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Katahdin Federal Credit Union Rates and Review January 2026

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Katahdin Federal Credit Union12-month CD rates can be found at 3.28%, 6-month CD rates at 3.00% and 3-month CD rates at 3.14%. Savings rates are at 0.15% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to Katahdin Federal Credit Union rates.

Compare Katahdin Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Katahdin Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Katahdin Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Katahdin Federal Credit Union? Share your experience about Katahdin Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Katahdin Federal Credit Union.

Overall, Katahdin Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Katahdin Federal Credit Union
Katahdin Federal Credit Union
1000 Central St
Millinocket, ME 04462 2101
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
9-Month CD
3.80%
$500
24-Month CD
3.70%
$500
6-Month CD
3.65%
$1,000
24-Month CD
3.65%
$1,000
6-Month CD
3.56%
$500
12-Month CD
3.50%
$500
12-Month CD
3.50%
$500
12-Month CD
3.25%
$500
6-Month CD
3.04%
$10,000
18-Month CD
3.03%
$500
Smart Money Market
3.00%
$100
18-Month CD
3.00%
$100
3-Month CD
3.00%
$500
12-Month CD
2.98%
$100
36-Month CD (Bump-Up)
2.82%
$1,000
48-Month CD
2.75%
$1,000
24-Month CD
2.55%
$1,000
24-Month CD
2.52%
$500
12-Month CD
2.50%
$2,500
48-Month CD
2.50%
$1,000
30-Month CD
2.37%
$500
36-Month CD
2.35%
$500
36-Month CD
2.30%
$500
3-Month CD
2.27%
$500
18-Month CD
2.12%
$1,000
60-Month CD
2.00%
$500
36-Month CD
1.79%
$250
24-Month CD
1.71%
$1,000
36-Month CD
1.66%
$5,000
60-Month CD
1.40%
$500
12-Month CD
0.80%
$1,000
48-Month CD
0.60%
$500
Business Complete Money Market
0.50%
$50,000
36-Month CD
0.30%
$500
Platinum Plus Savings
0.25%
$5,000
Money Market
0.25%
$2,500
12-Month CD
0.20%
$500
12-Month CD
0.10%
$500
Savings
0.10%
$10
Classic Savings
0.10%
$100
Savings
0.05%
$100
Money Market
0.05%
$100
Select Money Market
0.05%
$0
Money Market
0.05%
$2,500
Business Savings
0.05%
$100
Platinum Savings
0.05%
$0
Statement Savings
0.04%
$1
Loyalty Savings
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.000%
5.068%
0.000
5.625%
5.760%
1.125
5.500%
5.646%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.625%
5.721%
0.000
10-Year Fixed
5.375%
5.473%
0.000
30-Year Fixed
6.000%
6.097%
0.500
6.250%
6.199%
0.000
5.625%
5.899%
0.000
30-Year Fixed
6.125%
6.226%
0.000
5.375%
5.911%
0.000
5.500%
5.736%
0.000
5.875%
6.012%
0.000
6.000%
6.226%
0.000
5.375%
5.766%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.375%
5.416%
0.000
20-Year Fixed
5.625%
5.666%
0.000
5.625%
5.796%
0.000
15-Year Fixed
5.500%
5.617%
0.000
3-Year ARM
5.125%
5.911%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.625%
6.037%
0.000
5.375%
5.565%
1.000
20-Year Fixed
5.625%
5.675%
0.000
15-Year Fixed
5.625%
5.747%
0.250
30-Year Fixed
5.750%
5.908%
0.500
30-Year Fixed
6.125%
6.192%
0.125
5.875%
6.070%
0.000
5.500%
5.565%
0.000
6.000%
6.000%
0.000
30-Year Fixed
5.875%
6.086%
0.000
6.750%
6.880%
0.000
6.125%
6.266%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.875%
5.931%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.875%
6.055%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.125%
5.331%
1.000
4.675%
4.867%
0.000
5.375%
5.416%
0.000
5.250%
5.493%
0.000
5.375%
5.935%
0.000
10-Year Fixed
5.500%
5.630%
0.000
6.125%
6.526%
0.000
5.250%
5.426%
0.500
30-Year Fixed
6.750%
6.750%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
8.900%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA Platinum with Rewards
8.900%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
10.150%
Visa Platinum Clarity
15.990%
Visa Platinum Preferred Rewards
15.740% - 17.990%
VISA® Gold
11.960%
Visa Secure Card
13.740%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
8.900% - 13.900%
Based upon credit worthiness.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Savings Secured Visa®
18.000%
Academic VISA® Gold
15.400%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
18.000%
16.240% - 27.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
11.000%
$0
37 - 60
11.990%
$0
Personal Line of Credit
9.000%
$0
60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
13.740%
$5,000
60 - 60
Personal Signature Loans
14.000%
$0
60
Line of Credit
13.700%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
A+ Preferred Line Of Credit
10.990%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
11.240% - 17.950%
$0
25 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
9.900%
$0
10.990%
$500
36
15.000%
$500 - $1,500
6 - 12
17.900%
$0 - $500
Personal Line of Credit
9.500%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
10.700%
$0 - $10,000
60 - 60
Consolidation Loans
14.850%
$0
37 - 60
Debt Consolidation
13.990%
$0
1 - 72
50% Share Secured Loan
6.460% - 14.990%
$0
Education (tuition bill required)
8.250%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Katahdin Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Katahdin Federal Credit Union
Full Time Employees: 21
Part Time Employees: 8
President: Rodney Daigle
CEO: Tina Jamo
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
1000 Central St
Millinocket, ME 04462 2101
Phone Number: 207-723-9718
Fax Number: 207-723-8426

Financials

Total Assets:
106,524,028
Total Amount of Shares and Deposits:
89,055,425
Total Shares and Deposits < 1 Year:
79,820,185
Total Shares and Deposits 1 3 Years:
7,853,439
Total Shares and Deposits > 3 Years:
1,381,801
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,455,368
Total Uninsured Shares and Deposits > $250K (F+J):
4,455,368
Total Insured Shares and Deposits > $250K (item 17 less item K):
84,600,057
Total Interest Expense (Sum of items 6 8):
897,295
Share Certificates:
687
Number of Accounts for Share Drafts:
3,736
IRA KEOGH Accounts:
283
Number of Accounts for Regular Shares:
9,246
All other shares:
225
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,886,601
Total Liabilities:
89,458,581
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Katahdin Federal Credit Union

Is a member application needed to join Katahdin Federal Credit Union?

Yes, to access services at Katahdin Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Katahdin Federal Credit Union provides a range of mortgage and home equity products.

Is Katahdin Federal Credit Union a safe place to deposit money?

Yes, Katahdin Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Katahdin Federal Credit Union offer online and mobile banking?

Most modern institutions like Katahdin Federal Credit Union provide digital access including online balance checks and transfers.

Current Katahdin Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions