Bangor, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank871 Hammond St, Bangor, ME 04401A+5.0 ★Texas Ratio: 4.53%, The Camden National BankThe Camden National Bank1176 Union St, Bangor, ME 04401A+5.0 ★Texas Ratio: 1.50%, Bangor Federal Credit UnionBangor Federal Credit Union339 Hogan Rd, Bangor, ME 04401 4205A+5.0 ★Texas Ratio: 3.80%, Katahdin Trust CompanyKatahdin Trust Company52 Springer Dr, Bangor, ME 04401A+5.0 ★Texas Ratio: 4.07%, Keybank National AssociationKeybank National Association23 Water St, Bangor, ME 04401A+5.0 ★Texas Ratio: 4.81%, First National BankFirst National Bank145 Exchange St, Bangor, ME 04401A5.0 ★Texas Ratio: 6.84%, Machias Savings BankMachias Savings Bank1126 Hammond St, Bangor, ME 04401A+5.0 ★Texas Ratio: 3.11%, TD BankTD Bank878 Stillwater Ave, Bangor, ME 04401A+5.0 ★Texas Ratio: 3.71%, Acadia Federal Credit UnionAcadia Federal Credit Union849 Stillwater Ave, Bangor, ME 04401 3624A5.0 ★Texas Ratio: 8.22%, and Maine Savings Federal Credit UnionMaine Savings Federal Credit Union868 Hammond St, Bangor, ME 04401 4328A-5.0 ★Texas Ratio: 15.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bangor, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bangor are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bangor, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5 offices in Bangor 871 Hammond St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, VA, Jumbo, HELOC | 61 +64 HELOCs |
12.6% | 89.7% | $314,508 | View |
|
2 offices in Bangor 1176 Union St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, VA, HELOC | 12 +15 HELOCs |
2.5% | 100% | $300,833 | View |
|
339 Hogan Rd, Bangor, ME 04401 4205 A+5.0 ★Texas Ratio: 3.80% |
Conventional | 12 | 2.5% | 92.3% | $153,333 | View |
|
2 offices in Bangor 52 Springer Dr, Bangor, ME 04401 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 6 | 1.2% | 100% | $201,666 | View |
|
2 offices in Bangor 23 Water St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 5 +1 HELOCs |
1% | 100% | $351,000 | View |
|
1 office in Bangor 145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional | 4 | 0.8% | 100% | $345,000 | View |
|
1 office in Bangor 1126 Hammond St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $248,333 | View |
|
2 offices in Bangor 878 Stillwater Ave, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 33.3% | $585,000 | View |
|
849 Stillwater Ave, Bangor, ME 04401 3624 A5.0 ★Texas Ratio: 8.22% |
Conventional | 18 | 3.7% | 100% | $127,222 | View |
|
868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
Conventional, HELOC | 16 +27 HELOCs |
3.3% | 80% | $74,375 | View |
|
977 Union St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 10 | 2.1% | 100% | $136,000 | View |
|
241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1% | 100% | $261,000 | View |
|
201 Main St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.26% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 100% | $225,000 | View |
|
150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $170,000 | View |
|
200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 0.4% | 100% | $220,000 | View |
|
450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
|
110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | View |
|
1068 Crystal Rd, Island Falls, ME 04747 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
23 Third Ave, Baileyville, ME 04694 A5.0 ★Texas Ratio: 8.37% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
CUSO Mortgage Corporation
|
Conventional, FHA | 14 | 2.9% | 82.4% | $310,000 | |
The County Federal CreditUnion
|
Conventional | 1 | 0.2% | 66.7% | $25,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 42 | 8.7% | 91.5% | $284,761 | |
Rocket Mortgage
|
Conventional, FHA | 36 | 7.5% | 83.7% | $174,444 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 24 +2 HELOCs |
5% | 100% | $258,333 | |
Total Mortgage Services, LLC
|
Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
4.6% | 100% | $231,818 | |
Leaderone Financial Corp.
|
Conventional, FHA | 20 | 4.1% | 90.9% | $245,000 | |
Mortgage Research Center
|
Conventional, VA | 13 | 2.7% | 68.4% | $278,846 | |
Newrez LLC
|
Conventional, FHA, VA | 9 | 1.9% | 90% | $297,222 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.4% | 90% | $215,000 | |
Nextmortgage, LLC
|
Conventional, FHA | 7 | 1.4% | 87.5% | $223,571 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.2% | 100% | $213,333 | |
Navy Federal Credit Union
|
Conventional, VA | 6 | 1.2% | 85.7% | $203,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
1% | 100% | $251,000 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 1% | 100% | $379,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 1% | 75% | $237,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 1% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 4 +6 HELOCs |
0.8% | 50% | $202,500 | |
Kind Lending, LLC
|
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $205,000 | |
Northern Mortgage Services, LLC
|
Conventional, FHA | 4 | 0.8% | 100% | $245,000 | |
Amerisave Mortgage Company
|
Conventional | 4 | 0.8% | 36.4% | $132,500 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.6% | 100% | $218,333 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.6% | 55.6% | $308,333 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 0.6% | 44.4% | $71,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 3 | 0.6% | 75% | $271,666 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $151,666 | View |
21St Mortgage
|
Conventional | 3 | 0.6% | 60% | $111,666 | |
Village Capital & Investment
|
VA | 3 | 0.6% | 100% | $295,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $105,000 | |
EMM Loans LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $235,000 | |
Alliant Credit Union
|
Conventional, Jumbo | 2 | 0.4% | 100% | $890,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $295,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.4% | 100% | $320,000 | |
Amerant Mortgage LLC
|
VA | 2 | 0.4% | 100% | $295,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.4% | 50% | $140,000 | |
Guild Mortgage Company
|
FHA, VA | 2 | 0.4% | 66.7% | $290,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 100% | $350,000 | |
Embrace Home Loans, Inc.
|
Conventional | 2 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 2 | 0.4% | 100% | $270,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $75,000 | View |
Paramount Residential Mortgage
|
VA | 2 | 0.4% | 100% | $340,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $355,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Discover Bank
|
Conventional | 1 | 0.2% | 33.3% | $35,000 | |
American Financing Corporation
|
VA | 1 | 0.2% | 50% | $225,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $155,000 | |
Mit Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.2% | 100% | $295,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 100% | $235,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 100% | $285,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 50% | $345,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bangor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bangor in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bangor, ME lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57.3 percent of home loans in Bangor, Maine in 2025, banks 27.1 percent and credit unions 15.5 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and Bangor Federal Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 61 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Bangor, Maine with 61 loans, about 12.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bangor, Maine, Bangor Savings Bank approved the highest share of completed applications in 2025 at 89.7 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Bangor, Maine in 2025, led by United Wholesale Mortgage with 14. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 13 credit unions closed home loans in Bangor, Maine in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bangor, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bangor, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bangor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.