☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Georgia / McDonough

iAdvertiser Disclosure

Mortgage Lenders and Brokers in McDonough, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

McDonough, Georgia mortgage lenders include Ameris BankAmeris Bank1908 Highway 81 E, Mcdonough, GA 30252A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA323 Jonesboro Rd, Mcdonough, GA 30253A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA130 S Zack Hinton Pkwy, Mcdonough, GA 30253A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank942 Highway 81 E, Mcdonough, GA 30252A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA135 Keys Ferry Rd, Mcdonough, GA 30252A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank120 Keys Ferry St, Mcdonough, GA 30253A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1705 Highway 20 W, Mcdonough, GA 30253A+5.0 ★Texas Ratio: 4.72%, Delta Community Credit UnionDelta Community Credit Union210 Jonesboro Rd, McDonough, GA 30253 3720A+5.0 ★Texas Ratio: 1.24%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and United Community BankUnited Community Bank865 Hampton Rd, Mcdonough, GA 30253A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in McDonough, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McDonough are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in McDonough, Georgia

Market share is the lender's share of all home loans closed in McDonough, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 4 offices in McDonough 1908 Highway 81 E, Mcdonough, GA 30252 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	32 +2 HELOCs	2.1%	91.4%	$366,250	View
JPMorgan Chase Bank, NA 1 office in McDonough 323 Jonesboro Rd, Mcdonough, GA 30253 A+5.0 ★Texas Ratio: 3.68%	Conventional	10	0.7%	68.8%	$235,000	View
Wells Fargo Bank NA 1 office in McDonough 130 S Zack Hinton Pkwy, Mcdonough, GA 30253 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	0.6%	64.3%	$190,555	View
Truist Bank ★ 1 stars, 1 review 2 offices in McDonough 942 Highway 81 E, Mcdonough, GA 30252 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	8 +10 HELOCs	0.5%	66.7%	$292,500	View
Bank of America NA 1 office in McDonough 135 Keys Ferry Rd, Mcdonough, GA 30252 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +11 HELOCs	0.5%	77.8%	$227,857	View
Regions Bank 1 office in McDonough 120 Keys Ferry St, Mcdonough, GA 30253 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	5 +2 HELOCs	0.3%	41.7%	$147,000	View
Renasant Bank 2 offices in McDonough 1705 Highway 20 W, Mcdonough, GA 30253 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	4	0.3%	100%	$205,000	View
Delta Community Credit Union 210 Jonesboro Rd, McDonough, GA 30253 3720 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	32 +18 HELOCs	2.1%	76.2%	$177,500	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	26	1.7%	96.3%	$259,615	View
United Community Bank 865 Hampton Rd, Mcdonough, GA 30253 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	60%	$286,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA	5	0.3%	100%	$255,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	4	0.3%	100%	$247,500
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$95,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$345,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	FHA, HELOC	1 +6 HELOCs	0.1%	100%	$235,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$555,000
United Bank 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	FHA, HELOC	1 +2 HELOCs	0.1%	50%	$315,000	View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$235,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0.1%	100%	$205,000	View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$275,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$125,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	VA	1	0.1%	100%	$465,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$25,000	View
The Southern Credit Union 2097 Highway 20 W, McDonough, GA 30253 7204 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	50%	$365,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$545,000	View
First Port City Bank 400 W Shotwell St, Bainbridge, GA 39819 A5.0 ★Texas Ratio: 8.16%	Conventional	1	0.1%	100%	$95,000	View
Bank of Monticello 141 E Greene St, Monticello, GA 31064 A+5.0 ★Texas Ratio: 5.63%	Conventional	1	0.1%	100%	$505,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$365,000	View
Amerisave Mortgage Company	Conventional, FHA, VA	10	0.7%	28.6%	$145,000
First Option Mortgage, LLC	Conventional, FHA	6	0.4%	100%	$245,000
Milend, Inc	Conventional, FHA, VA	6	0.4%	100%	$320,000
Loanunited.Com, LLC	FHA, VA	5	0.3%	66.7%	$447,000
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	50%	$301,666
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +1 HELOCs	0.1%	30%	$45,000	View
Acu	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$115,000
First Choice Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$270,000
Mortgage Assurance Inc	FHA	1	0.1%	100%	$195,000
Rocket Mortgage	Conventional, FHA, VA	142	9.5%	75.6%	$232,112
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	112 +2 HELOCs	7.5%	72.5%	$336,696
Guild Mortgage Company	Conventional, FHA, VA	93	6.2%	95.5%	$334,139
New American Funding, LLC.	Conventional, FHA, VA, HELOC	85 +1 HELOCs	5.7%	91.4%	$329,823
Freedom Mortgage Corporation	Conventional, FHA, VA	47	3.2%	95.2%	$336,914
Mortgage Research Center	Conventional, FHA, VA	45	3%	58.8%	$358,333
Lennar Mortgage, LLC	Conventional, FHA, VA	42	2.8%	97.7%	$202,380
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	39 +18 HELOCs	2.6%	69%	$240,897
Trailblazer Mortgage L.L.C.	FHA, VA	34	2.3%	97.1%	$331,176
Pennymac Loan Services LLC	Conventional, FHA, VA	34	2.3%	82.2%	$204,705
Pulte Mortgage LLC	Conventional, FHA, VA	27	1.8%	65.9%	$420,925
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	1.6%	100%	$372,916
loanDepot.com LLC	Conventional, FHA, VA	24	1.6%	60.5%	$220,416
Everett Financial, Inc.	Conventional, FHA, VA	20	1.3%	76.9%	$221,500
Nationstar Mortgage	Conventional, FHA, VA	20	1.3%	85.2%	$134,500
Newrez LLC	Conventional, FHA, VA	18	1.2%	39.1%	$217,222
Canopy Mortgage, LLC	Conventional, FHA, VA	17	1.1%	100%	$377,352
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	17	1.1%	45.9%	$347,352
Lower, LLC	Conventional, FHA, VA	17	1.1%	85%	$230,882
Movement Mortgage, LLC	Conventional, FHA, VA	16	1.1%	100%	$391,875
American Pacific Mortgage Corporation	Conventional, FHA, VA	16	1.1%	94.1%	$288,125
Zillow Home Loans, LLC	Conventional, FHA, VA	14	0.9%	87.5%	$367,857
Carrington Mortgage Services LLC	Conventional, FHA, VA	13	0.9%	46.7%	$261,923
Fairway Independent Mort Corp	Conventional, FHA	12	0.8%	100%	$349,166
Planet Home Lending, LLC	Conventional, FHA, VA	11	0.7%	91.7%	$334,090
Acopia, LLC	Conventional, FHA	11	0.7%	100%	$143,181
Village Capital & Investment	FHA, VA	11	0.7%	71.4%	$365,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, VA	10	0.7%	94.1%	$306,000	View
American Financial Network, Inc.	Conventional, FHA	9	0.6%	81.8%	$275,000
Lakeview Loan Servicing, LLC	Conventional, FHA	8	0.5%	40.6%	$215,000
Homeowners Financial Group, LLC	Conventional, FHA, VA	8	0.5%	100%	$321,250
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	8	0.5%	88.9%	$320,000	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	7	0.5%	100%	$302,142
Calcon Mutual Mortgage LLC	Conventional, FHA, VA	7	0.5%	87.5%	$357,857
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	7	0.5%	87.5%	$363,571	View
Paramount Residential Mortgage	Conventional, FHA	7	0.5%	77.8%	$210,714
Primelending	Conventional, FHA, VA	6	0.4%	100%	$330,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	6	0.4%	75%	$300,000	View
HomeBridge Financial Services, Inc	FHA, VA	6	0.4%	85.7%	$278,333
Nfm, Inc	Conventional, FHA, VA	6	0.4%	85.7%	$310,000
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	100%	$225,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	5	0.3%	100%	$257,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.3%	100%	$363,000
Kind Lending, LLC	Conventional, FHA	5	0.3%	66.7%	$303,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	5	0.3%	100%	$275,000
Cmg Mortgage Inc	Conventional, VA	5	0.3%	100%	$385,000
Union Home Mortgage Corp.	Conventional, FHA, VA	5	0.3%	100%	$347,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	62.5%	$281,000	View
Park Lane Finance SolutionsLLC	Conventional	5	0.3%	41.5%	$75,000
Mortgage Solutions of Colorado	FHA, VA	5	0.3%	88.9%	$453,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	5	0.3%	83.3%	$311,000
Spring Eq, LLC	Conventional, HELOC	4 +3 HELOCs	0.3%	22.2%	$80,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA, VA, HELOC	4 +1 HELOCs	0.3%	100%	$282,500	View
Triad Financial Services, Inc.	Conventional	4	0.3%	27.3%	$75,000
Securitynational Mortgage Company	Conventional, FHA, VA	4	0.3%	50%	$232,500
Pentagon Federal Credit Union	VA	4	0.3%	57.1%	$377,500
Genway Home Mortgage, Inc.	Conventional, FHA	4	0.3%	100%	$122,500
The Loan Store, Inc	Conventional, FHA	4	0.3%	100%	$267,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	4	0.3%	80%	$265,000	View
Vanderbilt Mortgage and Finance, Inc	FHA	4	0.3%	80%	$240,000
Cadence Bank	Conventional, FHA, VA	3	0.2%	100%	$328,333
Liberty Federal Credit Union	Conventional, FHA	3	0.2%	100%	$175,000
SWBC Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$171,666
Sun West Mortgage Company, Inc	FHA, VA	3	0.2%	85.7%	$308,333
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	3	0.2%	100%	$555,000
T2 Financial LLC	Conventional, FHA	3	0.2%	100%	$245,000
Tjc Mortgage Inc	Conventional, FHA, VA	3	0.2%	100%	$288,333
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0.2%	66.7%	$188,333
Leaderone Financial Corp.	Conventional, FHA, VA	3	0.2%	100%	$268,333
Tammac Holdings Corporation	Conventional	3	0.2%	23.1%	$88,333
Bank Ozk	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$230,000
Mutual of Omaha Mortgage	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	42.9%	$300,000
Residential Wholesale Mortgage	FHA, VA	2	0.1%	100%	$245,000
Goodleap, LLC	FHA	2	0.1%	66.7%	$120,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$355,000
PHH Mortgage Corporation	Conventional, VA	2	0.1%	100%	$305,000
Diamond Residential Mtg Corp	FHA	2	0.1%	100%	$205,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$285,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.1%	100%	$110,000
Discover Bank	Conventional	2	0.1%	10%	$80,000
JMJ Financial Group Inc.	Conventional, FHA	2	0.1%	100%	$195,000
American Financing Corporation	FHA	2	0.1%	9.1%	$325,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	66.7%	$160,000
ClearPath Lending	VA	2	0.1%	100%	$360,000
Mid-Continent Funding, Inc.	VA	2	0.1%	100%	$405,000
My Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$185,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	100%	$170,000
New Day Financial, LLC.	VA	2	0.1%	15.4%	$300,000
Land Home Financial Services,	FHA	2	0.1%	100%	$335,000
Intelliloan, Inc.	FHA	2	0.1%	100%	$295,000
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.1%	66.7%	$200,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$625,000	View
Andrews Federal Credit Union	Conventional	2	0.1%	100%	$110,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$190,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0.1%	66.7%	$420,000	View
Mortgage Investors Group	FHA	2	0.1%	100%	$210,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	50%	$170,000	View
Nexera Holding LLC	Conventional	2	0.1%	100%	$395,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.1%	100%	$440,000	View
Loan Simple, Inc.	FHA	2	0.1%	100%	$255,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$270,000
Top Flite Financial, Inc.	FHA	2	0.1%	66.7%	$205,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0.1%	25%	$85,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$225,000	View
Southern Energy Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$135,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$285,000
EMM Loans LLC	FHA	1	0.1%	100%	$395,000
Premier Mortgage Resources, LLC	VA	1	0.1%	100%	$345,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	VA	1	0.1%	50%	$375,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$225,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$405,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
Loansteady LLC	FHA	1	0.1%	100%	$345,000
Liberty Bank	Conventional	1	0.1%	100%	$205,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$245,000
Commerceonebank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$165,000	View
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$655,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$275,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$315,000	View
American Bancshares Mortgage, LLC	FHA	1	0.1%	100%	$255,000
Onward Home Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Tyndall Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.1%	100%	$665,000	View
Apci Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Nation One Mortgage Corporatio	VA	1	0.1%	100%	$425,000
Flexpoint, Inc.	FHA	1	0.1%	100%	$315,000
VanDyk Mortgage Corporation	FHA	1	0.1%	100%	$245,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$175,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$265,000
Resource Financial Services, Inc.	FHA	1	0.1%	100%	$385,000
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	FHA	1	0.1%	100%	$235,000	View
Loanleaders of America, Inc	FHA	1	0.1%	100%	$245,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$155,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$475,000
Waterstone Mortgage Corporation	FHA	1	0.1%	100%	$335,000
Community Mortgage Corporation	Conventional	1	0.1%	100%	$145,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$115,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$795,000	View
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$315,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$205,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$185,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	50%	$445,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$355,000
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$605,000
Geneva Financial LLC	FHA	1	0.1%	100%	$465,000
DHI Mortgage Company, LTD.	FHA	1	0.1%	100%	$545,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
21St Mortgage	Conventional	1	0.1%	100%	$65,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$235,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$275,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union D2.1 ★Texas Ratio: 14.02%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

McDonough Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in McDonough, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in McDonough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McDonough in 2025, with lenders based there listed first.

Types of Mortgage Lenders in McDonough, GA

Use these to narrow the list above. Each category shows how many McDonough, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 126 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 112 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 68 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 26 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in McDonough, GA

Independent mortgage companies closed 82.9 percent of home loans in McDonough, Georgia in 2025, banks 10.9 percent and credit unions 6.2 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 32 loans.

82.9%

Mortgage companies

10.9%

Banks

6.2%

Credit unions

36%

FHA loans

21%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in McDonough, GA

Who is the largest mortgage lender in McDonough, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in McDonough, Georgia with 32 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in McDonough, GA have the highest approval rates?

Among lenders with meaningful volume in McDonough, Georgia, Guild Mortgage Company approved the highest share of completed applications in 2025 at 95.5 percent, against a 73.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which McDonough, GA mortgage lenders offer FHA, VA and USDA loans?

112 lenders closed FHA loans in McDonough, Georgia in 2025, led by United Wholesale Mortgage with 56. 68 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this McDonough, GA lender list?

Yes. 48 banks and 21 credit unions closed home loans in McDonough, Georgia in 2025, alongside 126 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in McDonough, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in McDonough, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McDonough, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McDonough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.