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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Exton, PA Housing Affordability Index

Exton, Pennsylvania has an MBR Housing Affordability Index score of 92.0 (Near National Average) as of October 30, 2026, ranking 1268th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $554,200 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $3,020, or 30% of the city’s $120,697 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Exton is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Exton MBR-HAI 92.0 Near National Average
Rank in Pennsylvania 1,268 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $554,200 U.S. Census Bureau

Exton is 16.3 points below the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Exton Mortgage Rates

What It Takes to Buy in Exton

$3,020/mo
Principal & Interest
Median home, 20% down, 7.23%
$129,400
Income Needed
To keep the payment at 28% of income
$120,697
Median Household Income
Pennsylvania: $77,971
4.6x
Price-to-Income Ratio
Pennsylvania: 3.3x
$2,250/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,806/yr
Median Property Tax
0.87% of median value
20.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Exton, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Exton Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Exton, Pennsylvania score: 92.0 (Near National Average), ranked 1,268 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/exton”