Mortgage Lenders and Brokers in South Portland, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Portland, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank180 Waterman Drive, South Portland, ME 04106A+5.0 ★Texas Ratio: 4.53%, Maine Community BankMaine Community Bank395 Gorham Rd, South Portland, ME 04106A+5.0 ★Texas Ratio: 4.93%, TruChoice FCUTruChoice FCU332 Cummings Rd, South Portland, ME 04106A5.0 ★Texas Ratio: 11.01%, Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution601 Broadway, South Portland, ME 04106A+5.0 ★Texas Ratio: 1.18%, Coast Line Credit UnionCoast Line Credit Union333 Cottage Rd, South Portland, ME 04106 3919A+5.0 ★Texas Ratio: 0.47%, Keybank National AssociationKeybank National Association445 Gorham Rd, South Portland, ME 04106A+5.0 ★Texas Ratio: 4.81%, TD BankTD Bank250 Maine Mall Rd, South Portland, ME 04106A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank15 Hinckley Dr, South Portland, ME 04106A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA425 Philbrook Ave, South Portland, ME 04106A+5.0 ★Texas Ratio: 4.14%, and Norway Savings BankNorway Savings Bank207 Waterman Dr, South Portland, ME 04106A+5.0 ★Texas Ratio: 1.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Portland, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Portland are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Portland, Maine
Market share is the lender's share of all home loans closed in South Portland, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Portland 180 Waterman Drive, South Portland, ME 04106 A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 40 +27 HELOCs |
9.4% | 95.2% | $425,500 | View |
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1 office in South Portland 395 Gorham Rd, South Portland, ME 04106 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 19 | 4.5% | 90.5% | $340,789 | View |
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332 Cummings Rd, South Portland, ME 04106 A5.0 ★Texas Ratio: 11.01% |
Conventional, HELOC | 10 +4 HELOCs |
2.4% | 100% | $167,000 | View |
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1 office in South Portland 601 Broadway, South Portland, ME 04106 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 8 | 1.9% | 88.9% | $373,750 | View |
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333 Cottage Rd, South Portland, ME 04106 3919 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 6 | 1.4% | 85.7% | $80,000 | View |
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2 offices in South Portland 445 Gorham Rd, South Portland, ME 04106 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.5% | 66.7% | $280,000 | View |
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1 office in South Portland 250 Maine Mall Rd, South Portland, ME 04106 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +15 HELOCs |
0.2% | 33.3% | $965,000 | View |
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1 office in South Portland 15 Hinckley Dr, South Portland, ME 04106 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $185,000 | View |
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2 offices in South Portland 425 Philbrook Ave, South Portland, ME 04106 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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1 office in South Portland 207 Waterman Dr, South Portland, ME 04106 A+5.0 ★Texas Ratio: 1.63% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, HELOC | 31 +46 HELOCs |
7.3% | 88.1% | $109,516 | |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, HELOC | 19 +5 HELOCs |
4.5% | 100% | $445,000 | View |
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799 Broadway, South Portland, ME 04106 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 11 +15 HELOCs |
2.6% | 64.7% | $100,454 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 9 | 2.1% | 81.8% | $385,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 6 | 1.4% | 85.7% | $428,333 | View |
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101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 5 | 1.2% | 100% | $165,000 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 4 | 0.9% | 80% | $222,500 | View |
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17 Main St, Ashland, ME 04732 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 3 | 0.7% | 100% | $358,333 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 75% | $275,000 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $250,000 | View |
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312 Main St, Saco, ME 04072 1515 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.5% | 100% | $290,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 1 | 0.2% | 100% | $55,000 | |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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340 Main St, South Portland, ME 04106 5535 A5.0 ★Texas Ratio: 12.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CUSO Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 6.1% | 96.3% | $456,153 | |
Rocket Mortgage
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Conventional, FHA | 24 | 5.6% | 83.3% | $251,666 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 22 +2 HELOCs |
5.2% | 95.7% | $380,454 | |
New American Funding, LLC.
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Conventional, FHA | 18 | 4.2% | 94.7% | $408,888 | |
Guild Mortgage Company
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Conventional, FHA | 14 | 3.3% | 88.2% | $380,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 2.1% | 90% | $380,555 | |
Nationstar Mortgage
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Conventional | 8 | 1.9% | 90% | $135,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 8 | 1.9% | 100% | $448,750 | View |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 1.9% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 7 +4 HELOCs |
1.6% | 70% | $292,142 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 7 | 1.6% | 100% | $430,714 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 6 | 1.4% | 85.7% | $443,333 | View |
Guaranteed Rate, Inc.
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Conventional | 5 | 1.2% | 100% | $465,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 5 | 1.2% | 100% | $519,000 | |
Northern Mortgage Services, LLC
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Conventional | 4 | 0.9% | 100% | $417,500 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 0.9% | 83.3% | $357,500 | |
Newrez LLC
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Conventional, VA | 4 | 0.9% | 80% | $277,500 | |
Total Mortgage Services, LLC
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Conventional | 4 | 0.9% | 100% | $390,000 | |
Navy Federal Credit Union
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Conventional, VA, Jumbo | 4 | 0.9% | 100% | $425,000 | |
loanDepot.com LLC
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Conventional, VA | 3 | 0.7% | 75% | $241,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.7% | 100% | $355,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.5% | 100% | $270,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.5% | 100% | $320,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $355,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.5% | 100% | $410,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 66.7% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $15,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $485,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $755,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Servion
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $345,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.2% | 100% | $495,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Real Genius LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Brightbridge Credit Union
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $565,000 | View |
Harvard Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $595,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $715,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Members Mortgage Company Inc
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Portland Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Portland, Maine
Looking for mortgage lenders near me or mortgage brokers near me in South Portland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Portland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Portland, ME
Use these to narrow the list above. Each category shows how many South Portland, ME lenders fit and what that kind of lender is usually best for.
Who Lends in South Portland, ME
Independent mortgage companies closed 46.4 percent of home loans in South Portland, Maine in 2025, banks 32 percent and credit unions 21.6 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and TruChoice FCU the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 40 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Portland, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in South Portland, Maine with 40 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in South Portland, Maine in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 19 credit unions closed home loans in South Portland, Maine in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Portland, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Portland, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Portland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
