
Rhinebeck Bank
Rhinebeck Bank
Priority Money Market
1.37%
$0
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
12-Month CD
1.25%
$500
FNB of Bellville
FNB of Bellville
36-Month CD
1.11%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
36-Month CD
1.06%
$1,000
Home Bank SB
Home Bank SB
36-Month CD
1.00%
$500
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
Jewett City Savings Bank
Jewett City Savings Bank
12-Month CD
1.00%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
12-Month CD
1.00%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
Share Account Savings
1.00%
$0
Security Bank USA
Security Bank USA
Passbook Savings
0.80%
$100
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
First National Bank of Shiner
First National Bank of Shiner
Savings
0.43%
$100
Huntington FSB
Huntington FSB
48-Month CD
0.40%
$500
United Orient Bank
United Orient Bank
6-Month CD
0.40%
$500
PeoplesBank
PeoplesBank
48-Month CD
0.30%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
12-Month CD
0.25%
$500
North Central Bank
North Central Bank
18-Month CD
0.25%
$1,000
Cecil Bank
Cecil Bank
Savings
0.15%
$10
Buckeye Community Bank
Buckeye Community Bank
6-Month CD
0.10%
$500
Pennsville National Bank
Pennsville National Bank
6-Month CD
0.10%
$500
Firstrust Savings Bank
Firstrust Savings Bank
Basic Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Kennebec Savings Bank Information

Kennebec Savings Bank
150 State St
Augusta, ME 04330
Kennebec
Established Date: 03/19/1870
FDIC Certificate #: 17897
Date of FDIC Deposit Insurance: 08/14/1958
Bank Holding Company: KENNEBEC SAVINGS MHC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 8
Is Kennebec Savings Bank FDIC Insured? Yes
What is Kennebec Savings Bank's Cert number? 17897
What is the maximum amount for insured deposits? $250,000 per holder, per account

Kennebec Savings Bank Financials

Total Assets:
$1,665,050,000
Total Deposits:
$1,329,955,000
Equity Capital:
$200,040,000
Domestic Deposits:
$1,329,955,000
Net Income:
$2,714,000
Return on Assets:
-0.3720%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8178%
Pretax Quarterly Return on Assets:
0.8200%
Return on Equity:
-2.8900%
Quarterly Return on Equity:
5.4800%
Leverage Tier 1 (Core Capital) Ratio:
12.5040%
Total Interest Income (YTD):
3.6183%
 
 
Headquarters:
Augusta
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Kennebec
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates headed lower as we move into the Labor Day weekend reversing an uptrend of the past four weeks. In Freddie Mac's most recent Primary Mortgage Market Survey (PMMS) fixed conforming 30 year mortgage rates averaged 3.59 percent with 0.6 mortgage discount point for the week ending August 30, 2012, a decline from last week's average 30 year conforming mortgage rate of 3.66 percent.
BMO Harris Bank CD RatesUpdated| BMO Harris Bank CD rates on the bank's online certificates of deposit are some of the best CD rates available right now. Current 9-month CD rates at BMO Harris Bank are at 2.08 1.98 percent with an APY of 2.10 2.00 percent. 12 month CD rates from BMO Harris Bank are slightly higher at 2.18 2.08 percent with an APY of 2.20 2.18 percent. BMO Harris Bank is also offering a 6-month CD with a rate of 1.89 percent with an APY of 1.90 percent. All online CD accounts have a minimum opening balance of $5,000. There are many different certificate of deposit options and CD rates at BMO Harris Bank. Compare online CD rates with BMO Harris Bank CD rates.
The Federal Reserve Bank of New York published a very interesting article on why 30 year fixed mortgage rates are hovering around 3.30 percent and are not as low as 2.60 percent, where they should be based on one measure. Since the Financial crisis of 2007 mortgage rates have made a series of record lows because of several factors including the Federal Reserve buying mortgage backed securities (MBS) to drive rates lower.

Bank or Credit Union Offers and Deals

Financing a Car Purchase
Best Money Market Account Rates & Savings Rates 10/24/12
Homes for Sale: Pending Homes for Sale Increase
United Central Bank MMA Rates and Savings Account Rates
Fixed Mortgage Rates Today Continue to Make Record Lows
Mortgage Rates Higher: 30 Year Mortgage Rates at 5.01%, 15 Year Mortgage Rates at 4.33%
Mortgage Rates: Today's 30 Year Mortgage Rates at 5.13% and 15 Year Mortgage Rates at 4.53%
Mortgage Rates Decline as Home Prices Surge 7.5 Percent
Mortgage Rates 7/19: Mortgage Rates are Above Recent Lows
Mortgage Rates Up, Record Mortgage Delinquencies and Home Prices Down

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Rise This Week
Retirees Rejoice as Bank CD Rates Move Higher
Higher Savings Rates Might Be Here Sooner Than We Think
CD Rates - March 19, 2010
Mortgage Refinancing Up to 125% Loan-to-Value With Today's Mortgage Rates Rising
Mortgage Rates Up to 5.39%: Current Mortgage Rates Mostly Up
CD Rates: Current CD Rates July 30, 2009
Discover Bank $25 Certificate of Deposit Account Bonus
San Diego CD Rates
Weekly CD Rates Report

Kennebec Savings Bank Reviews

There are no reviews for Kennebec Savings Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Kennebec Savings Bank
Your Name:
Your Rating:

See how Kennebec Savings Bank Compares to other banks