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Mortgage Lenders and Brokers in Augusta-Richmond County consolidated government, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Augusta-Richmond County consolidated government, Georgia mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Queensborough National Bank and TrustQueensborough National Bank and Trust1450 Greene St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.52%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Security Federal BankSecurity Federal Bank1109 Broad St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.39%, and First State BankFirst State Bank801 E Lamar St, Americus, GA 31709. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Augusta-Richmond County consolidated government, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Augusta-Richmond County consolidated government are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Augusta-Richmond County consolidated government, Georgia

Market share is the lender's share of all home loans closed in Augusta-Richmond County consolidated government, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, Jumbo, HELOC	215 +43 HELOCs	7.8%	90.8%	$199,790	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, Jumbo	57	2.1%	86.4%	$212,543	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	45 +1 HELOCs	1.6%	93.8%	$169,222	View
Queensborough National Bank and Trust 1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52%	Conventional, FHA, VA, Jumbo	44	1.6%	92%	$273,409	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional, FHA, VA	26	0.9%	89.7%	$270,384	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	24 +11 HELOCs	0.9%	51.9%	$148,750	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	23	0.8%	60.5%	$162,391	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	16	0.6%	94.4%	$152,500	View
Security Federal Bank 1109 Broad St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.39%	Conventional, FHA	16	0.6%	85%	$182,500	View
First State Bank 801 E Lamar St, Americus, GA 31709	Conventional	15	0.5%	100%	$130,333
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, VA, Jumbo, HELOC	14 +9 HELOCs	0.5%	70%	$425,000	View
F & M Bank 123 Broad Street, Crawfordville, GA 30631 A+5.0 ★Texas Ratio: 4.11%	Conventional	14	0.5%	93.3%	$276,428	View
South Georgia Bank 2839 Central Ave, Augusta, GA 30909 A+5.0 ★Texas Ratio: 0.93%	Conventional, Jumbo	11	0.4%	100%	$384,090	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	10 +29 HELOCs	0.4%	78.6%	$343,000	View
First National Bank of Waynesboro 626 N Liberty St, Waynesboro, GA 30830	Conventional, Jumbo	9	0.3%	100%	$237,222
First Community Bank 771 Broad St Ste 100, Augusta, GA 30901 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	9	0.3%	90%	$238,333	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +9 HELOCs	0.3%	53.8%	$180,714	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	6 +4 HELOCs	0.2%	60%	$148,333	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	5 +11 HELOCs	0.2%	62.5%	$173,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional, VA, HELOC	5 +7 HELOCs	0.2%	62.5%	$255,000
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	2	0.1%	100%	$220,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$675,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$245,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0%	100%	$85,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$205,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0%	100%	$585,000	View
Pinnacle Bank 2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0%	50%	$265,000	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	FHA	1	0%	100%	$175,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional	1	0%	100%	$215,000	View
Bank of Madison 153 N Main St, Madison, GA 30650 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0%	100%	$125,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0%	100%	$105,000	View
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	100%		View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	HELOC	0 +1 HELOCs	0%	0%		View
Amerisave Mortgage Company	Conventional, FHA, VA	28	1%	33.7%	$125,357
First Choice Mortgage, Inc.	Conventional, FHA, VA	24	0.9%	96%	$165,000
Equity Prime Mortgage LLC	FHA, VA	18	0.7%	90%	$210,555
Acu	Conventional, HELOC	8 +10 HELOCs	0.3%	80%	$151,250
Milend, Inc	Conventional, FHA, VA	6	0.2%	54.5%	$236,666
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	5 +3 HELOCs	0.2%	40%	$137,000	View
Loanunited.Com, LLC	VA	5	0.2%	100%	$317,000
Orangepath Financial Inc	Conventional	1	0%	100%	$105,000
BoxCar Mortgage, LLC	FHA	1	0%	100%	$145,000
Rocket Mortgage	Conventional, FHA, VA	266	9.6%	75.3%	$167,293
Guild Mortgage Company	Conventional, FHA, VA	177	6.4%	88.5%	$159,067
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	156 +3 HELOCs	5.6%	85.3%	$248,333
Mortgage Research Center	Conventional, FHA, VA	144	5.2%	72.6%	$232,500
Freedom Mortgage Corporation	Conventional, FHA, VA	105	3.8%	88.3%	$223,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	98	3.5%	90.2%	$264,285
SRP Federal Credit Union	Conventional, FHA, VA	85	3.1%	73.2%	$120,058
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	83 +22 HELOCs	3%	76.9%	$198,734
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	77 +2 HELOCs	2.8%	98.9%	$260,974
New American Funding, LLC.	Conventional, FHA, VA, HELOC	75 +7 HELOCs	2.7%	77.3%	$173,000
Pennymac Loan Services LLC	Conventional, FHA, VA	51	1.8%	77.9%	$184,607
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	49 +5 HELOCs	1.8%	94.2%	$230,510
loanDepot.com LLC	Conventional, FHA, VA, HELOC	44 +4 HELOCs	1.6%	59.5%	$123,863
Acrisure Mortgage, LLC	Conventional, FHA, VA	34	1.2%	91.9%	$301,176
Nationstar Mortgage	Conventional, FHA, VA	30	1.1%	84.2%	$116,666
Newrez LLC	Conventional, FHA, VA	27	1%	58%	$191,296
Mortgage Solutions of Colorado	Conventional, FHA, VA	27	1%	90.9%	$237,962
Cadence Bank	Conventional, FHA, VA, HELOC	26 +9 HELOCs	0.9%	100%	$181,153
New Day Financial, LLC.	VA	25	0.9%	60.9%	$183,400
Towne Mortgage Company	Conventional, FHA, VA	18	0.7%	100%	$233,333
Village Capital & Investment	VA	17	0.6%	70.3%	$302,647
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	16	0.6%	79.2%	$157,500	View
Cardinal Financial Company, Li	Conventional, FHA, VA	16	0.6%	75%	$180,625
Cornerstone First Mortgage, LLC	Conventional, FHA	15	0.5%	93.8%	$152,333
Planet Home Lending, LLC	Conventional, FHA, VA	15	0.5%	84.2%	$266,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	14	0.5%	70%	$199,285	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	13	0.5%	25.8%	$216,538
Sun West Mortgage Company, Inc	Conventional, FHA, VA	12	0.4%	86.7%	$232,500
Pentagon Federal Credit Union	Conventional, VA, HELOC	11 +11 HELOCs	0.4%	45.8%	$130,454
Royal United Mortgage LLC	Conventional, VA	11	0.4%	73.3%	$114,090
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	10	0.4%	76.9%	$185,000	View
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.3%	71.4%	$156,111
Lower, LLC	Conventional, FHA	9	0.3%	76.9%	$138,333
Carrington Mortgage Services LLC	Conventional, FHA, VA	9	0.3%	29.7%	$180,555
Spring Eq, LLC	Conventional, HELOC	8 +4 HELOCs	0.3%	34.8%	$71,250
Carolina One Mortgage, LLC	Conventional, FHA	8	0.3%	100%	$183,750
Zillow Home Loans, LLC	Conventional, FHA	8	0.3%	100%	$183,750
The Loan Store, Inc	Conventional, FHA, VA, HELOC	7 +5 HELOCs	0.3%	100%	$205,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.3%	77.8%	$193,571
Everett Financial, Inc.	Conventional, FHA	7	0.3%	100%	$162,142
American Financial Network, Inc.	Conventional, FHA, VA	7	0.3%	77.8%	$195,000
Fairway Independent Mort Corp	Conventional, FHA	7	0.3%	80%	$202,142
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	7	0.3%	66.7%	$216,428	View
Goodleap, LLC	FHA, VA, HELOC	6 +5 HELOCs	0.2%	50%	$178,333
American Pacific Mortgage Corporation	Conventional, FHA	6	0.2%	75%	$166,666
Genway Home Mortgage, Inc.	Conventional, FHA	6	0.2%	60%	$135,000
Plaza Home Mortgage, Inc	FHA, VA	6	0.2%	54.5%	$218,333
Better Mortgage Corporation	Conventional, FHA, HELOC	5 +3 HELOCs	0.2%	83.3%	$193,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	5	0.2%	100%	$213,000
American Financial Resources LLC	FHA, VA	5	0.2%	62.5%	$177,000
Triad Financial Services, Inc.	Conventional	5	0.2%	50%	$89,000
Cmg Mortgage Inc	Conventional, FHA, VA	5	0.2%	77.8%	$179,000
Union Home Mortgage Corp.	Conventional, FHA, VA	5	0.2%	100%	$235,000
Prosperity Home Mortgage, LLC	Conventional, VA	5	0.2%	100%	$277,000
Paramount Residential Mortgage	Conventional, FHA, VA	5	0.2%	100%	$231,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.1%	31.8%	$200,000
Kind Lending, LLC	Conventional, FHA, VA	4	0.1%	66.7%	$160,000
PHH Mortgage Corporation	Conventional, VA	4	0.1%	100%	$182,500
ClearPath Lending	VA	4	0.1%	100%	$227,500
Acopia, LLC	Conventional, FHA	4	0.1%	100%	$100,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	4	0.1%	100%	$115,000	View
Top Flite Financial, Inc.	FHA	4	0.1%	66.7%	$127,500
Canopy Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$175,000
AmeriHome Mortgage Company, LLC	FHA	3	0.1%	80%	$221,666
Discover Bank	Conventional	3	0.1%	16.7%	$101,666
Flexpoint, Inc.	Conventional	3	0.1%	100%	$151,666
American Financing Corporation	Conventional, FHA	3	0.1%	36.4%	$175,000
Securitynational Mortgage Company	Conventional, FHA	3	0.1%	50%	$88,333
Mid-Continent Funding, Inc.	VA	3	0.1%	100%	$175,000
Resource Financial Services, Inc.	Conventional, VA	3	0.1%	100%	$195,000
Atlantic Bay Mortgage Group	Conventional, FHA	3	0.1%	100%	$105,000
Summit Funding.Inc	Conventional, FHA, VA	3	0.1%	71.4%	$125,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	3	0.1%	75%	$391,666	View
Reliance First Capital, LLC	Conventional, FHA	3	0.1%	100%	$121,666
Tomo Mortgage LLC	Conventional	3	0.1%	100%	$195,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$195,000	View
State Employees' Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$190,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$820,000	View
EMM Loans LLC	FHA	2	0.1%	42.9%	$155,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	2	0.1%	100%	$185,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$305,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	2	0.1%	100%	$720,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	2	0.1%	100%	$305,000
Primelending	Conventional, FHA	2	0.1%	100%	$240,000
HomePromise Corporation	VA	2	0.1%	33.3%	$360,000
United Trust Bank	VA	2	0.1%	100%	$225,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$360,000
AdvantageFirst Lending Inc	FHA, VA	2	0.1%	50%	$240,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$180,000
Assurance Financial Group, L.L.C.	FHA	2	0.1%	100%	$235,000
Acre Mortgage & Financial, Inc.	Conventional, VA	2	0.1%	100%	$185,000
First Palmetto Bank A+5.0 ★Texas Ratio: 1.16%	FHA, VA	2	0.1%	100%	$260,000	View
Oceanside Mortgage Company	FHA	2	0.1%	100%	$225,000
Calcon Mutual Mortgage LLC	FHA	2	0.1%	100%	$360,000
Stg Mortgage Inc	Conventional, FHA	2	0.1%	75%	$140,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$205,000
Provident Funding Associates	Conventional	2	0.1%	100%	$150,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	2	0.1%	100%	$80,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	2	0.1%	100%	$175,000	View
Iserve Residential Lending	Conventional, FHA	2	0.1%	100%	$200,000
Endeavor Capital, LLC	Conventional, FHA	2	0.1%	100%	$165,000
Southern Bank A5.0 ★Texas Ratio: 8.01%	Conventional	2	0.1%	100%	$160,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$530,000	View
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.1%	100%	$290,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$435,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	VA	1	0%	50%	$315,000	View
Panorama Mortgage Group, LLC	Conventional	1	0%	100%	$15,000
Cazle Mortgage, Inc.	VA	1	0%	100%	$275,000
Guaranty Bank & Trust Company A-5.0 ★Texas Ratio: 14.15%	Conventional	1	0%	100%	$355,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$405,000	View
Gold Star Mortgage Financial Group, Corporation	VA	1	0%	100%	$185,000
SWBC Mortgage Corporation	Conventional	1	0%	100%	$305,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$415,000
MortgageOne, Inc	VA	1	0%	100%	$265,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$155,000
Nbkc Bank	Conventional	1	0%	100%	$305,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0%	100%	$315,000	View
Dart Bank	Conventional	1	0%	100%	$235,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	33.3%	$145,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	VA	1	0%	100%	$255,000	View
Synergy One Lending, Inc.	FHA	1	0%	100%	$205,000
Eustis Mortgage Corp	Conventional	1	0%	100%	$255,000
Data Mortgage, Inc	FHA	1	0%	100%	$235,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$265,000	View
Obsidian Financial Services	FHA	1	0%	100%	$375,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$135,000	View
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	FHA	1	0%	100%	$195,000	View
First Alliance Home Mortgage, LLC	Conventional	1	0%	100%	$255,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$155,000
American Security Mortgage Cor	Conventional	1	0%	100%	$305,000
Credit Human Federal Credit Un	Conventional	1	0%	100%	$155,000
Morgantown Bank & Trust Co Inc A+5.0 ★Texas Ratio: 2.96%	Conventional	1	0%	100%	$455,000	View
Herring Bank A+5.0 ★Texas Ratio: 4.68%	Conventional	1	0%	100%	$175,000	View
Midwest Mortgage Associates Corp	FHA	1	0%	100%	$95,000
Geneva Financial LLC	FHA	1	0%	100%	$125,000
First Heritage Mortgage, LLC	Conventional	1	0%	100%	$215,000
Nfm, Inc	Conventional	1	0%	100%	$55,000
Encompass Lending Group, L.P.	FHA	1	0%	100%	$215,000
Carolina Bank A+5.0 ★Texas Ratio: 2.26%	Conventional, Jumbo	1	0%	100%	$3,005,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$155,000
Agfirst Farm Credit Bank	Conventional	1	0%	100%	$285,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$275,000	View
MTC Federal Credit Union	Conventional	1	0%	100%	$225,000
Saygo Home Loans, LLC	VA	1	0%	100%	$215,000
Stockton Mortgage Corporation	VA	1	0%	25%	$265,000
Mission Loans, LLC	VA	1	0%	50%	$205,000
Uif Corporation	Conventional	1	0%	100%	$175,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$145,000	View
Sente Mortgage, Inc.	FHA	1	0%	100%	$95,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$705,000	View
Veritas Funding, LLC	Conventional	1	0%	100%	$155,000
Liberty Home Mortgage Corp	FHA	1	0%	100%	$175,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0%	100%	$195,000	View
Southwest Stage Funding LLC	FHA	1	0%	100%	$185,000
Mortgage Investors Group	FHA	1	0%	100%	$405,000
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$355,000
21St Mortgage	Conventional	1	0%	7.4%	$85,000
Umb Bank NA A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0%	100%	$185,000	View
Champions Funding, LLC	Conventional	1	0%	100%	$505,000
JMAC Lending, Inc.	Conventional	1	0%	50%	$95,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +10 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	50%		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Augusta-Richmond County consolidated government Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Augusta-Richmond County consolidated government, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Augusta-Richmond County consolidated government? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Augusta-Richmond County consolidated government in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Augusta-Richmond County consolidated government, GA

Use these to narrow the list above. Each category shows how many Augusta-Richmond County consolidated government, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 126 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 101 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 84 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 10 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 28 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Augusta-Richmond County consolidated government, GA

Independent mortgage companies closed 67.5 percent of home loans in Augusta-Richmond County consolidated government, Georgia in 2025, banks 25.2 percent and credit unions 7.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 57 loans.

67.5%

Mortgage companies

25.2%

Banks

7.3%

Credit unions

22%

FHA loans

32%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in Augusta-Richmond County consolidated government, GA

Who is the largest mortgage lender in Augusta-Richmond County consolidated government, GA?

By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Augusta-Richmond County consolidated government, Georgia with 215 loans, about 7.8 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 57 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Augusta-Richmond County consolidated government, GA have the highest approval rates?

Among lenders with meaningful volume in Augusta-Richmond County consolidated government, Georgia, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 98.9 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Augusta-Richmond County consolidated government, GA mortgage lenders offer FHA, VA and USDA loans?

101 lenders closed FHA loans in Augusta-Richmond County consolidated government, Georgia in 2025, led by Guild Mortgage Company with 87. 84 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Augusta-Richmond County consolidated government, GA lender list?

Yes. 66 banks and 23 credit unions closed home loans in Augusta-Richmond County consolidated government, Georgia in 2025, alongside 126 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Augusta-Richmond County consolidated government, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Augusta-Richmond County consolidated government, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Augusta-Richmond County consolidated government, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Augusta-Richmond County consolidated government. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.