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Mortgage Lenders and Brokers in Portage, Michigan

Portage, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association6488 S Westnedge Ave, Portage, MI 49002A+5.0 ★Texas Ratio: 3.22%, KALSEE Credit UnionKALSEE Credit Union5220 Lovers Ln Ste 200, Portage, MI 49002A+5.0 ★Texas Ratio: 2.20%, Huntington National BankHuntington National Bank416 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 3.66%, Horizon BankHorizon Bank3250 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 4.40%, Flagstar Bank NAFlagstar Bank NA475 Romence Rd, Portage, MI 49024D3.3 ★Texas Ratio: 35.11%, Mercantile BankMercantile Bank2301 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 0.63%, PNC Bank N.A.PNC Bank N.A.6944 S Westnedge Ave, Portage, MI 49002A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2109 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 3.68%, Sturgis Bank & TrustSturgis Bank & Trust8025 Creekside Dr, Portage, MI 49024A5.0 ★Texas Ratio: 9.46%, and Old National BankOld National Bank4431 W Centre Ave, Portage, MI 49024A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Portage, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portage are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Portage, Michigan

Market share is the lender's share of all home loans closed in Portage, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
3 offices in Portage
6488 S Westnedge Ave, Portage, MI 49002
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA, HELOC 17
+27 HELOCs
2% 66.7% $197,941 View
5220 Lovers Ln Ste 200, Portage, MI 49002
A+5.0 ★Texas Ratio: 2.20%
Conventional, HELOC 15
+29 HELOCs
1.8% 88.9% $123,666 View
1 office in Portage
416 W Centre Ave, Portage, MI 49024
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, VA, HELOC 15
+18 HELOCs
1.8% 100% $254,333 View
1 office in Portage
3250 W Centre Ave, Portage, MI 49024
A+5.0 ★Texas Ratio: 4.40%
Conventional, HELOC 15
+9 HELOCs
1.8% 100% $305,000 View
1 office in Portage
475 Romence Rd, Portage, MI 49024
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA, HELOC 14
+2 HELOCs
1.6% 93.3% $209,285 View
1 office in Portage
2301 W Centre Ave, Portage, MI 49024
A+5.0 ★Texas Ratio: 0.63%
Conventional, Jumbo, HELOC 11
+2 HELOCs
1.3% 100% $307,727 View
★ 1.7 stars, 3 reviews
1 office in Portage
6944 S Westnedge Ave, Portage, MI 49002
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 9
+27 HELOCs
1.1% 81.8% $231,666 View
1 office in Portage
2109 W Centre Ave, Portage, MI 49024
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 6 0.7% 100% $568,333 View
2 offices in Portage
8025 Creekside Dr, Portage, MI 49024
A5.0 ★Texas Ratio: 9.46%
Conventional, HELOC 5
+3 HELOCs
0.6% 100% $325,000 View
1 office in Portage
4431 W Centre Ave, Portage, MI 49024
A+5.0 ★Texas Ratio: 4.98%
Conventional, Jumbo, HELOC 4
+4 HELOCs
0.5% 80% $585,000 View
1 office in Portage
2381 W Centre Ave, Portage, MI 49024
A+5.0 ★Texas Ratio: 5.01%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $285,000 View
2 offices in Portage
650 Trade Centre Way Ste 120, Portage, MI 49002
A5.0 ★Texas Ratio: 8.82%
Conventional 1 0.1% 100% $85,000 View
1511 W Centre Ave, Portage, MI 49024 5325
A+5.0 ★Texas Ratio: 3.56%
Conventional, Jumbo, HELOC 134
+83 HELOCs
15.6% 98.5% $253,656 View
Lake Michigan Credit Union
4084 W Centre Ave, Portage, MI 49024
Conventional, VA, Jumbo, HELOC 95
+34 HELOCs
11.1% 98% $321,210
2019 W CENTRE AVE, PORTAGE, MI 49024 4815
A5.0 ★Texas Ratio: 12.10%
Conventional, FHA, Jumbo, HELOC 49
+34 HELOCs
5.7% 94.7% $260,306 View
2340 E Centre Ave, Portage, MI 49002
A+5.0 ★Texas Ratio: 5.27%
Conventional, FHA, HELOC 20
+6 HELOCs
2.3% 87% $183,000 View
499 Romence Rd, Portage, MI 49024
A+5.0 ★Texas Ratio: 1.68%
Conventional 14 1.6% 100% $224,285 View
1004 W Midland Rd, Auburn, MI 48611
A5.0 ★Texas Ratio: 6.46%
Conventional, FHA, HELOC 4
+1 HELOCs
0.5% 80% $270,000 View
233 W Centre Ave, Portage, MI 49024 5353
A5.0 ★Texas Ratio: 6.23%
Conventional 3 0.4% 100% $141,666 View
7941 S Westnedge Ave, Portage, MI 49002
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+6 HELOCs
0.2% 100% $180,000 View
2469 Cedar Street, Delhi Township, MI 48842
A-4.9 ★Texas Ratio: 16.59%
FHA 2 0.2% 100% $250,000 View
7473 Storey Rd, Belding, MI 48809 9360
A+5.0 ★Texas Ratio: 1.25%
Conventional 2 0.2% 100% $100,000 View
2015 Washtenaw Ave, Ann Arbor, MI 48104
A+5.0 ★Texas Ratio: 3.82%
Conventional, FHA 2 0.2% 100% $190,000 View
5515 Van Dyke Rd, Almont, MI 48003
A+5.0 ★Texas Ratio: 5.45%
Conventional 2 0.2% 100% $490,000 View
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+4 HELOCs
0.1% 100% $125,000 View
395 Briarwood Cir, Ann Arbor, MI 48108
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $775,000 View
101 W Monroe St, Bangor, MI 49013
A+5.0 ★Texas Ratio: 2.36%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $155,000 View
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543
A+5.0 ★Texas Ratio: 3.99%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $245,000 View
501 Main St, Frankfort, MI 49635
A5.0 ★Texas Ratio: 10.41%
Conventional 1 0.1% 100% $175,000 View
3070 W Centre Ave, Portage, MI 49024
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.1% 100% $75,000 View
1026 W Midland Rd, AUBURN, MI 48611
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $505,000 View
3333 Deposit Dr Ne, Grand Rapids, MI 49546
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.1% 100% $295,000 View
904 Broadway Ave NW, Grand Rapids, MI 49504 4415
A+5.0 ★Texas Ratio: 0.81%
Conventional 1 0.1% 100% $15,000 View
20645 Gibraltar Rd, Brownstown Twp, MI 48183
A+5.0 ★Texas Ratio: 4.92%
Conventional 1 0.1% 100% $205,000 View
7240 Park Ave, Allen Park, MI 48101
A+5.0 ★Texas Ratio: 4.89%
Conventional 1 0.1% 100% $55,000 View
2400 Green Rd, Ann Arbor, MI 48105 1550
A+5.0 ★Texas Ratio: 2.54%
Conventional 1 0.1% 100% $305,000 View
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830
A+5.0 ★Texas Ratio: 2.16%
Conventional 1 0.1% 100% $85,000 View
34100 Woodward Ave, Birmingham, MI 48009
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 50% $85,000 View
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617
FHA 1 0.1% 50% $255,000
1157 Michigan Ave E, Battle Creek, MI 49014 6802
A5.0 ★Texas Ratio: 7.49%
Conventional 1 0.1% 100% $205,000 View
1553 Lansing Rd, Charlotte, MI 48813
A+5.0 ★Texas Ratio: 1.86%
Conventional 1 0.1% 100% $185,000 View
710 N Van Dyke Rd, Bad Axe, MI 48413
A5.0 ★Texas Ratio: 8.18%
Conventional 1 0.1% 100% $65,000 View
901 E Milham Ave, Portage, MI 49002 3011
A+5.0 ★Texas Ratio: 5.38%
HELOC 0
+45 HELOCs
0% n/a View
5750 Baypointe Blvd, Clarkston, MI 48346 3192
A+5.0 ★Texas Ratio: 4.06%
HELOC 0
+1 HELOCs
0% n/a View
39440 W 14 Mile Rd, Commerce Township, MI 48390 3907
A+5.0 ★Texas Ratio: 5.61%
HELOC 0
+1 HELOCs
0% n/a View
Rocket Mortgage
Conventional, FHA, VA 76 8.9% 82.4% $186,973
United Wholesale Mortgage
Conventional, FHA, VA 51 6% 89.7% $274,607
Mortgage Center LC
Conventional, FHA 20 2.3% 83.3% $214,000
Success Mortgage Partners, Inc
Conventional, FHA, VA 14 1.6% 100% $260,000
Northern Mortgage Services, LLC
Conventional, FHA 4 0.5% 100% $252,500
Gold Star Mortgage Financial Group, Corporation
Conventional 2 0.2% 100% $260,000
Top Flite Financial, Inc.
FHA 2 0.2% 100% $180,000
Msu Federal Credit Union
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $185,000
Homesite Mortgage, LLC
Conventional 1 0.1% 100% $235,000
Mortgage 1 Incorporated
FHA 1 0.1% 100% $335,000
Ross Mortgage Corporation
Conventional 1 0.1% 100% $245,000
VanDyk Mortgage Corporation
Conventional 1 0.1% 100% $215,000
MMS Mortgage Services, Ltd.
Conventional 1 0.1% 100% $195,000
Mortgage Research Center
Conventional, VA 24 2.8% 82.8% $319,166
Gvc Mortgage, Inc.
Conventional, FHA 20 2.3% 100% $250,000
Primelending
Conventional, FHA, VA 11 1.3% 100% $313,181
Freedom Mortgage Corporation
Conventional, FHA, VA 10 1.2% 86.7% $208,000
Prosperity Home Mortgage, LLC
Conventional, FHA, Jumbo 9 1.1% 81.8% $338,333
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA 8 0.9% 88.9% $253,750 View
Nationstar Mortgage
Conventional, FHA 8 0.9% 88.9% $151,250
CrossCountry Mortgage, LLC
Conventional, VA 7 0.8% 100% $363,571
Summit Home Mortgage, LLC
Conventional, VA 7 0.8% 100% $257,857
The Loan Store, Inc
Conventional, HELOC 6
+1 HELOCs
0.7% 100% $308,333
Newrez LLC
Conventional, FHA, VA 6 0.7% 66.7% $221,666
Pennymac Loan Services LLC
Conventional, FHA 6 0.7% 85.7% $295,000
Amerisave Mortgage Company
Conventional, VA 5 0.6% 50% $123,000
Union Home Mortgage Corp.
Conventional, FHA, VA 5 0.6% 100% $289,000
Navy Federal Credit Union
Conventional, VA 5 0.6% 83.3% $217,000
Guild Mortgage Company
Conventional, FHA 4 0.5% 100% $165,000
Churchill Mortgage Corporation
Conventional 4 0.5% 100% $197,500
Provident Funding Associates
Conventional 4 0.5% 100% $227,500
loanDepot.com LLC
Conventional, FHA, HELOC 3
+2 HELOCs
0.4% 60% $168,333
Nbkc Bank
Conventional, FHA 3 0.4% 100% $305,000
Movement Mortgage, LLC
Conventional, VA 3 0.4% 100% $271,666
AdvantageFirst Lending Inc
FHA 3 0.4% 100% $285,000
B-3.5 ★Texas Ratio: 6.80%
VA 3 0.4% 60% $285,000 View
Mutual of Omaha Mortgage
FHA 3 0.4% 80% $198,333
Fairway Independent Mort Corp
Conventional 3 0.4% 75% $261,666
Contour Mortgage Corporation
Conventional 2 0.2% 100% $195,000
Everett Financial, Inc.
Conventional, FHA 2 0.2% 100% $215,000
Kind Lending, LLC
Conventional 2 0.2% 100% $195,000
AmeriHome Mortgage Company, LLC
Conventional, FHA 2 0.2% 50% $270,000
Triad Financial Services, Inc.
Conventional 2 0.2% 80% $80,000
Cardinal Financial Company, Li
Conventional 2 0.2% 100% $230,000
Planet Home Lending, LLC
FHA, VA 2 0.2% 100% $295,000
American Pacific Mortgage Corporation
Conventional 2 0.2% 66.7% $195,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 2 0.2% 40% $265,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.2% 66.7% $190,000 View
Tomo Mortgage LLC
Conventional 2 0.2% 100% $345,000
Lower, LLC
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $375,000
Spring Eq, LLC
Conventional, HELOC 1
+1 HELOCs
0.1% 14.3% $275,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 50% $475,000 View
Ruoff Mortgage Company
Conventional 1 0.1% 100% $155,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.1% 100% $585,000 View
American Financial Resources LLC
VA 1 0.1% 100% $125,000
Guaranteed Rate, Inc.
VA 1 0.1% 100% $385,000
Royal United Mortgage LLC
Conventional 1 0.1% 100% $75,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.1% 100% $765,000 View
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 0.1% 100% $275,000 View
Lakeview Loan Servicing, LLC
Conventional 1 0.1% 50% $345,000
Equity Prime Mortgage LLC
VA 1 0.1% 100% $215,000
Loanunited.Com, LLC
VA 1 0.1% 100% $275,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $205,000 View
Filo Mortgage, LLC
Conventional 1 0.1% 100% $275,000
Resicentral LLC
Conventional 1 0.1% 100% $185,000
Nqm Funding, LLC
Conventional 1 0.1% 100% $345,000
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.1% 100% $335,000 View
First Colony Mortgage Corporat
Conventional, Jumbo 1 0.1% 100% $1,205,000
Weichert Financial Services
Conventional 1 0.1% 100% $555,000
New Day Financial, LLC.
VA 1 0.1% 100% $105,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.1% 100% $165,000 View
Nations Lending Corporation
VA 1 0.1% 100% $255,000
BoxCar Mortgage, LLC
FHA 1 0.1% 100% $335,000
Union Savings Bank
Conventional 1 0.1% 100% $255,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $225,000 View
A5.0 ★Texas Ratio: 6.90%
Conventional 1 0.1% 100% $255,000 View
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.1% 100% $185,000 View
Notre Dame Federal Credit Union
Conventional 1 0.1% 100% $25,000
Ark-La-Tex Financial Services LLC
VA 1 0.1% 100% $435,000
Figure Lending LLC
HELOC 0
+9 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Everwise Credit Union
HELOC 0
+1 HELOCs
0% n/a
A4.8 ★Texas Ratio: 2.45%
HELOC 0
+1 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Portage, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Portage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portage in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Portage, MI

Use these to narrow the list above. Each category shows how many Portage, MI lenders fit and what that kind of lender is usually best for.

Who Lends in Portage, MI

Independent mortgage companies closed 38.9 percent of home loans in Portage, Michigan in 2025, banks 17.9 percent and credit unions 43.3 percent. Member First Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and KALSEE Credit Union the largest credit union. Among lenders headquartered in Michigan, KALSEE Credit Union led with 15 loans.

38.9%
Mortgage companies
17.9%
Banks
43.3%
Credit unions
9%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Portage, MI

Who is the largest mortgage lender in Portage, MI?

By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Portage, Michigan with 17 loans, about 2 percent of the market. The largest lender headquartered in Michigan was KALSEE Credit Union with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Portage, MI have the highest approval rates?

Among lenders with meaningful volume in Portage, Michigan, Consumers Credit Union approved the highest share of completed applications in 2025 at 98.5 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Portage, MI mortgage lenders offer FHA, VA and USDA loans?

34 lenders closed FHA loans in Portage, Michigan in 2025, led by Rocket Mortgage with 11. 24 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Portage, MI lender list?

Yes. 38 banks and 28 credit unions closed home loans in Portage, Michigan in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Portage, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Portage, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portage, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.