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Bank of Madison Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 17, 2026

You can compare Bank of Madison rates to other rates in our database, including 12-month CD rates currently at 4.00%, 6-month CD rates at 3.68% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Bank of Madison rates. MonitorBankRates evaluates the financial stability of Bank of Madison with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.73%. Rates were last updated on 05/17/2026.

Bank of Madison money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Madison? Share your experience about Bank of Madison by leaving a review below, or read customer reviews before you decide to use Bank of Madison.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.73%
Excellent Lower than avg
Bank of Madison
133 N Main St
Madison, GA 30650
https://www.bankofmadisonga.com
Member FDIC

Current Rate Availability

We do not have Bank of Madison rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Madison is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Madison rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Madison's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Madison
Bank Holding Company MADISON BANK CORP
Address 133 N Main St, Madison, GA 30650  ·  Morgan
Website https://www.bankofmadisonga.com
FDIC Certificate # 148
Established 01/01/1890
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.73%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1009%
Return on Equity (ROE) 13.6500%
Non-Performing Loans (NPL) 0.04%
Total Assets $426,343,000
Total Deposits $379,705,000
Equity Capital $42,892,000
Net Income $6,709,000
Headquarters Madison
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Bank of Madison earned the Verified Strong badge

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Customer Reviews

There are no reviews for Bank of Madison yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
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Frequently Asked Questions About Bank of Madison

How many branches does Bank of Madison operate?

Bank of Madison currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Madison does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Madison provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Madison offer online and mobile banking?

Most modern institutions like Bank of Madison provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofmadisonga.com.

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