Sturgis Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sturgis Bank & Trust CompanyToday's 12-month CD rates can be found at 0.18%, 6-month CD rates at 2.77% and 3-month CD rates at 2.90%. Current savings rates are at 0.25% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Sturgis Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sturgis Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sturgis Bank & Trust Company CD rates. You can also compare Sturgis Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Sturgis Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sturgis Bank & Trust Company? Share your experience about Sturgis Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Sturgis Bank & Trust Company.

Sturgis Bank & Trust Company Texas Ratio

Sturgis Bank & Trust Company's Texas Ratio is at 3.03%, which is considered excellent. The Texas Ratio for Sturgis Bank & Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sturgis Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Sturgis Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Petefish, Skiles & Co. Bank
Rewards Checking
5.12%
$50
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
60-Month CD
4.25%
$500
GSL Savings Bank
GSL Savings Bank
Super Money Market
3.97%
$1,500
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
3.82%
$500
FNB of Bellville
FNB of Bellville
12-Month CD (Jumbo)
3.60%
$100,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Checking (Member Advantage)
3.56%
$0
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.55%
$250,000
Saco & Biddeford Savings
Saco & Biddeford Savings
36-Month CD
3.50%
$500
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
12-Month CD
3.26%
$500
First Nebraska Bank
First Nebraska Bank
24-Month CD
3.14%
$500
Bank of Luxemburg
Bank of Luxemburg
36-Month CD
3.10%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
6-Month CD
3.05%
$500
Avidia Bank
Avidia Bank
36-Month CD
3.05%
$1,000
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Homeland Community Bank
Homeland Community Bank
60-Month CD
3.00%
$500
Homeland Community Bank
Homeland Community Bank
36-Month CD
2.90%
$500
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
2.75%
$500
Fayetteville Bank
Fayetteville Bank
60-Month CD
2.25%
$1,000
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
Collinsville Bank
Collinsville Bank
Total Money Market
2.02%
$100,000
Marthas Vineyard Bank
Marthas Vineyard Bank
60-Month CD
2.00%
$1,000
Brattleboro S&L
Brattleboro S&L
36-Month CD
2.00%
$500
First State Bank and Trust
First State Bank and Trust
48-Month CD
1.91%
$1,000
JTNB
JTNB
24-Month CD
1.75%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
Farmers Trust and Savings Bank Spencer, IA
Money Market
1.46%
$250,000
FinWise Bank
FinWise Bank
Money Market
1.30%
$2,500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
36-Month CD
1.00%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
60-Month CD
1.00%
$1,000
705 Federal Credit Union
705 Federal Credit Union
Kasasa Savings
1.00%
$0
First Command Bank
First Command Bank
36-Month CD
0.95%
$1,000
FNB of Brownstown
12-Month CD
0.90%
$1,000
Community Bank of Cameron
Community Bank of Cameron
High Yield Savings
0.50%
$25,000
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
The Berkshire Bank
The Berkshire Bank
Gold Money Market
0.50%
$2,500
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
The Union Bank Company
The Union Bank Company
48-Month CD
0.35%
$500
Queenstown Bank
Queenstown Bank
30-Month CD (Bump)
0.30%
$500
Adirondack Bank
Adirondack Bank
24-Month CD
0.25%
$1,000
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
Petefish, Skiles & Co. Bank
Investor Fund Money Market
0.15%
$0
Simmesport State Bank
Simmesport State Bank
Money Market
0.15%
$1,000
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Florence Bank
Florence Bank
Statement Savings
0.05%
$10
WVS West View SB
WVS West View SB
Christmas Club Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Sturgis Bank & Trust Company rate data right now, check back for updates, we are adding rates all the time.

Sturgis Bank & Trust Company Information

Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
St. Joseph
Established Date: 01/01/1905
FDIC Certificate #: 28593
Date of FDIC Deposit Insurance: 03/20/1950
Bank Holding Company: STURGIS BCORP INC
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is Sturgis Bank & Trust Company FDIC Insured? Yes
What is Sturgis Bank & Trust Company's Cert number? 28593
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sturgis Bank & Trust Company Financials

Total Assets:
$924,677,000
Total Deposits:
$807,562,000
Equity Capital:
$66,948,000
Domestic Deposits:
$807,562,000
Net Income:
$-1,614,000
Return on Assets:
1.1197%
Quarterly Return on Assets:
-0.7000%
Pretax Return on Assets:
-0.9212%
Pretax Quarterly Return on Assets:
-0.9200%
Return on Equity:
14.5100%
Quarterly Return on Equity:
-9.4500%
Common Equity Tier 1 Capital Ratio:
11.3705%
Tier 1 Risk-Based Capital Ratio:
11.3705%
Leverage Tier 1 (Core Capital) Ratio:
8.2188%
Total Risk-Based Capital Ratio (YTD):
12.5917%
Total Interest Income (YTD):
4.9820%
 
 
Headquarters:
Sturgis
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
St. Joseph
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The current national 3 month certificate of deposit rate is averaging 0.33 percent. The national average 6 month CD rate isn't much higher, averaging only 0.53 percent. Longer term rates aren't much better. The current average 12 month CD rate is 0.80 percent and 24 month CD rates are averaging 1.17 percent.
OneWest Bank, formerly IndyMac Bank, is offering certificate of deposit rates that are very competitive for both short term and long term certificate of deposits.

Bank or Credit Union Offers and Deals

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Home Equity Line of Credit Closed?

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