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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Lighthouse Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Lighthouse Credit Union's 12-month CD rates are at 4.00%, 6-month CD rates are at 3.75%, 24 Month CD rates are at 3.69%, 18-month CD rates are at 3.65%, 36-month CD rates are at 3.00%. Lighthouse Credit Union's savings rates are at 0.01%. Lighthouse Credit Union's HLPR 3/1 ARM rates are at 5.25%, Jumbo 15-Year Fixed Mortgage rates are at 6.50%, Home 100 10/1 ARM rates are at 6.38%, Home 97 10/1 ARM rates are at 6.38%, Mortgages - 10/1 ARM (Conforming) rates are at 6.38%. Lighthouse Credit Union's Personal Loan Rates are at 11.69%. MonitorBankRates evaluates the financial stability of Lighthouse Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.64%. Rates last updated and verified on 09/03/2026. Lighthouse Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lighthouse Credit Union? Share your experience about Lighthouse Credit Union by leaving a review below, or read customer reviews before you decide to use Lighthouse Credit Union. Lighthouse Credit Union
Lighthouse Headquarters 100 Lighthouse Dr
https://lighthousecu.org/ Dover, NH 03820 
Lighthouse Credit Union CD Rates
Lighthouse Credit Union Savings Rates
Lighthouse Credit Union Checking Rates
Lighthouse Credit Union Mortgage Rates
Lighthouse Credit Union Home Equity & HELOC
Lighthouse Credit Union Auto Loan Rates
Lighthouse Credit Union Credit Card Rates
Lighthouse Credit Union Personal Loan Rates
Financial Health HistoryLighthouse Credit Union’s Texas Ratio stayed near 2.86% in Q3 2024 to 2.64% in Q1 2026, so its financial health has stayed very strong over the past 7 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lighthouse Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lighthouse Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lighthouse Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lighthouse Credit Union
Website
https://lighthousecu.org/
Address
100 Lighthouse Dr,
Dover, NH 03820
Phone
888-436-1847
Fax
President
Raymond Bald
CEO
Christopher Parker
Full-Time Employees
386
Part-Time Employees
5
Branch Locations
18
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.64%
Return on Assets (ROA)
0.3263%
Return on Equity (ROE)
3.0333%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
2,077,946,470
Total Amount of Shares and Deposits
1,808,831,688
Total Shares and Deposits < 1 Year
1,747,146,496
Total Shares and Deposits 1 3 Years
54,372,471
Total Shares and Deposits > 3 Years
7,312,721
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,144,048
Total Uninsured Shares and Deposits > $250K (F+J)
12,144,048
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,796,687,640
Total Interest Expense (Sum of items 6 8)
6,579,560
Share Certificates
12,797
Number of Accounts for Share Drafts
83,209
IRA KEOGH Accounts
1,893
Number of Accounts for Regular Shares
184,940
All other shares
176
Non Member Deposits
3
Money Market Shares
6,744
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,254,533
Total Liabilities
1,857,128,864
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Lighthouse Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Lighthouse Credit Union
Frequently Asked Questions About Lighthouse Credit UnionHow many branches does Lighthouse Credit Union operate?Lighthouse Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lighthouse Credit Union?Yes, to access services at Lighthouse Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lighthouse Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lighthouse Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lighthouse Credit Union offer online and mobile banking?Most modern institutions like Lighthouse Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://lighthousecu.org/. Current Lighthouse Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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