Kennebec Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Kennebec Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kennebec Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kennebec Savings Bank CD rates. You can also compare Kennebec Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Kennebec Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennebec Savings Bank? Share your experience about Kennebec Savings Bank by leaving a review below, or read customer reviews before you decide to use Kennebec Savings Bank. Kennebec Savings Bank Texas Ratio Kennebec Savings Bank's Texas Ratio is at 1.44%, which is considered excellent. The Texas Ratio for Kennebec Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Kennebec Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Kennebec Savings Bank CD Rates and Interest Rates![]() Kennebec Savings Bank
12-Month CD
3.05%
$500
![]() Kennebec Savings Bank
24-Month CD
2.50%
$500
![]() Kennebec Savings Bank
60-Month CD
1.01%
$500
![]() Kennebec Savings Bank
48-Month CD
0.95%
$500
![]() Kennebec Savings Bank
36-Month CD
0.90%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Kennebec Savings Bank Mortgage Rates![]() Kennebec Savings Bank
10-Year Fixed
6.500%
6.500%
0.000
![]() Kennebec Savings Bank
15-Year Fixed
7.000%
7.000%
0.000
![]() Kennebec Savings Bank
5/1 ARM
6.750%
7.047%
0.000
![]() Kennebec Savings Bank
3/3 ARM
6.500%
7.143%
0.000
![]() Kennebec Savings Bank
30-Year Fixed
7.500%
7.500%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Kennebec Savings Bank Rates with Other Competitive Bank and Credit Union Rates![]() EagleBank
12-Month CD
4.51%
$1,000
![]() My eBanc, a division of Bradesco Bank
24-Month CD (Jumbo)
4.25%
$100,000
![]() Century Next Bank
Premier Money Market
4.00%
$100,000
![]() 4U Federal Credit Union
12-Month CD
3.82%
$1,000
![]() Napoleon State Bank
12-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Kennebec Savings Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Kennebec Savings Bank InformationKennebec Savings Bank
150 State StAugusta, ME 04330 Kennebec Established Date: 03/19/1870 FDIC Certificate #: 17897 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: KENNEBEC SAVINGS MHC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.kennebecsavings.bank
Is Kennebec Savings Bank FDIC Insured? Yes
What is Kennebec Savings Bank's Cert number? 17897
What is the maximum amount for insured deposits? $250,000 per holder, per account
Kennebec Savings Bank FinancialsTotal Assets:
$1,717,181,000
Total Deposits:
$1,296,371,000
Equity Capital:
$211,359,000
Domestic Deposits:
$1,296,371,000
Net Income:
$5,138,000
Return on Assets:
0.3808%
Quarterly Return on Assets:
1.2000%
Pretax Return on Assets:
1.4951%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
3.1800%
Quarterly Return on Equity:
9.8100%
Common Equity Tier 1 Capital Ratio:
15.4144%
Tier 1 Risk-Based Capital Ratio:
15.4144%
Leverage Tier 1 (Core Capital) Ratio:
12.3820%
Total Risk-Based Capital Ratio (YTD):
16.1018%
Total Interest Income (YTD):
4.3103%
Headquarters:
Augusta
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Kennebec
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsDoral Bank Direct, the online banking division of Doral Bank, has the highest CD rate on our list of 12 month certificate of deposit rates. Current CD rates on 1 year CDs at Doral Bank Direct are at 1.14% with an APY of 1.15%. Doral Bank Direct's 12 month rate is considerably higher than the current national average rate of 0.78%.
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