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Mortgage Lenders and Brokers in Woodstock, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Woodstock, Georgia mortgage lenders include Ameris BankAmeris Bank159 Woodstock Square Ave, Woodstock, GA 30189A+5.0 ★Texas Ratio: 1.82%, Credit Union of GeorgiaCredit Union of Georgia3048 Eagle Dr, Woodstock, GA 30189 5531A5.0 ★Texas Ratio: 6.49%, Wells Fargo Bank NAWells Fargo Bank NA12172 Highway 92, Woodstock, GA 30188A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank9863 Highway 92, Woodstock, GA 30188A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1550 Towne Lake Pkwy, Woodstock, GA 30189A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3098 Eagle Dr, Woodstock, GA 30189A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2925 Eagle Dr, Woodstock, GA 30189A+5.0 ★Texas Ratio: 3.22%, Regions BankRegions Bank12175 Highway 92, Woodstock, GA 30188A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank4475 Towne Lake Pkwy, Woodstock, GA 30189A+5.0 ★Texas Ratio: 4.72%, and First Horizon BankFirst Horizon Bank100 Springfield Center Dr, Woodstock, GA 30188A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Woodstock, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodstock are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Woodstock, Georgia

Market share is the lender's share of all home loans closed in Woodstock, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Woodstock 159 Woodstock Square Ave, Woodstock, GA 30189 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	54 +7 HELOCs	2.9%	96.5%	$426,666	View
Credit Union of Georgia 3048 Eagle Dr, Woodstock, GA 30189 5531 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	43 +29 HELOCs	2.3%	78%	$153,139	View
Wells Fargo Bank NA 2 offices in Woodstock 12172 Highway 92, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	29	1.6%	87.9%	$383,620	View
Truist Bank ★ 1 stars, 1 review 2 offices in Woodstock 9863 Highway 92, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	25 +26 HELOCs	1.4%	96.3%	$424,600	View
Bank of America NA 2 offices in Woodstock 1550 Towne Lake Pkwy, Woodstock, GA 30189 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	17 +28 HELOCs	0.9%	100%	$403,235	View
JPMorgan Chase Bank, NA 2 offices in Woodstock 3098 Eagle Dr, Woodstock, GA 30189 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	14 +6 HELOCs	0.8%	100%	$402,857	View
Fifth Third Bank, National Association 1 office in Woodstock 2925 Eagle Dr, Woodstock, GA 30189 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	9 +5 HELOCs	0.5%	64.3%	$663,888	View
Regions Bank 2 offices in Woodstock 12175 Highway 92, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	7 +17 HELOCs	0.4%	47.4%	$527,857	View
Renasant Bank 2 offices in Woodstock 4475 Towne Lake Pkwy, Woodstock, GA 30189 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	7 +3 HELOCs	0.4%	100%	$456,428	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Woodstock 100 Springfield Center Dr, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$385,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Woodstock 6430 Bells Ferry Rd, Woodstock, GA 30189 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +8 HELOCs	0.1%	50%	$485,000	View
First Ciitizens Bank and Trust 1 office in Woodstock 3060 Eagle Dr, Woodstock, GA 30189 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,005,000	View
Pinnacle Bank 1 office in Woodstock 200 Parkway 575, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +3 HELOCs	0%	n/a		View
LGE Community Credit Union 12900 Highway 92, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 2.70%	Conventional	41	2.2%	84%	$253,536	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA	27	1.5%	96.4%	$431,666
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	15	0.8%	100%	$366,333	View
Delta Community Credit Union 285 Molly Ln, Woodstock, GA 30189 3713 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	11 +12 HELOCs	0.6%	73.3%	$473,181	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	8 +9 HELOCs	0.4%	50%	$290,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, VA	8	0.4%	100%	$445,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	6 +6 HELOCs	0.3%	100%	$493,333	View
Synovus Bank 200 Parkway 575, Woodstock, GA 30188	Conventional, VA, HELOC	4 +12 HELOCs	0.2%	100%	$402,500
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	4 +10 HELOCs	0.2%	80%	$222,500	View
Firstbank 400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51%	Conventional	3	0.2%	75%	$465,000	View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo	1	0.1%	100%	$1,425,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0.1%	100%	$425,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$45,000	View
Coosa Valley Credit Union 12178 SR 92 N, Woodstock, GA 30188 A+5.0 ★Texas Ratio: 4.80%	Conventional	1	0.1%	100%	$305,000	View
Southeastern Bank 15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$775,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$425,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +16 HELOCs	0%	n/a		View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	HELOC	0 +6 HELOCs	0%	n/a		View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +3 HELOCs	0%	n/a
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Acu	Conventional, Jumbo, HELOC	15 +5 HELOCs	0.8%	93.8%	$565,666
Mortgage Assurance Inc	Conventional, FHA	15	0.8%	100%	$399,666
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	14 +1 HELOCs	0.8%	42.9%	$172,857
BoxCar Mortgage, LLC	Conventional, FHA	11	0.6%	100%	$494,090
Milend, Inc	Conventional	9	0.5%	76.9%	$395,000
First Option Mortgage, LLC	Conventional, FHA	8	0.4%	100%	$278,750
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	5 +5 HELOCs	0.3%	71.4%	$373,000	View
Equity Prime Mortgage LLC	FHA, VA	4	0.2%	80%	$467,500
Direct Lenders, LLC.	Conventional	3	0.2%	100%	$381,666
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$385,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$485,000
Rocket Mortgage	Conventional, FHA, VA	215	11.6%	87.4%	$278,116
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	202 +5 HELOCs	10.9%	90.3%	$458,910
Toll Brothers Mortgage Company	Conventional, FHA, VA, Jumbo	64	3.5%	92.9%	$542,656
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo	40	2.2%	95.2%	$447,250
Fairway Independent Mort Corp	Conventional, FHA	38	2.1%	100%	$366,842
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	1.9%	74%	$346,388
Homeowners Financial Group, LLC	Conventional, FHA, VA	32	1.7%	100%	$447,187
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	30 +6 HELOCs	1.6%	96.8%	$396,000
Nationstar Mortgage	Conventional, VA	28	1.5%	84.8%	$115,714
loanDepot.com LLC	Conventional, FHA, VA, HELOC	27 +3 HELOCs	1.5%	82.4%	$230,185
Freedom Mortgage Corporation	Conventional, FHA, VA	24	1.3%	90.3%	$391,250
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA, Jumbo	24	1.3%	96%	$491,666	View
Newrez LLC	Conventional, FHA, VA, Jumbo	24	1.3%	75%	$307,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	23 +20 HELOCs	1.2%	80%	$237,608
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	23	1.2%	100%	$417,173
Kind Lending, LLC	Conventional, FHA, VA, HELOC	22 +2 HELOCs	1.2%	84.6%	$478,636
Movement Mortgage, LLC	Conventional, FHA, VA	21	1.1%	100%	$407,380
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, Jumbo	20	1.1%	83.3%	$501,000
Paramount Residential Mortgage	Conventional, FHA, VA	19	1%	100%	$390,789
Lennar Mortgage, LLC	Conventional	18	1%	94.7%	$407,222
Zillow Home Loans, LLC	Conventional, FHA, VA	17	0.9%	100%	$363,235
Spring Eq, LLC	Conventional, HELOC	16 +8 HELOCs	0.9%	50%	$101,875
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	15	0.8%	47.4%	$343,000
Atlantic Bay Mortgage Group	Conventional, FHA, Jumbo	15	0.8%	93.8%	$433,000
Lower, LLC	Conventional, FHA, VA	15	0.8%	100%	$399,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	13	0.7%	76.5%	$184,230	View
Onward Home Mortgage, LLC	Conventional, FHA	11	0.6%	100%	$405,909
Provident Funding Associates	Conventional	11	0.6%	100%	$377,727
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	10 +2 HELOCs	0.5%	100%	$469,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	10	0.5%	100%	$387,000
Stockton Mortgage Corporation	Conventional	10	0.5%	100%	$458,000
Tjc Mortgage Inc	Conventional, FHA, VA	10	0.5%	90.9%	$387,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.5%	75%	$417,222
Planet Home Lending, LLC	Conventional, FHA, VA	9	0.5%	100%	$338,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	9	0.5%	81.8%	$479,444	View
Success Mortgage Partners, Inc	Conventional, FHA	8	0.4%	100%	$423,750
Better Mortgage Corporation	Conventional, HELOC	7 +5 HELOCs	0.4%	70%	$387,857
Primelending	Conventional	7	0.4%	100%	$396,428
Sanctuary Home Mortgage, LLC	Conventional	7	0.4%	100%	$406,428
Mutual of Omaha Mortgage	Conventional, FHA, VA	7	0.4%	88.9%	$305,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	6	0.3%	85.7%	$343,333
Acrisure Mortgage, LLC	Conventional	6	0.3%	85.7%	$473,333
Discover Bank	Conventional	6	0.3%	24%	$113,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	6	0.3%	100%	$370,000	View
Ark-La-Tex Financial Services LLC	Conventional, VA	6	0.3%	100%	$380,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +10 HELOCs	0.3%	71.4%	$133,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	100%	$363,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	5	0.3%	100%	$317,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	5	0.3%	100%	$655,000	View
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	5	0.3%	45.5%	$427,000
Assurance Financial Group, L.L.C.	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	100%	$492,500
American Financial Resources LLC	Conventional, FHA	4	0.2%	100%	$420,000
SWBC Mortgage Corporation	Conventional	4	0.2%	66.7%	$452,500
Nbkc Bank	Conventional	4	0.2%	80%	$307,500
Guild Mortgage Company	Conventional	4	0.2%	100%	$362,500
AdvantageFirst Lending Inc	FHA	4	0.2%	66.7%	$320,000
Acopia, LLC	FHA, VA	4	0.2%	100%	$375,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.2%	80%	$452,500	View
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	3 +2 HELOCs	0.2%	66.7%	$605,000
Goodleap, LLC	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	71.4%	$245,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$358,333	View
Panorama Mortgage Group, LLC	Conventional, FHA	3	0.2%	75%	$385,000
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.2%	100%	$485,000
Canopy Mortgage, LLC	Conventional, VA	3	0.2%	100%	$341,666
Envoy Mortgage, Ltd	FHA, VA, Jumbo	3	0.2%	80%	$485,000
Princeton Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$395,000
Bay Equity LLC	Conventional	3	0.2%	100%	$645,000
SIRVA Mortgage, Inc.	Conventional	3	0.2%	100%	$351,666
Nfm, Inc	Conventional	3	0.2%	100%	$298,333
New Day Financial, LLC.	VA	3	0.2%	75%	$318,333
American Pacific Mortgage Corporation	Conventional	3	0.2%	75%	$538,333
Geo-Corp, Inc.	Conventional, FHA	3	0.2%	100%	$458,333
Top Flite Financial, Inc.	Conventional, FHA	3	0.2%	100%	$145,000
Leaderone Financial Corp.	Conventional	3	0.2%	100%	$431,666
Tomo Mortgage LLC	Conventional	3	0.2%	100%	$425,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	3	0.2%	100%	$391,666
Pentagon Federal Credit Union	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$395,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	2 +3 HELOCs	0.1%	40%	$320,000	View
Mission Loans, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$95,000
Digital Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$470,000
Premier Mortgage Resources, LLC	Conventional	2	0.1%	100%	$415,000
Liberty Federal Credit Union	Conventional	2	0.1%	100%	$695,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.1%	100%	$670,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$395,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.1%	66.7%	$370,000
Filo Mortgage, LLC	Conventional, VA	2	0.1%	100%	$395,000
Resicentral LLC	Conventional	2	0.1%	100%	$290,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$115,000
Commerceonebank A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$375,000	View
American Financial Network, Inc.	Conventional	2	0.1%	100%	$450,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$485,000
Homestead Funding Corp.	Conventional, VA	2	0.1%	100%	$320,000
Shelter Home Mortgage, LLC	Conventional	2	0.1%	100%	$355,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.1%	100%	$420,000	View
Flexpoint, Inc.	Conventional, FHA	2	0.1%	100%	$405,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$175,000
Union Home Mortgage Corp.	Conventional	2	0.1%	100%	$610,000
Honda Federal Credit Union	Conventional	2	0.1%	100%	$255,000
Weichert Financial Services	Conventional	2	0.1%	100%	$265,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$410,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$330,000
T2 Financial LLC	Conventional	2	0.1%	100%	$615,000
Mortgage Research Center	Conventional, VA	2	0.1%	28.6%	$335,000
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	Conventional	2	0.1%	100%	$295,000	View
Iserve Residential Lending	FHA	2	0.1%	100%	$480,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional	2	0.1%	100%	$565,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +11 HELOCs	0.1%	50%	$455,000	View
Ithink Financial Credit Union	Conventional, HELOC	1 +6 HELOCs	0.1%	50%	$315,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	100%	$815,000	View
State Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$635,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$205,000	View
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$485,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$145,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$355,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$315,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0.1%	100%	$385,000	View
Royal United Mortgage LLC	FHA	1	0.1%	100%	$185,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$555,000	View
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$305,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$125,000	View
MortgageOne, Inc	FHA	1	0.1%	100%	$415,000
Watermark Capital, Inc.	FHA	1	0.1%	100%	$425,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$205,000	View
Guidance Residential, LLC	Conventional	1	0.1%	100%	$605,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Instamortgage, Inc	Conventional	1	0.1%	100%	$275,000
Acre Mortgage & Financial, Inc.	Conventional	1	0.1%	100%	$315,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$285,000
Guaranty Mortgage Services, LLC	Conventional	1	0.1%	100%	$295,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$665,000
First State Bank of St Charles	Conventional	1	0.1%	100%	$465,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$305,000
Tyndall Federal Credit Union	Conventional	1	0.1%	100%	$15,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$285,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$475,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$165,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$415,000
American Financing Corporation	FHA	1	0.1%	28.6%	$205,000
Securitynational Mortgage Company	Conventional	1	0.1%	33.3%	$305,000
American Federal Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$335,000	View
Prime Meridian Bank	Conventional	1	0.1%	100%	$435,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$705,000
Capital Center LLC	Conventional	1	0.1%	100%	$805,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$295,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$405,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$285,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$315,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$395,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA, Jumbo	1	0.1%	100%	$935,000	View
Tech Credit Union	Conventional	1	0.1%	100%	$325,000
Integrity Home Mortgage Corporation	FHA	1	0.1%	100%	$515,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$165,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$565,000	View
First Federal Bank A+5.0 ★Texas Ratio: 2.80%	FHA	1	0.1%	100%	$385,000	View
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$765,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$385,000
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.1%	100%	$365,000	View
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$425,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Victory Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$365,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$705,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$285,000	View
RBC Bank (Georgia), N.A. A+5.0 ★Texas Ratio: 1.90%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.1%	100%	$485,000
Grand Bank for Savings, FSB	Conventional	1	0.1%	100%	$305,000
General Electric Employees Federal Credit Union	Conventional	1	0.1%	100%	$45,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$635,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$65,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$465,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$235,000
Plaza Home Mortgage, Inc	VA	1	0.1%	66.7%	$425,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$275,000	View
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
Village Capital & Investment	FHA	1	0.1%	80%	$425,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$385,000
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +6 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +2 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Woodstock Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Woodstock, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Woodstock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodstock in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Woodstock, GA

Use these to narrow the list above. Each category shows how many Woodstock, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 145 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 78 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 46 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 27 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Woodstock, GA

Independent mortgage companies closed 72.8 percent of home loans in Woodstock, Georgia in 2025, banks 18.6 percent and credit unions 8.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Credit Union of Georgia the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 54 loans.

72.8%

Mortgage companies

18.6%

Banks

8.6%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in Woodstock, GA

Who is the largest mortgage lender in Woodstock, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Woodstock, Georgia with 54 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Woodstock, GA have the highest approval rates?

Among lenders with meaningful volume in Woodstock, Georgia, Ameris Bank approved the highest share of completed applications in 2025 at 96.5 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Woodstock, GA mortgage lenders offer FHA, VA and USDA loans?

78 lenders closed FHA loans in Woodstock, Georgia in 2025, led by United Wholesale Mortgage with 26. 46 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Woodstock, GA lender list?

Yes. 64 banks and 29 credit unions closed home loans in Woodstock, Georgia in 2025, alongside 145 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Woodstock, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Woodstock, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodstock, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodstock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.