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Mortgage Lenders and Brokers in Columbus, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Columbus, Georgia mortgage lenders include Synovus BankSynovus Bank100 Spring Harbor Dr, Columbus, GA 31904, Kinetic Credit UnionKinetic Credit Union6579 Eckel Ave, Columbus, GA 31905 3796A5.0 ★Texas Ratio: 6.81%, Wells Fargo Bank NAWells Fargo Bank NA3217 Macon Rd, Columbus, GA 31906A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank5650 Whitesville Rd, Columbus, GA 31904A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank5604 Whittlesey Blvd, Columbus, GA 31909A5.0 ★Texas Ratio: 7.51%, Renasant BankRenasant Bank6333 Whitesville Rd, Columbus, GA 31904A+5.0 ★Texas Ratio: 4.72%, First Peoples BankFirst Peoples Bank8188 Frank Houser Ave, Columbus, GA 31909A+5.0 ★Texas Ratio: 0.79%, Truist BankTruist Bank3491 Courtyard Way, Columbus, GA 31909A+5.0 ★Texas Ratio: 2.87%, Colony BankColony Bank1581 Bradley Park Dr, Columbus, GA 31904A+5.0 ★Texas Ratio: 4.01%, and Bank of America NABank of America NA1635 S Lumpkin Rd, Columbus, GA 31903A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Columbus, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Columbus, Georgia

Market share is the lender's share of all home loans closed in Columbus, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Synovus Bank 100 Spring Harbor Dr, Columbus, GA 31904	Conventional, FHA, VA, Jumbo, HELOC	190 +100 HELOCs	7%	97.5%	$276,210
Kinetic Credit Union 6579 Eckel Ave, Columbus, GA 31905 3796 A5.0 ★Texas Ratio: 6.81%	Conventional	33	1.2%	64.1%	$82,878	View
Wells Fargo Bank NA 6 offices in Columbus 3217 Macon Rd, Columbus, GA 31906 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	25	0.9%	58.1%	$149,400	View
Regions Bank 1 office in Columbus 5650 Whitesville Rd, Columbus, GA 31904 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	18 +10 HELOCs	0.7%	70%	$125,000	View
Firstbank 2 offices in Columbus 5604 Whittlesey Blvd, Columbus, GA 31909 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, Jumbo, HELOC	15 +9 HELOCs	0.6%	100%	$525,000	View
Renasant Bank 1 office in Columbus 6333 Whitesville Rd, Columbus, GA 31904 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, HELOC	14 +3 HELOCs	0.5%	73.7%	$200,714	View
First Peoples Bank 2 offices in Columbus 8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79%	Conventional	10	0.4%	100%	$217,000	View
Truist Bank ★ 1 stars, 1 review 4 offices in Columbus 3491 Courtyard Way, Columbus, GA 31909 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	8 +34 HELOCs	0.3%	61.5%	$261,250	View
Colony Bank 1 office in Columbus 1581 Bradley Park Dr, Columbus, GA 31904 A+5.0 ★Texas Ratio: 4.01%	Conventional, FHA, VA, Jumbo	7	0.3%	87.5%	$420,714	View
Bank of America NA 2 offices in Columbus 1635 S Lumpkin Rd, Columbus, GA 31903 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +6 HELOCs	0.1%	100%	$252,500	View
Servisfirst Bank 1 office in Columbus 700 Brookstone Centre Pkwy Ste 400, Columbus, GA 31904 A5.0 ★Texas Ratio: 8.75%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$85,000	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	16 +3 HELOCs	0.6%	89.5%	$188,125	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	6	0.2%	100%	$208,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	100%	$139,000	View
The Peoples Bank of Georgia 103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41%	Conventional	5	0.2%	100%	$85,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	FHA, VA	5	0.2%	100%	$315,000	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	FHA, VA	5	0.2%	83.3%	$243,000	View
Atlanta Postal Credit Union 6270 Bradley Park Dr, Columbus, GA 31904	Conventional, VA, HELOC	4 +5 HELOCs	0.1%	66.7%	$202,500
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +2 HELOCs	0.1%	80%	$267,500	View
Talbot State Bank 710 Glynn St N, Fayetteville, GA 30214 F1.0 ★Texas Ratio: 33.51%	Conventional	4	0.1%	80%	$100,000	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, VA	3	0.1%	100%	$171,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +5 HELOCs	0.1%	100%	$755,000	View
First American Bank 300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01%	Conventional	2	0.1%	100%	$485,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional	1	0%	100%	$135,000
Flint Community Bank 2910 Meredyth Dr, Albany, GA 31721 B+4.7 ★Texas Ratio: 18.53%	Conventional	1	0%	100%	$405,000	View
First National Community Bank 7741 Adairsville Hwy, Adairsville, GA 30103	Conventional	1	0%	100%	$195,000
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional	1	0%	100%	$35,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional	1	0%	50%	$65,000	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$205,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0%	100%	$295,000	View
Bank of Dudley 200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93%	Conventional	1	0%	100%	$165,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA, VA	28	1%	29.6%	$93,214
Equity Prime Mortgage LLC	FHA, VA	15	0.6%	62.5%	$236,333
Milend, Inc	Conventional, VA	5	0.2%	54.5%	$225,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	0.1%	83.3%	$520,000	View
Loanunited.Com, LLC	FHA, VA	4	0.1%	100%	$395,000
BoxCar Mortgage, LLC	Conventional, VA	4	0.1%	100%	$357,500
Mortgage Assurance Inc	Conventional	1	0%	100%	$215,000
United Premier Funding LLC	Conventional	1	0%	100%	$235,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$205,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	243	9%	77.6%	$179,115
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	208 +2 HELOCs	7.7%	87.1%	$260,625
Canopy Mortgage, LLC	Conventional, FHA, VA, Jumbo	191	7.1%	98.5%	$239,136
Mortgage Research Center	Conventional, FHA, VA	159	5.9%	73.7%	$256,320
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	127 +4 HELOCs	4.7%	97.9%	$214,448
Freedom Mortgage Corporation	Conventional, FHA, VA	102	3.8%	87.6%	$253,431
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	94	3.5%	100%	$277,340
Guild Mortgage Company	Conventional, FHA, VA	80	3%	93.6%	$208,125
Fairway Independent Mort Corp	Conventional, FHA, VA	77	2.8%	91.9%	$182,142
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	75 +3 HELOCs	2.8%	95.2%	$242,600
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	66 +32 HELOCs	2.4%	63.3%	$191,363
Pennymac Loan Services LLC	Conventional, FHA, VA	59	2.2%	84.4%	$219,067
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	52	1.9%	77.9%	$260,961
loanDepot.com LLC	Conventional, FHA, VA, HELOC	34 +1 HELOCs	1.3%	58.6%	$160,588
New Day Financial, LLC.	VA	33	1.2%	53.7%	$192,878
New American Funding, LLC.	Conventional, FHA, VA, HELOC	29 +1 HELOCs	1.1%	74.4%	$202,931
Newrez LLC	Conventional, FHA, VA	29	1.1%	59.2%	$200,862
American Pacific Mortgage Corporation	Conventional, FHA, VA	29	1.1%	90.9%	$210,172
Nationstar Mortgage	Conventional, FHA	28	1%	80.6%	$101,785
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	27	1%	96.4%	$252,407
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	21 +1 HELOCs	0.8%	100%	$252,142
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	20	0.7%	66.7%	$267,000	View
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	18 +1 HELOCs	0.7%	95.7%	$258,888
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	17	0.6%	100%	$269,705	View
Ruoff Mortgage Company	Conventional, FHA, VA	16	0.6%	100%	$223,125
Mortgage Solutions of Colorado	FHA, VA	15	0.6%	84.2%	$283,666
Carrington Mortgage Services LLC	Conventional, FHA, VA	15	0.6%	43.5%	$161,000
Primelending	Conventional, FHA, VA	14	0.5%	78.9%	$165,714
Planet Home Lending, LLC	Conventional, FHA, VA	14	0.5%	93.8%	$227,857
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	13	0.5%	42.5%	$153,461
Spring Eq, LLC	Conventional, HELOC	12 +2 HELOCs	0.4%	50%	$61,666
Goodleap, LLC	Conventional, FHA, VA, HELOC	11 +9 HELOCs	0.4%	78.9%	$198,636
Plaza Home Mortgage, Inc	Conventional, FHA, VA	11	0.4%	68.8%	$243,181
The Loan Store, Inc	Conventional, VA, HELOC	10 +4 HELOCs	0.4%	100%	$177,000
Royal United Mortgage LLC	Conventional, FHA, VA	10	0.4%	85.7%	$109,000
Everett Financial, Inc.	Conventional, FHA, VA	10	0.4%	100%	$181,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, VA	9	0.3%	100%	$399,444	View
Prosperity Home Mortgage, LLC	Conventional, VA	9	0.3%	76.9%	$145,000
Village Capital & Investment	VA	9	0.3%	65.2%	$275,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.3%	62.5%	$227,500
Zillow Home Loans, LLC	Conventional, VA	7	0.3%	77.8%	$230,714
Lower, LLC	Conventional, FHA, VA	7	0.3%	87.5%	$246,428
Residential Wholesale Mortgage	Conventional, FHA	6	0.2%	100%	$88,333
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	6	0.2%	100%	$301,666
Discover Bank	Conventional	6	0.2%	31.6%	$91,666
Sun West Mortgage Company, Inc	FHA, VA	6	0.2%	69.2%	$190,000
ClearPath Lending	VA	6	0.2%	100%	$218,333
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	6	0.2%	100%	$438,333	View
HomeBridge Financial Services, Inc	VA, HELOC	5 +1 HELOCs	0.2%	71.4%	$357,000
Kind Lending, LLC	FHA, VA	5	0.2%	62.5%	$277,000
PHH Mortgage Corporation	Conventional	5	0.2%	71.4%	$169,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	5	0.2%	83.3%	$247,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	5	0.2%	55.6%	$301,000	View
AuburnBank A+5.0 ★Texas Ratio: 0.07%	Conventional	5	0.2%	100%	$119,000	View
Pentagon Federal Credit Union	FHA, VA, HELOC	4 +4 HELOCs	0.1%	57.1%	$267,500
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	4 +3 HELOCs	0.1%	80%	$325,000
EMM Loans LLC	Conventional, FHA	4	0.1%	100%	$202,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo	4	0.1%	66.7%	$440,000	View
Resicentral LLC	Conventional, FHA, VA	4	0.1%	100%	$262,500
AdvantageFirst Lending Inc	FHA, VA	4	0.1%	80%	$267,500
AmWest Funding Corp	Conventional	4	0.1%	100%	$210,000
Nfm, Inc	Conventional, VA	4	0.1%	100%	$292,500
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	4	0.1%	100%	$207,500	View
The Mortgage Firm	Conventional, FHA, VA	4	0.1%	100%	$187,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.1%	80%	$90,000	View
Paramount Residential Mortgage	FHA, VA	4	0.1%	100%	$257,500
American Financial Resources LLC	Conventional, VA	3	0.1%	100%	$188,333
Primary Residential Mortgage, INC.	FHA	3	0.1%	75%	$285,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	3	0.1%	100%	$245,000	View
American Financing Corporation	Conventional, FHA	3	0.1%	42.9%	$121,666
Geneva Financial LLC	Conventional	3	0.1%	100%	$118,333
Provident Funding Associates	Conventional	3	0.1%	75%	$385,000
21St Mortgage	Conventional	3	0.1%	13.6%	$21,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	3	0.1%	100%	$205,000	View
Cadence Bank	FHA, VA, HELOC	2 +1 HELOCs	0.1%	100%	$240,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0.1%	100%	$265,000	View
MortgageOne, Inc	VA	2	0.1%	100%	$205,000
Nbkc Bank	Conventional, VA	2	0.1%	50%	$260,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.1%	100%	$405,000	View
American Financial Network, Inc.	Conventional, VA	2	0.1%	40%	$175,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	VA	2	0.1%	66.7%	$155,000	View
Union Home Mortgage Corp.	Conventional, VA	2	0.1%	75%	$320,000
AmeriFirst Bank A+5.0 ★Texas Ratio: 5.61%	Conventional	2	0.1%	100%	$85,000	View
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$160,000
Cardinal Financial Company, Li	Conventional, VA	2	0.1%	66.7%	$290,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0.1%	100%	$245,000	View
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	Conventional, VA	2	0.1%	100%	$300,000	View
Towne Mortgage Company	Conventional	2	0.1%	100%	$525,000
Liberty Home Mortgage Corp	Conventional	2	0.1%	100%	$270,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.1%	100%	$90,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$270,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$255,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.1%	100%	$120,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0%	25%	$135,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$2,695,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0%	100%	$275,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$165,000	View
Alliance Credit Union	Conventional	1	0%	100%	$395,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	50%	$665,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	FHA	1	0%	100%	$295,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$205,000
First Bank & Trust A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$115,000	View
First Federal Savings and Loan Association of Pascagoula - Moss Point	Conventional	1	0%	100%	$135,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	VA	1	0%	100%	$135,000	View
Sage Home Loans Corporation	Conventional	1	0%	100%	$155,000
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$175,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$155,000
Allied Mortgage Group, Inc	VA	1	0%	100%	$285,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$225,000	View
United Trust Bank	VA	1	0%	100%	$175,000
Filo Mortgage, LLC	Conventional	1	0%	100%	$305,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	VA	1	0%	100%	$245,000	View
First Home Mortgage	VA	1	0%	100%	$115,000
Valley West Corporation	Conventional	1	0%	100%	$215,000
Valon Mortgage	Conventional	1	0%	100%	$85,000
Nqm Funding, LLC	Conventional	1	0%	100%	$285,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$185,000
Absolute Home Mortgage	Conventional	1	0%	100%	$95,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$315,000	View
New Wave Lending Group Inc	Conventional	1	0%	100%	$285,000
Securitynational Mortgage Company	FHA	1	0%	50%	$175,000
Mid-Continent Funding, Inc.	VA	1	0%	100%	$285,000
Greenbox Loans	Conventional	1	0%	100%	$165,000
Stg Mortgage Inc	FHA	1	0%	100%	$275,000
Atlantic Bay Mortgage Group	Conventional	1	0%	100%	$775,000
Beeline Loans, Inc.	Conventional	1	0%	100%	$115,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0%	100%	$185,000
Smartbank A+5.0 ★Texas Ratio: 1.74%	Conventional, Jumbo	1	0%	100%	$1,255,000	View
Mortgage Center LC	Conventional	1	0%	100%	$155,000
Fay Servicing LLC	FHA	1	0%	100%	$175,000
Gardner Financial Services	FHA	1	0%	100%	$85,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$205,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	VA	1	0%	100%	$165,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0%	100%	$1,095,000	View
Nasa Federal Credit Union	Conventional	1	0%	100%	$65,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0%	50%	$285,000	View
Security Bank and Trust Company A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0%	100%	$225,000	View
Uif Corporation	Conventional	1	0%	100%	$485,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	50%	$135,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$665,000	View
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$195,000
Veritas Funding, LLC	VA	1	0%	50%	$265,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	50%	$95,000	View
Wescom Central Credit Union	Conventional	1	0%	100%	$105,000
Nmsi, Inc.	Conventional	1	0%	100%	$175,000
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0%	100%	$225,000	View
RBC Bank (Georgia), N.A. A+5.0 ★Texas Ratio: 1.90%	Conventional	1	0%	100%	$195,000	View
Southern Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0%	100%	$275,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$365,000	View
Gershman Investment Corp.	VA	1	0%	100%	$315,000
Leaderone Financial Corp.	VA	1	0%	100%	$175,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
All In Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +2 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Columbus Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Columbus, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Columbus, GA

Use these to narrow the list above. Each category shows how many Columbus, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 112 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 95 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 29 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Columbus, GA

Independent mortgage companies closed 77.5 percent of home loans in Columbus, Georgia in 2025, banks 18.2 percent and credit unions 4.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Synovus Bank the largest bank and Kinetic Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 190 loans.

77.5%

Mortgage companies

18.2%

Banks

4.3%

Credit unions

21%

FHA loans

38%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in Columbus, GA

Who is the largest mortgage lender in Columbus, GA?

By home loans closed in 2025, Synovus Bank was the largest mortgage lender in Columbus, Georgia with 190 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Columbus, GA have the highest approval rates?

Among lenders with meaningful volume in Columbus, Georgia, Ark-La-Tex Financial Services LLC approved the highest share of completed applications in 2025 at 100 percent, against a 79.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Columbus, GA mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Columbus, Georgia in 2025, led by United Wholesale Mortgage with 62. 95 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Columbus, GA lender list?

Yes. 71 banks and 18 credit unions closed home loans in Columbus, Georgia in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Columbus, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Columbus, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.