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Lighthouse Credit Union

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Lighthouse Credit Union Rates & Review October 2026

Q: What are the current interest rates at Lighthouse Credit Union?

Current rates for Lighthouse Credit Union include: 12-Month CD: 4.00%, 18-Month CD: 3.65%, 24-Month CD: 3.75%, 60-Month CD: 2.55%, Savings: 1.00%

Q: What CD terms does Lighthouse Credit Union offer?

The Lighthouse Credit Union CD terms we track include 6 month, 12 month, 18 month, 2 year and 5 year terms, with rates from 3.65% to 4.00% APY. The institution may offer other terms or specials that are not listed here, so check with Lighthouse Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 19, 2026

Lighthouse Credit Union's 12 Month CD rates are at 4.00%, 24 Month Variable Rate CD rates are at 3.95%, 6 Month CD rates are at 3.85%, 24 Month CD rates are at 3.75%, 18 Month CD rates are at 3.65%. Lighthouse Credit Union's savings rates are at 1.00%. Lighthouse Credit Union's checking rates are as high as 0.01%. Lighthouse Credit Union's HLPR 3/1 ARM rates are at 5.62%, 10/1 ARM (Conforming) rates are at 6.75%, Home 100 10/1 ARM rates are at 6.75%, Home 97 10/1 ARM rates are at 6.75%, Pathways Service 10/1 ARM rates are at 6.75%. Lighthouse Credit Union's Personal Loan Rates are as low as 11.69%. Lighthouse Credit Union's Credit Card Rates are at 14.00%. MonitorBankRates evaluates the financial stability of Lighthouse Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.05%. Rates last updated and verified on 10/19/2026.

Lighthouse Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lighthouse Credit Union? Share your experience about Lighthouse Credit Union by leaving a review below, or read customer reviews before you decide to use Lighthouse Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.05%

Excellent Lower than avg

Health Trend

Very strong 8 quarters

Full history ›

Lighthouse Credit Union
Lighthouse Headquarters

100 Lighthouse Dr
Dover, NH 03820

https://lighthousecu.org/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Lighthouse Credit Union CD Rates

Product	Rate	APY	Term
12 Month Share Certificate	3.93%	4.00%	12-Months
Min Balance $500 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
24 Month Variable Rate Certificate	3.88%	3.95%	24-Months
Min Balance $500 Details Variable rate; dividend rate changes monthly based on Federal Funds Rate; dividend rate will never be less than 2.50% or exceed 5.50% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.69% → 3.95% ▲ 0.26 pts · high 3.95% / low 3.69% Oct 10, 20263.95%▲ from 3.69% Sep 14, 20263.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
6 Month Share Certificate	3.78%	3.85%	6-Months
Min Balance $500 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75% Oct 1, 20263.85%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
24 Month Share Certificate	3.69%	3.75%	24-Months
Min Balance $500 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
18 Month Share Certificate	3.59%	3.65%	18-Months
Min Balance $500 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
36 Month Share Certificate	2.96%	3.00%	36-Months
Min Balance $500 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
60 Month Share Certificate	2.52%	2.55%	60-Months
Min Balance $500 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
48 Month Share Certificate	2.47%	2.50%	48-Months
Min Balance $500 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Savings Rates

Product	Rate	APY
Lighthouse Premium Savings	1.00%	1.00%
Min Balance $0 Details Balance: $0.00 - $500.00 Last Updated 10/19/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Lighthouse Savings	0.01%	0.01%
Min Balance $5 Details Balance: All balances; Must establish membership with a Lighthouse Savings account with a minimum balance of $5 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Checking	0.01%	0.01%
Min Balance $5,000 Details Balance: $5,000+ Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Mortgage Rates

Product	Rate	Points	APR
HLPR 3/1 ARM	5.625%	0	6.852%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 6.58% → 6.85% ▲ 0.27 pts · high 7.00% / low 6.58% Oct 19, 20266.85%▼ from 6.90% Oct 14, 20266.90%▼ from 7.00% Oct 1, 20267.00%▲ from 6.83% Sep 27, 20266.83%▲ from 6.73% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
10/1 ARM (Conforming)	6.75%	0	7.209%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.21% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 100 10/1 ARM	6.75%	0	7.209%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.00% → 7.21% ▲ 0.21 pts · high 7.47% / low 7.00% Oct 19, 20267.21%▼ from 7.30% Oct 14, 20267.30%▼ from 7.47% Oct 1, 20267.47%▲ from 7.25% Sep 27, 20267.25%▲ from 7.08% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 97 10/1 ARM	6.75%	0	7.209%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.00% → 7.21% ▲ 0.21 pts · high 7.47% / low 7.00% Oct 19, 20267.21%▼ from 7.30% Oct 14, 20267.30%▼ from 7.47% Oct 1, 20267.47%▲ from 7.25% Sep 27, 20267.25%▲ from 7.08% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Pathways Service 10/1 ARM	6.75%	0	7.209%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.00% → 7.21% ▲ 0.21 pts · high 7.47% / low 7.00% Oct 19, 20267.21%▼ from 7.30% Oct 14, 20267.30%▼ from 7.47% Oct 1, 20267.47%▲ from 7.25% Sep 27, 20267.25%▲ from 7.08% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
7/1 ARM (Conforming)	6.625%	0	7.251%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 100 7/1 ARM	6.625%	0	7.251%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.01% → 7.25% ▲ 0.24 pts · high 7.45% / low 7.01% Oct 19, 20267.25%▼ from 7.32% Oct 14, 20267.32%▼ from 7.45% Oct 1, 20267.45%▲ from 7.26% Sep 27, 20267.26%▲ from 7.13% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 97 7/1 ARM	6.625%	0	7.251%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.01% → 7.25% ▲ 0.24 pts · high 7.45% / low 7.01% Oct 19, 20267.25%▼ from 7.32% Oct 14, 20267.32%▼ from 7.45% Oct 1, 20267.45%▲ from 7.26% Sep 27, 20267.26%▲ from 7.13% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Pathways Service 7/1 ARM	6.625%	0	7.251%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.01% → 7.25% ▲ 0.24 pts · high 7.45% / low 7.01% Oct 19, 20267.25%▼ from 7.32% Oct 14, 20267.32%▼ from 7.45% Oct 1, 20267.45%▲ from 7.26% Sep 27, 20267.26%▲ from 7.13% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
40-Year 7/1 ARM	6.625%	0	7.275%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.02% → 7.28% ▲ 0.26 pts · high 7.46% / low 7.02% Oct 19, 20267.28%▼ from 7.34% Oct 14, 20267.34%▼ from 7.46% Oct 1, 20267.46%▲ from 7.26% Sep 27, 20267.26%▲ from 7.15% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
5/1 ARM (Conforming)	6.50%	0	7.367%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.37% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 97 5/1 ARM	6.50%	0	7.367%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 7.11% → 7.37% ▲ 0.26 pts · high 7.55% / low 7.11% Oct 19, 20267.37%▼ from 7.43% Oct 14, 20267.43%▼ from 7.55% Oct 1, 20267.55%▲ from 7.36% Sep 27, 20267.36%▲ from 7.24% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Jumbo 15-Year Fixed Mortgage	7.25%	0	7.384%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 4 changes since Sep 14, 2026 · 6.88% → 7.38% ▲ 0.51 pts · high 7.38% / low 6.88% Oct 1, 20267.38%▲ from 7.00% Sep 27, 20267.00%▲ from 6.88% Sep 22, 20266.88%▼ from 7.00% Sep 18, 20267.00%▲ from 6.88% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
3/1 ARM (Conforming)	6.375%	0	7.479%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.48% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Jumbo 30-Year Fixed Mortgage	7.50%	0	7.587%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.46% → 7.59% ▲ 0.13 pts · high 7.97% / low 7.46% Oct 19, 20267.59%▼ from 7.97% Oct 1, 20267.97%▲ from 7.71% Sep 27, 20267.71%▲ from 7.46% Sep 14, 20267.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
15-Year Fixed Mortgage (Conventional)	7.25%	0	7.611%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 4 changes since Sep 14, 2026 · 7.10% → 7.61% ▲ 0.51 pts · high 7.61% / low 7.10% Oct 1, 20267.61%▲ from 7.23% Sep 27, 20267.23%▲ from 7.10% Sep 22, 20267.10%▼ from 7.23% Sep 18, 20267.23%▲ from 7.10% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Jumbo Construction Loan 30-Year Fixed Mortgage	7.50%	0	7.628%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.50% → 7.63% ▲ 0.13 pts · high 8.01% / low 7.50% Oct 19, 20267.63%▼ from 8.01% Oct 1, 20268.01%▲ from 7.75% Sep 27, 20267.75%▲ from 7.50% Sep 14, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
20-Year Fixed Mortgage (Conventional)	7.375%	0	7.669%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.54% → 7.67% ▲ 0.13 pts · high 7.92% / low 7.54% Oct 19, 20267.67%▼ from 7.92% Oct 1, 20267.92%▲ from 7.80% Sep 27, 20267.80%▲ from 7.54% Sep 14, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
30-Year Fixed Mortgage (Conventional)	7.50%	0	7.73%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.60% → 7.73% ▲ 0.13 pts · high 8.11% / low 7.60% Oct 19, 20267.73%▼ from 8.11% Oct 1, 20268.11%▲ from 7.86% Sep 27, 20267.86%▲ from 7.60% Sep 14, 20267.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 100 30-Year Fixed Mortgage	7.50%	0	7.73%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.60% → 7.73% ▲ 0.13 pts · high 8.11% / low 7.60% Oct 19, 20267.73%▼ from 8.11% Oct 1, 20268.11%▲ from 7.86% Sep 27, 20267.86%▲ from 7.60% Sep 14, 20267.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home 97 30-Year Fixed Mortgage	7.50%	0	7.73%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.60% → 7.73% ▲ 0.13 pts · high 8.11% / low 7.60% Oct 19, 20267.73%▼ from 8.11% Oct 1, 20268.11%▲ from 7.86% Sep 27, 20267.86%▲ from 7.60% Sep 14, 20267.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Pathways Service 30-Year Fixed Mortgage	7.50%	0	7.73%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.60% → 7.73% ▲ 0.13 pts · high 8.11% / low 7.60% Oct 19, 20267.73%▼ from 8.11% Oct 1, 20268.11%▲ from 7.86% Sep 27, 20267.86%▲ from 7.60% Sep 14, 20267.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Construction Loan 30-Year Fixed Mortgage	7.50%	0	7.775%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.65% → 7.78% ▲ 0.13 pts · high 8.16% / low 7.65% Oct 19, 20267.78%▼ from 8.16% Oct 1, 20268.16%▲ from 7.90% Sep 27, 20267.90%▲ from 7.65% Sep 14, 20267.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
40-Year Fixed Mortgage	7.625%	0	7.829%
Details Rate Type: Fixed Last Updated 10/19/2026 Rate History 3 changes since Sep 14, 2026 · 7.70% → 7.83% ▲ 0.13 pts · high 8.21% / low 7.70% Oct 19, 20267.83%▼ from 8.21% Oct 1, 20268.21%▲ from 7.96% Sep 27, 20267.96%▲ from 7.70% Sep 14, 20267.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Construction Loan - 1/1 ARM Land Loan	10.50%	0	10.944%
Details Variable rate; Land Loan Last Updated 10/19/2026 Rate History 1 change since Oct 14, 2026 · 10.97% → 10.94% ▼ 0.02 pts · high 10.97% / low 10.94% Oct 19, 202610.94%▼ from 10.97% Oct 14, 202610.97%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Land Loan 1/1 ARM	10.50%	0	10.944%
Details Rate Type: Variable Last Updated 10/19/2026 Rate History 6 changes since Sep 14, 2026 · 10.61% → 10.94% ▲ 0.34 pts · high 11.02% / low 10.61% Oct 19, 202610.94%▼ from 10.97% Oct 14, 202610.97%▼ from 11.02% Oct 1, 202611.02%▲ from 10.86% Sep 27, 202610.86%▲ from 10.82% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan Second-Lien (Real Smart)	-	-	6.39%	Up to 84-Months
Details As Low As; Loan To Value Ratio: Up to 70% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.19% → 6.39% ▲ 0.20 pts · high 6.39% / low 6.19% Oct 1, 20266.39%▲ from 6.19% Sep 14, 20266.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	6.59%	85-107 Months
Details As Low As; Loan To Value Ratio: Up to 70% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 6.59% ▲ 0.10 pts · high 6.59% / low 6.49% Oct 1, 20266.59%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	6.69%	Up to 84-Months
Details As Low As; Loan To Value Ratio: 71-80% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.19% → 6.69% ▲ 0.50 pts · high 6.69% / low 6.19% Oct 1, 20266.69%▲ from 6.19% Sep 14, 20266.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	6.89%	108-120 Months
Details As Low As; Loan To Value Ratio: Up to 70% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.59% → 6.89% ▲ 0.30 pts · high 6.89% / low 6.59% Oct 1, 20266.89%▲ from 6.59% Sep 14, 20266.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	6.99%	85-107 Months
Details As Low As; Loan To Value Ratio: 71-80% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 6.99% ▲ 0.50 pts · high 6.99% / low 6.49% Oct 1, 20266.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
HELOC (Interest Only)	-	-	7.00%	10 years
Details Term: 10-Year Draw Period/15-Year Payback Period; As Low As; Loan To Value Ratio: Up to 80% Last Updated 10/19/2026 Rate History No change since Sep 18, 2026 · 7.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	7.09%	108-120 Months
Details As Low As; Loan To Value Ratio: 71-80% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.59% → 7.09% ▲ 0.50 pts · high 7.09% / low 6.59% Oct 1, 20267.09%▲ from 6.59% Sep 14, 20266.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
HELOC (Interest Only)	-	-	7.25%	10 years
Details Term: 10-Year Draw Period/15-Year Payback Period; As Low As; Loan To Value Ratio: 81-90% Last Updated 10/19/2026 Rate History 1 change since Sep 18, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00% Sep 22, 20267.25%▲ from 7.00% Sep 18, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	7.39%	121-180 Months
Details As Low As; Loan To Value Ratio: Up to 70% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 7.09% → 7.39% ▲ 0.30 pts · high 7.39% / low 7.09% Oct 1, 20267.39%▲ from 7.09% Sep 14, 20267.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	7.49%	Up to 60-Months
Details As Low As; Loan To Value Ratio: 81-90% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.49% ▲ 0.50 pts · high 7.49% / low 6.99% Oct 1, 20267.49%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	7.59%	121-180 Months
Details As Low As; Loan To Value Ratio: 71-80% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 7.09% → 7.59% ▲ 0.50 pts · high 7.59% / low 7.09% Oct 1, 20267.59%▲ from 7.09% Sep 14, 20267.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan First-Lien (Home Advantage)	-	-	7.75%	36-180 Months
Details As Low As; Loan To Value Ratio: Up to 80% Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 6.70% → 7.75% ▲ 1.05 pts · high 7.75% / low 6.70% Oct 10, 20267.75%▲ from 7.08% Sep 18, 20267.08%▲ from 6.70% Sep 14, 20266.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Equity Loan Second-Lien (Real Smart)	-	-	7.99%	61-120 Months
Details As Low As; Loan To Value Ratio: 81-90% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 7.49% → 7.99% ▲ 0.50 pts · high 7.99% / low 7.49% Oct 1, 20267.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	5.74%	Up to 63 Months
Details As Low As; Model Year: 2026-2024 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24% Oct 1, 20265.74%▲ from 5.49% Sep 18, 20265.49%▲ from 5.24% Sep 14, 20265.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	5.99%	Up to 63 Months
Details As Low As; Model Year: 2023-2019 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49% Oct 1, 20265.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	6.04%	64-75 Months
Details As Low As; Model Year: 2026-2024 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 5.54% → 6.04% ▲ 0.50 pts · high 6.04% / low 5.54% Oct 1, 20266.04%▲ from 5.99% Sep 18, 20265.99%▲ from 5.54% Sep 14, 20265.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	6.49%	64-75 Months
Details As Low As; Model Year: 2023-2019 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99% Oct 1, 20266.49%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	6.74%	76-84 Months
Details As Low As; Model Year: 2026-2024 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 6.24% → 6.74% ▲ 0.50 pts · high 6.74% / low 6.24% Oct 1, 20266.74%▲ from 6.54% Sep 18, 20266.54%▲ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	7.04%	76-84 Months
Details As Low As; Model Year: 2023-2019 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.54% → 7.04% ▲ 0.50 pts · high 7.04% / low 6.54% Oct 1, 20267.04%▲ from 6.54% Sep 14, 20266.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	7.14%	Up to 63 Months
Details As Low As; Model Year: 2018-2017 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.64% → 7.14% ▲ 0.50 pts · high 7.14% / low 6.64% Oct 1, 20267.14%▲ from 6.64% Sep 14, 20266.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	7.49%	85-96 Months
Details As Low As; Model Year: 2026-2024 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.49% ▲ 0.50 pts · high 7.49% / low 6.99% Oct 1, 20267.49%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Auto Loan	-	-	10.14%	Up to 48 Months
Details As Low As; Model Year: 2016-2015 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 9.64% → 10.14% ▲ 0.50 pts · high 10.14% / low 9.64% Oct 1, 202610.14%▲ from 9.64% Sep 14, 20269.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle & Powersport Loans - 12-36 Months	-	6.69%	12-36 months
Details As Low As; Model Year: 2026-2021 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 6.69% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Motorcycle & Powersport Loans - 12-36 Months	-	7.09%	12-36 months
Details As Low As; Model Year: 2020-2018 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 7.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Motorcycle & Powersport Loans - 37-48 Months	-	7.19%	37-48 months
Details As Low As; Model Year: 2026-2021 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 7.19% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Motorcycle & Powersport Loans - 37-48 Months	-	7.49%	37-48 months
Details As Low As; Model Year: 2020-2018 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 7.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Motorcycle & Powersport Loans - 49-65 Months	-	7.79%	49-65 months
Details As Low As; Model Year: 2026-2021 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 7.79% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Motorcycle & Powersport Loans - 49-63 Months	-	8.09%	49-63 months
Details As Low As; Model Year: 2020-2018 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 8.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Boat & RV Loan - Up to 60 Months	-	8.19%	Up to 60 Months
Details As Low As; Model Year: 2026-2023 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.19% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Motorcycle & Powersport Loans - 66-72 Months	-	8.19%	66-72 months
Details As Low As; Model Year: 2026-2021 Last Updated 10/19/2026 Rate History No change since Oct 14, 2026 · 8.19% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Boat & RV Loan - Up to 60 Months	-	8.24%	Up to 60 Months
Details As Low As; Model Year: 2022-2016 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Boat & RV Loan - 61-120 Months	-	8.69%	61-120 months
Details As Low As; Model Year: 2026-2023 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Boat & RV Loan - 61-120 Months	-	9.19%	61-120 months
Details As Low As; Model Year: 2022-2016 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 9.19% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Boat & RV Loan - 121-180 Months	-	9.69%	121-180 months
Details As Low As; Model Year: 2026-2023 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 9.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Boat & RV Loan - 121-180 Months	-	9.79%	121-180 months
Details As Low As; Model Year: 2022-2016 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 9.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Credit Card Rates

Product	Rate	APR	View More
Business Credit Card	-	14.00%
Details As Low As; Variable rate; Alternate rate: Prime + 7.00% Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75% Sep 22, 202614.00%▲ from 13.75% Sep 14, 202613.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan (Personal)	11.69%	Up to 84-Months
Details As Low As; $75,000 Maximum Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 11.69% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Lighthouse Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Credit Builder Loan	-	-	7.69%	Up to 24-Months
Details As Low As; Minimum loan amount of $500; maximum loan amount of $2,000. Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.69% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Improvement Loans - Energy Efficiency Loan	-	-	2.00%	Up to 84-Months
Details As Low As; Must get approval by Electric company. $15,000 Maximum Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 2.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Improvement Loans - Home Heating Loan	-	-	5.69%	Up to 12-Months
Details As Low As; $1,000 Minimum/$5,000 Maximum Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 5.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Improvement Loans - No Equity Loan	-	-	10.69%	Up to 60-Months
Details As Low As; $1000 Minimum/$60,000 Maximum Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 10.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Home Improvement Loans - No Equity Loan	-	-	11.69%	Up to 84-Months
Details As Low As; $1000 Minimum/$60,000 Maximum Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 11.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Lighthouse Anchor Card	-	-	12.74%
Details As Low As; Variable rate Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49% Sep 22, 202612.74%▲ from 12.49% Sep 14, 202612.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%
Lighthouse Navigator Card	-	-	15.74%
Details As Low As; Variable rate Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 22, 202615.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.05%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Lighthouse Credit Union’s Texas Ratio stayed near 2.86% in Q3 2024 to 3.05% in Q2 2026, so its financial health has stayed very strong over the past 8 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.2B	3.05%	5.0	A+
March 31, 2026	$2.1B	2.64%	5.0	A+
December 31, 2025	$2.0B	3.32%	5.0	A+
September 30, 2025	$2.0B	3.35%	5.0	A+
June 30, 2025	$2.0B	2.88%	5.0	A+
March 31, 2025	$1.9B	2.30%	5.0	A+
December 31, 2024	$1.9B	3.49%	5.0	A+
September 30, 2024	$1.9B	2.86%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lighthouse Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lighthouse Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lighthouse Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lighthouse Credit Union

Website https://lighthousecu.org/

Address 100 Lighthouse Dr, Dover, NH 03820

Phone 888-436-1847

Fax

President Raymond Bald

CEO Christopher Parker

Full-Time Employees 389

Part-Time Employees 6

Branch Locations 18

ATM Locations 16

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.05%

Return on Assets (ROA)

0.3906%

Return on Equity (ROE)

3.8483%

Non-Performing Loans Ratio (NPL)

0.38%

Total Assets

2,220,684,877

Total Amount of Shares and Deposits

1,860,993,141

Total Shares and Deposits < 1 Year

1,745,526,241

Total Shares and Deposits 1 3 Years

108,013,839

Total Shares and Deposits > 3 Years

7,453,061

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

8,766,687

Total Uninsured Shares and Deposits > $250K (F+J)

8,766,687

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,852,226,454

Total Interest Expense (Sum of items 6 8)

13,460,619

Share Certificates

12,941

Number of Accounts for Share Drafts

83,643

IRA KEOGH Accounts

1,879

Number of Accounts for Regular Shares

187,055

All other shares

161

Non Member Deposits

Money Market Shares

6,538

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

49,516,563

Total Liabilities

1,998,216,871

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Lighthouse Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Lighthouse Credit Union

Does Lighthouse Credit Union offer CDs?

Yes. Lighthouse Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Lighthouse Credit Union NCUA insured?

Yes. Lighthouse Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Lighthouse Credit Union?

The highest CD rate MonitorBankRates has verified for Lighthouse Credit Union is 4.00% APY on its 12 Month CD, as of October 19, 2026.

What CD terms does Lighthouse Credit Union offer?

The Lighthouse Credit Union CD terms we track include 6 month, 12 month, 18 month, 2 year and 5 year terms, with rates from 3.65% to 4.00% APY. The institution may offer other terms or specials that are not listed here, so check with Lighthouse Credit Union for its full lineup.

What is the highest savings rate at Lighthouse Credit Union?

The highest savings rate MonitorBankRates has verified for Lighthouse Credit Union is 1.00% APY on its Lighthouse Premium Savings, as of October 19, 2026.

What is the highest checking rate at Lighthouse Credit Union?

The highest checking rate MonitorBankRates has verified for Lighthouse Credit Union is 0.01% APY on its Business Checking, as of October 19, 2026.

What is the lowest 30 year fixed mortgage rate at Lighthouse Credit Union?

The lowest 30 year fixed mortgage rate MonitorBankRates has verified for Lighthouse Credit Union is 7.50% rate on its Jumbo 30-Year Fixed Mortgage, as of October 19, 2026.

What is the lowest auto loan rate at Lighthouse Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Lighthouse Credit Union is 5.74% APR on its Auto Loan, as of October 19, 2026.

What is the lowest personal loan rate at Lighthouse Credit Union?

The lowest personal loan rate MonitorBankRates has verified for Lighthouse Credit Union is 11.69% APR on its Signature Loan (Personal), as of October 19, 2026.

What is the lowest credit card APR at Lighthouse Credit Union?

The lowest credit card rate MonitorBankRates has verified for Lighthouse Credit Union is 14.00% APR on its Business Credit Card, as of October 19, 2026.

How many branches does Lighthouse Credit Union operate?

Lighthouse Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lighthouse Credit Union?

Yes, to access services at Lighthouse Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lighthouse Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lighthouse Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lighthouse Credit Union offer online and mobile banking?

Most modern institutions like Lighthouse Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://lighthousecu.org/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Lighthouse Credit Union rates compare?

Lighthouse Credit Union's top rates are 4.00% APY on its 12 Month CD, 1.00% APY on savings, 0.01% APY on checking, 5.625% on its HLPR 3/1 ARM, personal loans from 11.69% APR and credit cards from 14.00% APR, verified by MonitorBankRates on October 19, 2026. To compare Lighthouse Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best mortgage rates and best checking rates, updated daily from banks and credit unions across the country.

Current Lighthouse Credit Union Rates

12-Month CD4.00%
18-Month CD3.65%
24-Month CD3.75%
60-Month CD2.55%
Savings1.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Lighthouse Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Lighthouse Credit Union Texas Ratio

Lighthouse Credit Union Health Trend

Lighthouse Credit Union CD Rates

Lighthouse Credit Union Savings Rates

Lighthouse Credit Union Business Checking Rates

Lighthouse Credit Union Mortgage Rates

Lighthouse Credit Union Home Equity & HELOC

Lighthouse Credit Union Auto Loan Rates

Lighthouse Credit Union RV, Boat and Powersport Loan Rates

Lighthouse Credit Union Credit Card Rates

Lighthouse Credit Union Personal Loan Rates

Lighthouse Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Lighthouse Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Lighthouse Credit Union

Does Lighthouse Credit Union offer CDs?

Are CDs from Lighthouse Credit Union NCUA insured?

What is the highest CD rate at Lighthouse Credit Union?

What CD terms does Lighthouse Credit Union offer?

What is the highest savings rate at Lighthouse Credit Union?

What is the highest checking rate at Lighthouse Credit Union?

What is the lowest 30 year fixed mortgage rate at Lighthouse Credit Union?

What is the lowest auto loan rate at Lighthouse Credit Union?

What is the lowest personal loan rate at Lighthouse Credit Union?

What is the lowest credit card APR at Lighthouse Credit Union?

How many branches does Lighthouse Credit Union operate?

Is a member application needed to join Lighthouse Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Lighthouse Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Lighthouse Credit Union rates compare?

Current Lighthouse Credit Union Rates

Compare to Other Credit Unions