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Mortgage Lenders and Brokers in Newnan, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Newnan, Georgia mortgage lenders include Ameris BankAmeris Bank102 Newnan Crossing Byp, Newnan, GA 30265A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1175 Bullsboro Dr, Newnan, GA 30265A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association145 Millard Farmer Industrial Blvd, Newnan, GA 30263A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA2 Amlajack Blvd, Newnan, GA 30265A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA10 Glenda Trce, Newnan, GA 30265A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank190 Glenda Trce, Newnan, GA 30265A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank40 Bullsboro Dr, Newnan, GA 30263A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank71 Bullsboro Dr, Newnan, GA 30263A+5.0 ★Texas Ratio: 2.97%, FirstbankFirstbank20 Oak Hill Blvd, Newnan, GA 30265A5.0 ★Texas Ratio: 7.51%, and PNC Bank N.A.PNC Bank N.A.2904 Sharpsburg Mccullum Rd, Newnan, GA 30265A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Newnan, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newnan are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Newnan, Georgia

Market share is the lender's share of all home loans closed in Newnan, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 2 offices in Newnan 102 Newnan Crossing Byp, Newnan, GA 30265 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	37 +4 HELOCs	2.6%	100%	$309,324	View
JPMorgan Chase Bank, NA 1 office in Newnan 1175 Bullsboro Dr, Newnan, GA 30265 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	13 +4 HELOCs	0.9%	81.2%	$267,307	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Newnan 145 Millard Farmer Industrial Blvd, Newnan, GA 30263 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	11 +7 HELOCs	0.8%	91.7%	$255,909	View
Wells Fargo Bank NA 2 offices in Newnan 2 Amlajack Blvd, Newnan, GA 30265 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	9	0.6%	90%	$276,111	View
Bank of America NA 2 offices in Newnan 10 Glenda Trce, Newnan, GA 30265 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	8 +15 HELOCs	0.6%	88.9%	$295,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in Newnan 190 Glenda Trce, Newnan, GA 30265 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	6 +23 HELOCs	0.4%	75%	$323,333	View
Regions Bank 2 offices in Newnan 40 Bullsboro Dr, Newnan, GA 30263 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	6 +5 HELOCs	0.4%	60%	$76,666	View
United Community Bank 1 office in Newnan 71 Bullsboro Dr, Newnan, GA 30263 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	4 +4 HELOCs	0.3%	100%	$317,500	View
Firstbank 1 office in Newnan 20 Oak Hill Blvd, Newnan, GA 30265 A5.0 ★Texas Ratio: 7.51%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$340,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Newnan 2904 Sharpsburg Mccullum Rd, Newnan, GA 30265 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$385,000	View
Fifth Third Bank, National Association 1 office in Newnan 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000	View
Delta Community Credit Union 1825 Highway 34 E, Newnan, GA 30265 6423 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	59 +47 HELOCs	4.1%	77.6%	$211,949	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA	10	0.7%	100%	$353,000
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	7	0.5%	100%	$383,571	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	5 +1 HELOCs	0.3%	100%	$447,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional	4	0.3%	100%	$305,000	View
United Bank 61 Bullsboro Dr, Newnan, GA 30263 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	3 +11 HELOCs	0.2%	75%	$328,333	View
Synovus Bank 110 Jefferson St, Newnan, GA 30263	Conventional, FHA, HELOC	3 +10 HELOCs	0.2%	100%	$261,666
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional	3	0.2%	100%	$335,000	View
Bny Mellon, N.A. 3050 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 0.37%	Conventional	2	0.1%	100%	$410,000	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, Jumbo	2	0.1%	100%	$730,000	View
Talbot State Bank 710 Glynn St N, Fayetteville, GA 30214 F1.0 ★Texas Ratio: 33.51%	Conventional	2	0.1%	100%	$35,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$75,000	View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$245,000	View
First Peoples Bank 8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0.1%	100%	$145,000	View
The Southern Credit Union 6 Jefferson Pkwy, Newnan, GA 30263 3165 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$395,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$535,000	View
Bank of Dudley 200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93%	Conventional	1	0.1%	100%	$125,000	View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +2 HELOCs	0%	n/a
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, VA	8	0.6%	32%	$147,500
Loanunited.Com, LLC	FHA, VA	6	0.4%	100%	$311,666
Milend, Inc	Conventional, FHA, VA	6	0.4%	85.7%	$275,000
Equity Prime Mortgage LLC	FHA, VA	4	0.3%	100%	$372,500
Mortgage Assurance Inc	Conventional, FHA	4	0.3%	100%	$490,000
Direct Lenders, LLC.	Conventional, FHA	3	0.2%	100%	$281,666
First Option Mortgage, LLC	FHA	3	0.2%	100%	$335,000
Acu	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$280,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	33.3%	$295,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$395,000	View
United Premier Funding LLC	Conventional	1	0.1%	100%	$195,000
First Intercontinental Bank	Conventional	1	0.1%	100%	$385,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$395,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	149	10.3%	83.4%	$229,429
United Wholesale Mortgage	Conventional, FHA, VA, USDA, HELOC	97 +1 HELOCs	6.7%	87.4%	$336,134
Guild Mortgage Company	Conventional, FHA, VA	63	4.3%	100%	$325,952
DHI Mortgage Company, LTD.	Conventional, FHA, VA	60	4.1%	87%	$362,333
Fairway Independent Mort Corp	Conventional, FHA, VA	41	2.8%	95.3%	$312,560
Everett Financial, Inc.	Conventional, FHA, VA	40	2.8%	93%	$294,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	33 +6 HELOCs	2.3%	94.3%	$366,818
Pennymac Loan Services LLC	Conventional, FHA, VA	33	2.3%	86.8%	$213,181
loanDepot.com LLC	Conventional, FHA, VA, HELOC	31 +1 HELOCs	2.1%	76.2%	$263,709
Freedom Mortgage Corporation	Conventional, FHA, VA	31	2.1%	95.6%	$381,774
EMM Loans LLC	Conventional, FHA, USDA	27	1.9%	100%	$329,444
Movement Mortgage, LLC	Conventional, FHA, VA	26	1.8%	96.8%	$356,923
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	25 +6 HELOCs	1.7%	86.7%	$265,400
Lennar Mortgage, LLC	Conventional, FHA, VA	24	1.7%	85.7%	$337,083
Mortgage Research Center	VA	24	1.7%	68.6%	$379,583
New American Funding, LLC.	Conventional, FHA, VA, HELOC	23 +2 HELOCs	1.6%	85.2%	$286,739
Nationstar Mortgage	Conventional, FHA, VA	20	1.4%	76.9%	$205,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	19	1.3%	100%	$375,526
Newrez LLC	Conventional, FHA, VA	19	1.3%	71.4%	$218,684
Nfm, Inc	Conventional, FHA, VA	18	1.2%	100%	$305,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	17	1.2%	89.5%	$323,823	View
Zillow Home Loans, LLC	Conventional, FHA, VA	15	1%	100%	$329,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	14	1%	87.5%	$277,857
Homeowners Financial Group, LLC	Conventional, FHA	12	0.8%	100%	$285,833
Paramount Residential Mortgage	Conventional, FHA, VA	11	0.8%	100%	$450,454
Planet Home Lending, LLC	FHA, VA	10	0.7%	91.7%	$352,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA, USDA	9	0.6%	81.8%	$286,111
AmeriHome Mortgage Company, LLC	Conventional	9	0.6%	100%	$319,444
Prc Mortgage, LLC	Conventional, FHA	9	0.6%	100%	$275,000
Spring Eq, LLC	Conventional, HELOC	8 +4 HELOCs	0.6%	73.3%	$75,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	8	0.6%	100%	$300,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	8	0.6%	41.9%	$242,500
21St Mortgage	Conventional	8	0.6%	40%	$76,250
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	7	0.5%	69.2%	$412,142
Kind Lending, LLC	Conventional, FHA, VA	6	0.4%	66.7%	$311,666
Stockton Mortgage Corporation	Conventional, FHA	6	0.4%	100%	$338,333
Lower, LLC	Conventional, FHA, VA	6	0.4%	75%	$273,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	6	0.4%	66.7%	$350,000	View
American Financial Resources LLC	Conventional, FHA	5	0.3%	100%	$333,000
Discover Bank	Conventional	5	0.3%	31.2%	$79,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.3%	62.5%	$331,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	5	0.3%	83.3%	$293,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	5	0.3%	100%	$343,000
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	4 +2 HELOCs	0.3%	100%	$285,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	4	0.3%	100%	$317,500
Sage Home Loans Corporation	Conventional	4	0.3%	83.3%	$282,500
Success Mortgage Partners, Inc	Conventional	4	0.3%	100%	$250,000
Click n' Close, Inc.	Conventional, FHA, VA, USDA	4	0.3%	80%	$220,000
American Financing Corporation	Conventional, FHA	4	0.3%	33.3%	$225,000
Securitynational Mortgage Company	Conventional, FHA	4	0.3%	100%	$125,000
American Pacific Mortgage Corporation	Conventional	4	0.3%	100%	$357,500
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	4	0.3%	100%	$302,500	View
Carrington Mortgage Services LLC	Conventional, FHA	4	0.3%	41.7%	$177,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	4	0.3%	100%	$327,500	View
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.3%	80%	$272,500
Better Mortgage Corporation	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$195,000
Union Home Mortgage Corp.	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$311,666
Bank Ozk	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$225,000
The Loan Store, Inc	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$301,666
Primelending	Conventional, FHA	3	0.2%	100%	$221,666
Canopy Mortgage, LLC	FHA, VA	3	0.2%	100%	$445,000
Envoy Mortgage, Ltd	FHA	3	0.2%	100%	$335,000
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	50%	$288,333
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	3	0.2%	100%	$428,333	View
Sun West Mortgage Company, Inc	FHA, VA	3	0.2%	100%	$361,666
ClearPath Lending	VA	3	0.2%	100%	$371,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	100%	$335,000	View
Atlantic Bay Mortgage Group	Conventional, FHA	3	0.2%	75%	$448,333
Intelliloan, Inc.	Conventional, FHA	3	0.2%	100%	$285,000
T2 Financial LLC	Conventional, VA	3	0.2%	100%	$271,666
Acopia, LLC	Conventional, FHA	3	0.2%	100%	$238,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	100%	$321,666	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA	3	0.2%	100%	$225,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$295,000	View
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.1%	100%	$190,000
Residential Wholesale Mortgage	Conventional, FHA	2	0.1%	100%	$430,000
Nbkc Bank	Conventional	2	0.1%	100%	$255,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	2	0.1%	66.7%	$270,000	View
PHH Mortgage Corporation	FHA, VA	2	0.1%	100%	$335,000
Resicentral LLC	Conventional	2	0.1%	100%	$465,000
American Financial Network, Inc.	FHA	2	0.1%	100%	$255,000
Sanctuary Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$320,000
Das Acquisition Company, LLC	Conventional, FHA	2	0.1%	100%	$275,000
Mid-Continent Funding, Inc.	VA	2	0.1%	100%	$335,000
New Day Financial, LLC.	VA	2	0.1%	42.9%	$245,000
Southern Energy Credit Union	Conventional	2	0.1%	100%	$270,000
Provident Funding Associates	Conventional	2	0.1%	66.7%	$350,000
Nations Lending Corporation	Conventional, FHA	2	0.1%	100%	$155,000
Tjc Mortgage Inc	Conventional, VA	2	0.1%	100%	$335,000
Iserve Residential Lending	FHA	2	0.1%	100%	$420,000
Radius Financial Group Inc	Conventional, FHA	2	0.1%	100%	$220,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$355,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$335,000
First Continental Mortgage, Ltd.	FHA	2	0.1%	100%	$365,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$480,000
Mortgage Investors Group	Conventional, FHA	2	0.1%	100%	$300,000
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$160,000
Top Flite Financial, Inc.	FHA, VA	2	0.1%	100%	$275,000
Village Capital & Investment	FHA, VA	2	0.1%	41.7%	$365,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$505,000
First Technology Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$415,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$105,000	View
Ruoff Mortgage Company	VA	1	0.1%	100%	$385,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$275,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$385,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$285,000
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$335,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$225,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$355,000	View
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	50%	$525,000
Triad Financial Services, Inc.	Conventional	1	0.1%	100%	$75,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$335,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$235,000
Princeton Mortgage Corporation	VA	1	0.1%	100%	$415,000
Onward Home Mortgage, LLC	Conventional	1	0.1%	100%	$545,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$155,000	View
Bay-Valley Mortgage Group	FHA	1	0.1%	100%	$345,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,955,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	FHA	1	0.1%	100%	$635,000	View
Tyndall Federal Credit Union	Conventional	1	0.1%	100%	$315,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$275,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$385,000
Strong Home Mortgage, LLC	VA	1	0.1%	100%	$515,000
Real Genius LLC	Conventional	1	0.1%	100%	$235,000
First Mid Bank and Trust, NA A+5.0 ★Texas Ratio: 3.88%	Conventional	1	0.1%	100%	$305,000	View
Greenbox Loans	Conventional	1	0.1%	100%	$155,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	50%	$305,000
Cardinal Financial Company, Li	FHA	1	0.1%	33.3%	$325,000
Capital Center LLC	Conventional	1	0.1%	100%	$255,000
Churchill Mortgage Corporation	VA	1	0.1%	100%	$685,000
The Local Lender, LLC	Conventional	1	0.1%	100%	$165,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$315,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$255,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$535,000
Community Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Geneva Financial LLC	FHA	1	0.1%	100%	$455,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$275,000
Simmons Bank A+5.0 ★Texas Ratio: 5.33%	Conventional	1	0.1%	100%	$385,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA	1	0.1%	100%	$295,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$385,000	View
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$385,000
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	Conventional	1	0.1%	100%	$305,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$115,000	View
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	FHA	1	0.1%	100%	$445,000	View
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$165,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$535,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$475,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$265,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$325,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Southwest Airlines FCU	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	0%
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Altra Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Newnan Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Newnan, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Newnan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newnan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Newnan, GA

Use these to narrow the list above. Each category shows how many Newnan, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 131 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 92 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 62 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 29 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Newnan, GA

Independent mortgage companies closed 78.1 percent of home loans in Newnan, Georgia in 2025, banks 15 percent and credit unions 6.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 37 loans.

78.1%

Mortgage companies

15%

Banks

6.8%

Credit unions

25%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Newnan, GA

Who is the largest mortgage lender in Newnan, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Newnan, Georgia with 37 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Newnan, GA have the highest approval rates?

Among lenders with meaningful volume in Newnan, Georgia, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Newnan, GA mortgage lenders offer FHA, VA and USDA loans?

92 lenders closed FHA loans in Newnan, Georgia in 2025, led by United Wholesale Mortgage with 34. 62 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Newnan, GA lender list?

Yes. 56 banks and 24 credit unions closed home loans in Newnan, Georgia in 2025, alongside 131 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Newnan, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Newnan, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newnan, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newnan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.