Mortgage Lenders and Brokers in Westbrook, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westbrook, Maine mortgage lenders include Maine Community BankMaine Community Bank100 Larrabee Rd, Westbrook, ME 04092A+5.0 ★Texas Ratio: 4.93%, Bank of America NABank of America NA849 Main St, Westbrook, ME 04092A+5.0 ★Texas Ratio: 4.14%, Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution290 Bridgton Rd, Westbrook, ME 04092A+5.0 ★Texas Ratio: 1.18%, M&T BankM&T Bank790 Main St, Westbrook, ME 04092A+5.0 ★Texas Ratio: 4.11%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Cumberland County Federal Credit UnionCumberland County Federal Credit Union150 Main St, Westbrook, ME 04092 4738A+5.0 ★Texas Ratio: 4.81%, cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME 04330A+5.0 ★Texas Ratio: 5.04%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, and Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westbrook, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westbrook are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westbrook, Maine
Market share is the lender's share of all home loans closed in Westbrook, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Westbrook 100 Larrabee Rd, Westbrook, ME 04092 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 11 | 3% | 84.6% | $305,000 | View |
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1 office in Westbrook 849 Main St, Westbrook, ME 04092 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $305,000 | View |
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1 office in Westbrook 290 Bridgton Rd, Westbrook, ME 04092 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 2 | 0.5% | 50% | $415,000 | View |
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1 office in Westbrook 790 Main St, Westbrook, ME 04092 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, HELOC | 24 +16 HELOCs |
6.5% | 92.3% | $388,333 | View |
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150 Main St, Westbrook, ME 04092 4738 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 13 | 3.5% | 86.7% | $95,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 11 | 3% | 84.6% | $115,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 10 +17 HELOCs |
2.7% | 66.7% | $100,000 | View |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 7 +1 HELOCs |
1.9% | 100% | $403,571 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 6 | 1.6% | 85.7% | $426,666 | View |
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6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 100% | $105,000 | View |
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835 Main St, Westbrook, ME 04092 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $90,000 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.5% | 100% | $445,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 2 | 0.5% | 100% | $100,000 | |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.5% | 100% | $115,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $455,000 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $365,000 | View |
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201 Main St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
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34 Spring St, Westbrook, ME 04092 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, HELOC | 11 +16 HELOCs |
3% | 70.6% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 0.5% | 50% | $135,000 | View |
CUSO Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 39 | 10.5% | 83.3% | $374,487 | |
Guild Mortgage Company
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Conventional, FHA | 33 | 8.9% | 89.5% | $384,090 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 27 +1 HELOCs |
7.3% | 93.9% | $354,259 | |
Paramount Residential Mortgage
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Conventional, FHA | 15 | 4% | 93.8% | $471,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 12 +1 HELOCs |
3.2% | 92.3% | $283,333 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 12 +1 HELOCs |
3.2% | 100% | $380,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 3% | 76.5% | $345,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 9 | 2.4% | 100% | $366,111 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 2.2% | 88.9% | $327,500 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 6 +19 HELOCs |
1.6% | 54.5% | $61,666 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.6% | 75% | $211,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 6 | 1.6% | 100% | $296,666 | View |
Guaranteed Rate, Inc.
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Conventional | 5 | 1.3% | 71.4% | $425,000 | |
Affordable Mortgage Advisors
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Conventional, VA | 5 | 1.3% | 100% | $341,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.1% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 44.4% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.8% | 100% | $215,000 | View |
Amerisave Mortgage Company
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Conventional | 3 | 0.8% | 33.3% | $218,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $295,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.5% | 66.7% | $500,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $245,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 100% | $70,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.5% | 100% | $300,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 0.5% | 33.3% | $415,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.5% | 50% | $90,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 100% | $100,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.5% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $245,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Passumpsic Bank
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Conventional | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Envoy Mortgage, Ltd
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VA | 1 | 0.3% | 100% | $705,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $445,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $445,000 | |
HomeXpress Mortgage Corp.
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VA | 1 | 0.3% | 50% | $495,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $175,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Harborone Mortgage, LLC
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VA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Westbrook Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westbrook, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Westbrook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westbrook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westbrook, ME
Use these to narrow the list above. Each category shows how many Westbrook, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Westbrook, ME
Independent mortgage companies closed 61.6 percent of home loans in Westbrook, Maine in 2025, banks 19.6 percent and credit unions 18.8 percent. CUSO Mortgage Corporation was the largest mortgage company, Maine Community Bank the largest bank and Cumberland County Federal Credit Union the largest credit union. Among lenders headquartered in Maine, Maine Community Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westbrook, ME
By home loans closed in 2025, Maine Community Bank was the largest mortgage lender in Westbrook, Maine with 11 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Westbrook, Maine in 2025, led by United Wholesale Mortgage with 9. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 19 credit unions closed home loans in Westbrook, Maine in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westbrook, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westbrook, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westbrook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
