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Auburn Savings Bank Rates & Review April 2026

You can compare Auburn Savings Bank rates to other rates in our database, including 12-month CD rates currently at 0.12%, 6-month CD rates at 3.20% and 3-month CD rates at 0.30%. Savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Auburn Savings Bank rates. MonitorBankRates evaluates the financial stability of Auburn Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.95%. Rates were last updated on 04/03/2026.

Auburn Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Auburn Savings Bank? Share your experience about Auburn Savings Bank by leaving a review below, or read customer reviews before you decide to use Auburn Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.95%
Excellent Lower than avg
Auburn Savings Bank
256 Court St
Auburn, ME 04210
https://www.auburnsavings.com
Member FDIC

Auburn Savings Bank Checking Rates

Product Rate APY View More
Premier Cash Back Rewards Checking 5.00% 5.00%
Min Deposit $25
Details Get 5.00% cash back on debit card purchases^
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%
Premier Rewards Checking - 5.00%
Min Deposit $25
Details Qualifying balance up to $20,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.95%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Auburn Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Auburn Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Auburn Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Auburn Savings Bank
Bank Holding Company AUBURN BCORP MHC
Address 256 Court St, Auburn, ME 04210  ·  Androscoggin
FDIC Certificate # 28288
Established 01/01/1887
FDIC Insurance Date 08/09/1989
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.95%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0352%
Return on Equity (ROE) -0.6200%
Non-Performing Loans (NPL) 0.26%
Total Assets $102,187,000
Total Deposits $75,526,000
Equity Capital $6,776,000
Net Income $356,000
Headquarters Auburn
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Auburn Savings Bank

Is Auburn Savings Bank a safe place to deposit money?

Yes, Auburn Savings Bank is considered a safe financial institution. With a Texas Ratio of 4.9493813273341%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Auburn Savings Bank operate?

Auburn Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Auburn Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Auburn Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Auburn Savings Bank offer online and mobile banking?

Most modern institutions like Auburn Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.auburnsavings.com.