MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Sewickley Heights, PA Housing Affordability Index

Sewickley Heights, Pennsylvania has an MBR Housing Affordability Index score of 86.4 (Moderately Less Affordable) as of October 30, 2026, ranking 1295th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $1,062,500 home with 20% down, a jumbo loan at 7.48% means a monthly principal and interest payment of about $5,934, or 35% of the city’s $203,214 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Sewickley Heights is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Sewickley Heights MBR-HAI 86.4 Moderately Less Affordable
Rank in Pennsylvania 1,295 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $1,062,500 U.S. Census Bureau

Sewickley Heights is 21.9 points below the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Sewickley Heights Mortgage Rates

What It Takes to Buy in Sewickley Heights

$5,934/mo
Principal & Interest
Median home, 20% down, 7.48% jumbo
$254,300
Income Needed
To keep the payment at 28% of income
$203,214
Median Household Income
Pennsylvania: $77,971
5.2x
Price-to-Income Ratio
Pennsylvania: 3.3x
$3,344/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,659/yr
Median Property Tax
Pennsylvania figure
32.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Sewickley Heights, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Sewickley Heights Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Sewickley Heights, Pennsylvania score: 86.4 (Moderately Less Affordable), ranked 1,295 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/sewickley-heights”