Mortgage Lenders and Brokers in Sanford, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sanford, Maine mortgage lenders include Kennebunk Savings BankKennebunk Savings Bank470 Main Street, Sanford, ME 04073A+5.0 ★Texas Ratio: 0.98%, Partners Bank of New EnglandPartners Bank of New England900 Main St, Sanford, ME 04073A+5.0 ★Texas Ratio: 0.32%, TD BankTD Bank1237 Main St, Sanford, ME 04073A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1252 Main St, Sanford, ME 04073A+5.0 ★Texas Ratio: 3.68%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, PeoplesChoice Credit UnionPeoplesChoice Credit Union39 Country Club Rd, Sanford, ME 04073 5201A5.0 ★Texas Ratio: 8.22%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Androscoggin BankAndroscoggin Bank12 Subaru Dr, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.70%, Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, and TruChoice FCUTruChoice FCU6 Barra Rd, Biddeford, ME 04005 9459A5.0 ★Texas Ratio: 11.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sanford, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sanford are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sanford, Maine
Market share is the lender's share of all home loans closed in Sanford, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sanford 470 Main Street, Sanford, ME 04073 A+5.0 ★Texas Ratio: 0.98% |
Conventional, Jumbo | 19 | 3.8% | 73.1% | $247,631 | View |
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900 Main St, Sanford, ME 04073 A+5.0 ★Texas Ratio: 0.32% |
Conventional, VA, HELOC | 10 +21 HELOCs |
2% | 90.9% | $214,000 | View |
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1 office in Sanford 1237 Main St, Sanford, ME 04073 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +10 HELOCs |
0.6% | 75% | $45,000 | View |
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1 office in Sanford 1252 Main St, Sanford, ME 04073 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, VA, HELOC | 11 +4 HELOCs |
2.2% | 91.7% | $339,545 | View |
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39 Country Club Rd, Sanford, ME 04073 5201 A5.0 ★Texas Ratio: 8.22% |
Conventional | 8 | 1.6% | 61.5% | $140,000 | View |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.2% | 100% | $291,666 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 6 | 1.2% | 100% | $328,333 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 5 | 1% | 83.3% | $197,000 | View |
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6 Barra Rd, Biddeford, ME 04005 9459 A5.0 ★Texas Ratio: 11.01% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $147,500 | View |
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312 Main St, Saco, ME 04072 1515 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 3 | 0.6% | 100% | $101,666 | View |
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160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 3 | 0.6% | 100% | $358,333 | View |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
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101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $155,000 | View |
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28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $285,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional | 1 | 0.2% | 33.3% | $415,000 | View |
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105 Front St, Bath, ME 04530 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 53 | 10.6% | 84.4% | $84,245 | View |
Town and Country Federal Credi
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Conventional, HELOC | 3 +6 HELOCs |
0.6% | 100% | $115,000 | |
CUSO Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 71 +3 HELOCs |
14.2% | 98.8% | $328,661 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 43 +2 HELOCs |
8.6% | 86.3% | $343,139 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 4.8% | 77.4% | $214,583 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, USDA | 23 | 4.6% | 100% | $341,956 | View |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 3.8% | 95.7% | $316,578 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 18 +11 HELOCs |
3.6% | 66.7% | $96,111 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.6% | 86.4% | $353,461 | |
Mortgage Research Center
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VA | 9 | 1.8% | 71.4% | $332,777 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 7 +2 HELOCs |
1.4% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 87.5% | $266,428 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 7 | 1.4% | 77.8% | $326,428 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.2% | 66.7% | $140,000 | |
Service Federal Credit Union
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Conventional, HELOC | 5 +2 HELOCs |
1% | 100% | $239,000 | |
Newrez LLC
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Conventional | 5 | 1% | 60% | $153,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 5 | 1% | 100% | $297,000 | |
loanDepot.com LLC
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Conventional | 5 | 1% | 71.4% | $173,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $161,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.8% | 40% | $290,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.8% | 80% | $362,500 | |
Total Mortgage Services, LLC
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Conventional, FHA | 4 | 0.8% | 80% | $280,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 0.8% | 100% | $352,500 | |
Ark-La-Tex Financial Services LLC
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Conventional | 4 | 0.8% | 100% | $207,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 42.9% | $58,333 | |
EMM Loans LLC
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Conventional, VA | 3 | 0.6% | 100% | $385,000 | |
Bay Equity LLC
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Conventional, VA | 3 | 0.6% | 100% | $421,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.6% | 44.4% | $198,333 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.4% | 27.3% | $270,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.4% | 23.1% | $55,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $510,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $250,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $75,000 | View |
Westerly Community Credit Union
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Conventional | 2 | 0.4% | 100% | $140,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $250,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $475,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 50% | $315,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.2% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Ocean State Credit Union
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Conventional | 1 | 0.2% | 50% | $85,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 50% | $375,000 | |
Real Genius LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Nfm, Inc
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VA | 1 | 0.2% | 100% | $395,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 50% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Harborone Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $435,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
New Fed Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Holy Rosary Regional Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sanford Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sanford, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Sanford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sanford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sanford, ME
Use these to narrow the list above. Each category shows how many Sanford, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Sanford, ME
Independent mortgage companies closed 61.8 percent of home loans in Sanford, Maine in 2025, banks 16.2 percent and credit unions 22 percent. CUSO Mortgage Corporation was the largest mortgage company, Kennebunk Savings Bank the largest bank and PeoplesChoice Credit Union the largest credit union. Among lenders headquartered in Maine, Kennebunk Savings Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sanford, ME
By home loans closed in 2025, Kennebunk Savings Bank was the largest mortgage lender in Sanford, Maine with 19 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sanford, Maine, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 98.8 percent, against a 82.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Sanford, Maine in 2025, led by Cmg Mortgage Inc with 16. 20 lenders closed VA loans, led by Cmg Mortgage Inc, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 17 credit unions closed home loans in Sanford, Maine in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sanford, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sanford, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sanford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
