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Mortgage Lenders and Brokers in South Fulton, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

South Fulton, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, and Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in South Fulton, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Fulton are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in South Fulton, Georgia

Market share is the lender's share of all home loans closed in South Fulton, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	51	2%	91.2%	$252,450	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	40	1.6%	88.9%	$300,750	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	35 +1 HELOCs	1.4%	87.5%	$270,714	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, HELOC	32 +2 HELOCs	1.3%	97.1%	$292,500	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA	24	1%	88.9%	$248,333	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	20 +23 HELOCs	0.8%	48.8%	$186,000	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	18 +26 HELOCs	0.7%	75%	$272,222	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	16 +14 HELOCs	0.6%	77.3%	$335,625	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	16	0.6%	50%	$240,625	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	15 +7 HELOCs	0.6%	51.5%	$289,666	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA, Jumbo, HELOC	13 +8 HELOCs	0.5%	59.1%	$308,846	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	9 +4 HELOCs	0.4%	58.8%	$153,888	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	7	0.3%	77.8%	$290,714
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	5 +5 HELOCs	0.2%	55.6%	$163,000
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional	5	0.2%	100%	$417,000	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	4	0.2%	100%	$82,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +5 HELOCs	0.1%	100%	$261,666	View
Pinnacle Bank 2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	3 +3 HELOCs	0.1%	60%	$155,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	3 +1 HELOCs	0.1%	60%	$51,666	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	3	0.1%	100%	$395,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	40%	$125,000
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	Conventional	2	0.1%	100%	$330,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	2	0.1%	100%	$510,000	View
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.1%	100%	$110,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA	2	0.1%	50%	$285,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +21 HELOCs	0%	50%	$655,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0%	100%	$145,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0%	100%	$555,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	HELOC	0 +3 HELOCs	0%	n/a		View
Coca-Cola Federal Credit Union 1 Coca Cola Plz NW, Atlanta, GA 30313 2420	HELOC	0 +1 HELOCs	0%	0%		View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA	15	0.6%	20.8%	$98,333
Equity Prime Mortgage LLC	FHA, VA	13	0.5%	68.4%	$337,307
Loanunited.Com, LLC	Conventional, FHA, VA	12	0.5%	100%	$320,833
First Option Mortgage, LLC	Conventional, FHA, VA	9	0.4%	100%	$257,222
BoxCar Mortgage, LLC	Conventional, FHA, VA	9	0.4%	100%	$271,666
Acu	Conventional, HELOC	7 +5 HELOCs	0.3%	100%	$152,142
Milend, Inc	FHA	5	0.2%	75%	$283,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +2 HELOCs	0.1%	20%	$125,000	View
Mortgage Assurance Inc	Conventional, FHA	2	0.1%	100%	$285,000
Credit Union Financial Services, LLC	Conventional	1	0%	100%	$225,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$425,000
Rocket Mortgage	Conventional, FHA, VA	250	10%	70.9%	$234,320
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	210 +2 HELOCs	8.4%	77.5%	$319,904
DHI Mortgage Company, LTD.	Conventional, FHA, VA	137	5.5%	83.5%	$392,226
loanDepot.com LLC	Conventional, FHA, VA, HELOC	108 +3 HELOCs	4.3%	69.6%	$275,370
Freedom Mortgage Corporation	Conventional, FHA, VA	98	3.9%	89.6%	$346,734
New American Funding, LLC.	Conventional, FHA, VA, HELOC	89 +6 HELOCs	3.5%	86.4%	$261,179
Guild Mortgage Company	Conventional, FHA, VA	70	2.8%	90%	$262,285
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	66 +53 HELOCs	2.6%	54%	$182,575
Pennymac Loan Services LLC	Conventional, FHA, VA	66	2.6%	85.2%	$225,909
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	48 +1 HELOCs	1.9%	88.9%	$199,375
Mortgage Research Center	VA	44	1.8%	60.5%	$337,272
Pulte Mortgage LLC	Conventional, FHA, VA	41	1.6%	67.2%	$341,829
Fairway Independent Mort Corp	Conventional, FHA, VA	33	1.3%	91.7%	$332,575
Newrez LLC	Conventional, FHA, VA, Jumbo	31	1.2%	40%	$247,580
Nationstar Mortgage	Conventional, FHA, VA	31	1.2%	68%	$159,516
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	26 +1 HELOCs	1%	83.9%	$339,230
Jet HomeLoans, LP	Conventional, FHA, VA	24	1%	80.6%	$390,416
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	24	1%	43.8%	$215,833
American Financing Corporation	Conventional, FHA, VA	23	0.9%	28.6%	$244,130
American Financial Network, Inc.	Conventional, FHA, VA	21	0.8%	91.3%	$232,142
Inspire Home Loans Inc.	Conventional, FHA, VA	21	0.8%	87.5%	$388,333
Canopy Mortgage, LLC	Conventional, FHA, VA	20	0.8%	100%	$390,500
Guaranteed Rate, Inc.	Conventional, FHA, VA	19	0.8%	90.9%	$328,684
American Pacific Mortgage Corporation	Conventional, FHA, VA	19	0.8%	79.2%	$268,684
Movement Mortgage, LLC	Conventional, FHA	18	0.7%	76%	$205,000
Zillow Home Loans, LLC	Conventional, FHA, VA	16	0.6%	94.1%	$289,375
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	15	0.6%	83.3%	$490,333	View
Kind Lending, LLC	Conventional, FHA	15	0.6%	62.5%	$239,666
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	15	0.6%	90%	$352,333
Acopia, LLC	Conventional, FHA	15	0.6%	100%	$171,666
Village Capital & Investment	FHA, VA	14	0.6%	52%	$400,714
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	13	0.5%	87.5%	$297,307
Click n' Close, Inc.	Conventional, FHA	12	0.5%	80%	$181,666
Lower, LLC	Conventional, FHA, VA	12	0.5%	66.7%	$261,666
Lakeview Loan Servicing, LLC	Conventional, FHA	11	0.4%	41.4%	$135,909
Cardinal Financial Company, Li	Conventional, FHA, VA	11	0.4%	87.5%	$235,909
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	11	0.4%	100%	$302,272
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	10	0.4%	83.3%	$212,000
Primelending	Conventional, FHA, VA	10	0.4%	84.6%	$221,000
PHH Mortgage Corporation	Conventional, FHA, VA	9	0.4%	81.8%	$340,555
Mutual of Omaha Mortgage	FHA, VA	9	0.4%	52.6%	$317,222
Cadence Bank	Conventional, FHA, VA, HELOC	8 +2 HELOCs	0.3%	100%	$253,750
Homeowners Financial Group, LLC	Conventional, FHA, VA	8	0.3%	88.9%	$296,250
New Day Financial, LLC.	VA	8	0.3%	40%	$308,750
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	8	0.3%	66.7%	$386,250	View
The Loan Store, Inc	Conventional, FHA, HELOC	7 +8 HELOCs	0.3%	80%	$235,000
Spring Eq, LLC	Conventional, HELOC	7 +8 HELOCs	0.3%	21.1%	$95,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	7	0.3%	100%	$275,000
Planet Home Lending, LLC	FHA, VA	7	0.3%	66.7%	$333,571
Plaza Home Mortgage, Inc	Conventional, FHA, VA	7	0.3%	46.7%	$202,142
Residential Wholesale Mortgage	Conventional, FHA, VA	6	0.2%	75%	$206,666
AdvantageFirst Lending Inc	FHA, VA	6	0.2%	46.2%	$316,666
Diamond Residential Mtg Corp	Conventional, FHA, VA	6	0.2%	100%	$266,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	6	0.2%	90.9%	$185,000	View
Discover Bank	Conventional	6	0.2%	21.2%	$55,000
Calcon Mutual Mortgage LLC	FHA, VA	6	0.2%	75%	$288,333
Nfm, Inc	FHA	6	0.2%	100%	$300,000
Atlantic Bay Mortgage Group	Conventional, FHA	6	0.2%	100%	$151,666
Nations Direct Mortgage, LLC	Conventional, FHA	6	0.2%	85.7%	$241,666
Top Flite Financial, Inc.	Conventional, FHA	6	0.2%	85.7%	$248,333
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	6	0.2%	100%	$360,000
Goodleap, LLC	Conventional, VA, HELOC	5 +3 HELOCs	0.2%	66.7%	$229,000
Cmg Mortgage Inc	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	100%	$353,000
Premier Mortgage Resources, LLC	Conventional, FHA	5	0.2%	100%	$295,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.2%	100%	$319,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.2%	71.4%	$351,000	View
Intelliloan, Inc.	FHA, VA	5	0.2%	100%	$417,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	5	0.2%	100%	$243,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.2%	50%	$183,000	View
Tomo Mortgage LLC	Conventional, FHA	5	0.2%	100%	$323,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	4	0.2%	80%	$222,500
Acrisure Mortgage, LLC	FHA, VA	4	0.2%	80%	$407,500
Sun West Mortgage Company, Inc	FHA	4	0.2%	88.9%	$362,500
ClearPath Lending	VA	4	0.2%	100%	$340,000
Securitynational Mortgage Company	Conventional, FHA	4	0.2%	40%	$315,000
Union Home Mortgage Corp.	Conventional, FHA, VA	4	0.2%	66.7%	$165,000
Mortgage Solutions of Colorado	VA	4	0.2%	62.5%	$320,000
Summit Funding.Inc	Conventional, FHA	4	0.2%	80%	$247,500
HomeBridge Financial Services, Inc	FHA, HELOC	3 +13 HELOCs	0.1%	50%	$351,666
Better Mortgage Corporation	Conventional, HELOC	3 +2 HELOCs	0.1%	60%	$261,666
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	3	0.1%	75%	$391,666
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	FHA	3	0.1%	100%	$275,000	View
SWBC Mortgage Corporation	Conventional, VA	3	0.1%	100%	$335,000
Sage Home Loans Corporation	Conventional	3	0.1%	100%	$231,666
Loansteady LLC	Conventional, FHA	3	0.1%	100%	$301,666
Obsidian Financial Services	FHA	3	0.1%	100%	$408,333
Nqm Funding, LLC	Conventional, Jumbo	3	0.1%	100%	$618,333
Success Mortgage Partners, Inc	FHA, VA	3	0.1%	100%	$251,666
Geneva Financial LLC	Conventional, FHA, VA	3	0.1%	100%	$228,333
Mid-Continent Funding, Inc.	VA	3	0.1%	100%	$171,666
Nations Lending Corporation	Conventional, FHA	3	0.1%	60%	$115,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA, VA	3	0.1%	75%	$458,333	View
Paramount Residential Mortgage	FHA	3	0.1%	50%	$265,000
Champions Funding, LLC	Conventional	3	0.1%	42.9%	$215,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +3 HELOCs	0.1%	20%	$380,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	2 +2 HELOCs	0.1%	100%	$390,000	View
EMM Loans LLC	Conventional, FHA	2	0.1%	100%	$285,000
Success Lending, LLC	Conventional, FHA	2	0.1%	100%	$105,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.1%	100%	$255,000
ALCOVA Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$295,000
Allied Mortgage Group, Inc	Conventional	2	0.1%	100%	$325,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$385,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	2	0.1%	100%	$280,000	View
Synergy One Lending, Inc.	FHA	2	0.1%	66.7%	$310,000
Data Mortgage, Inc	FHA	2	0.1%	100%	$350,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$505,000
Onward Home Mortgage, LLC	Conventional, VA	2	0.1%	100%	$360,000
Shelter Home Mortgage, LLC	Conventional, VA	2	0.1%	100%	$360,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	50%	$290,000
Loanleaders of America, Inc	Conventional, FHA	2	0.1%	100%	$230,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.1%	100%	$130,000
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.1%	33.3%	$390,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$265,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	2	0.1%	33.3%	$675,000	View
Saygo Home Loans, LLC	Conventional, VA	2	0.1%	100%	$265,000
Veritas Funding, LLC	FHA	2	0.1%	66.7%	$280,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	2	0.1%	100%	$265,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	66.7%	$675,000	View
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$280,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA, VA	2	0.1%	100%	$300,000	View
Texana Bank	FHA	2	0.1%	100%	$310,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$315,000
JMAC Lending, Inc.	FHA	2	0.1%	100%	$285,000
State Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$295,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$195,000	View
Credit Union 1	Conventional, HELOC	1 +1 HELOCs	0%	100%	$35,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	100%	$175,000	View
Ruoff Mortgage Company	FHA	1	0%	100%	$375,000
Alameda Mortgage Corporation	FHA	1	0%	100%	$275,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	FHA	1	0%	100%	$485,000	View
Radifi Federal Credit Union	Conventional	1	0%	100%	$245,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$165,000	View
Primary Residential Mortgage, INC.	FHA	1	0%	100%	$265,000
Nbkc Bank	FHA	1	0%	100%	$315,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	FHA	1	0%	100%	$185,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$385,000
Valley West Corporation	FHA	1	0%	50%	$415,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$425,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$605,000	View
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0%	100%	$245,000	View
Oceanside Mortgage Company	FHA	1	0%	50%	$275,000
Flexpoint, Inc.	Conventional	1	0%	100%	$395,000
Bay Equity LLC	Conventional	1	0%	100%	$215,000
First Colony Mortgage Corporat	FHA	1	0%	66.7%	$195,000
Stg Mortgage Inc	Conventional	1	0%	50%	$465,000
Southern Energy Credit Union	Conventional	1	0%	100%	$805,000
Credence Funding Corporation	VA	1	0%	100%	$215,000
Provident Funding Associates	Conventional	1	0%	100%	$265,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$145,000	View
Franklin Loan Corporation	FHA	1	0%	100%	$295,000
T2 Financial LLC	FHA	1	0%	100%	$335,000
Community First Credit Union of FLorida	Conventional	1	0%	100%	$355,000
Community Mortgage Corporation	FHA	1	0%	100%	$285,000
Wolfe Financial Inc	FHA	1	0%	50%	$245,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$235,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	50%	$235,000	View
Nasa Federal Credit Union	Conventional	1	0%	50%	$105,000
Mit Federal Credit Union	Conventional	1	0%	100%	$45,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0%	100%	$295,000	View
Tjc Mortgage Inc	VA	1	0%	100%	$365,000
Genway Home Mortgage, Inc.	FHA	1	0%	33.3%	$425,000
Endeavor Capital, LLC	Conventional	1	0%	100%	$195,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$185,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$245,000	View
TowneBank	VA	1	0%	100%	$255,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$155,000	View
Nationwide Mortgage Bankers, Inc.	FHA	1	0%	100%	$315,000
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	FHA	1	0%	100%	$305,000	View
Mld Mortgage, Inc.Dba the Money Store	VA	1	0%	100%	$375,000
Stanford Federal Credit Union	Conventional	1	0%	100%	$175,000
Loan Simple, Inc.	FHA	1	0%	50%	$395,000
Goprime Mortgage, Inc.	VA	1	0%	100%	$305,000
Leaderone Financial Corp.	FHA	1	0%	100%	$385,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Prince Georges Community FCU	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
CPM Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

South Fulton Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in South Fulton, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in South Fulton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Fulton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in South Fulton, GA

Use these to narrow the list above. Each category shows how many South Fulton, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 146 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 133 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 85 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 26 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in South Fulton, GA

Independent mortgage companies closed 81.4 percent of home loans in South Fulton, Georgia in 2025, banks 13.3 percent and credit unions 5.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Southeast Mortgage of Georgia, Inc. led with 40 loans.

81.4%

Mortgage companies

13.3%

Banks

5.3%

Credit unions

42%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in South Fulton, GA

Who is the largest mortgage lender in South Fulton, GA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Fulton, Georgia with 51 loans, about 2 percent of the market. The largest lender headquartered in Georgia was Southeast Mortgage of Georgia, Inc. with 40 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in South Fulton, GA have the highest approval rates?

Among lenders with meaningful volume in South Fulton, Georgia, JPMorgan Chase Bank, NA approved the highest share of completed applications in 2025 at 91.2 percent, against a 71 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which South Fulton, GA mortgage lenders offer FHA, VA and USDA loans?

133 lenders closed FHA loans in South Fulton, Georgia in 2025, led by DHI Mortgage Company, LTD. with 98. 85 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this South Fulton, GA lender list?

Yes. 52 banks and 31 credit unions closed home loans in South Fulton, Georgia in 2025, alongside 146 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in South Fulton, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in South Fulton, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Fulton, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Fulton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.