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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Ursina, PA Housing Affordability Index

Ursina, Pennsylvania has an MBR Housing Affordability Index score of 129.0 (Highly Affordable) as of October 30, 2026, ranking 743rd most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $104,200 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $568, or 20% of the city’s $33,333 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Ursina is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Ursina MBR-HAI 129.0 Highly Affordable
Rank in Pennsylvania 743 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $104,200 U.S. Census Bureau

Ursina is 20.7 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Ursina Mortgage Rates

What It Takes to Buy in Ursina

$568/mo
Principal & Interest
Median home, 20% down, 7.23%
$24,300
Income Needed
To keep the payment at 28% of income
$33,333
Median Household Income
Pennsylvania: $77,971
3.1x
Price-to-Income Ratio
Pennsylvania: 3.3x
$617/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$811/yr
Median Property Tax
0.78% of median value
51.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
78.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Ursina, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Ursina Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Ursina, Pennsylvania score: 129.0 (Highly Affordable), ranked 743 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/ursina”