Northeast Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Northeast Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Northeast Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Northeast Credit Union Texas RatioNortheast Credit Union's Texas Ratio is at 1.66%, which is considered excellent. The Texas Ratio for Northeast Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Northeast Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Northeast Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Northeast Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Northeast Credit Union
Portsmouth Main Office 100 Borthwick Ave
Portsmouth, NH 03801 
Current Rate AvailabilityWe do not have Northeast Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Northeast Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Northeast Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northeast Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Northeast Credit Union
Website: https://www.necu.org
Full Time Employees: 396Part Time Employees: 13 President: Raymond Bald CEO: Christopher Parker Branch Locations: 21 ATM Locations: 19 Corporate Office Address:
100 Borthwick Ave
Portsmouth, NH 03801 Phone Number: 603-436-1847 Fax Number: 603-436-3810 FinancialsTotal Assets:
1,992,448,507
Total Amount of Shares and Deposits:
1,675,196,278
Total Shares and Deposits < 1 Year:
1,639,257,076
Total Shares and Deposits 1 3 Years:
28,904,566
Total Shares and Deposits > 3 Years:
7,034,636
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,675,196,278
Total Interest Expense (Sum of items 6 8):
5,410,937
Share Certificates:
9,376
Number of Accounts for Share Drafts:
82,372
IRA KEOGH Accounts:
1,861
Number of Accounts for Regular Shares:
178,914
All other shares:
340
Money Market Shares:
8,456
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
151,960,309
Total Liabilities:
1,796,786,850
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About Northeast Credit UnionIs a member application needed to join Northeast Credit Union?Yes, to access services at Northeast Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Northeast Credit Union provides a range of mortgage and home equity products. Is Northeast Credit Union a safe place to deposit money?Yes, Northeast Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Northeast Credit Union offer online and mobile banking?Most modern institutions like Northeast Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
You can compare Northeast Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.65%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 3.14%. Savings rates are at 0.02% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates, and more, can be found in our database of rates which you can compare to 
