Mortgage Lenders and Brokers in Malden, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Malden, Massachusetts mortgage lenders include M&T BankM&T Bank51 Commercial St, Malden, MA 02148A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA361 Main St, Malden, MA 02148A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA225 Pleasant St, Malden, MA 02148A+5.0 ★Texas Ratio: 5.44%, Eastern BankEastern Bank140 Ferry St, Malden, MA 02148A+5.0 ★Texas Ratio: 2.61%, East Cambridge Savings BankEast Cambridge Savings Bank98 Pleasant St, Malden, MA 02148A+5.0 ★Texas Ratio: 1.72%, Bank of America NABank of America NA151 Centre St, Malden, MA 02148A+5.0 ★Texas Ratio: 4.14%, Beacon Bank & TrustBeacon Bank & Trust196 Commercial St, Malden, MA 02148A+5.0 ★Texas Ratio: 5.36%, Salem Five Cents Savings BankSalem Five Cents Savings Bank90 Highland Ave, Malden, MA 02148A+5.0 ★Texas Ratio: 3.29%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, and Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Malden, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Malden are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Malden, Massachusetts
Market share is the lender's share of all home loans closed in Malden, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Malden 51 Commercial St, Malden, MA 02148 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 8 +3 HELOCs |
1.8% | 100% | $516,250 | View |
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1 office in Malden 361 Main St, Malden, MA 02148 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.1% | 100% | $577,000 | View |
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3 offices in Malden 225 Pleasant St, Malden, MA 02148 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +56 HELOCs |
0.9% | 80% | $352,500 | View |
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1 office in Malden 140 Ferry St, Malden, MA 02148 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 4 +35 HELOCs |
0.9% | 80% | $685,000 | View |
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1 office in Malden 98 Pleasant St, Malden, MA 02148 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 3 | 0.7% | 75% | $298,333 | View |
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1 office in Malden 151 Centre St, Malden, MA 02148 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +13 HELOCs |
0.4% | 66.7% | $465,000 | View |
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1 office in Malden 196 Commercial St, Malden, MA 02148 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $685,000 | View |
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1 office in Malden 90 Highland Ave, Malden, MA 02148 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 38 +4 HELOCs |
8.5% | 97.5% | $467,105 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 13 | 2.9% | 92.9% | $522,692 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 9 +1 HELOCs |
2% | 90% | $626,111 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 8 +3 HELOCs |
1.8% | 100% | $338,750 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 8 +1 HELOCs |
1.8% | 100% | $506,250 | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 5 +10 HELOCs |
1.1% | 100% | $265,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +4 HELOCs |
1.1% | 75% | $563,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 5 +2 HELOCs |
1.1% | 100% | $235,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 4 +3 HELOCs |
0.9% | 80% | $547,500 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 4 | 0.9% | 100% | $415,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 3 | 0.7% | 100% | $408,333 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 3 | 0.7% | 100% | $498,333 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $630,000 | View |
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389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.4% | 100% | $585,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.4% | 100% | $475,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $390,000 | View |
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57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.4% | 50% | $175,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $115,000 | |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.2% | 50% | $395,000 | |
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621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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72 Main St, Bridgewater, MA 02324 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
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744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
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18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,015,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
FHA | 1 | 0.2% | 100% | $635,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, FHA | 7 | 1.6% | 87.5% | $500,714 | |
Msa Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $647,000 | |
New Fed Mortgage Corp.
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Conventional | 3 | 0.7% | 100% | $545,000 | |
Mit Federal Credit Union
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Conventional | 3 | 0.7% | 100% | $455,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.4% | 66.7% | $520,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.4% | 100% | $690,000 | View |
Members Mortgage Company Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7.1% | 84.2% | $407,812 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 31 +3 HELOCs |
6.9% | 100% | $545,322 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
4.9% | 95.7% | $494,090 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 21 +2 HELOCs |
4.7% | 77.8% | $551,666 | |
Movement Mortgage, LLC
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Conventional, VA | 9 | 2% | 100% | $567,222 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1.8% | 100% | $487,500 | View |
Newrez LLC
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Conventional, VA | 8 | 1.8% | 61.5% | $432,500 | |
Guild Mortgage Company
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Conventional | 7 | 1.6% | 100% | $703,571 | |
Fairway Independent Mort Corp
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Conventional | 7 | 1.6% | 87.5% | $515,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.3% | 100% | $628,333 | |
loanDepot.com LLC
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Conventional | 6 | 1.3% | 66.7% | $200,000 | |
Pennymac Loan Services LLC
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Conventional | 6 | 1.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
1.1% | 100% | $273,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 5 | 1.1% | 100% | $545,000 | |
General Mortgage Capital Corporation
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Conventional | 5 | 1.1% | 100% | $473,000 | |
New American Funding, LLC.
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Conventional | 5 | 1.1% | 71.4% | $483,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 4 | 0.9% | 80% | $585,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.9% | 44.4% | $320,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 4 | 0.9% | 100% | $590,000 | |
AmWest Funding Corp
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $558,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.7% | 50% | $511,666 | |
Total Mortgage Services, LLC
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Conventional | 3 | 0.7% | 100% | $538,333 | |
Mortgage Research Center
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VA | 3 | 0.7% | 75% | $591,666 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.7% | 60% | $615,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 3 | 0.7% | 100% | $865,000 | View |
Webster Bank, N.A.
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $320,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.4% | 100% | $570,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.4% | 66.7% | $590,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $440,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $430,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.4% | 100% | $565,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $550,000 | View |
Keystone Funding, Inc
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Conventional | 2 | 0.4% | 100% | $720,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $390,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $705,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $695,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $575,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $785,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $105,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Shoreham Bank
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Harborone Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $565,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $675,000 | |
Nationstar Mortgage
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FHA | 1 | 0.2% | 50% | $475,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $875,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Malden Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Malden, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Malden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Malden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Malden, MA
Use these to narrow the list above. Each category shows how many Malden, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Malden, MA
Independent mortgage companies closed 54.2 percent of home loans in Malden, Massachusetts in 2025, banks 37.3 percent and credit unions 8.5 percent. Msa Mortgage, LLC was the largest mortgage company, M&T Bank the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Eastern Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Malden, MA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Malden, Massachusetts with 8 loans, about 1.8 percent of the market. The largest lender headquartered in Massachusetts was Eastern Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Malden, Massachusetts in 2025, led by United Wholesale Mortgage with 3. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 57 banks and 21 credit unions closed home loans in Malden, Massachusetts in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Malden, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Malden, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Malden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
