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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Forty Fort, PA Housing Affordability Index

Forty Fort, Pennsylvania has an MBR Housing Affordability Index score of 146.7 (Highly Affordable) as of October 30, 2026, ranking 498th most affordable of 1,325 scored Pennsylvania cities, compared with 108.3 statewide and 97.4 nationally. On a median-priced $173,000 home with 20% down, the Pennsylvania average 30-year fixed rate of 7.23% means a monthly principal and interest payment of about $943, or 15% of the city’s $74,432 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Forty Fort is updated every night from live Pennsylvania mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Forty Fort MBR-HAI 146.7 Highly Affordable
Rank in Pennsylvania 498 of 1,325 1 = most affordable
Pennsylvania 108.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.23% Pennsylvania lenders
Median home value $173,000 U.S. Census Bureau

Forty Fort is 38.4 points above the Pennsylvania score. Scores as of October 30, 2026. See the Pennsylvania index

View Forty Fort Mortgage Rates

What It Takes to Buy in Forty Fort

$943/mo
Principal & Interest
Median home, 20% down, 7.23%
$40,400
Income Needed
To keep the payment at 28% of income
$74,432
Median Household Income
Pennsylvania: $77,971
2.3x
Price-to-Income Ratio
Pennsylvania: 3.3x
$915/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,813/yr
Median Property Tax
1.63% of median value
9.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
35.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Forty Fort, Pennsylvania. The rate is the Pennsylvania average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Forty Fort Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Forty Fort, Pennsylvania score: 146.7 (Highly Affordable), ranked 498 of 1,325 Pennsylvania cities. monitorbankrates.com/housing-affordability-index/pennsylvania/forty-fort”