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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Brave, PA Housing Affordability Index

Brave, Pennsylvania has an MBR Housing Affordability Index score of 146.6 (Highly Affordable) as of October 30, 2026, ranking 499th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $114,800 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $626, or 12% of the city’s $60,357 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Brave is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Brave MBR-HAI 146.6 Highly Affordable
Rank in Pennsylvania 499 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $114,800 U.S. Census Bureau

Brave is 38.3 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Brave Mortgage Rates

What It Takes to Buy in Brave

$626/mo
Principal & Interest
Median home, 20% down, 7.23%
$26,800
Income Needed
To keep the payment at 28% of income
$60,357
Median Household Income
Pennsylvania: $77,971
1.9x
Price-to-Income Ratio
Pennsylvania: 3.3x
$721/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,238/yr
Median Property Tax
3.69% of median value
65.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
45.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Brave, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Brave Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Brave, Pennsylvania score: 146.6 (Highly Affordable), ranked 499 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/brave”