Mortgage Lenders and Brokers in Lexington, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lexington, Massachusetts mortgage lenders include M&T BankM&T Bank46 Bedford St, Lexington, MA 02420A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA1761 Massachusetts Ave, Lexington, MA 02420A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1833 Massachusetts Ave, Lexington, MA 02420A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank419 Lowell St, Lexington, MA 02420A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1776 Massachusetts Ave, Lexington, MA 02420A+5.0 ★Texas Ratio: 5.44%, Cambridge Savings BankCambridge Savings Bank1781 Massachusetts Ave, Lexington, MA 02420A5.0 ★Texas Ratio: 9.52%, Rockland Trust BankRockland Trust Bank1666 Massachusetts Ave, Lexington, MA 02420A+5.0 ★Texas Ratio: 2.64%, Eastern BankEastern Bank1833 Massachusetts Ave, Lexington, MA 02420A+5.0 ★Texas Ratio: 2.61%, Beacon Bank & TrustBeacon Bank & Trust1793 Massachusetts Ave, Lexington, MA 02420A+5.0 ★Texas Ratio: 5.36%, and Mit Federal Credit UnionMit Federal Credit UnionLexington, MA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lexington, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lexington, Massachusetts
Market share is the lender's share of all home loans closed in Lexington, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lexington 46 Bedford St, Lexington, MA 02420 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 28 +5 HELOCs |
6.1% | 100% | $1,272,857 | View |
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1 office in Lexington 1761 Massachusetts Ave, Lexington, MA 02420 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 17 +15 HELOCs |
3.7% | 100% | $1,177,941 | View |
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1 office in Lexington 1833 Massachusetts Ave, Lexington, MA 02420 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 12 +3 HELOCs |
2.6% | 75% | $1,298,333 | View |
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1 office in Lexington 419 Lowell St, Lexington, MA 02420 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 10 +7 HELOCs |
2.2% | 90.9% | $1,202,000 | View |
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1 office in Lexington 1776 Massachusetts Ave, Lexington, MA 02420 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 8 +125 HELOCs |
1.7% | 88.9% | $1,526,250 | View |
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1 office in Lexington 1781 Massachusetts Ave, Lexington, MA 02420 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo, HELOC | 8 +7 HELOCs |
1.7% | 100% | $950,000 | View |
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1 office in Lexington 1666 Massachusetts Ave, Lexington, MA 02420 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 66.7% | $525,000 | View |
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1 office in Lexington 1833 Massachusetts Ave, Lexington, MA 02420 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +19 HELOCs |
0% | n/a | View | |
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1 office in Lexington 1793 Massachusetts Ave, Lexington, MA 02420 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
Mit Federal Credit Union
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,335,000 | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 20 +9 HELOCs |
4.4% | 100% | $1,097,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.3% | 85.7% | $1,278,333 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo | 6 | 1.3% | 100% | $1,070,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 5 | 1.1% | 71.4% | $181,000 | |
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120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24% |
Conventional, Jumbo | 5 | 1.1% | 100% | $1,915,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo | 4 | 0.9% | 80% | $1,162,500 | View |
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115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 3 | 0.7% | 100% | $738,333 | View |
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57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,241,666 | View |
Digital Federal Credit Union
1751 Massachusetts Ave, Lexington, MA 02420 |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
0.4% | 40% | $995,000 | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $900,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $2,170,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $650,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional, Jumbo | 2 | 0.4% | 100% | $905,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,225,000 | View |
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493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional, Jumbo | 2 | 0.4% | 100% | $2,400,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $2,130,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,980,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $1,815,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo | 2 | 0.4% | 100% | $740,000 | |
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540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $1,165,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $545,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,045,000 | View |
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621 Washington St, Boston, MA 02111 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,145,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.2% | 50% | $805,000 | View |
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1075 Waltham St, Lexington, MA 02421 A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,015,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 12 | 2.6% | 92.3% | $1,076,666 | |
Radius Financial Group Inc
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Conventional, Jumbo | 5 | 1.1% | 100% | $833,000 | |
Members Mortgage Company Inc
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Conventional | 2 | 0.4% | 100% | $420,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.2% | 100% | $485,000 | |
St. Anne'S Credit Union of Fal
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Conventional | 1 | 0.2% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 37 +2 HELOCs |
8.1% | 95.1% | $1,345,540 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 33 | 7.2% | 100% | $1,119,242 | |
Rocket Mortgage
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Conventional, Jumbo | 27 | 5.9% | 90% | $760,925 | |
Nations Direct Mortgage, LLC
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Conventional | 23 | 5% | 95.8% | $518,478 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 19 +2 HELOCs |
4.1% | 100% | $1,440,789 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 17 | 3.7% | 100% | $936,764 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo, HELOC | 10 +5 HELOCs |
2.2% | 100% | $1,369,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 8 | 1.7% | 100% | $972,500 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 6 | 1.3% | 100% | $1,058,333 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 6 | 1.3% | 100% | $1,003,333 | |
United Nations Federal CU
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Conventional, Jumbo | 6 | 1.3% | 100% | $1,178,333 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 5 | 1.1% | 100% | $917,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 5 | 1.1% | 100% | $759,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 4 | 0.9% | 80% | $1,217,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 4 | 0.9% | 100% | $932,500 | |
Mutual of Omaha Mortgage
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Conventional, VA, Jumbo | 4 | 0.9% | 80% | $985,000 | |
United Wholesale Mortgage
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Conventional | 3 | 0.7% | 100% | $541,666 | |
T2 Financial LLC
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Conventional, Jumbo | 3 | 0.7% | 100% | $1,038,333 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 3 | 0.7% | 100% | $621,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,521,666 | View |
Webster Bank, N.A.
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $1,100,000 | |
Alliant Credit Union
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,190,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.4% | 100% | $200,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $890,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 100% | $340,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,415,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 50% | $205,000 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,005,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,015,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,100,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,620,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,930,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $205,000 | View |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,845,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,265,000 | View |
Primelending
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FHA, Jumbo | 1 | 0.2% | 100% | $1,175,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,415,000 | View |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $895,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,035,000 | View |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,055,000 | |
Calcon Mutual Mortgage LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | |
Ithink Financial Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,055,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,235,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 66.7% | $155,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,605,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lexington Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lexington, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lexington, MA
Use these to narrow the list above. Each category shows how many Lexington, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Lexington, MA
Independent mortgage companies closed 38.3 percent of home loans in Lexington, Massachusetts in 2025, banks 53.4 percent and credit unions 8.3 percent. Radius Financial Group Inc was the largest mortgage company, M&T Bank the largest bank and Mit Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cambridge Savings Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lexington, MA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Lexington, Massachusetts with 28 loans, about 6.1 percent of the market. The largest lender headquartered in Massachusetts was Cambridge Savings Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Lexington, Massachusetts in 2025, led by Primelending with 1. 1 lenders closed VA loans, led by Mutual of Omaha Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 57 banks and 19 credit unions closed home loans in Lexington, Massachusetts in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lexington, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
