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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Coral, PA Housing Affordability Index

Coral, Pennsylvania has an MBR Housing Affordability Index score of 199.6 (Highly Affordable) as of October 30, 2026, ranking 128th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $74,600 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $406, or 8% of the city’s $58,008 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Coral is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Coral MBR-HAI 199.6 Highly Affordable
Rank in Pennsylvania 128 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $74,600 U.S. Census Bureau

Coral is 91.3 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Coral Mortgage Rates

What It Takes to Buy in Coral

$406/mo
Principal & Interest
Median home, 20% down, 7.23%
$17,400
Income Needed
To keep the payment at 28% of income
$58,008
Median Household Income
Pennsylvania: $77,971
1.3x
Price-to-Income Ratio
Pennsylvania: 3.3x
$618/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,659/yr
Median Property Tax
Pennsylvania figure
23.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
37.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Coral, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Coral Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Coral, Pennsylvania score: 199.6 (Highly Affordable), ranked 128 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/coral”