Kennebec Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 5.15% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 13.74%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Kennebec Savings Bank's 12-Month CD rates are at 3.05%, 24-Month CD rates are at 2.50%, 60-Month CD rates are at 1.01%, 48-Month CD rates are at 0.95%, 36-Month CD rates are at 0.90%. Kennebec Savings Bank's savings rates are at 0.05%. Kennebec Savings Bank's money market rates are at 0.90%. Kennebec Savings Bank's 30-Year Fixed rates are at 7.50%, 3/3 ARM rates are at 6.50%, 5/1 ARM rates are at 6.75%, 15-Year Fixed rates are at 7.00%, 10-Year Fixed rates are at 6.50%.

Kennebec Savings Bank

To see how these rates compare to Kennebec Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kennebec Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kennebec Savings Bank CD rates. You can also compare Kennebec Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Kennebec Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennebec Savings Bank? Share your experience about Kennebec Savings Bank by leaving a review below, or read customer reviews before you decide to use Kennebec Savings Bank.

Kennebec Savings Bank Texas Ratio

Kennebec Savings Bank's Texas Ratio is at 1.44%, which is considered excellent. The Texas Ratio for Kennebec Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Kennebec Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.05%
18-Month CD
N/A
24-Month CD
2.50%
36-Month CD
0.90%
48-Month CD
0.95%
60-Month CD
1.01%
Savings
0.05%
MMA
0.90%
30-Year Fixed
7.50%
Credit Card
N/A
Personal Loan
N/A
Kennebec Savings Bank
150 State St
Augusta, ME 04330
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Kennebec Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
2.50%
$500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
Kennebec Savings Bank
Kennebec Savings Bank
36-Month CD
0.90%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.90%
$20,000
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.500%
6.500%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
15-Year Fixed
7.000%
7.000%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
5/1 ARM
6.750%
7.047%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
6.500%
7.143%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
30-Year Fixed
7.500%
7.500%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Kennebec Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
12-Month CD
4.51%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD (Jumbo)
4.25%
$100,000
Century Next Bank
Century Next Bank
Premier Money Market
4.00%
$100,000
4U Federal Credit Union
4U Federal Credit Union
12-Month CD
3.82%
$1,000
Napoleon State Bank
Napoleon State Bank
12-Month CD
3.75%
$500
Bank Midwest
Bank Midwest
60-Month CD
3.54%
$500
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Propel Preferred Savings
3.50%
$50
Bath State Bank
Bath State Bank
36-Month CD
3.50%
$500
The Clay City Banking Co.
The Clay City Banking Co.
18-Month CD
3.49%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
18-Month CD
3.40%
$100
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
48-Month CD
3.10%
$5,000
Headwaters State Bank
Headwaters State Bank
36-Month CD
3.02%
$1,000
Cross River Bank
Cross River Bank
48-Month CD
3.00%
$500
Salem Five Direct
Salem Five Direct
24-Month CD
2.95%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
36-Month CD
2.78%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
MidCountry Bank
MidCountry Bank
36-Month CD
2.52%
$1,000
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
48-Month CD
2.52%
$500
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
12-Month CD
2.25%
$1,000
Bank of Washington
Bank of Washington
18-Month CD
2.25%
$500
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.25%
$1,000
Stryv Bank
Stryv Bank
24-Month CD
2.02%
$1,000
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Providence Bank
Providence Bank
6-Month CD
2.00%
$1,000
Milton Savings Bank
Milton Savings Bank
60-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
60-Month CD
2.00%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
24-Month CD
1.76%
$1,000
The Peoples Community Bank
The Peoples Community Bank
24-Month CD
1.35%
$500
PCB Payne County Bank
PCB Payne County Bank
Savings
1.10%
$25
The Apple Creek Banking Company
The Apple Creek Banking Company
18-Month CD
1.01%
$500
SSB Scott State Bank
SSB Scott State Bank
12-Month CD
1.00%
$1,000
PS Bank
PS Bank
60-Month CD
0.90%
$500
Nashville Savings Bank
Nashville Savings Bank
12-Month CD
0.85%
$1,000
Rondout Savings Bank
Rondout Savings Bank
60-Month CD
0.75%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Statement Savings
0.70%
$1
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
Franklin Bank
Franklin Bank
60-Month CD
0.55%
$50
Harleysville Bank
Harleysville Bank
48-Month CD (Rising Rate)
0.50%
$500
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.45%
$500
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
Bank of Luxemburg
Bank of Luxemburg
Star Savings
0.20%
$10
Newburyport Bank
Newburyport Bank
Statement Savings
0.15%
$10
First Federal S&L Bath
First Federal S&L Bath
Money Market
0.07%
$2,500
Global Bank
Global Bank
NOW Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Kennebec Savings Bank Information

Kennebec Savings Bank
150 State St
Augusta, ME 04330
Kennebec
Established Date: 03/19/1870
FDIC Certificate #: 17897
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: KENNEBEC SAVINGS MHC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Kennebec Savings Bank FDIC Insured? Yes
What is Kennebec Savings Bank's Cert number? 17897
What is the maximum amount for insured deposits? $250,000 per holder, per account

Kennebec Savings Bank Financials

Total Assets:
$1,717,181,000
Total Deposits:
$1,296,371,000
Equity Capital:
$211,359,000
Domestic Deposits:
$1,296,371,000
Net Income:
$5,138,000
Return on Assets:
0.3808%
Quarterly Return on Assets:
1.2000%
Pretax Return on Assets:
1.4951%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
3.1800%
Quarterly Return on Equity:
9.8100%
Common Equity Tier 1 Capital Ratio:
15.4144%
Tier 1 Risk-Based Capital Ratio:
15.4144%
Leverage Tier 1 (Core Capital) Ratio:
12.3820%
Total Risk-Based Capital Ratio (YTD):
16.1018%
Total Interest Income (YTD):
4.3103%
 
 
Headquarters:
Augusta
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Kennebec
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

filenamegoeshereWe have been searching for the elusive 5.00% APY for a 1 year CD from a national bank, Washington Mutual's offer is over and it appears none of the major national banks are offering 5.00%  APY for a 1 year certificate of deposit.
Doral Bank Direct, the online banking division of Doral Bank, has the highest CD rate on our list of 12 month certificate of deposit rates. Current CD rates on 1 year CDs at Doral Bank Direct are at 1.14% with an APY of 1.15%.  Doral Bank Direct's 12 month rate is considerably higher than the current national average rate of 0.78%.
option-adjustable-rate-mortgagesOption adjustable rate mortgages (ARMs) give you the option of making different mortgage payments each month, including the traditional payment of principal and interest, an interest only payment or a minimum mortgage payment which can be less than the amount of interest due that month.

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Kennebec Savings Bank Reviews

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