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Mortgage Lenders and Brokers in Roswell, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Roswell, Georgia mortgage lenders include Ameris BankAmeris Bank10920 Crabapple Rd, Roswell, GA 30075A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank1120 Woodstock Rd, Roswell, GA 30075A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1475 Holcomb Bridge Rd, Roswell, GA 30076A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1490 Holcomb Bridge Rd, Roswell, GA 30076A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA700 W Crossville Rd, Roswell, GA 30075A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank865 Woodstock Rd, Roswell, GA 30075A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association665 W Crossville Rd, Roswell, GA 30075A+5.0 ★Texas Ratio: 3.22%, First Horizon BankFirst Horizon Bank1010 Mansell Rd, Roswell, GA 30076A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.675 Holcomb Bridge Rd, Roswell, GA 30076A+5.0 ★Texas Ratio: 4.24%, and Pinnacle BankPinnacle Bank10446 Alpharetta St, Roswell, GA 30075A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Roswell, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roswell are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Roswell, Georgia

Market share is the lender's share of all home loans closed in Roswell, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 2 offices in Roswell 10920 Crabapple Rd, Roswell, GA 30075 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	80 +19 HELOCs	4.9%	98.8%	$528,125	View
Truist Bank ★ 1 stars, 1 review 2 offices in Roswell 1120 Woodstock Rd, Roswell, GA 30075 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	41 +60 HELOCs	2.5%	100%	$675,731	View
JPMorgan Chase Bank, NA 4 offices in Roswell 1475 Holcomb Bridge Rd, Roswell, GA 30076 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	26 +4 HELOCs	1.6%	96.3%	$708,076	View
Wells Fargo Bank NA 3 offices in Roswell 1490 Holcomb Bridge Rd, Roswell, GA 30076 A+5.0 ★Texas Ratio: 5.36%	Conventional	14	0.9%	77.8%	$466,428	View
Bank of America NA 2 offices in Roswell 700 W Crossville Rd, Roswell, GA 30075 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	13 +51 HELOCs	0.8%	81.2%	$779,615	View
Regions Bank 1 office in Roswell 865 Woodstock Rd, Roswell, GA 30075 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	12 +9 HELOCs	0.7%	82.4%	$349,166	View
Fifth Third Bank, National Association 1 office in Roswell 665 W Crossville Rd, Roswell, GA 30075 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	6 +10 HELOCs	0.4%	77.8%	$518,333	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Roswell 1010 Mansell Rd, Roswell, GA 30076 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.4%	66.7%	$710,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Roswell 675 Holcomb Bridge Rd, Roswell, GA 30076 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +32 HELOCs	0.2%	75%	$478,333	View
Pinnacle Bank 1 office in Roswell 10446 Alpharetta St, Roswell, GA 30075 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +4 HELOCs	0%	n/a		View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, Jumbo, HELOC	33 +28 HELOCs	2%	91.9%	$409,242	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, Jumbo	19	1.2%	100%	$627,631
LGE Community Credit Union 655 Holcomb Bridge Rd, Roswell, GA 30076 1511 A+5.0 ★Texas Ratio: 2.70%	Conventional	19	1.2%	90.5%	$260,789	View
Georgia'S Own Credit Union 1184 Alpharetta St, Roswell, GA 30075 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	15 +19 HELOCs	0.9%	88.2%	$295,666	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	9 +7 HELOCs	0.6%	100%	$92,777	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	7 +8 HELOCs	0.4%	100%	$849,285	View
Firstbank 400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51%	Conventional, VA	7	0.4%	100%	$509,285	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	6	0.4%	100%	$468,333	View
Synovus Bank 10446 Alpharetta St, Roswell, GA 30075	Conventional, Jumbo, HELOC	4 +27 HELOCs	0.2%	100%	$917,500
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	4 +2 HELOCs	0.2%	100%	$387,500	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional	3	0.2%	100%	$561,666	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional	3	0.2%	100%	$88,333	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$170,000	View
Bny Mellon, N.A. 3050 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	2	0.1%	66.7%	$775,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	2	0.1%	100%	$180,000	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$355,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$585,000	View
Coca-Cola Federal Credit Union 1 Coca Cola Plz NW, Atlanta, GA 30313 2420	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$705,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$475,000
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$585,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0.1%	100%	$175,000	View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$185,000	View
Oconee State Bank 1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44%	Conventional	1	0.1%	100%	$655,000	View
First Carolina Bank 125 Glenridge Point Pkwy, Atlanta, GA 30342 A+5.0 ★Texas Ratio: 4.89%	Conventional	1	0.1%	50%	$505,000	View
City National Bank 3333 Piedmont Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$1,535,000	View
Woori America Bank 3360 Satellite Blvd, Duluth, GA 30096 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$425,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +13 HELOCs	0%	n/a		View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
United Bank 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank 2905 Bethany Bnd, Milton, GA 30004 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Acu	Conventional, Jumbo, HELOC	22 +10 HELOCs	1.4%	100%	$664,090
BoxCar Mortgage, LLC	Conventional, FHA	19	1.2%	100%	$466,578
Amerisave Mortgage Company	Conventional, FHA	15	0.9%	45.5%	$267,666
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	14 +3 HELOCs	0.9%	93.3%	$434,285	View
Mortgage Assurance Inc	Conventional	4	0.2%	100%	$597,500
Milend, Inc	Conventional	4	0.2%	100%	$370,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$601,666
First Option Mortgage, LLC	Conventional, Jumbo	3	0.2%	100%	$631,666
Equity Prime Mortgage LLC	FHA	2	0.1%	100%	$455,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	100%	$380,000
Direct Lenders, LLC.	Conventional	2	0.1%	100%	$400,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
United Premier Funding LLC	Conventional	1	0.1%	100%	$485,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	182	11.2%	86.6%	$368,736
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	129 +10 HELOCs	7.9%	91%	$508,410
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	46	2.8%	80.7%	$464,565
Fairway Independent Mort Corp	Conventional, FHA, VA	33	2%	91.9%	$474,393
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	32 +1 HELOCs	2%	100%	$590,625
Nationstar Mortgage	Conventional, FHA	32	2%	86.8%	$194,687
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	30	1.8%	100%	$530,666
Everett Financial, Inc.	Conventional, FHA, Jumbo, HELOC	29 +2 HELOCs	1.8%	82.9%	$468,793
Newrez LLC	Conventional, FHA, VA	28	1.7%	73.8%	$345,357
Atlantic Bay Mortgage Group	Conventional, FHA, Jumbo	27	1.7%	100%	$626,851
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	26 +1 HELOCs	1.6%	96.8%	$490,000
Onward Home Mortgage, LLC	Conventional, FHA, Jumbo	22	1.4%	95.7%	$558,181
Provident Funding Associates	Conventional	20	1.2%	95.2%	$491,500
Paramount Residential Mortgage	Conventional, FHA	20	1.2%	100%	$486,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	19	1.2%	90.9%	$191,315	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	17	1%	78.3%	$556,764
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	17	1%	100%	$542,647	View
loanDepot.com LLC	Conventional, FHA, HELOC	16 +3 HELOCs	1%	78.3%	$278,750
Kind Lending, LLC	Conventional, FHA	16	1%	76.2%	$550,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +25 HELOCs	0.9%	75%	$387,666
Guaranteed Rate, Inc.	Conventional, VA, HELOC	14 +1 HELOCs	0.9%	87.5%	$501,428
Stockton Mortgage Corporation	Conventional	14	0.9%	100%	$597,142
Spring Eq, LLC	Conventional, Jumbo, HELOC	12 +9 HELOCs	0.7%	48%	$163,333
Zillow Home Loans, LLC	Conventional, VA	11	0.7%	100%	$424,090
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	11	0.7%	100%	$697,727	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo, HELOC	9 +3 HELOCs	0.6%	100%	$632,777
Sage Home Loans Corporation	Conventional	9	0.6%	100%	$533,888
Assurance Financial Group, L.L.C.	Conventional, VA	9	0.6%	100%	$410,555
Homeowners Financial Group, LLC	Conventional, VA, Jumbo	9	0.6%	100%	$541,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	9	0.6%	100%	$552,777	View
United Trust Bank	Conventional, FHA	8	0.5%	100%	$611,250
Lakeview Loan Servicing, LLC	Conventional, FHA	7	0.4%	37.5%	$479,285
Mutual of Omaha Mortgage	Conventional, FHA	7	0.4%	77.8%	$472,142
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	6 +19 HELOCs	0.4%	75%	$166,666	View
Lower, LLC	Conventional, HELOC	6 +1 HELOCs	0.4%	66.7%	$540,000
Guild Mortgage Company	Conventional, FHA	6	0.4%	100%	$325,000
General Mortgage Capital Corporation	Conventional	6	0.4%	100%	$426,666
Discover Bank	Conventional	6	0.4%	21.4%	$60,000
Mortgage Research Center	Conventional, VA	6	0.4%	66.7%	$530,000
Summit Funding.Inc	Conventional, FHA	6	0.4%	100%	$241,666
Tomo Mortgage LLC	Conventional, Jumbo	6	0.4%	85.7%	$541,666
New American Funding, LLC.	Conventional, FHA, HELOC	5 +3 HELOCs	0.3%	83.3%	$431,000
Better Mortgage Corporation	Conventional, HELOC	5 +1 HELOCs	0.3%	100%	$525,000
The Loan Store, Inc	Conventional, HELOC	5 +1 HELOCs	0.3%	75%	$539,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	5	0.3%	100%	$515,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, VA, Jumbo	5	0.3%	100%	$727,000	View
Nbkc Bank	Conventional	5	0.3%	100%	$525,000
Guidance Residential, LLC	Conventional	5	0.3%	100%	$499,000
Deephaven Mortgage LLC	Conventional	5	0.3%	62.5%	$455,000
Success Mortgage Partners, Inc	Conventional, VA	5	0.3%	100%	$541,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	4	0.2%	100%	$322,500	View
AmeriHome Mortgage Company, LLC	Conventional	4	0.2%	100%	$607,500
Princeton Mortgage Corporation	Conventional	4	0.2%	100%	$552,500
Shelter Home Mortgage, LLC	Conventional	4	0.2%	100%	$467,500
Union Home Mortgage Corp.	Conventional, FHA	4	0.2%	80%	$295,000
American Pacific Mortgage Corporation	Conventional, FHA	4	0.2%	80%	$325,000
VyStar Credit Union	Conventional, Jumbo	4	0.2%	100%	$642,500
Vanderbilt Mortgage and Finance, Inc	Conventional	4	0.2%	100%	$485,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, HELOC	3 +2 HELOCs	0.2%	75%	$665,000	View
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$348,333
Filo Mortgage, LLC	Conventional	3	0.2%	75%	$351,666
Sanctuary Home Mortgage, LLC	Conventional, FHA, VA	3	0.2%	100%	$485,000
Bay Equity LLC	Conventional	3	0.2%	100%	$395,000
SIRVA Mortgage, Inc.	Conventional	3	0.2%	100%	$358,333
T2 Financial LLC	Conventional, VA	3	0.2%	100%	$471,666
Tjc Mortgage Inc	Conventional	3	0.2%	100%	$648,333
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.2%	100%	$1,091,666	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.2%	100%	$475,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +10 HELOCs	0.1%	100%	$430,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	75%	$1,175,000	View
Royal United Mortgage LLC	Conventional	2	0.1%	66.7%	$65,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$275,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.1%	100%	$585,000	View
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$585,000
Canopy Mortgage, LLC	Conventional	2	0.1%	100%	$475,000
Go Mortgage, LLC	Conventional, VA	2	0.1%	100%	$490,000
MortgageOne, Inc	FHA	2	0.1%	100%	$330,000
Acrisure Mortgage, LLC	Conventional	2	0.1%	100%	$495,000
PHH Mortgage Corporation	Conventional, FHA	2	0.1%	66.7%	$575,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$465,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$365,000
First Colony Mortgage Corporat	Conventional	2	0.1%	100%	$495,000
Nfm, Inc	Conventional	2	0.1%	100%	$575,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$565,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	66.7%	$730,000	View
Planet Home Lending, LLC	Conventional, VA	2	0.1%	66.7%	$330,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$430,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$685,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	100%	$390,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	2	0.1%	100%	$630,000	View
First Federal Bank A+5.0 ★Texas Ratio: 2.80%	Conventional, VA	2	0.1%	100%	$385,000	View
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	Conventional	2	0.1%	66.7%	$495,000	View
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional	2	0.1%	100%	$675,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.1%	100%	$325,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.1%	100%	$2,085,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	2	0.1%	100%	$480,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	66.7%	$340,000	View
Carrington Mortgage Services LLC	Conventional	2	0.1%	66.7%	$380,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$770,000	View
Ark-La-Tex Financial Services LLC	Conventional	2	0.1%	100%	$475,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.1%	100%	$515,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.1%	100%	$620,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$440,000
Pentagon Federal Credit Union	VA, HELOC	1 +11 HELOCs	0.1%	25%	$345,000
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$495,000
Bank Ozk	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$785,000
Digital Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$275,000
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$1,025,000	View
Liberty Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$765,000
Usalliance Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$175,000
Ithink Financial Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$475,000
EMM Loans LLC	Conventional	1	0.1%	100%	$765,000
Studio Bank A5.0 ★Texas Ratio: 11.28%	Conventional	1	0.1%	100%	$505,000	View
Genisys Credit Union	Conventional	1	0.1%	100%	$745,000
Panorama Mortgage Group, LLC	Conventional	1	0.1%	100%	$455,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$745,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$485,000
American Financial Resources LLC	FHA	1	0.1%	100%	$565,000
Primelending	VA, Jumbo	1	0.1%	100%	$905,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$405,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$125,000	View
Spero Financial Federal Credit Union	Conventional	1	0.1%	100%	$395,000
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$145,000
Aspire Home Loans	Conventional	1	0.1%	100%	$745,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$775,000
Signature Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$775,000
Resicentral LLC	Conventional	1	0.1%	50%	$225,000
Reliant Home Funding, Inc	Conventional	1	0.1%	100%	$785,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$305,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$345,000	View
Guaranty Mortgage Services, LLC	Conventional	1	0.1%	100%	$555,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$615,000	View
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$155,000	View
Flexpoint, Inc.	Conventional, Jumbo	1	0.1%	100%	$3,265,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$145,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$615,000
American Financing Corporation	FHA	1	0.1%	60%	$225,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$805,000
American Federal Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$165,000	View
Real Genius LLC	Conventional	1	0.1%	100%	$345,000
Fairwinds Credit Union	Conventional	1	0.1%	100%	$135,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$575,000
Capital Center LLC	Conventional	1	0.1%	100%	$505,000
Commercial Bank of Texas, NA	Conventional	1	0.1%	100%	$545,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$545,000	View
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,035,000
Central Bank & Trust Co A+5.0 ★Texas Ratio: 1.26%	VA	1	0.1%	100%	$395,000	View
Wolfe Financial Inc	Conventional	1	0.1%	100%	$545,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$635,000	View
Geneva Financial LLC	Conventional, Jumbo	1	0.1%	50%	$885,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$665,000	View
Smartbank A+5.0 ★Texas Ratio: 1.74%	Conventional	1	0.1%	100%	$355,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	50%	$315,000
Premier America Credit Union	Conventional	1	0.1%	100%	$515,000
Iserve Residential Lending	Conventional	1	0.1%	100%	$365,000
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$495,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$375,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$715,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$535,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
TowneBank	Conventional	1	0.1%	100%	$395,000
Victory Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Central Bank Illinois A-5.0 ★Texas Ratio: 15.39%	Conventional	1	0.1%	100%	$255,000	View
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$765,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$765,000
Consumers Credit Union	Conventional	1	0.1%	100%	$235,000
General Electric Employees Federal Credit Union	Conventional	1	0.1%	100%	$585,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$105,000
United Nations Federal CU	Conventional	1	0.1%	100%	$475,000
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	100%	$1,065,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$345,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$485,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
Champions Funding, LLC	Conventional	1	0.1%	20%	$155,000
Village Capital & Investment	FHA	1	0.1%	50%	$585,000
Figure Lending LLC	HELOC	0 +32 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +10 HELOCs	0%	0%		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +7 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	0%
Cadence Bank	HELOC	0 +3 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +2 HELOCs	0%	n/a
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	100%
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Eastman Credit Union	HELOC	0 +1 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Southern Energy Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Roswell Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Roswell, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Roswell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roswell in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Roswell, GA

Use these to narrow the list above. Each category shows how many Roswell, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 131 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 81 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 49 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 44 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 30 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Roswell, GA

Independent mortgage companies closed 65.8 percent of home loans in Roswell, Georgia in 2025, banks 25.5 percent and credit unions 8.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 80 loans.

65.8%

Mortgage companies

25.5%

Banks

8.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders McDonough 187 lenders Smyrna 220 lenders Newnan 192 lenders

Frequently Asked Questions About Mortgage Lenders in Roswell, GA

Who is the largest mortgage lender in Roswell, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Roswell, Georgia with 80 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Roswell, GA have the highest approval rates?

Among lenders with meaningful volume in Roswell, Georgia, Ameris Bank approved the highest share of completed applications in 2025 at 98.8 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Roswell, GA mortgage lenders offer FHA, VA and USDA loans?

49 lenders closed FHA loans in Roswell, Georgia in 2025, led by United Wholesale Mortgage with 11. 35 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Roswell, GA lender list?

Yes. 81 banks and 40 credit unions closed home loans in Roswell, Georgia in 2025, alongside 131 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Roswell, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Roswell, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roswell, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roswell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.