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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Mont Alto, PA Housing Affordability Index

Mont Alto, Pennsylvania has an MBR Housing Affordability Index score of 139.4 (Highly Affordable) as of October 30, 2026, ranking 595th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $191,600 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $1,044, or 16% of the city’s $80,556 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Mont Alto is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Mont Alto MBR-HAI 139.4 Highly Affordable
Rank in Pennsylvania 595 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $191,600 U.S. Census Bureau

Mont Alto is 31.1 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Mont Alto Mortgage Rates

What It Takes to Buy in Mont Alto

$1,044/mo
Principal & Interest
Median home, 20% down, 7.23%
$44,700
Income Needed
To keep the payment at 28% of income
$80,556
Median Household Income
Pennsylvania: $77,971
2.4x
Price-to-Income Ratio
Pennsylvania: 3.3x
$1,144/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,074/yr
Median Property Tax
1.08% of median value
21.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
27.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Mont Alto, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Mont Alto Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Mont Alto, Pennsylvania score: 139.4 (Highly Affordable), ranked 595 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/mont-alto”