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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Fairless Hills, PA Housing Affordability Index

Fairless Hills, Pennsylvania has an MBR Housing Affordability Index score of 86.4 (Moderately Less Affordable) as of October 30, 2026, ranking 1296th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $358,800 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $1,955, or 29% of the city’s $80,807 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Fairless Hills is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Fairless Hills MBR-HAI 86.4 Moderately Less Affordable
Rank in Pennsylvania 1,296 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $358,800 U.S. Census Bureau

Fairless Hills is 21.9 points below the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Fairless Hills Mortgage Rates

What It Takes to Buy in Fairless Hills

$1,955/mo
Principal & Interest
Median home, 20% down, 7.23%
$83,800
Income Needed
To keep the payment at 28% of income
$80,807
Median Household Income
Pennsylvania: $77,971
4.4x
Price-to-Income Ratio
Pennsylvania: 3.3x
$1,727/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,227/yr
Median Property Tax
1.18% of median value
29.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
66.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Fairless Hills, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Fairless Hills Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Fairless Hills, Pennsylvania score: 86.4 (Moderately Less Affordable), ranked 1,296 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/fairless-hills”