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Mortgage Lenders and Brokers in Highlands Ranch, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Highlands Ranch, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9350 S Colorado Blvd, Highlands Ranch, CO 80126A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.9303 S Broadway, Highlands Ranch, CO 80129A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA66 Springer Dr, Highlands Ranch, CO 80129A+5.0 ★Texas Ratio: 5.36%, Huntington National BankHuntington National Bank9579 S University Blvd, Highlands Ranch, CO 80126A+5.0 ★Texas Ratio: 3.66%, BMO Harris Bank NABMO Harris Bank NA9285 S Broadway, Highlands Ranch, CO 80129A+5.0 ★Texas Ratio: 3.54%, Bokf NABokf NA9561 S University Blvd, Highlands Ranch, CO 80126A+5.0 ★Texas Ratio: 1.05%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.9338 Dorchester St Ste 102, Highlands Ranch, CO 80129A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association3235 Mill Vista Rd, Highlands Ranch, CO 80129A+5.0 ★Texas Ratio: 4.81%, and FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Highlands Ranch, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highlands Ranch are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Highlands Ranch, Colorado

Market share is the lender's share of all home loans closed in Highlands Ranch, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Highlands Ranch 9350 S Colorado Blvd, Highlands Ranch, CO 80126 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	41 +4 HELOCs	2.2%	93.2%	$547,439	View
US Bank, N.A. 2 offices in Highlands Ranch 9303 S Broadway, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	24 +42 HELOCs	1.3%	77.8%	$400,000	View
Wells Fargo Bank NA 2 offices in Highlands Ranch 66 Springer Dr, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	21	1.1%	100%	$579,761	View
Huntington National Bank 1 office in Highlands Ranch 9579 S University Blvd, Highlands Ranch, CO 80126 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	13 +9 HELOCs	0.7%	92.9%	$801,153	View
BMO Harris Bank NA 1 office in Highlands Ranch 9285 S Broadway, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	10 +5 HELOCs	0.5%	90.9%	$1,017,000	View
Bokf NA 1 office in Highlands Ranch 9561 S University Blvd, Highlands Ranch, CO 80126 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	8 +10 HELOCs	0.4%	100%	$625,000	View
Bank of America NA 1 office in Highlands Ranch 5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +17 HELOCs	0.4%	100%	$520,714	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Highlands Ranch 9338 Dorchester St Ste 102, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	6 +22 HELOCs	0.3%	75%	$816,666	View
Keybank National Association 3 offices in Highlands Ranch 3235 Mill Vista Rd, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.2%	100%	$777,500	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	28 +38 HELOCs	1.5%	85.7%	$416,785	View
Canvas Credit Union 3622 E Highlands Ranch Pkwy Unit 103, Highlands Ranch, CO 80126 A5.0 ★Texas Ratio: 9.20%	Conventional, Jumbo, HELOC	19 +77 HELOCs	1%	100%	$668,157	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional, VA, Jumbo	16	0.9%	100%	$698,750	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, VA, Jumbo, HELOC	11 +2 HELOCs	0.6%	84.6%	$549,545	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, FHA, Jumbo	9	0.5%	100%	$620,555	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional, Jumbo, HELOC	4 +11 HELOCs	0.2%	80%	$505,000	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	Conventional, VA	4	0.2%	100%	$522,500	View
Bank of Colorado 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo	3	0.2%	100%	$1,478,333	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	3	0.2%	80%	$591,666	View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +22 HELOCs	0.1%	100%	$970,000	View
Colorado Credit Union 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	2 +16 HELOCs	0.1%	75%	$155,000	View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$660,000
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	2 +8 HELOCs	0.1%	66.7%	$1,425,000	View
Metrum Community Credit Union 6980 S Holly Cir, Centennial, CO 80112 1018 A+5.0 ★Texas Ratio: 0.80%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$155,000	View
Academy Bank, N.A. 3301 Tower Rd, Aurora, CO 80011 A+5.0 ★Texas Ratio: 5.08%	Conventional, VA	2	0.1%	100%	$310,000	View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	Conventional, Jumbo, HELOC	1 +31 HELOCs	0.1%	100%	$1,325,000	View
Credit Union of Colorado, A Federal Credit Union 6654 Timberline Rd, Highlands Ranch, CO 80130 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +20 HELOCs	0.1%	100%	$605,000	View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	Conventional, HELOC	1 +15 HELOCs	0.1%	50%	$255,000	View
Air Academy Federal Credit Union 8677 S Quebec St, Highlands Ranch, CO 80130 A+5.0 ★Texas Ratio: 3.50%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$55,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$595,000	View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000	View
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$755,000	View
Colorado Federal Savings Bank 8400 E Prentice Ave, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.1%	100%	$355,000	View
Integrity Bank & Trust 702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47%	Conventional, Jumbo	1	0.1%	100%	$1,895,000	View
On Tap Credit Union 5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06%	Conventional	1	0.1%	100%	$155,000	View
Bellco Credit Union 2219 W Wildcat Reserve Pkwy, Highlands Ranch, CO 80129 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +118 HELOCs	0%	n/a		View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +2 HELOCs	0%	n/a		View
CoreFirst Bank & Trust 10130 E Dry Creek Rd, Englewood, CO 80112 B+4.1 ★Texas Ratio: 2.49%	HELOC	0 +1 HELOCs	0%	n/a		View
American Financing Corporation	Conventional, FHA, VA	24	1.3%	50.9%	$310,416
Ent Credit Union (68671)	Conventional, FHA, VA, Jumbo, HELOC	22 +79 HELOCs	1.2%	84.6%	$651,818
Homeamerican Mortgage Corporation	Conventional, VA	22	1.2%	95.7%	$651,363
Megastar Finanacial Corp	Conventional, FHA, VA	15	0.8%	100%	$481,000
American Liberty Mortgage Inco	Conventional, FHA, Jumbo	9	0.5%	100%	$649,444
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	6	0.3%	85.7%	$1,155,000	View
The Mortgage Company	Conventional	5	0.3%	83.3%	$423,000
Loan Simple, Inc.	Conventional, FHA	5	0.3%	100%	$271,000
M2 Lending Solutions, LLC	Conventional	4	0.2%	100%	$587,500
Centennial Lending, LLC	FHA	1	0.1%	100%	$635,000
Ideal Home Loans LLC	Conventional, Jumbo	1	0.1%	100%	$1,315,000
Pivot Financial Partners, Inc	Conventional	1	0.1%	100%	$685,000
Mortgage Solutions of Colorado	Conventional	1	0.1%	100%	$555,000
Climb Credit Union	HELOC	0 +22 HELOCs	0%	0%
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	0%		View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	339 +17 HELOCs	18.2%	96.3%	$578,067
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA, Jumbo	195	10.5%	89.7%	$409,153	View
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	56	3%	94.9%	$512,857
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	45 +4 HELOCs	2.4%	100%	$610,333
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	38 +2 HELOCs	2%	92.7%	$542,105
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	1.9%	84.4%	$515,555
Fairway Independent Mort Corp	Conventional, VA, Jumbo	33	1.8%	100%	$621,969
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	30 +6 HELOCs	1.6%	94.6%	$494,000
V.I.P. Mortgage, Inc.	Conventional, FHA, Jumbo	26	1.4%	100%	$595,384
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	25 +3 HELOCs	1.3%	100%	$616,200
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	24 +1 HELOCs	1.3%	96%	$592,500
Provident Funding Associates	Conventional	23	1.2%	92%	$535,869
Movement Mortgage, LLC	Conventional, VA, Jumbo, HELOC	21 +1 HELOCs	1.1%	92.6%	$623,571
NOVA Financial & Investment Corporation	Conventional, VA	21	1.1%	95.5%	$579,761
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, VA	20	1.1%	100%	$525,000	View
SWBC Mortgage Corporation	Conventional, Jumbo	17	0.9%	100%	$568,529
Newrez LLC	Conventional, FHA, VA, Jumbo	17	0.9%	56.7%	$468,529
Synergy One Lending, Inc.	Conventional, Jumbo	17	0.9%	100%	$632,058
Nationstar Mortgage	Conventional, VA	17	0.9%	94.7%	$336,176
Zillow Home Loans, LLC	Conventional, VA	17	0.9%	100%	$559,117
Union Home Mortgage Corp.	Conventional, FHA, HELOC	16 +1 HELOCs	0.9%	88.9%	$543,750
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	15 +10 HELOCs	0.8%	88.2%	$447,000
Spring Eq, LLC	Conventional, HELOC	15 +8 HELOCs	0.8%	50%	$147,666
Resicentral LLC	Conventional, FHA, Jumbo	15	0.8%	100%	$559,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	15	0.8%	88.2%	$284,333	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	13 +1 HELOCs	0.7%	77.8%	$454,230
Freedom Mortgage Corporation	Conventional, FHA, VA	13	0.7%	93.3%	$602,692
Prosperity Home Mortgage, LLC	Conventional, FHA, Jumbo	12	0.6%	100%	$631,666
Mortgage Research Center	Conventional, VA, Jumbo	11	0.6%	84.6%	$606,818
Keystone Funding, Inc	Conventional, FHA, VA	11	0.6%	100%	$470,454
Primelending	Conventional, Jumbo	10	0.5%	100%	$525,000
Sierra Pacific Mortgage Co. Inc	Conventional	10	0.5%	100%	$536,000
Guaranteed Rate Affinity, LLC	Conventional, VA, HELOC	9 +1 HELOCs	0.5%	100%	$578,333
Peoples Mortgage Company	Conventional, FHA, Jumbo	9	0.5%	100%	$606,111
Mutual of Omaha Mortgage	Conventional, VA	9	0.5%	90%	$580,555
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	9	0.5%	100%	$626,111	View
Originpoint, LLC	Conventional	8	0.4%	88.9%	$578,750
Sage Home Loans Corporation	Conventional	8	0.4%	100%	$528,750
Better Mortgage Corporation	Conventional, VA, HELOC	7 +2 HELOCs	0.4%	100%	$455,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	7	0.4%	100%	$586,428	View
Discover Bank	Conventional	7	0.4%	31.8%	$95,000
Paramount Residential Mortgage	Conventional, FHA	7	0.4%	100%	$510,714
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	6 +2 HELOCs	0.3%	100%	$466,666	View
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.3%	43.5%	$258,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	6	0.3%	100%	$666,666	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.3%	83.3%	$1,069,000	View
Kind Lending, LLC	Conventional, FHA	5	0.3%	83.3%	$433,000
Amerisave Mortgage Company	Conventional	5	0.3%	41.7%	$259,000
Highlands Residential Mortgage, Ltd.	Conventional	5	0.3%	100%	$471,000
Homeowners Financial Group, LLC	Conventional, Jumbo	5	0.3%	100%	$1,039,000
Summit Funding.Inc	Conventional	5	0.3%	100%	$353,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.3%	100%	$799,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +11 HELOCs	0.2%	100%	$117,500	View
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	4 +6 HELOCs	0.2%	100%	$125,000
Everett Financial, Inc.	Conventional, VA	4	0.2%	100%	$507,500
Nbkc Bank	Conventional, VA, Jumbo	4	0.2%	100%	$780,000
Bay Equity LLC	Conventional, FHA	4	0.2%	100%	$587,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	4	0.2%	80%	$945,000	View
Leaderone Financial Corp.	Conventional	4	0.2%	100%	$485,000
Alliant Credit Union	Conventional, VA, Jumbo, HELOC	3 +6 HELOCs	0.2%	75%	$861,666
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.2%	100%	$915,000
Home Mortgage Advisors, LLC	Conventional, FHA, HELOC	3 +3 HELOCs	0.2%	100%	$708,333
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	3	0.2%	100%	$885,000	View
Equity Prime Mortgage LLC	Conventional, FHA	3	0.2%	100%	$485,000
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$515,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.2%	100%	$725,000	View
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	Conventional, FHA	3	0.2%	75%	$661,666	View
Builders Choice Mortgage LLC	Conventional	3	0.2%	80%	$578,333
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.2%	100%	$621,666
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA, Jumbo	3	0.2%	75%	$705,000	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional	3	0.2%	100%	$378,333	View
Nmsi, Inc.	Conventional	3	0.2%	100%	$625,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.2%	100%	$655,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$540,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	2	0.1%	100%	$390,000	View
Fundloans Capital	Conventional, Jumbo	2	0.1%	100%	$850,000
Greenstate Credit Union	Conventional	2	0.1%	100%	$535,000
Golden Empire Mortgage, Inc.	Conventional	2	0.1%	100%	$480,000
Loanunited.Com, LLC	VA	2	0.1%	100%	$675,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	2	0.1%	100%	$320,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$670,000	View
AdvantageFirst Lending Inc	Conventional	2	0.1%	66.7%	$660,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	2	0.1%	100%	$735,000	View
AmWest Funding Corp	Conventional, VA	2	0.1%	100%	$450,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	2	0.1%	100%	$340,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$395,000
Select Lending Services, LLC	Conventional, Jumbo	2	0.1%	100%	$585,000
Nfm, Inc	Conventional, FHA	2	0.1%	100%	$510,000
Stg Mortgage Inc	Conventional, FHA	2	0.1%	100%	$655,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$225,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$350,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$385,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$610,000	View
Emet Lending Group, Inc.	Conventional	2	0.1%	100%	$560,000
Iserve Residential Lending	Conventional, Jumbo	2	0.1%	100%	$665,000
Nexera Holding LLC	Conventional, Jumbo	2	0.1%	100%	$835,000
Blue Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$65,000
Goodleap, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$265,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$505,000	View
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$1,805,000
Regent Bank A5.0 ★Texas Ratio: 13.71%	Conventional	1	0.1%	100%	$455,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$65,000
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$965,000
American Financial Resources LLC	FHA	1	0.1%	100%	$735,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$355,000
Centra Credit Union A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$545,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$125,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	50%	$275,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$485,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$535,000
Brighton Bank	Conventional	1	0.1%	100%	$565,000
Acrisure Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$565,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$375,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$445,000	View
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$745,000
Deephaven Mortgage LLC	Conventional	1	0.1%	33.3%	$125,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$575,000
Diamond Residential Mtg Corp	Conventional, Jumbo	1	0.1%	100%	$465,000
Redwood Residential Acquisition Corporation	Conventional	1	0.1%	100%	$105,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$555,000
Thompson Kane & Company, Inc	Conventional	1	0.1%	100%	$375,000
Michigan Mutual, Inc	Conventional, Jumbo	1	0.1%	100%	$1,165,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$455,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$235,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0.1%	100%	$295,000	View
Intercap Lending Inc	Conventional	1	0.1%	100%	$375,000
Flat Branch Mortgage, Inc.	VA	1	0.1%	100%	$765,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$565,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$715,000
Strong Home Mortgage, LLC	VA	1	0.1%	100%	$745,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$325,000
Chevron Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$855,000
Honda Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Weichert Financial Services	Conventional	1	0.1%	100%	$295,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$215,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
First International Bank & Trust	Conventional	1	0.1%	100%	$375,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$365,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$525,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$145,000
Chickasaw Community Bank A5.0 ★Texas Ratio: 13.31%	FHA, Jumbo	1	0.1%	100%	$835,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	VA	1	0.1%	100%	$245,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0.1%	100%	$605,000	View
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$405,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$695,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional, Jumbo	1	0.1%	100%	$985,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$545,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$545,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$805,000
First Central Savings Bank	Conventional	1	0.1%	100%	$525,000
Red River Employees Federal Credit Union	Conventional	1	0.1%	100%	$505,000
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$505,000
United Nations Federal CU	Conventional	1	0.1%	100%	$715,000
Deerwood Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$265,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	33.3%	$215,000	View
Carrington Mortgage Services LLC	FHA	1	0.1%	25%	$335,000
Texana Bank	Conventional	1	0.1%	100%	$425,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	100%	$735,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$475,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$595,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$485,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$475,000
Village Capital & Investment	VA	1	0.1%	100%	$765,000
Star One Credit Union	Conventional	1	0.1%	100%	$565,000
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$35,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$295,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +14 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
Digital Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Genisys Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Deseret First Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Highlands Ranch Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Highlands Ranch, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Highlands Ranch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highlands Ranch in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Highlands Ranch, CO

Use these to narrow the list above. Each category shows how many Highlands Ranch, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 132 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 65 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 47 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 44 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 70 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 36 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Highlands Ranch, CO

Independent mortgage companies closed 78 percent of home loans in Highlands Ranch, Colorado in 2025, banks 16.4 percent and credit unions 5.7 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Canvas Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 28 loans.

78%

Mortgage companies

16.4%

Banks

5.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Highlands Ranch, CO

Who is the largest mortgage lender in Highlands Ranch, CO?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Highlands Ranch, Colorado with 41 loans, about 2.2 percent of the market. The largest lender headquartered in Colorado was FirstBank with 28 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Highlands Ranch, CO have the highest approval rates?

Among lenders with meaningful volume in Highlands Ranch, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.3 percent, against a 89.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Highlands Ranch, CO mortgage lenders offer FHA, VA and USDA loans?

44 lenders closed FHA loans in Highlands Ranch, Colorado in 2025, led by United Wholesale Mortgage with 42. 44 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Highlands Ranch, CO lender list?

Yes. 65 banks and 47 credit unions closed home loans in Highlands Ranch, Colorado in 2025, alongside 132 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Highlands Ranch, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Highlands Ranch, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highlands Ranch, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highlands Ranch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.