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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Hendersonville, PA Housing Affordability Index

Hendersonville, Pennsylvania has an MBR Housing Affordability Index score of 114.6 (More Affordable Than Average) as of October 30, 2026, ranking 978th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $216,000 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $1,177, or 19% of the city’s $73,289 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Hendersonville is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Hendersonville MBR-HAI 114.6 More Affordable Than Average
Rank in Pennsylvania 978 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $216,000 U.S. Census Bureau

Hendersonville is 6.3 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Hendersonville Mortgage Rates

What It Takes to Buy in Hendersonville

$1,177/mo
Principal & Interest
Median home, 20% down, 7.23%
$50,400
Income Needed
To keep the payment at 28% of income
$73,289
Median Household Income
Pennsylvania: $77,971
2.9x
Price-to-Income Ratio
Pennsylvania: 3.3x
$935/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,659/yr
Median Property Tax
Pennsylvania figure
33.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
52.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Hendersonville, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Hendersonville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Hendersonville, Pennsylvania score: 114.6 (More Affordable Than Average), ranked 978 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/hendersonville”