Sturgis Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sturgis Bank & Trust CompanyToday's 12-month CD rates can be found at 4.75%, 6-month CD rates at 5.05% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.05%. Credit Card rates are at 17.99%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Sturgis Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sturgis Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sturgis Bank & Trust Company CD rates. You can also compare Sturgis Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Sturgis Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sturgis Bank & Trust Company? Share your experience about Sturgis Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Sturgis Bank & Trust Company.

Sturgis Bank & Trust Company Texas Ratio

Sturgis Bank & Trust Company's Texas Ratio is at 0.70%, which is considered excellent. The Texas Ratio for Sturgis Bank & Trust Company is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sturgis Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
7.28%
Credit Card
N/A
Personal Loan
N/A
Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Sturgis Bank & Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
20-Year Fixed
6.875%
7.076%
0.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
15-Year Fixed
6.875%
7.125%
0.000
Sturgis Bank & Trust Company
Sturgis Bank & Trust Company
30-Year Fixed
7.125%
7.281%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Sturgis Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
6-Month CD eCD
5.30%
$500
Touchmark Bank
Touchmark Bank
12-Month Jumbo CD
5.25%
$100,000
Bank of Greene County
Bank of Greene County
Free e-Checking
5.00%
$1
UB Union Savings Bank
UB Union Savings Bank
9-Month CD (special)
4.93%
$5,000
First Internet Bank of Indiana
First Internet Bank of Indiana
24-Month CD
4.82%
$1,000
Ambler Savings Bank
Ambler Savings Bank
12-Month CD
4.75%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
60-Month CD
4.50%
$1,000
The Berkshire Bank
The Berkshire Bank
12-Month CD
4.48%
$10,000
Columbia Bank
Columbia Bank
12-Month CD
4.25%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
25-Month CD
4.25%
$500
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
4.13%
$500
Evergreen Federal Bank
Evergreen Federal Bank
6-Month CD
4.05%
$1,000
Coffee County Bank
Coffee County Bank
12-Month CD
4.00%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
48-Month CD share certificate
3.81%
$1,000
Kish Bank
Kish Bank
36-Month CD
3.43%
$2,000
First National Bank in Marlow
First National Bank in Marlow
60-Month CD
3.38%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
48-Month CD share
3.03%
$1,000
State Bank of Danvers
State Bank of Danvers
60-Month CD
3.02%
$250
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
3.00%
$100
Pineries Bank
Pineries Bank
12-Month CD
2.60%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
Petefish, Skiles & Co.
60-Month CD
2.52%
$5,000
Deerwood Bank
Deerwood Bank
36-Month CD
2.52%
$500
Wells Fargo
Wells Fargo
3-Month CD
2.50%
$0
First Westroads Bank
First Westroads Bank
48-Month CD
2.50%
$100
Abound Federal Credit Union
Abound Federal Credit Union
6-Month CD
2.50%
$500
Central Bank Provo, UT
Central Bank Provo, UT
18-Month CD
2.37%
$500
Harrison County Bank
Harrison County Bank
12-Month CD
2.10%
$1,000
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
48-Month CD
1.76%
$50
First National Bank VA
First National Bank VA
60-Month CD
1.51%
$500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
48-Month CD
1.35%
$500
SSB Scott State Bank
SSB Scott State Bank
24-Month CD
1.20%
$1,000
FNB of Pandora
FNB of Pandora
12-Month CD
1.11%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
48-Month CD
1.05%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
18-Month CD
1.05%
$500
ACBLA
ACBLA
Regular Passbook Savings
0.75%
$25
Cape Ann Savings Bank
Cape Ann Savings Bank
36-Month CD
0.75%
$500
BankWest Of Kansas
BankWest Of Kansas
24-Month CD
0.40%
$0
State Central Bank
State Central Bank
Money Market
0.40%
$1,000
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.40%
$2,500
Century Bank and Trust GA
Century Bank and Trust GA
3-Month CD
0.30%
$500
FSB of Forrest
FSB of Forrest
Regular Savings
0.25%
$0
National Iron Bank
National Iron Bank
36-Month CD
0.25%
$10,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
48-Month CD
0.25%
$500
Unity Bank
Unity Bank
36-Month CD
0.25%
$1,000
AB Federal Credit Union
AB Federal Credit Union
12-Month CD
0.25%
$1,000
A & S Federal Credit Union
A & S Federal Credit Union
12-Month CD certificate
0.20%
$5,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
48-Month CD
0.05%
$500
Wells River Savings Bank
Wells River Savings Bank
28-Day CD (CDARS)
0.05%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Sturgis Bank & Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Sturgis Bank & Trust Company Information

Sturgis Bank & Trust Company
113 E Chicago Rd
Sturgis, MI 49091
St. Joseph
Established Date: 01/01/1905
FDIC Certificate #: 28593
Date of FDIC Deposit Insurance: 03/20/1950
Bank Holding Company: STURGIS BCORP INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Sturgis Bank & Trust Company FDIC Insured? Yes
What is Sturgis Bank & Trust Company's Cert number? 28593
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sturgis Bank & Trust Company Financials

Total Assets:
$873,679,000
Total Deposits:
$789,888,000
Equity Capital:
$66,952,000
Domestic Deposits:
$789,888,000
Net Income:
$1,877,000
Return on Assets:
0.9380%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.0561%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
11.3500%
Quarterly Return on Equity:
11.2200%
Common Equity Tier 1 Capital Ratio:
11.4423%
Tier 1 Risk-Based Capital Ratio:
11.4423%
Leverage Tier 1 (Core Capital) Ratio:
8.2462%
Total Risk-Based Capital Ratio (YTD):
12.6477%
Total Interest Income (YTD):
3.7347%
 
 
Headquarters:
Sturgis
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
St. Joseph
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Fixed long term mortgage rates and refinance rates are mostly higher this afternoon except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.78 percent, down from yesterday when 30 year rate mortgages averaged 4.88 percent. 30 year mortgage interest rates and refinance interest rates in Utah are lower than the national average 30 year rate mortgage. The current 30 year rate in UT is averaging 4.75 percent.
American Express Bank, the banking division of the credit card company American Express continues to offer one of the best savings rates available right now. Amex Bank is current offering their High Yield Savings Account at 0.90% with an APY of 0.90%. Amex's savings rate is more than 5 times the current national average savings rate of 0.17% as reported by MonitorBankRates.com.
current-wells-fargo-mortgage-ratesWells Fargo Bank of San Francisco, California, is advertising some of the best mortgage rates that are just above the national average for similar mortgage products.

Bank or Credit Union Offers and Deals

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Mortgage Rates and Bond Yields Surge Higher, Fed Tries to Stop the Trend
Credit Union now Offering 1 Year CD Rates at 1.50%
Capital One Money Market Account Rates + $500 Bonus

Alternative Bank and Credit Union Offers to Explore

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