Maine State Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Maine State Credit Union12-month CD rates can be found at 0.89%, 6-month CD rates at 3.85% and 3-month CD rates at 0.03%. Savings rates are at 0.11% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Maine State Credit Union rates.

Compare Maine State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Maine State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Maine State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Maine State Credit Union? Share your experience about Maine State Credit Union by leaving a review below, or read customer reviews before you decide to use Maine State Credit Union.

Overall, Maine State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Maine State Credit Union
Capitol Street
200 Capitol St
Augusta, ME 04330 6238
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Maine State Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
12-Month CD
4.45%
$500
Susser Bank
Susser Bank
12-Month CD
4.15%
$1,000
Genesis Bank
Genesis Bank
48-Month CD
4.00%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
48-Month CD
4.00%
$500
Ally Bank
Ally Bank
12-Month CD
3.85%
$0
New Albin Savings Bank
New Albin Savings Bank
24-Month CD
3.80%
$1,000
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
Bank Five Nine
Bank Five Nine
24-Month CD
3.80%
$100
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.80%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
24-Month CD
3.75%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.72%
$1,000
Vermont State Bank
Vermont State Bank
36-Month CD
3.61%
$500
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.51%
$5,000
CorTrust Bank
CorTrust Bank
3-Month CD
3.50%
$2,500
Everence Trust Company
Everence Trust Company
36-Month CD
3.35%
$500
Dieterich Bank
Dieterich Bank
24-Month CD
3.10%
$500
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
Ambler Savings Bank
Ambler Savings Bank
12-Month CD
3.00%
$1,000
First National Bank VA
First National Bank VA
18-Month CD
2.83%
$500
PSECU
PSECU
Money Market
2.47%
$500
A & S Federal Credit Union
A & S Federal Credit Union
24-Month CD
2.25%
$500
Abri Credit Union
Abri Credit Union
12-Month CD
2.25%
$500
Bank of Hartington
Bank of Hartington
18-Month CD
2.17%
$1,000
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.01%
$500
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
24-Month CD
1.55%
$1,000
HomeBank
36-Month CD
1.51%
$2,500
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
Bank of Easton
Bank of Easton
12-Month CD
1.15%
$500
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
Versailles S&L Co.
Versailles S&L Co.
48-Month CD
0.85%
$1,000
Fairview State Banking Company
Fairview State Banking Company
Passbook Savings
0.75%
$50
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
First Keystone Community Bank
First Keystone Community Bank
18-Month CD
0.35%
$1,000
Century Bank of Florida
Century Bank of Florida
36-Month CD
0.30%
$500
First Horizon
First Horizon
Traditional Savings
0.30%
$0
Highland Bank
Highland Bank
Savings
0.20%
$200
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Savings
0.20%
$0
Elevate Bank
Elevate Bank
Savings
0.15%
$50
Eureka Savings Bank
Eureka Savings Bank
Essential Money Market
0.15%
$2,500
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Checking
0.10%
$1,000
UniBank
UniBank
Money Market
0.10%
$10
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
0.10%
$5
Achieve Credit Union
Achieve Credit Union
Money Market
0.10%
$2,500
FNB of South Carolina
FNB of South Carolina
Golden Secure Checking
0.05%
$0
Warsaw Federal S&L
Select Money Market
0.05%
$0
Vibrant Credit Union
Vibrant Credit Union
36-Month CD
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Maine State Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.700%
5.889%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.875%
6.057%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.500%
6.094%
0.250
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.125%
6.266%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.250%
6.285%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.875%
6.303%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.307%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.250%
6.321%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.000%
6.365%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Maine State Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Maine State Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Maine State Credit Union rate data right now, check back for updates, we are adding rates all the time.

Maine State Credit Union Information

Credit Union Name: Maine State Credit Union
Full Time Employees: 124
Part Time Employees: 1
President: Eric Poirier
CEO: Stephen Wallace
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
200 Capitol St
Augusta, ME 04330 6238
Phone Number: 207-623-1851
Fax Number:

Maine State Credit Union Financials

Total Assets:
691,798,930
Total Amount of Shares and Deposits:
634,741,701
Total Shares and Deposits < 1 Year:
513,097,655
Total Shares and Deposits 1 3 Years:
107,823,231
Total Shares and Deposits > 3 Years:
13,820,815
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,967,325
Total Uninsured Shares and Deposits > $250K (F+J):
64,967,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
569,774,376
Total Interest Expense (Sum of items 6 8):
3,367,188
Share Certificates:
6,905
Number of Accounts for Share Drafts:
19,174
IRA KEOGH Accounts:
2,835
Number of Accounts for Regular Shares:
43,102
All other shares:
1,121
Non Member Deposits:
21
Money Market Shares:
1,411
Net Income (unless the amount is already included in Undivided Earnings):
-302,986
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
90,751,511
Total Liabilities:
637,758,673
Show More

Maine State Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

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monitor-bank-ratesMonitor Bank Rates, a leading site for finding the best bank rates, announces the release of several new consumer financial marketplaces that give consumers the ability to compare car loan rates, mortgage rates and insurance quotes from several financial institutions and insurance providers.

Bank or Credit Union Offers and Deals

Municipal Credit Union Auto Loan Rates
Mortgage Rates up Slightly in This Week's PMMS Survey
Mortgage Rates: Current Mortgage Rates Increase, 15 Year Mortgage Rates at 3.36%
Current Mortgage Rates are Lower This Week: 30 Year Mortgage Rates at 3.93%
Best Savings Account Rates in New York: Highest Savings Account APY 1.15%
Pentagon Federal Credit Union (PenFed) CD Rates
Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD
Understanding Your Down Payment Options to Purchase a Home
PenFed Auto Loans 3.99 Percent
Mortgage Rates: Current Mortgage Rates Down Slightly According to Freddie Mac

Alternative Bank and Credit Union Offers to Explore

New York Savings Account Rates
Low Savings Account Rates Until 2015
New Credit Card Laws 2010
2-19 Mortgage Rates: 30 Year Jumbo Mortgage Rates and Refinance Rates at 5.60%
giantbank.com Money Market Account Rates now at 0.45%
VirtualBank 2 Month Jumbo CD Rates now at 0.15%
OneWest Bank CD Rates
Bank CD Rates Report May 21, 2015
Tinker Federal Credit Union CD Rates
Mortgage Rates: Fixed Mortgage Rates Up Slightly, 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.99%

Maine State Credit Union Reviews

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