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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Schuylkill Haven, PA Housing Affordability Index

Schuylkill Haven, Pennsylvania has an MBR Housing Affordability Index score of 142.6 (Highly Affordable) as of October 30, 2026, ranking 555th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $132,400 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $721, or 16% of the city’s $54,167 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Schuylkill Haven is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Schuylkill Haven MBR-HAI 142.6 Highly Affordable
Rank in Pennsylvania 555 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $132,400 U.S. Census Bureau

Schuylkill Haven is 34.3 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Schuylkill Haven Mortgage Rates

What It Takes to Buy in Schuylkill Haven

$721/mo
Principal & Interest
Median home, 20% down, 7.23%
$30,900
Income Needed
To keep the payment at 28% of income
$54,167
Median Household Income
Pennsylvania: $77,971
2.4x
Price-to-Income Ratio
Pennsylvania: 3.3x
$847/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,886/yr
Median Property Tax
1.42% of median value
29.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
15.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Schuylkill Haven, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Schuylkill Haven Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Schuylkill Haven, Pennsylvania score: 142.6 (Highly Affordable), ranked 555 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/schuylkill-haven”