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Mortgage Lenders and Brokers in Macon-Bibb County, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Macon-Bibb County, Georgia mortgage lenders include Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, and Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Macon-Bibb County, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Macon-Bibb County are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Macon-Bibb County, Georgia

Market share is the lender's share of all home loans closed in Macon-Bibb County, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional, VA, HELOC	86 +165 HELOCs	4.3%	94.8%	$183,837	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional, FHA, VA, Jumbo	34	1.7%	91.9%	$482,941	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, HELOC	26 +13 HELOCs	1.3%	92.9%	$263,076	View
Oconee State Bank 1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44%	Conventional	25	1.2%	96.2%	$214,200	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional, FHA, VA, Jumbo, HELOC	23 +8 HELOCs	1.1%	92%	$235,434
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	18	0.9%	100%	$117,777	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	17	0.8%	89.5%	$156,764	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	15 +31 HELOCs	0.7%	75%	$181,000	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	15	0.7%	65.2%	$158,333	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	10 +2 HELOCs	0.5%	76.9%	$250,000	View
American Pride Bank 6503 North Point Parkway, Alpharetta, GA 30022 A+5.0 ★Texas Ratio: 0.01%	Conventional	10	0.5%	100%	$121,000	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +23 HELOCs	0.4%	69.2%	$298,333	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, VA	8	0.4%	100%	$273,750	View
Sunmark Community Bank 49 W Main St, Alamo, GA 30411 A+5.0 ★Texas Ratio: 0.22%	Conventional	8	0.4%	100%	$112,500	View
Bank of Dudley 200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93%	Conventional	6	0.3%	100%	$153,333	View
Magnolia State Bank 2500 Daniells Bridge Road, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.87%	Conventional	5	0.2%	100%	$85,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	4 +3 HELOCs	0.2%	66.7%	$85,000
Planters First Bank 1620 E 16th Ave, Cordele, GA 31015 A+5.0 ★Texas Ratio: 2.97%	Conventional	3	0.1%	100%	$148,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$275,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.1%	100%	$100,000	View
Exchange Bank 4306 Gray Hwy, Gray, GA 31032 A+5.0 ★Texas Ratio: 0.24%	Conventional	2	0.1%	100%	$60,000	View
Georgia Community Bank 704 N Westover Blvd, Albany, GA 31707 A5.0 ★Texas Ratio: 6.55%	Conventional	2	0.1%	100%	$185,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$55,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	FHA, HELOC	1 +2 HELOCs	0%	100%	$275,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0%	100%	$65,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$385,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0%	100%	$205,000	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$235,000	View
First State Bank of Blakely 2101 N Slappey Blvd, Albany, GA 31701	Conventional	1	0%	100%	$145,000
Flint Community Bank 2910 Meredyth Dr, Albany, GA 31721 B+4.7 ★Texas Ratio: 18.53%	Conventional	1	0%	100%	$165,000	View
First National Bank of Decatur 819 E Shotwell St, Bainbridge, GA 39819 A-4.3 ★Texas Ratio: 5.54%	Conventional	1	0%	100%	$135,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional	1	0%	100%	$25,000	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$355,000	View
Bank of Monticello 141 E Greene St, Monticello, GA 31064 A+5.0 ★Texas Ratio: 5.63%	Conventional	1	0%	100%	$25,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0%	100%	$225,000	View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +16 HELOCs	0%	n/a		View
United Bank 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +2 HELOCs	0%	0%		View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	HELOC	0 +1 HELOCs	0%	0%		View
Peoplessouth Bank 701 N Westover Blvd, Albany, GA 31707 B+4.5 ★Texas Ratio: 11.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	0%		View
Credit Union Financial Services, LLC	Conventional, VA	18	0.9%	100%	$199,444
Morris Bank	Conventional	15	0.7%	94.1%	$209,000
Amerisave Mortgage Company	Conventional, FHA	14	0.7%	18.4%	$119,285
Equity Prime Mortgage LLC	FHA, VA	11	0.5%	78.6%	$182,272
Milend, Inc	Conventional, FHA, VA	5	0.2%	62.5%	$227,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +1 HELOCs	0.1%	75%	$128,333	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$635,000	View
Acu	Conventional	2	0.1%	100%	$180,000
Loanunited.Com, LLC	VA	1	0%	100%	$305,000
First Option Mortgage, LLC	FHA	1	0%	100%	$105,000
BoxCar Mortgage, LLC	FHA	1	0%	100%	$245,000
Rocket Mortgage	Conventional, FHA, VA	242	12%	77.4%	$183,719
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	116	5.8%	81.4%	$256,034
New American Funding, LLC.	Conventional, FHA, VA, HELOC	93 +5 HELOCs	4.6%	90.3%	$179,193
Guild Mortgage Company	Conventional, FHA, VA	90	4.5%	94.2%	$184,444
EMM Loans LLC	Conventional, FHA, VA	86	4.3%	98.9%	$276,511
Inspire Home Loans Inc.	Conventional, FHA, VA	77	3.8%	84.4%	$226,558
Mortgage Research Center	Conventional, FHA, VA	68	3.4%	68.3%	$229,117
Pennymac Loan Services LLC	Conventional, FHA, VA	49	2.4%	83.3%	$183,775
Atlantic Bay Mortgage Group	Conventional, FHA, VA	38	1.9%	90.5%	$145,789
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	34	1.7%	90.2%	$225,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	33 +2 HELOCs	1.6%	69.4%	$124,090
Freedom Mortgage Corporation	Conventional, FHA, VA	30	1.5%	84.4%	$236,333
Nationstar Mortgage	Conventional, FHA, VA	27	1.3%	83.3%	$136,481
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	23 +23 HELOCs	1.1%	76.7%	$250,652
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	23 +3 HELOCs	1.1%	67.6%	$204,565
Newrez LLC	Conventional, FHA, VA	21	1%	65.6%	$178,333
American Pacific Mortgage Corporation	Conventional, FHA	21	1%	67.7%	$163,095
Gmfs, LLC	Conventional, FHA	16	0.8%	94.7%	$331,875
Fairway Independent Mort Corp	Conventional, FHA, VA	16	0.8%	100%	$213,750
Jet HomeLoans, LP	Conventional, FHA, VA	15	0.7%	76.2%	$265,666
Lower, LLC	Conventional, FHA, VA, HELOC	14 +1 HELOCs	0.7%	82.4%	$181,428
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	14	0.7%	60%	$175,714
ALCOVA Mortgage, LLC	Conventional, FHA	14	0.7%	94.4%	$191,428
Zillow Home Loans, LLC	Conventional, VA	14	0.7%	93.8%	$198,571
Acrisure Mortgage, LLC	Conventional, FHA, VA	12	0.6%	92.3%	$385,000
Movement Mortgage, LLC	Conventional, FHA, VA	12	0.6%	94.1%	$165,000
New Day Financial, LLC.	VA	11	0.5%	42.3%	$202,272
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	11	0.5%	84.6%	$272,272	View
Planet Home Lending, LLC	FHA, VA	11	0.5%	84.6%	$240,454
Mutual of Omaha Mortgage	Conventional, FHA, VA	11	0.5%	73.3%	$188,636
Five Star Credit Union	Conventional	11	0.5%	91.7%	$153,181
Everett Financial, Inc.	Conventional, FHA, VA	10	0.5%	83.3%	$131,000
Click n' Close, Inc.	Conventional, FHA	10	0.5%	90.9%	$103,000
Mortgage Solutions of Colorado	VA	10	0.5%	100%	$260,000
Village Capital & Investment	FHA, VA	10	0.5%	76%	$275,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.4%	80%	$218,750
Acopia, LLC	Conventional, FHA, VA	8	0.4%	100%	$191,250
Paramount Residential Mortgage	Conventional, FHA, VA	8	0.4%	88.9%	$218,750
Royal United Mortgage LLC	Conventional, FHA	7	0.3%	77.8%	$125,000
American Financial Network, Inc.	Conventional, FHA, VA	7	0.3%	77.8%	$173,571
Plaza Home Mortgage, Inc	Conventional, FHA, VA	7	0.3%	87.5%	$207,857
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	6	0.3%	75%	$73,333	View
Union Home Mortgage Corp.	Conventional, VA	6	0.3%	100%	$288,333
Primelending	Conventional, FHA, VA	5	0.2%	100%	$287,000
Nbkc Bank	Conventional, FHA, VA	5	0.2%	100%	$203,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	5	0.2%	100%	$313,000
Sun West Mortgage Company, Inc	FHA, VA	5	0.2%	75%	$235,000
Cardinal Financial Company, Li	Conventional, FHA, VA	5	0.2%	75%	$155,000
Liberty Home Mortgage Corp	Conventional, FHA	5	0.2%	71.4%	$125,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	5	0.2%	30%	$229,000
American Financial Resources LLC	Conventional, FHA, VA	4	0.2%	100%	$160,000
Sage Home Loans Corporation	Conventional, FHA	4	0.2%	100%	$237,500
Veritas Funding, LLC	Conventional, FHA, VA	4	0.2%	80%	$205,000
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	20.8%	$132,500
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.1%	15.8%	$61,666
AmWest Funding Corp	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$278,333
Guaranteed Rate Affinity, LLC	Conventional, FHA	3	0.1%	100%	$115,000
Kind Lending, LLC	Conventional, FHA	3	0.1%	50%	$135,000
PHH Mortgage Corporation	FHA, VA	3	0.1%	100%	$291,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, VA	3	0.1%	100%	$191,666	View
FirstTrust Home Loans	Conventional	3	0.1%	100%	$65,000
Discover Bank	Conventional	3	0.1%	17.6%	$75,000
ClearPath Lending	VA	3	0.1%	100%	$278,333
Securitynational Mortgage Company	Conventional, FHA	3	0.1%	100%	$138,333
First Colony Mortgage Corporat	Conventional, FHA	3	0.1%	75%	$325,000
Nfm, Inc	Conventional, FHA	3	0.1%	75%	$205,000
Provident Funding Associates	Conventional	3	0.1%	100%	$421,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.1%	60%	$135,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.1%	100%	$258,333	View
Prosperity Home Mortgage, LLC	Conventional, VA	3	0.1%	100%	$151,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.1%	75%	$268,333	View
Texana Bank	VA	3	0.1%	85.7%	$351,666
Top Flite Financial, Inc.	FHA	3	0.1%	100%	$168,333
The Loan Store, Inc	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$125,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	2	0.1%	66.7%	$175,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	2	0.1%	100%	$160,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$125,000	View
SWBC Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$50,000
Canopy Mortgage, LLC	FHA, VA	2	0.1%	100%	$195,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA	2	0.1%	50%	$470,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0.1%	100%	$125,000	View
Assurance Financial Group, L.L.C.	FHA	2	0.1%	100%	$210,000
Shelter Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$150,000
Cmg Mortgage Inc	Conventional, FHA	2	0.1%	66.7%	$90,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$345,000	View
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$225,000
American Financing Corporation	FHA	2	0.1%	25%	$210,000
Mid-Continent Funding, Inc.	FHA, VA	2	0.1%	75%	$200,000
Homeowners Financial Group, LLC	Conventional, FHA	2	0.1%	100%	$90,000
Churchill Mortgage Corporation	Conventional, VA	2	0.1%	100%	$295,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	FHA, VA	2	0.1%	50%	$430,000	View
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.1%	40%	$390,000
Sierra Pacific Mortgage Co. Inc	Conventional, VA	2	0.1%	50%	$325,000
The Mortgage Firm	Conventional	2	0.1%	100%	$360,000
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	Conventional	2	0.1%	100%	$110,000	View
Stockton Mortgage Corporation	Conventional, FHA	2	0.1%	66.7%	$230,000
Tjc Mortgage Inc	Conventional, FHA	2	0.1%	100%	$55,000
Better Mortgage Corporation	Conventional	2	0.1%	33.3%	$65,000
Radius Financial Group Inc	Conventional, FHA	2	0.1%	100%	$285,000
Keystone Funding, Inc	VA	2	0.1%	100%	$285,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	2	0.1%	33.3%	$75,000	View
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$430,000
Mortgage Investors Group	FHA	2	0.1%	100%	$220,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	66.7%	$145,000	View
First Technology Federal Credit Union	Conventional	2	0.1%	100%	$200,000	View
Champions Funding, LLC	Conventional	2	0.1%	100%	$190,000
Valon Mortgage	Conventional, HELOC	1 +4 HELOCs	0%	100%	$115,000
Goodleap, LLC	FHA, HELOC	1 +3 HELOCs	0%	60%	$145,000
Bank Ozk	Conventional, HELOC	1 +3 HELOCs	0%	50%	$155,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +2 HELOCs	0%	50%	$405,000	View
Pentagon Federal Credit Union	VA, Jumbo, HELOC	1 +1 HELOCs	0%	50%	$875,000
Genisys Credit Union	Conventional	1	0%	100%	$295,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$325,000	View
Ruoff Mortgage Company	FHA	1	0%	100%	$85,000
Cornerstone First Mortgage, LLC	FHA	1	0%	100%	$295,000
Premier Mortgage Resources, LLC	FHA	1	0%	100%	$295,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0%	100%	$285,000
American Airlines Federal Cred	Conventional	1	0%	100%	$125,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$435,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	VA	1	0%	100%	$285,000	View
Gold Star Mortgage Financial Group, Corporation	VA	1	0%	100%	$135,000
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$315,000
MortgageOne, Inc	VA	1	0%	100%	$245,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$165,000
Allied Mortgage Group, Inc	FHA	1	0%	100%	$155,000
Norwich Commercial Group Inc	VA	1	0%	100%	$315,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$385,000	View
Triad Financial Services, Inc.	Conventional	1	0%	33.3%	$15,000
United Trust Bank	VA	1	0%	100%	$185,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$165,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$185,000
Resicentral LLC	FHA	1	0%	100%	$295,000
Home Mortgage Alliance Corp (Hmac)	FHA	1	0%	100%	$485,000
Synergy One Lending, Inc.	Conventional	1	0%	50%	$265,000
AdvantageFirst Lending Inc	FHA	1	0%	50%	$175,000
Homestead Funding Corp.	VA	1	0%	100%	$225,000
Carolina One Mortgage, LLC	Conventional	1	0%	100%	$235,000
Tyndall Federal Credit Union	Conventional	1	0%	100%	$75,000
First Alliance Home Mortgage, LLC	FHA	1	0%	100%	$265,000
Royal Pacific Funding	Conventional	1	0%	100%	$345,000
Das Acquisition Company, LLC	FHA	1	0%	50%	$415,000
Oceanside Mortgage Company	FHA	1	0%	100%	$115,000
SIRVA Mortgage, Inc.	VA	1	0%	100%	$325,000
First Heritage Mortgage, LLC	Conventional	1	0%	100%	$555,000
Calcon Mutual Mortgage LLC	FHA	1	0%	100%	$125,000
Fairwinds Credit Union	Conventional	1	0%	100%	$145,000
Justice Federal Credit Union	Conventional	1	0%	100%	$155,000
My Mortgage, Inc	FHA	1	0%	100%	$225,000
Stg Mortgage Inc	Conventional	1	0%	100%	$195,000
Servis One, Inc	VA	1	0%	100%	$125,000
Premier Lending Inc.	FHA	1	0%	100%	$215,000
CityWorth Mortgage LLC	VA	1	0%	100%	$305,000
Beeline Loans, Inc.	Conventional	1	0%	33.3%	$185,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0%	100%	$135,000
Loanpeople, LLC	Conventional	1	0%	100%	$305,000
Embrace Home Loans, Inc.	VA	1	0%	50%	$305,000
Community Mortgage Corporation	Conventional	1	0%	100%	$55,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$235,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0%	100%	$185,000	View
First Federal Bank A+5.0 ★Texas Ratio: 2.80%	FHA	1	0%	100%	$465,000	View
Saygo Home Loans, LLC	VA	1	0%	100%	$235,000
Towne Mortgage Company	FHA	1	0%	100%	$285,000
Park Lane Finance SolutionsLLC	Conventional	1	0%	16.7%	$25,000
Digital Federal Credit Union	Conventional	1	0%	100%	$175,000
Iserve Residential Lending	FHA	1	0%	100%	$345,000
V.I.P. Mortgage, Inc.	FHA	1	0%	100%	$185,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$685,000	View
Campus USA Credit Union	Conventional	1	0%	100%	$155,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	50%	$225,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0%	100%	$355,000	View
RBC Bank (Georgia), N.A. A+5.0 ★Texas Ratio: 1.90%	Conventional	1	0%	100%	$205,000	View
21St Mortgage	Conventional	1	0%	9.1%	$195,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	VA	1	0%	100%	$235,000	View
Geneva Financial LLC	Conventional	1	0%	100%	$165,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$205,000	View
Tomo Mortgage LLC	Conventional	1	0%	100%	$125,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0%	100%	$225,000
JMAC Lending, Inc.	VA	1	0%	100%	$275,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
The Farmers & Merchants State Bank	HELOC	0 +1 HELOCs	0%	n/a
Liberty Savings Bank, FSB	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Southern Energy Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Macon-Bibb County Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Macon-Bibb County, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Macon-Bibb County? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Macon-Bibb County in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Macon-Bibb County, GA

Use these to narrow the list above. Each category shows how many Macon-Bibb County, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 75 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 109 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 84 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 37 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Macon-Bibb County, GA

Independent mortgage companies closed 74.8 percent of home loans in Macon-Bibb County, Georgia in 2025, banks 17.5 percent and credit unions 7.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Colony Bank the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Robins Financial Credit Union led with 86 loans.

74.8%

Mortgage companies

17.5%

Banks

7.8%

Credit unions

30%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in Macon-Bibb County, GA

Who is the largest mortgage lender in Macon-Bibb County, GA?

By home loans closed in 2025, Robins Financial Credit Union was the largest mortgage lender in Macon-Bibb County, Georgia with 86 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Macon-Bibb County, GA have the highest approval rates?

Among lenders with meaningful volume in Macon-Bibb County, Georgia, EMM Loans LLC approved the highest share of completed applications in 2025 at 98.9 percent, against a 78.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Macon-Bibb County, GA mortgage lenders offer FHA, VA and USDA loans?

109 lenders closed FHA loans in Macon-Bibb County, Georgia in 2025, led by Rocket Mortgage with 67. 84 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Macon-Bibb County, GA lender list?

Yes. 75 banks and 28 credit unions closed home loans in Macon-Bibb County, Georgia in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Macon-Bibb County, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Macon-Bibb County, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Macon-Bibb County, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Macon-Bibb County. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.