Pennsylvania Housing Affordability Index
Daily affordability score for Pennsylvania compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.
Pennsylvania Affordability Ranking
Pennsylvania MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · Pennsylvania
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How Pennsylvania Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 14 states → | |||
| 15 | New Mexico | 114.6 | More Affordable Than Avg |
| 16 | South Dakota | 114.1 | More Affordable Than Avg |
| 17 | Michigan | 111.0 | More Affordable Than Avg |
| 18 | Pennsylvania You are here | 110.6 | More Affordable Than Avg |
| 19 | Nebraska | 109.7 | Near National Average |
| 20 | Georgia | 107.4 | Near National Average |
| 21 | North Carolina | 107.1 | Near National Average |
| ▼ See all 51 state rankings → | |||
Showing states ranked near Pennsylvania · May 26, 2026 • View complete national rankings →
Download Pennsylvania HAI Data
2026-05-26,PA,110.6,100.0,6.648
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · Pennsylvania
Ready-to-publish sentences using today's Pennsylvania data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live Pennsylvania score. Free for editorial use with attribution to MonitorBankRates.
In Pennsylvania, the MonitorBankRates (MBR) Housing Affordability Index stood at 110.6 on May 26, 2026, ranking #18 of 51 U.S. states for homeownership affordability and indicating more affordable than avg conditions relative to the national baseline. The state-level reading combines Pennsylvania's 30-year mortgage rate average of 6.648% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“Pennsylvania's MonitorBankRates (MBR) Housing Affordability Index score of 110.6 places it #18 of 51 nationwide. Above the 100 baseline, that means buyer purchasing power in Pennsylvania is stronger than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.648%, and the index outperforms the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. Pennsylvania: 110.6 (More Affordable Than Avg), rank #18 of 51 states. 30-yr mortgage avg: 6.65%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/pennsylvania/
Housing affordability in Pennsylvania is currently sitting at 110.6 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #18 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Pennsylvania's 30-year mortgage rate of 6.65% reflects more affordable than avg conditions for local buyers. The state outperforms the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for Pennsylvania homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The Pennsylvania MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: Pennsylvania metros, MSAs, or historical slices on request
- Embargo-friendly releases: give us 24 hours notice for scheduled coverage
- Background interviews: methodology, market context, or commentary on rate moves
- Direct contact: contact form or reply to any address listed there
For our published citation history and recent media mentions, see MBR in the Press.
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