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Mortgage Lenders and Brokers in Smyrna, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Smyrna, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4490 S Cobb Dr Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3379 S Cobb Dr Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA5300 United Dr Se, Smyrna, GA 30082A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank3262 S Cobb Dr Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association3016 Atlanta Rd Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA4567 S Cobb Dr Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3240 S Cobb Dr Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.4500 S Cobb Dr Se, Smyrna, GA 30080A+5.0 ★Texas Ratio: 4.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, and Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Smyrna, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smyrna are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Smyrna, Georgia

Market share is the lender's share of all home loans closed in Smyrna, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Smyrna 4490 S Cobb Dr Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	35	2.4%	94.6%	$395,571	View
Truist Bank ★ 1 stars, 1 review 2 offices in Smyrna 3379 S Cobb Dr Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	26 +24 HELOCs	1.7%	86.7%	$506,538	View
Wells Fargo Bank NA 1 office in Smyrna 5300 United Dr Se, Smyrna, GA 30082 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	16	1.1%	84.2%	$310,625	View
Regions Bank 2 offices in Smyrna 3262 S Cobb Dr Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	11 +2 HELOCs	0.7%	81.2%	$244,090	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Smyrna 3016 Atlanta Rd Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	10 +9 HELOCs	0.7%	100%	$279,000	View
Bank of America NA 2 offices in Smyrna 4567 S Cobb Dr Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +31 HELOCs	0.6%	100%	$470,555	View
Fifth Third Bank, National Association 2 offices in Smyrna 3240 S Cobb Dr Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	7 +5 HELOCs	0.5%	70%	$376,428	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Smyrna 4500 S Cobb Dr Se, Smyrna, GA 30080 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +11 HELOCs	0.2%	100%	$398,333	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	61 +7 HELOCs	4.1%	95.3%	$410,409	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	30 +18 HELOCs	2%	85.7%	$380,666	View
LGE Community Credit Union 2905 Atlanta Rd SE Ste 100, Smyrna, GA 30080 3654 A+5.0 ★Texas Ratio: 2.70%	Conventional	19	1.3%	95%	$207,105	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, Jumbo	17	1.1%	100%	$481,470
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, Jumbo, HELOC	14 +3 HELOCs	0.9%	100%	$380,714	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, HELOC	12 +1 HELOCs	0.8%	100%	$305,000	View
Georgia'S Own Credit Union 4135 Atlanta Rd SE, Smyrna, GA 30080 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	8 +15 HELOCs	0.5%	76.9%	$481,250	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.5%	100%	$381,250	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	6 +5 HELOCs	0.4%	77.8%	$126,666	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	100%	$397,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	4 +2 HELOCs	0.3%	100%	$457,500	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	4	0.3%	100%	$392,500	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	75%	$401,666	View
Pinnacle Bank 2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$140,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$435,000	View
Coca-Cola Federal Credit Union 1 Coca Cola Plz NW, Atlanta, GA 30313 2420	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$180,000	View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000	View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$225,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000
First American Bank 300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$395,000	View
Hyperion Bank 3525 Piedmont Rd Ne, Atlanta, GA 30305	Conventional	1	0.1%	100%	$315,000
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$455,000	View
HomeTrust Bank 2905 Bethany Bnd, Milton, GA 30004 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$455,000	View
Georgia Community Bank 704 N Westover Blvd, Albany, GA 31707 A5.0 ★Texas Ratio: 6.55%	Conventional	1	0.1%	100%	$65,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$235,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	HELOC	0 +11 HELOCs	0%	0%
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +9 HELOCs	0%	n/a		View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Firstbank 400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51%	HELOC	0 +1 HELOCs	0%	n/a		View
BoxCar Mortgage, LLC	Conventional, FHA, VA	25	1.7%	100%	$448,200
Acu	Conventional, HELOC	15 +6 HELOCs	1%	100%	$317,000
Milend, Inc	Conventional, FHA	6	0.4%	80%	$368,333
Amerisave Mortgage Company	Conventional, HELOC	5 +1 HELOCs	0.3%	20.8%	$111,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +3 HELOCs	0.3%	80%	$592,500	View
Direct Lenders, LLC.	Conventional	4	0.3%	100%	$425,000
First Option Mortgage, LLC	Conventional	4	0.3%	100%	$407,500
Mortgage Assurance Inc	Conventional, FHA	3	0.2%	100%	$535,000
Credit Union Financial Services, LLC	Conventional	2	0.1%	100%	$265,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$305,000	View
Equity Prime Mortgage LLC	FHA	1	0.1%	33.3%	$385,000
Loanunited.Com, LLC	FHA	1	0.1%	50%	$445,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$245,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	172	11.6%	86.1%	$276,918
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	119 +3 HELOCs	8%	88.3%	$404,243
Everett Financial, Inc.	Conventional, FHA, HELOC	44 +2 HELOCs	3%	93.6%	$393,636
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	2.4%	86%	$355,277
Fairway Independent Mort Corp	Conventional, FHA	36	2.4%	97.4%	$418,055
Toll Brothers Mortgage Company	Conventional, FHA, VA	31	2.1%	94.4%	$535,967
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	23 +1 HELOCs	1.5%	95.8%	$425,434
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	21	1.4%	91.3%	$348,809
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	20	1.3%	87%	$400,000
Movement Mortgage, LLC	Conventional, FHA, HELOC	18 +1 HELOCs	1.2%	95.5%	$463,333
Kind Lending, LLC	Conventional, FHA, Jumbo	18	1.2%	75%	$548,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	17 +18 HELOCs	1.1%	68%	$330,294
Zillow Home Loans, LLC	Conventional, FHA	15	1%	100%	$405,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	15	1%	83.3%	$353,666
loanDepot.com LLC	Conventional, FHA, VA, HELOC	14 +2 HELOCs	0.9%	77.8%	$252,857
Freedom Mortgage Corporation	Conventional, FHA, VA	14	0.9%	90%	$399,285
Newrez LLC	Conventional, FHA, VA	13	0.9%	56.5%	$323,461
Nationstar Mortgage	Conventional, FHA, VA	13	0.9%	82.4%	$241,923
Atlantic Bay Mortgage Group	Conventional	12	0.8%	100%	$329,166
Paramount Residential Mortgage	Conventional, FHA	12	0.8%	100%	$429,166
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	11	0.7%	100%	$427,727	View
New American Funding, LLC.	Conventional, FHA, HELOC	10 +2 HELOCs	0.7%	90.9%	$375,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	10	0.7%	90.9%	$259,000
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	9 +1 HELOCs	0.6%	90%	$535,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.6%	52.2%	$313,888
Onward Home Mortgage, LLC	Conventional, FHA	9	0.6%	100%	$412,777
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	9	0.6%	90%	$235,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	8	0.5%	88.9%	$451,250	View
Spring Eq, LLC	Conventional, HELOC	7 +3 HELOCs	0.5%	50%	$70,714
Assurance Financial Group, L.L.C.	Conventional, VA	7	0.5%	100%	$467,857
Homeowners Financial Group, LLC	Conventional, FHA	7	0.5%	87.5%	$415,000
Provident Funding Associates	Conventional	7	0.5%	100%	$376,428
American Pacific Mortgage Corporation	Conventional, FHA, VA	7	0.5%	87.5%	$329,285
Mortgage Research Center	VA	7	0.5%	58.3%	$382,142
Stockton Mortgage Corporation	Conventional	7	0.5%	100%	$469,285
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	7	0.5%	100%	$363,571	View
Better Mortgage Corporation	Conventional, FHA, HELOC	6 +4 HELOCs	0.4%	75%	$265,000
Sage Home Loans Corporation	Conventional, VA	6	0.4%	100%	$475,000
Cmg Mortgage Inc	Conventional, FHA, VA	6	0.4%	77.8%	$406,666
The Loan Store, Inc	Conventional, FHA	6	0.4%	100%	$388,333
Lower, LLC	Conventional, FHA	6	0.4%	75%	$278,333
Guaranteed Rate Affinity, LLC	Conventional, HELOC	5 +3 HELOCs	0.3%	83.3%	$295,000
Primary Residential Mortgage, INC.	Conventional, FHA	5	0.3%	83.3%	$225,000
Canopy Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$467,000
Guild Mortgage Company	Conventional, FHA, VA	5	0.3%	75%	$391,000
American Financial Network, Inc.	Conventional, FHA	5	0.3%	83.3%	$275,000
Sanctuary Home Mortgage, LLC	Conventional	5	0.3%	83.3%	$329,000
Shelter Home Mortgage, LLC	Conventional	5	0.3%	100%	$299,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	5	0.3%	100%	$401,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	71.4%	$353,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	5	0.3%	100%	$369,000	View
Towne Mortgage Company	Conventional, FHA	5	0.3%	100%	$221,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.3%	100%	$621,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.3%	100%	$557,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.3%	100%	$285,000
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	4 +5 HELOCs	0.3%	100%	$457,500
Acrisure Mortgage, LLC	Conventional, VA	4	0.3%	100%	$505,000
ALCOVA Mortgage, LLC	Conventional	4	0.3%	100%	$470,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	4	0.3%	80%	$347,500	View
Discover Bank	Conventional	4	0.3%	25%	$82,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.3%	83.3%	$320,000
Summit Funding.Inc	Conventional, FHA	4	0.3%	100%	$515,000
VyStar Credit Union	Conventional	4	0.3%	80%	$382,500
Leaderone Financial Corp.	Conventional	4	0.3%	100%	$457,500
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	0.3%	100%	$582,500	View
Tomo Mortgage LLC	Conventional	4	0.3%	100%	$485,000
Union Home Mortgage Corp.	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$501,666
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	3	0.2%	100%	$608,333	View
Premier Mortgage Resources, LLC	Conventional, FHA	3	0.2%	100%	$468,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	3	0.2%	100%	$325,000	View
SWBC Mortgage Corporation	Conventional, VA	3	0.2%	100%	$378,333
Success Mortgage Partners, Inc	Conventional, VA	3	0.2%	100%	$318,333
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.2%	100%	$238,333	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	3	0.2%	100%	$431,666	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	3	0.2%	50%	$281,666
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +9 HELOCs	0.1%	33.3%	$105,000	View
Goodleap, LLC	Conventional, FHA, HELOC	2 +5 HELOCs	0.1%	100%	$335,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$530,000
State Employees' Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$360,000
EMM Loans LLC	Conventional	2	0.1%	100%	$415,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	2	0.1%	100%	$405,000	View
American Financial Resources LLC	Conventional	2	0.1%	100%	$385,000
Primelending	Conventional, FHA	2	0.1%	75%	$320,000
MortgageOne, Inc	Conventional	2	0.1%	100%	$465,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$360,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$545,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	100%	$235,000	View
United Trust Bank	Conventional, VA, Jumbo	2	0.1%	100%	$765,000
Princeton Mortgage Corporation	Conventional	2	0.1%	100%	$425,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	100%	$340,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$445,000
American Financing Corporation	Conventional, FHA	2	0.1%	30.8%	$175,000
Calcon Mutual Mortgage LLC	FHA	2	0.1%	100%	$260,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	75%	$215,000
Mission Loans, LLC	Conventional, FHA	2	0.1%	100%	$265,000
Tjc Mortgage Inc	Conventional	2	0.1%	66.7%	$265,000
Geo-Corp, Inc.	FHA	2	0.1%	100%	$345,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$315,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	2	0.1%	100%	$395,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$615,000	View
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$415,000
Ark-La-Tex Financial Services LLC	Conventional	2	0.1%	100%	$180,000
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$250,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$375,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$265,000	View
Cadence Bank	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$465,000
Liberty Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000
AmWest Funding Corp	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000
Arc Home LLC	Conventional	1	0.1%	100%	$385,000
Genisys Credit Union	Conventional	1	0.1%	100%	$595,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$295,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$755,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$555,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$325,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	50%	$345,000	View
Success Lending, LLC	Conventional	1	0.1%	100%	$125,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Nbkc Bank	Conventional	1	0.1%	100%	$405,000
Firstrust Savings Bank	Conventional	1	0.1%	100%	$575,000
Resicentral LLC	Conventional	1	0.1%	100%	$185,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$405,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$365,000
Mortgage Bank of California	Conventional	1	0.1%	100%	$155,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$575,000
Coast One Mortgage, LLC	Conventional	1	0.1%	100%	$165,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$735,000	View
Aod Federal Credit Union	Conventional	1	0.1%	100%	$505,000
MortgageCountry	FHA	1	0.1%	100%	$645,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$695,000
Standard Mortgage Corporation	Conventional	1	0.1%	100%	$515,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$255,000
East Coast Capital Corp.	FHA	1	0.1%	100%	$695,000
Bay Equity LLC	Conventional	1	0.1%	100%	$525,000
Stillman Banccorp NA A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0.1%	100%	$645,000	View
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$565,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$335,000
Real Genius LLC	Conventional	1	0.1%	100%	$315,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$345,000
Aurora Financial, LLC	Conventional	1	0.1%	100%	$465,000
Nfm, Inc	FHA	1	0.1%	100%	$595,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$255,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$225,000
New Day Financial, LLC.	VA	1	0.1%	25%	$185,000
Credence Funding Corporation	FHA	1	0.1%	100%	$335,000
UNMB Home Loans Inc	Conventional	1	0.1%	100%	$355,000
T2 Financial LLC	Conventional	1	0.1%	100%	$335,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$375,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$415,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$565,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$635,000
Rapid Mortgage Company	Conventional	1	0.1%	100%	$755,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$145,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$605,000	View
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.1%	100%	$465,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$475,000
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	FHA	1	0.1%	100%	$555,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$205,000	View
Iserve Residential Lending	FHA	1	0.1%	100%	$705,000
SRP Federal Credit Union	Conventional	1	0.1%	100%	$325,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$225,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,105,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$615,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$495,000	View
Mortgage Investors Group	Conventional	1	0.1%	100%	$455,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$465,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$395,000	View
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$345,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
First American Bank A+5.0 ★Texas Ratio: 2.93%	Conventional	1	0.1%	100%	$245,000	View
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$605,000
Village Capital & Investment	VA	1	0.1%	66.7%	$395,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$335,000
Figure Lending LLC	HELOC	0 +22 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +9 HELOCs	0%	n/a		View
Ithink Financial Credit Union	HELOC	0 +6 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Hancock Whitney Bank ★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union D2.1 ★Texas Ratio: 14.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Family Savings Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Sierra Pacific Mortgage Co. Inc	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Smyrna Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Smyrna, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Smyrna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smyrna in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Smyrna, GA

Use these to narrow the list above. Each category shows how many Smyrna, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 140 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 76 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 29 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Smyrna, GA

Independent mortgage companies closed 68.9 percent of home loans in Smyrna, Georgia in 2025, banks 23.4 percent and credit unions 7.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 61 loans.

68.9%

Mortgage companies

23.4%

Banks

7.7%

Credit unions

13%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in Smyrna, GA

Who is the largest mortgage lender in Smyrna, GA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Smyrna, Georgia with 35 loans, about 2.4 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 61 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Smyrna, GA have the highest approval rates?

Among lenders with meaningful volume in Smyrna, Georgia, Ameris Bank approved the highest share of completed applications in 2025 at 95.3 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Smyrna, GA mortgage lenders offer FHA, VA and USDA loans?

76 lenders closed FHA loans in Smyrna, Georgia in 2025, led by United Wholesale Mortgage with 23. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Smyrna, GA lender list?

Yes. 70 banks and 32 credit unions closed home loans in Smyrna, Georgia in 2025, alongside 140 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Smyrna, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Smyrna, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smyrna, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smyrna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.