Mortgage Lenders and Brokers in Saco, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Saco, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank270 Main St, Saco, ME 04072A+5.0 ★Texas Ratio: 4.53%, Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution252 Main St, Saco, ME 04072A+5.0 ★Texas Ratio: 1.18%, Saco Valley Credit UnionSaco Valley Credit Union312 Main St, Saco, ME 04072 1515A+5.0 ★Texas Ratio: 2.64%, PeoplesChoice Credit UnionPeoplesChoice Credit Union23 Industrial Park Rd, Saco, ME 04072 1804A5.0 ★Texas Ratio: 8.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA520 Main St, Saco, ME 04072A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA534 Main St, Saco, ME 04072A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association2 Scammon St, Saco, ME 04072A+5.0 ★Texas Ratio: 4.81%, Norway Savings BankNorway Savings Bank569 Main St, Saco, ME 04072A+5.0 ★Texas Ratio: 1.63%, The Camden National BankThe Camden National Bank640 Main St, Saco, ME 04072A+5.0 ★Texas Ratio: 1.50%, and TD BankTD Bank4 Scammon St, Saco, ME 04072A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saco, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saco are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saco, Maine
Market share is the lender's share of all home loans closed in Saco, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Saco 270 Main St, Saco, ME 04072 A+5.0 ★Texas Ratio: 4.53% |
Conventional, VA, Jumbo, HELOC | 19 +25 HELOCs |
4.1% | 95% | $456,578 | View |
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252 Main St, Saco, ME 04072 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 18 | 3.9% | 81.8% | $300,000 | View |
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312 Main St, Saco, ME 04072 1515 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 10 | 2.2% | 90.9% | $212,000 | View |
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23 Industrial Park Rd, Saco, ME 04072 1804 A5.0 ★Texas Ratio: 8.22% |
Conventional, Jumbo | 9 | 2% | 90.9% | $385,000 | View |
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1 office in Saco 520 Main St, Saco, ME 04072 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 1.3% | 85.7% | $663,333 | View |
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1 office in Saco 534 Main St, Saco, ME 04072 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +10 HELOCs |
0.7% | 100% | $568,333 | View |
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1 office in Saco 2 Scammon St, Saco, ME 04072 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.7% | 60% | $228,333 | View |
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1 office in Saco 569 Main St, Saco, ME 04072 A+5.0 ★Texas Ratio: 1.63% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $55,000 | View |
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1 office in Saco 640 Main St, Saco, ME 04072 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $515,000 | View |
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1 office in Saco 4 Scammon St, Saco, ME 04072 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 26 | 5.6% | 89.7% | $305,000 | View |
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6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
1.5% | 100% | $210,714 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 5 | 1.1% | 100% | $343,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 4 +9 HELOCs |
0.9% | 100% | $370,000 | View |
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2 School St, Berwick, ME 03901 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 4 | 0.9% | 80% | $125,000 | View |
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4 Community Dr, Saco, ME 04072 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 4 | 0.9% | 80% | $67,500 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 3 | 0.7% | 100% | $261,666 | View |
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101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.7% | 100% | $275,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $405,000 | View |
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44 Edison Dr, Augusta, ME 04330 6033 A5.0 ★Texas Ratio: 12.88% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $45,000 | View |
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28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
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333 Cottage Rd, South Portland, ME 04106 3919 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 50% | $555,000 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, HELOC | 20 +19 HELOCs |
4.3% | 88.9% | $111,000 | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 15 | 3.3% | 83.3% | $87,666 | View |
CUSO Mortgage Corporation
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Conventional | 2 | 0.4% | 50% | $290,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 59 +1 HELOCs |
12.8% | 89.4% | $450,254 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 33 | 7.2% | 97.3% | $408,939 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 30 | 6.5% | 83.3% | $288,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 4.1% | 86.4% | $413,421 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +2 HELOCs |
2.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 8 | 1.7% | 100% | $295,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 1.7% | 88.9% | $552,500 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 6 | 1.3% | 100% | $576,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.3% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional | 6 | 1.3% | 85.7% | $448,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.3% | 66.7% | $331,666 | |
Newrez LLC
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Conventional, FHA | 5 | 1.1% | 45.5% | $247,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 1.1% | 100% | $419,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 5 | 1.1% | 83.3% | $441,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 4 +3 HELOCs |
0.9% | 85.7% | $132,500 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 0.9% | 100% | $395,000 | |
Discover Bank
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Conventional | 4 | 0.9% | 66.7% | $122,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.9% | 80% | $295,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +3 HELOCs |
0.7% | 75% | $191,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.7% | 100% | $488,333 | View |
Amerisave Mortgage Company
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Conventional | 3 | 0.7% | 50% | $108,333 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.7% | 75% | $235,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $475,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 33.3% | $320,000 | |
Digital Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $590,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $350,000 | View |
Salem Five Mortgage Company LLC
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Conventional | 2 | 0.4% | 100% | $390,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 40% | $195,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $155,000 | |
Polaris Home Funding Corp.
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VA | 1 | 0.2% | 100% | $365,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Passumpsic Bank
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $605,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $745,000 | |
First Home Mortgage
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Marlin Mortgage Capital, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $145,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Megastar Finanacial Corp
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FHA | 1 | 0.2% | 100% | $485,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.02% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Westerly Community Credit Union
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 50% | $375,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Saco Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saco, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Saco? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saco in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saco, ME
Use these to narrow the list above. Each category shows how many Saco, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Saco, ME
Independent mortgage companies closed 55.3 percent of home loans in Saco, Maine in 2025, banks 24.9 percent and credit unions 19.7 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and Saco Valley Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saco, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Saco, Maine with 19 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Saco, Maine, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.4 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Saco, Maine in 2025, led by United Wholesale Mortgage with 9. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 20 credit unions closed home loans in Saco, Maine in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saco, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saco, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saco. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
