Mortgage Lenders and Brokers in Biddeford, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Biddeford, Maine mortgage lenders include Maine Community BankMaine Community Bank234 Main St, Biddeford, ME 04005A+5.0 ★Texas Ratio: 4.93%, Bangor Savings BankBangor Savings Bank208 Main St, Biddeford, ME 04005A+5.0 ★Texas Ratio: 4.53%, Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution160 Shops Way, Biddeford, ME 04005A+5.0 ★Texas Ratio: 1.18%, M&T BankM&T Bank28 Adams St, Biddeford, ME 04005A+5.0 ★Texas Ratio: 4.11%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Saco Valley Credit UnionSaco Valley Credit Union312 Main St, Saco, ME 04072 1515A+5.0 ★Texas Ratio: 2.64%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, PeoplesChoice Credit UnionPeoplesChoice Credit Union369 Elm St, Biddeford, ME 04005 3023A5.0 ★Texas Ratio: 8.22%, TruChoice FCUTruChoice FCU6 Barra Rd, Biddeford, ME 04005 9459A5.0 ★Texas Ratio: 11.01%, and Kennebunk Savings BankKennebunk Savings Bank2 School St, Berwick, ME 03901A+5.0 ★Texas Ratio: 0.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Biddeford, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Biddeford are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Biddeford, Maine
Market share is the lender's share of all home loans closed in Biddeford, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Biddeford 234 Main St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 26 | 7.5% | 92.9% | $285,769 | View |
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2 offices in Biddeford 208 Main St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, HELOC | 15 +20 HELOCs |
4.3% | 100% | $431,666 | View |
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1 office in Biddeford 160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional, Jumbo | 11 | 3.2% | 91.7% | $371,363 | View |
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1 office in Biddeford 28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, Jumbo, HELOC | 12 +4 HELOCs |
3.5% | 85.7% | $520,000 | View |
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312 Main St, Saco, ME 04072 1515 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 8 | 2.3% | 100% | $255,000 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 8 | 2.3% | 100% | $453,750 | View |
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369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional, Jumbo | 8 | 2.3% | 80% | $318,750 | View |
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6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional, HELOC | 4 +1 HELOCs |
1.2% | 66.7% | $75,000 | View |
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2 School St, Berwick, ME 03901 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 4 | 1.2% | 80% | $355,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 100% | $1,105,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $240,000 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.6% | 100% | $460,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.6% | 100% | $385,000 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $325,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 1 | 0.3% | 100% | $135,000 | |
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105 Front St, Bath, ME 04530 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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44 Edison Dr, Augusta, ME 04330 6033 A5.0 ★Texas Ratio: 12.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 12 | 3.5% | 92.3% | $127,500 | View |
Town and Country Federal Credi
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Conventional, HELOC | 11 +11 HELOCs |
3.2% | 85.7% | $99,545 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 27 +1 HELOCs |
7.8% | 90.3% | $429,814 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 25 +2 HELOCs |
7.2% | 96.7% | $368,600 | |
Rocket Mortgage
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Conventional, VA | 12 | 3.5% | 63.2% | $213,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 12 | 3.5% | 75% | $581,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
2.9% | 100% | $378,000 | |
Guild Mortgage Company
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Conventional, FHA | 10 | 2.9% | 76.9% | $379,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 8 +5 HELOCs |
2.3% | 100% | $102,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.7% | 75% | $355,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 5 | 1.4% | 71.4% | $335,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.4% | 100% | $361,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 80% | $400,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 4 | 1.2% | 100% | $465,000 | |
Newrez LLC
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Conventional, FHA | 4 | 1.2% | 57.1% | $197,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.2% | 44.4% | $142,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 1.2% | 100% | $437,500 | |
Passumpsic Bank
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Conventional | 3 | 0.9% | 100% | $481,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 75% | $241,666 | |
Megastar Finanacial Corp
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Conventional, FHA | 3 | 0.9% | 100% | $371,666 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.9% | 100% | $311,666 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 50% | $260,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $975,000 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $240,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.6% | 100% | $440,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $360,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $315,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 33.3% | $265,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.6% | 100% | $365,000 | View |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.6% | 66.7% | $320,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $475,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 100% | $485,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | View |
Service Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.3% | 100% | $485,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $55,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $635,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | View |
Bankesb
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $565,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Geneva Financial LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Biddeford Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Biddeford, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Biddeford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Biddeford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Biddeford, ME
Use these to narrow the list above. Each category shows how many Biddeford, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Biddeford, ME
Independent mortgage companies closed 51.6 percent of home loans in Biddeford, Maine in 2025, banks 30.1 percent and credit unions 18.3 percent. United Wholesale Mortgage was the largest mortgage company, Maine Community Bank the largest bank and Saco Valley Credit Union the largest credit union. Among lenders headquartered in Maine, Maine Community Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Biddeford, ME
By home loans closed in 2025, Maine Community Bank was the largest mortgage lender in Biddeford, Maine with 26 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Biddeford, Maine in 2025, led by Paramount Residential Mortgage with 7. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 17 credit unions closed home loans in Biddeford, Maine in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Biddeford, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Biddeford, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Biddeford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
