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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Wilmerding, PA Housing Affordability Index

Wilmerding, Pennsylvania has an MBR Housing Affordability Index score of 158.1 (Highly Affordable) as of October 30, 2026, ranking 382nd most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $61,200 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $333, or 11% of the city’s $36,467 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Wilmerding is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Wilmerding MBR-HAI 158.1 Highly Affordable
Rank in Pennsylvania 382 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $61,200 U.S. Census Bureau

Wilmerding is 49.8 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Wilmerding Mortgage Rates

What It Takes to Buy in Wilmerding

$333/mo
Principal & Interest
Median home, 20% down, 7.23%
$14,300
Income Needed
To keep the payment at 28% of income
$36,467
Median Household Income
Pennsylvania: $77,971
1.7x
Price-to-Income Ratio
Pennsylvania: 3.3x
$674/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,659/yr
Median Property Tax
Pennsylvania figure
23.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
42.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Wilmerding, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Wilmerding Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Wilmerding, Pennsylvania score: 158.1 (Highly Affordable), ranked 382 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/wilmerding”